STOCK TITAN

Popular (NASDAQ: BPOP) director adds 89 RSUs, holds over 268K shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

POPULAR, INC. director Richard L. Carrion received 89 restricted stock units (RSUs). These RSUs were credited as dividend equivalents on his existing RSUs and convert into common stock on a one-for-one basis. The RSUs are delivered on the 15th of August after his service as a director ends.

After this award, he holds 15,518 RSUs and directly owns 193,020 shares of common stock. He is also attributed indirect ownership of 75,031 shares held by Junior Investment Corporation, in which he has a 23.3234% interest.

Positive

  • None.

Negative

  • None.
Insider CARRION RICHARD L
Role Director
Type Security Shares Price Value
Grant/Award Restricted Stock Units 89 $0.00 --
holding Common Stock Par Value $0.01 per share -- -- --
holding Common Stock Par Value $0.01 per share -- -- --
Holdings After Transaction: Restricted Stock Units — 15,518 shares (Direct); Common Stock Par Value $0.01 per share — 193,020 shares (Direct); Common Stock Par Value $0.01 per share — 75,031 shares (Indirect, Junior Investment)
Footnotes (1)
  1. Represents Mr. Carrion's indirect ownership in the shares of Popular, Inc. owned by Junior Investment Corporation in which he has approximately 23.3234% interest. Restricted stock units convert into common stock on a one-for-one basis. Reflects Restricted Stock Units ("RSUs") received by the reporting person as a result of dividend equivalents accrued with respect to outstanding RSUs granted to the reporting person. Dividend equivalents are accrued at the same rate and at the same time as dividends are paid to ordinary shareholders. Dividend equivalents on RSUs are subject to the same terms and conditions as the underlying RSUs. Restricted stock units are converted into an equivalent number of shares of common stock and issued to the reporting person on the 15th of August following the date of termination of service as a director.
RSUs granted 89 RSUs Dividend-equivalent award on outstanding RSUs
RSU holdings after grant 15,518 RSUs Total restricted stock units following transaction
Direct common shares 193,020 shares Direct ownership of Popular, Inc. common stock
Indirect common shares 75,031 shares Held by Junior Investment Corporation
Interest in Junior Investment 23.3234% Carrion’s interest in Junior Investment Corporation
RSU conversion rate 1:1 into common stock Restricted stock units convert into common shares
Restricted Stock Units financial
"Reflects Restricted Stock Units ("RSUs") received by the reporting person"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
dividend equivalents financial
"as a result of dividend equivalents accrued with respect to outstanding RSUs"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
indirect ownership financial
"Represents Mr. Carrion's indirect ownership in the shares of Popular, Inc."
Junior Investment Corporation financial
"shares of Popular, Inc. owned by Junior Investment Corporation in which he has approximately 23.3234% interest"
one-for-one basis financial
"Restricted stock units convert into common stock on a one-for-one basis."
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
CARRION RICHARD L

(Last)(First)(Middle)
P O BOX 362708

(Street)
SAN JUAN PUERTO RICO 00936-2708

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
POPULAR, INC. [ BPOP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock Par Value $0.01 per share193,020D
Common Stock Par Value $0.01 per share75,031I(1)Junior Investment
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(2)04/01/2026A(3)89 (4) (4)Common Stock Par Value $0.01 per share89$015,518D
Explanation of Responses:
1. Represents Mr. Carrion's indirect ownership in the shares of Popular, Inc. owned by Junior Investment Corporation in which he has approximately 23.3234% interest.
2. Restricted stock units convert into common stock on a one-for-one basis.
3. Reflects Restricted Stock Units ("RSUs") received by the reporting person as a result of dividend equivalents accrued with respect to outstanding RSUs granted to the reporting person. Dividend equivalents are accrued at the same rate and at the same time as dividends are paid to ordinary shareholders. Dividend equivalents on RSUs are subject to the same terms and conditions as the underlying RSUs.
4. Restricted stock units are converted into an equivalent number of shares of common stock and issued to the reporting person on the 15th of August following the date of termination of service as a director.
Marie Reyes-Rodriguez, Attorney-in-act04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did BPOP director Richard L. Carrion report?

Richard L. Carrion reported receiving 89 restricted stock units in Popular, Inc. These RSUs were granted as dividend equivalents on his existing RSUs and will convert into common stock on a one-for-one basis after his board service ends.

What are the delivery terms for Richard L. Carrion’s BPOP restricted stock units?

Carrion’s restricted stock units are converted into common stock and issued to him on the 15th of August following the date he ceases serving as a director. Until then, they remain RSUs that track dividend equivalents like ordinary shareholders.

What does the Junior Investment Corporation holding mean for BPOP ownership?

Junior Investment Corporation holds 75,031 Popular, Inc. shares attributed indirectly to Carrion. He has approximately a 23.3234% interest in this entity, so the filing clarifies his partial economic stake in those shares rather than full direct ownership.

How are dividend equivalents treated on Richard L. Carrion’s BPOP RSUs?

Dividend equivalents on Carrion’s RSUs are accrued at the same rate and time as dividends paid to ordinary shareholders. These equivalents are credited as additional RSUs and are subject to the same terms and conditions as the original RSU awards.