POPULAR, INC. (BPOP) CFO awarded 3,319 restricted shares vesting 2027–2030

Rhea-AI Filing Summary

Garcia Jorge J. reported acquisition or exercise transactions in this Form 4 filing.

POPULAR, INC. Executive Vice President & CFO Jorge J. Garcia received an award of 3,319 shares of common stock under the company’s Omnibus Incentive Plan. No cash was paid for this grant. The restricted stock vests in equal annual installments on February 23 of 2027, 2028, 2029 and 2030.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Garcia Jorge J.

Role Executive Vice President & CFO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock Par Value $0.01 per share	3,319	$0.00	--

Holdings After Transaction: Common Stock Par Value $0.01 per share — 19,547.571 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garcia Jorge J.

(Last) (First) (Middle)

P O BOX 362708

(Street)

SAN JUAN PR 00936-2708

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
POPULAR, INC. [ BPOP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President & CFO

3. Date of Earliest Transaction (Month/Day/Year)
02/25/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock Par Value $0.01 per share	02/25/2026		A(1)		3,319	A	$0	19,547.571	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan. The award vests in equal annual installments on each of February 23, 2027, 2028, 2029, 2030.

	Marie Reyes-Rodriguez, Attorney-in-act	02/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did POPULAR, INC. (BPOP) disclose in this Form 4 for Jorge J. Garcia?

POPULAR, INC. reported that Executive Vice President & CFO Jorge J. Garcia received 3,319 shares of common stock as a restricted stock award under the Omnibus Incentive Plan, with no purchase price paid, increasing his directly owned share balance after the grant.

How many BPOP shares were granted to CFO Jorge J. Garcia in this filing?

The filing shows a grant of 3,319 shares of POPULAR, INC. common stock. These shares are classified as restricted stock and were acquired at a price of $0.00 per share as part of an equity incentive award, not an open-market purchase.

How does this Form 4 affect Jorge J. Garcia’s BPOP share ownership?

After receiving the 3,319 restricted shares, Jorge J. Garcia directly owns a total of 19,547.571 shares of POPULAR, INC. common stock. This reflects his updated direct ownership following the grant reported in the Form 4 insider transaction filing.

What are the vesting terms of the restricted stock granted to BPOP’s CFO?

The 3,319 restricted shares awarded to POPULAR, INC.’s CFO vest in equal annual installments. The vesting dates are February 23, 2027, February 23, 2028, February 23, 2029, and February 23, 2030, as specified under the company’s Omnibus Incentive Plan.

Was cash involved in Jorge J. Garcia’s BPOP stock transaction on this Form 4?

No cash was involved. The Form 4 describes the transaction as an award of restricted stock at a price of $0.00 per share. It is categorized as a grant or other acquisition of shares, not a market purchase or sale of POPULAR, INC. stock.

What plan governs the restricted stock award reported for BPOP’s CFO?

The restricted stock award to POPULAR, INC.’s CFO is made pursuant to the company’s Omnibus Incentive Plan. This plan authorizes equity-based compensation, and the award’s footnote specifies that the shares vest in four equal annual installments beginning in 2027.