What is Synovus Financia's earnings per share (EPS)?

Synovus Financia (SNV) reported diluted earnings per share of $3.03 for fiscal year 2024. This represents a -12.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Synovus Financia Financials

SNV

Trailing 12 months to September 30, 2025

Revenue $5.1B +734.2% YoY

Net Income $800.1M +120.8% YoY

EPS (Diluted) $5.35 +142.1% YoY

Free Cash Flow $668.1M -13.3% YoY

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2025, ended Sep 30, 2025 Reported Nov 4, 2025 Currency USD FYE December

Synovus Financia (SNV) reported $5.1B in revenue over the twelve months to Sep 30, 2025, up 734.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SNV FY2024 2026-08-30

Synovus’s revenue expansion is not converting proportionally into earnings, while measured leverage remains modest.

The 2024 revenue step-up did not carry through to profit: net income declined to $482M, while net margin compressed to 15.1%, indicating that the added revenue carried far less earnings than prior-year revenue. Interest expense also rose to $1.4B, so the growth appears to have been absorbed by a heavier expense load rather than dropping through to earnings.

Despite lower earnings, FY2024 operating cash flow was $821M, roughly 1.7x net income, even as earnings fell. Free cash flow was $765M and remained close to operating cash flow, indicating limited deduction from reported reinvestment; cash conversion was nevertheless less exceptional than FY2023’s roughly 2.4x.

The balance sheet did not expand in proportion to revenue: assets reached $60.2B while ROA slipped to 0.8%, pointing to a large asset base producing less profit per dollar. Debt-to-equity eased to 0.3x in FY2024 despite the earnings decline, so weaker profitability was not accompanied by higher measured leverage.

Financial Health Signals

Financial Health Score 40/100

Scored as: Banks peer group

Scored against banks for FY2024. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Synovus Financia's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Stability

Piotroski F-Score Partial

6/7

Synovus Financia passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.70x

For every $1 of reported earnings, Synovus Financia generates $1.70 in operating cash flow ($821.0M OCF vs $482.5M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$3.2B

YoY+260.8%

5Y CAGR+9.3%

10Y CAGR+13.1%

Synovus Financia generated $3.2B in revenue in fiscal year 2024. This represents an increase of 260.8% from the prior year.

Net Income

$482.5M

YoY-11.3%

5Y CAGR-3.1%

10Y CAGR+9.5%

Synovus Financia reported $482.5M in net income in fiscal year 2024. This represents a decrease of 11.3% from the prior year.

EPS (Diluted)

$3.03

YoY-12.4%

5Y CAGR-2.7%

10Y CAGR+8.6%

Synovus Financia earned $3.03 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 12.4% from the prior year.

EBITDA

Not reported for fiscal year 2024.

Cash & Balance Sheet

Free Cash Flow

$764.9M

YoY-38.8%

5Y CAGR+6.4%

10Y CAGR+8.2%

Synovus Financia generated $764.9M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 38.8% from the prior year.

Cash & Debt

$3.0B

YoY+22.1%

5Y CAGR+20.3%

10Y CAGR+20.0%

Synovus Financia held $3.0B in cash against $1.7B in long-term debt as of fiscal year 2024.

Dividends Per Share

$1.52

YoY0.0%

5Y CAGR+4.8%

10Y CAGR+17.2%

Synovus Financia paid $1.52 per share in dividends in fiscal year 2024. That is unchanged from the prior year.

Shares Outstanding

141M

YoY-3.8%

5Y CAGR-0.9%

10Y CAGR+0.4%

Synovus Financia had 141M shares outstanding in fiscal year 2024. This represents a decrease of 3.8% from the prior year.

Margins & Returns

Net Margin

15.1%

YoY-46.3pp

5Y CAGR-12.4pp

10Y CAGR-5.9pp

Synovus Financia's net profit margin was 15.1% in fiscal year 2024, showing the share of revenue converted to profit. This is down 46.3 percentage points from the prior year.

Return on Equity

9.2%

YoY-1.4pp

5Y CAGR-2.2pp

10Y CAGR+2.8pp

Synovus Financia's ROE was 9.2% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 1.4 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2024.

Operating Margin

Not reported for fiscal year 2024.

Capital Allocation

Share Buybacks

$272.3M

5Y CAGR-17.8%

10Y CAGR+11.9%

Synovus Financia spent $272.3M on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

Capital Expenditures

$56.2M

YoY+74.3%

5Y CAGR-1.7%

10Y CAGR+3.8%

Synovus Financia invested $56.2M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents an increase of 74.3% from the prior year.

R&D Spending

Not reported for fiscal year 2024.

SNV Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

SNV quarterly income statement

Metric	TTM	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Revenue	$5.1B	$3.2B+260.8%	$885.2M-15.6%	$1.0B+18.8%	$883.1M+5.2%	$839.7M-59.1%	$2.1B+819.4%	$223.0M-80.8%	$1.2B+13.7%	$1.0B+8.1%	$946.0M+1.9%	$928.7M0.0%	$929.0M-7.5%	$1.0B-12.1%	$1.1B-13.5%	$1.3B
SG&A Expenses	$759.7M	$737.5M+1.2%	$728.4M+6.8%	$681.7M+5.0%	$649.4M+5.0%	$618.2M+8.5%	$570.0M+25.7%	$453.4M+4.6%	$433.3M+7.8%	$402.0M+5.5%	$380.9M+2.4%	$371.9M+1.0%	$368.2M-2.1%	$375.9M+1.3%	$371.1M-11.3%	$418.6M
Interest Expense	$1.3B	$1.4B+17.0%	$1.2B+342.4%	$278.9M+131.6%	$120.4M-58.7%	$291.7M-35.9%	$454.8M+132.2%	$195.9M+40.7%	$139.2M+12.6%	$123.6M+4.2%	$118.6M+8.4%	$109.4M-7.9%	$118.8M-20.8%	$150.0M-31.1%	$217.6M-34.9%	$334.2M
Income Tax	$212.1M	$125.5M-18.5%	$154.0M-25.3%	$206.3M-9.9%	$228.9M+106.3%	$111.0M-44.9%	$201.2M+69.3%	$118.9M-41.9%	$204.7M+44.5%	$141.7M+6.9%	$132.5M+23.5%	$107.3M+15.1%	$93.2M+111.7%	-$798.7M-60979.0%	$1.3M+108.7%	-$15.2M
Net Income	$800.1M	$482.5M-11.3%	$543.7M-28.3%	$757.9M-0.3%	$760.5M+103.5%	$373.7M-33.7%	$563.8M+31.6%	$428.5M+55.5%	$275.5M+11.6%	$246.8M+9.2%	$226.1M+15.8%	$195.2M+22.5%	$159.4M-80.8%	$830.2M+1469.4%	-$60.6M+92.3%	-$790.7M
EPS (Diluted)	$5.35	$3.03-12.4%	$3.46-30.1%	$4.95+1.0%	$4.90+113.0%	$2.30-33.7%	$3.470.0%	$3.47+59.9%	$2.17+14.8%	$1.89+16.7%	$1.62+21.8%	$1.33	$0.88-85.2%	$5.93	-$0.15	-$1.24

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Revenue	$795.1M+3.0%	$771.6M+0.6%	$766.8M-71.8%	$2.7B+984.8%	$251.0M+5676.1%	$4.3M-98.0%	$215.0M+58.3%	$135.8M
SG&A Expenses	$197.3M+2.7%	$192.2M+3.6%	$185.5M+0.4%	$184.7M0.0%	$184.8M+3.0%	$179.4M-4.8%	$188.5M+6.7%	$176.7M
Interest Expense	$320.4M+2.7%	$312.1M-0.1%	$312.4M-9.2%	$344.1M-6.9%	$369.8M+1.0%	$366.2M+0.7%	$363.9M+3.6%	$351.1M
Income Tax	$48.5M-15.9%	$57.6M+1.1%	$57.0M+16.3%	$49.0M+4.5%	$46.9M+735.8%	-$7.4M-120.0%	$36.9M+77.8%	$20.8M
Net Income	$197.0M-9.5%	$217.7M+11.6%	$195.0M+2.4%	$190.4M+4.9%	$181.6M+1394.2%	-$14.0M-111.3%	$124.5M+77.0%	$70.3M
EPS (Diluted)	$1.33-10.1%	$1.48+13.8%	$1.30+4.8%	$1.24+5.1%	$1.18	-$0.16	$0.78+90.2%	$0.41

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

SNV Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

SNV quarterly balance sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Total Assets	$60.2B+0.7%	$59.8B+0.1%	$59.7B+4.2%	$57.3B+5.4%	$54.4B+12.8%	$48.2B+47.5%	$32.7B+4.6%	$31.2B+3.7%	$30.1B+4.6%	$28.8B+6.4%	$27.1B+3.2%	$26.2B-2.1%	$26.8B-1.5%	$27.2B-9.7%	$30.1B
Cash & Equivalents	$3.0B+22.1%	$2.5B+23.9%	$2.0B-34.3%	$3.0B-29.2%	$4.3B+258.3%	$1.2B+3.8%	$1.1B+187.4%	$397.8M+0.7%	$395.2M+7.7%	$367.1M-24.4%	$485.5M+3.4%	$469.6M-23.6%	$614.6M+20.4%	$510.4M+31.2%	$389.0M
Accounts Receivable	$445.1M+127.2%	$195.9M+28.5%	$152.5M+87.5%	$81.3M-7.9%	$88.3M+14.4%	$77.2M+34.6%	$57.3M+30.7%	$43.9M+47.1%	$29.8M+51.4%	$19.7M-16.1%	$23.5M-31.7%	$34.3M+60.7%	$21.4M-11.4%	$24.1M-44.0%	$43.1M
Goodwill	$480.4M0.0%	$480.4M+6.2%	$452.4M0.0%	$452.4M0.0%	$452.4M-9.0%	$497.3M+767.6%	$57.3M0.0%	$57.3M-4.0%	$59.7M+144.3%	$24.4M0.0%	$24.4M0.0%	$24.4M0.0%	$24.4M0.0%	$24.4M0.0%	$24.4M
Total Liabilities	$55.0B+0.6%	$54.7B-1.1%	$55.3B+6.2%	$52.0B+5.7%	$49.2B+13.8%	$43.3B+46.5%	$29.5B+4.5%	$28.3B+4.0%	$27.2B+5.4%	$25.8B+7.4%	$24.0B+3.3%	$23.3B+0.3%	$23.2B-4.7%	$24.3B-10.1%	$27.1B
Long-Term Debt	$1.7B-10.3%	$1.9B-53.0%	$4.1B+241.3%	$1.2B+0.1%	$1.2B-44.2%	$2.2B+30.0%	$1.7B+3.2%	$1.6B-25.7%	$2.2B-1.2%	$2.2B+2.2%	$2.1B+5.2%	$2.0B+17.8%	$1.7B+26.5%	$1.4B-24.5%	$1.8B
Total Equity	$5.2B+2.4%	$5.1B+14.4%	$4.5B-15.5%	$5.3B+2.6%	$5.2B+4.4%	$4.9B+57.7%	$3.1B+5.8%	$3.0B+1.1%	$2.9B-2.4%	$3.0B-1.4%	$3.0B+3.1%	$2.9B-17.4%	$3.6B+26.2%	$2.8B-5.7%	$3.0B
Retained Earnings	$2.7B+8.7%	$2.5B+12.6%	$2.2B+30.7%	$1.7B+45.2%	$1.2B+10.3%	$1.1B+26.6%	$843.8M+55.0%	$544.2M+54.7%	$351.8M+101.0%	$175.0M+1074.8%	$14.9M+110.8%	-$137.5M+47.1%	-$260.0M+75.4%	-$1.1B-9.5%	-$966.6M

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Total Assets	$60.5B-0.9%	$61.1B+1.2%	$60.3B+0.2%	$60.2B+1.1%	$59.6B0.0%	$59.6B-0.4%	$59.8B0.0%	$59.8B
Cash & Equivalents	$2.3B-20.3%	$2.9B+5.4%	$2.7B-9.6%	$3.0B+61.5%	$1.9B-19.2%	$2.3B-5.3%	$2.4B-1.1%	$2.5B
Accounts Receivable	N/A	N/A	N/A	$445.1M	N/A	N/A	N/A	$195.9M
Goodwill	$480.4M0.0%	$480.4M0.0%	$480.4M0.0%	$480.4M0.0%	$480.4M0.0%	$480.4M0.0%	$480.4M0.0%	$480.4M
Total Liabilities	$54.6B-1.4%	$55.4B+0.9%	$54.9B-0.1%	$55.0B+1.4%	$54.2B-0.6%	$54.5B-0.5%	$54.8B+0.2%	$54.7B
Long-Term Debt	$3.0B-23.1%	$3.9B+86.4%	$2.1B+21.0%	$1.7B-14.2%	$2.0B-11.5%	$2.3B+12.4%	$2.0B+5.1%	$1.9B
Total Equity	$5.8B+3.6%	$5.6B+4.2%	$5.4B+2.8%	$5.2B-2.1%	$5.4B+6.0%	$5.1B+0.7%	$5.0B-2.0%	$5.1B
Retained Earnings	$3.1B+4.4%	$3.0B+5.3%	$2.9B+4.6%	$2.7B+4.8%	$2.6B+4.6%	$2.5B-3.1%	$2.6B+2.3%	$2.5B

Not reported in any period shown, so not listed: Current Assets, Inventory, Current Liabilities.

SNV Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

SNV quarterly cash flow statement

Metric	TTM	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Operating Cash Flow	$701.7M	$821.0M-36.0%	$1.3B+7.6%	$1.2B+50.1%	$794.0M+4561.9%	$17.0M-97.3%	$621.0M+15.4%	$538.1M-14.8%	$631.2M+35.5%	$465.9M+4.7%	$445.0M+14.9%	$387.2M-36.0%	$605.1M+28.2%	$472.1M-26.9%	$645.7M-29.1%	$910.8M
Capital Expenditures	$33.5M	$56.2M+74.3%	$32.2M+7.0%	$30.1M+16.0%	$26.0M-13.8%	$30.1M-50.8%	$61.2M+15.1%	$53.2M+4.0%	$51.1M+48.9%	$34.3M+20.9%	$28.4M-26.6%	$38.7M+35.9%	$28.5M-6.6%	$30.5M+91.2%	$15.9M-25.1%	$21.3M
Free Cash Flow	$668.1M	$764.9M-38.8%	$1.3B+7.7%	$1.2B+51.2%	$768.1M+5976.5%	-$13.1M-102.3%	$559.8M+15.5%	$484.9M-16.4%	$580.1M+34.4%	$431.6M+3.6%	$416.6M+19.5%	$348.5M-39.6%	$576.6M+30.6%	$441.6M-29.9%	$629.8M-29.2%	$889.5M
Investing Cash Flow	-$556.5M	$177.6M-45.2%	$324.0M+106.7%	-$4.9B-10.8%	-$4.4B-86.3%	-$2.4B-9.2%	-$2.2B-61.0%	-$1.3B+9.2%	-$1.5B-4.0%	-$1.4B+32.7%	-$2.1B-80.6%	-$1.2B-4129.6%	-$27.6M-103.4%	$818.1M-63.9%	$2.3B+183.1%	$800.5M
Financing Cash Flow	$275.4M	-$456.0M+59.7%	-$1.1B-143.0%	$2.6B+12.1%	$2.3B-56.6%	$5.4B+242.7%	$1.6B+56.0%	$1.0B+30.1%	$776.6M+16.6%	$665.9M-56.9%	$1.5B+94.0%	$795.4M+210.1%	-$722.5M+39.1%	-$1.2B+57.5%	-$2.8B-47.9%	-$1.9B
Dividends Paid	$216.5M	$220.1M+1.9%	$216.1M+10.2%	$196.1M+0.8%	$194.7M+2.5%	$190.0M+13.1%	$167.9M+58.1%	$106.2M+94.3%	$54.7M-8.0%	$59.4M+7.4%	$55.4M+29.3%	$42.8M+17.5%	$36.4M+15.8%	$31.5M+0.2%	$31.4M+23.2%	$25.5M
Share Buybacks	$192.0M	$272.3M	$0-100.0%	$13.0M-93.5%	$199.9M+1130.7%	$16.2M-97.8%	$725.4M+314.3%	$175.1M0.0%	$175.1M-33.5%	$263.1M+32.1%	$199.2M+126.1%	$88.1M	$0	$0	$0-100.0%	$21K

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Operating Cash Flow	$205.7M+12.3%	$183.2M+253.0%	$51.9M-80.1%	$260.8M+1.5%	$256.9M-8.0%	$279.2M+1059.7%	$24.1M-91.0%	$266.2M
Capital Expenditures	$7.1M+8.2%	$6.5M-19.9%	$8.2M-30.7%	$11.8M-25.7%	$15.8M+57.8%	$10.0M-45.7%	$18.5M+58.7%	$11.7M
Free Cash Flow	$198.7M+12.4%	$176.7M+303.9%	$43.7M-82.4%	$249.1M+3.3%	$241.1M-10.4%	$269.2M+4718.5%	$5.6M-97.8%	$254.6M
Investing Cash Flow	$127.2M+115.3%	-$828.7M-356.0%	-$181.7M-155.6%	$326.8M+236.0%	-$240.3M-241.8%	$169.4M+316.3%	-$78.3M-128.4%	$276.3M
Financing Cash Flow	-$911.0M-215.1%	$791.6M+601.3%	-$157.9M-128.6%	$552.8M+220.8%	-$457.6M+20.8%	-$577.5M-2292.4%	$26.3M+111.5%	-$228.8M
Dividends Paid	$54.1M-1.1%	$54.7M+2.0%	$53.7M-0.6%	$54.0M-1.5%	$54.8M-1.5%	$55.6M-0.2%	$55.7M+0.3%	$55.6M
Share Buybacks	-$17K-99.9%	$21.4M-82.3%	$120.8M+143.2%	$49.7M-50.7%	$100.9M+10.0%	$91.7M+205.6%	$30.0M	$0

SNV Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

SNV quarterly financial ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10
Net Margin	15.1%-46.3pp	61.4%-10.9pp	72.3%-13.8pp	86.1%+41.6pp	44.5%+17.0pp	27.5%	192.1%	23.7%-0.4pp	24.1%+0.2pp	23.9%+2.9pp	21.0%+3.9pp	17.2%-65.5pp	82.7%+88.0pp	-5.3%+54.6pp	-59.9%
Return on Equity	9.2%-1.4pp	10.6%-6.3pp	16.9%+2.6pp	14.4%+7.1pp	7.2%-4.2pp	11.4%-2.3pp	13.7%+4.4pp	9.3%+0.9pp	8.4%+0.9pp	7.5%+1.1pp	6.4%+1.0pp	5.4%-17.9pp	23.3%+25.4pp	-2.1%+24.2pp	-26.4%
Return on Assets	0.8%-0.1pp	0.9%-0.4pp	1.3%-0.1pp	1.3%+0.6pp	0.7%-0.5pp	1.2%-0.1pp	1.3%+0.4pp	0.9%+0.1pp	0.8%0.0pp	0.8%+0.1pp	0.7%+0.1pp	0.6%-2.5pp	3.1%+3.3pp	-0.2%+2.4pp	-2.6%
Debt-to-Equity	0.330.0x	0.38-0.5x	0.92+0.7x	0.230.0x	0.23-0.2x	0.44-0.1x	0.530.0x	0.54-0.2x	0.740.0x	0.730.0x	0.700.0x	0.69+0.2x	0.480.0x	0.48-0.1x	0.60
FCF Margin	23.9%	141.3%	110.7%	87.0%+88.5pp	-1.6%-28.9pp	27.3%	217.4%	49.9%+7.7pp	42.2%-1.9pp	44.0%+6.5pp	37.5%-24.5pp	62.1%+18.1pp	44.0%-11.2pp	55.2%-12.2pp	67.4%

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Net Margin	24.8%-3.4pp	28.2%+2.8pp	25.4%+18.4pp	7.0%-65.3pp	72.3%	-322.8%	57.9%+6.1pp	51.8%
Return on Equity	3.4%-0.5pp	3.9%+0.3pp	3.6%0.0pp	3.6%+0.2pp	3.4%+3.7pp	-0.3%-2.8pp	2.5%+1.1pp	1.4%
Return on Assets	0.3%0.0pp	0.4%0.0pp	0.3%0.0pp	0.3%0.0pp	0.3%+0.3pp	0.0%-0.2pp	0.2%+0.1pp	0.1%
Debt-to-Equity	0.52-0.2x	0.70+0.3x	0.39+0.1x	0.330.0x	0.38-0.1x	0.450.0x	0.400.0x	0.38
FCF Margin	25.0%+2.1pp	22.9%+17.2pp	5.7%-3.4pp	9.2%-86.9pp	96.0%	6193.4%	2.6%	187.4%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin, FCF Margin.

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Where Synovus Financia Ranks

Frequently Asked Questions

What is Synovus Financia's annual revenue?

Synovus Financia (SNV) reported $3.2B in total revenue for fiscal year 2024. This represents a 260.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Synovus Financia's revenue growing?

Synovus Financia (SNV) revenue grew by 260.8% year-over-year, from $885.2M to $3.2B in fiscal year 2024.

Is Synovus Financia profitable?

Yes, Synovus Financia (SNV) reported a net income of $482.5M in fiscal year 2024, with a net profit margin of 15.1%.

How much debt does Synovus Financia have?

As of fiscal year 2024, Synovus Financia (SNV) had $3.0B in cash and equivalents against $1.7B in long-term debt.

What is Synovus Financia's net profit margin?

Synovus Financia (SNV) had a net profit margin of 15.1% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Does Synovus Financia pay dividends?

Yes, Synovus Financia (SNV) paid $1.52 per share in dividends during fiscal year 2024.

What is Synovus Financia's return on equity (ROE)?

Synovus Financia (SNV) has a return on equity of 9.2% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Synovus Financia's free cash flow?

Synovus Financia (SNV) generated $764.9M in free cash flow during fiscal year 2024. This represents a -38.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Synovus Financia's operating cash flow?

Synovus Financia (SNV) generated $821.0M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Synovus Financia's total assets?

Synovus Financia (SNV) had $60.2B in total assets as of fiscal year 2024, including both current and long-term assets.

What are Synovus Financia's capital expenditures?

Synovus Financia (SNV) invested $56.2M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

Does Synovus Financia buy back shares?

Yes, Synovus Financia (SNV) spent $272.3M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

How many shares does Synovus Financia have outstanding?

Synovus Financia (SNV) had 141M shares outstanding as of fiscal year 2024.

What is Synovus Financia's debt-to-equity ratio?

Synovus Financia (SNV) had a debt-to-equity ratio of 0.33 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Synovus Financia's return on assets (ROA)?

Synovus Financia (SNV) had a return on assets of 0.8% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Synovus Financia's Piotroski F-Score?

Synovus Financia (SNV) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Synovus Financia's earnings high quality?

Synovus Financia (SNV) has an earnings quality ratio of 1.70x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Synovus Financia?

Synovus Financia (SNV) scores 40 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.