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Popular (NASDAQ: BPOP) director awarded 27 RSUs from dividend equivalents

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

POPULAR, INC. director Bertil E. Chappuis received an award of 27 Restricted Stock Units (RSUs) tied to company common stock. The award stems from dividend equivalents accrued on his existing RSU holdings, which accumulate whenever ordinary shareholders receive dividends. Following this grant, he directly holds 5,641 RSUs. According to the terms, these RSUs are scheduled to convert into an equal number of common shares in annual installments over five years after his service as a director ends.

Positive

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Insider Chappuis Bertil E.
Role null
Type Security Shares Price Value
Grant/Award Restricted Stock Units 27 $0.00 --
Holdings After Transaction: Restricted Stock Units — 5,641 shares (Direct, null)
Footnotes (1)
  1. Restricted stock units convert into common stock on a one-for-one basis. Reflects Restricted Stock Units ("RSUs") received by the reporting person as a result of dividend equivalents accrued with respect to outstanding RSUs granted to the reporting person. Dividend equivalents are accrued at the same rate and at the same time as dividends are paid to ordinary shareholders. Dividend equivalents on RSUs are subject to the same terms and conditions as the underlying RSUs. Restricted stock units are converted into an equivalent number of shares of common stock and issued to the reporting person in equal annual installments on each 15th of August of the first five years following the date of termination of service as a director.
RSUs granted 27 RSUs Award from dividend equivalents on outstanding RSUs
RSUs held after grant 5,641 RSUs Total direct RSU holdings following the transaction
Conversion ratio 1 RSU = 1 share RSUs convert into common stock on a one-for-one basis
Settlement schedule 5 annual installments Each August 15 over first five years after service ends
Restricted Stock Units financial
"Reflects Restricted Stock Units ("RSUs") received by the reporting person"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
dividend equivalents financial
"as a result of dividend equivalents accrued with respect to outstanding RSUs"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
common stock financial
"convert into common stock on a one-for-one basis"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
director financial
"following the date of termination of service as a director"
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Chappuis Bertil E.

(Last)(First)(Middle)
P O BOX 362708

(Street)
SAN JUAN PUERTO RICO 00936-2708

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
POPULAR, INC. [ BPOP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)07/01/2026A(2)27 (3) (3)Common Stock Par Value $0.01 per share27$05,641D
Explanation of Responses:
1. Restricted stock units convert into common stock on a one-for-one basis.
2. Reflects Restricted Stock Units ("RSUs") received by the reporting person as a result of dividend equivalents accrued with respect to outstanding RSUs granted to the reporting person. Dividend equivalents are accrued at the same rate and at the same time as dividends are paid to ordinary shareholders. Dividend equivalents on RSUs are subject to the same terms and conditions as the underlying RSUs.
3. Restricted stock units are converted into an equivalent number of shares of common stock and issued to the reporting person in equal annual installments on each 15th of August of the first five years following the date of termination of service as a director.
Marie Reyes-Rodriguez, Attorney-in-fact07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did BPOP director Bertil Chappuis report?

Bertil E. Chappuis reported receiving 27 Restricted Stock Units. These RSUs were granted as a result of dividend equivalents on his existing RSU awards, increasing his total direct RSU holdings to 5,641 units linked to Popular, Inc. common stock.

How many Restricted Stock Units does the BPOP director hold after this grant?

After the grant, the director holds 5,641 Restricted Stock Units. This total includes the 27 new RSUs awarded through dividend equivalents, all of which are linked one-for-one to Popular, Inc. common shares upon future conversion.

What is the nature of the 27 RSUs granted to the BPOP director?

The 27 RSUs were granted as a compensation-related award, not a market purchase. They arise from dividend equivalents that accrue on the director’s outstanding RSUs whenever Popular, Inc. pays dividends to ordinary shareholders, following the same terms as the underlying RSUs.

At what rate do dividend equivalents accrue on BPOP RSUs?

Dividend equivalents on Popular, Inc. RSUs accrue at the same rate and time as dividends to ordinary shareholders. When dividends are paid, equivalent RSUs are credited to the holder, subject to the same vesting and settlement conditions as the original RSU awards.

When will the BPOP director’s RSUs convert into common stock?

The RSUs convert into Popular, Inc. common stock after the director’s service ends. They are issued in equal annual installments on each August 15 over the first five years following termination of service as a director, based on the award terms.

What is the conversion ratio of BPOP RSUs to common stock?

Each Popular, Inc. Restricted Stock Unit converts into one share of common stock. This one-for-one ratio means the 27 new RSUs and the director’s total 5,641 RSUs can ultimately become the same number of common shares upon settlement.