Popular CFO granted 5,733 restricted shares

Rhea-AI Filing Summary

POPULAR, INC. (BPOP) reported that Executive Vice President & CFO Jorge J. Garcia received a grant of 5,733 shares of common stock on 2026-08-19 as an award of restricted stock under Popular, Inc.'s Omnibus Incentive Plan. The award vests in equal annual installments on February 23 of 2027, 2028, 2029, and 2030. Following this award, Garcia directly holds 25,410.684 shares of common stock, which includes 130.113 shares acquired through dividend reinvestment transactions exempt from Section 16 under Rule 16a-11.

Insider Trade Summary

Grant/Award: 5,733 shares

Grant/Award 1 txn

Insider Garcia Jorge J.

Role Executive Vice President & CFO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock Par Value $0.01 per share F1, F2	5,733	$0.00	$0.00

Holdings After Transaction: Common Stock Par Value $0.01 per share — 25,410.684 shares (Direct)

Footnotes (2)

1. F1. Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan. The award vests in equal annual installments on each of February 23 of 2027, 2028, 2029, and 2030.
2. F2. Includes 130.113 shares acquired pursuant to reinvestment of dividends paid by the Corporation. The shares were acquired in transactions exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11 thereunder.

Key Figures

Restricted stock grant: 5,733 shares Post-transaction direct holdings: 25,410.684 shares Dividend reinvestment shares: 130.113 shares +2 more

5 metrics

Restricted stock grant 5,733 shares Award of restricted common stock on 2026-08-19 to Executive VP & CFO

Post-transaction direct holdings 25,410.684 shares Total BPOP common shares directly owned by Jorge J. Garcia after the grant

Dividend reinvestment shares 130.113 shares Portion of holdings acquired via dividend reinvestment exempt under Rule 16a-11

Vesting dates February 23, 2027; 2028; 2029; 2030 Equal annual vesting dates for the 5,733-share restricted stock award

Grant price per share $0.00 per share Compensation award of restricted stock, not a market-priced purchase

Key Terms

restricted stock, Omnibus Incentive Plan, Section 16, Rule 16a-11

4 terms

restricted stock financial

"Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Omnibus Incentive Plan financial

"Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan."

An omnibus incentive plan is a single, flexible program a company uses to give employees and executives different types of pay tied to performance — for example stock options, restricted shares, cash bonuses and other awards — all governed by one set of rules. It matters to investors because it determines how many new shares may be created, how leaders are motivated and how much the company will spend on compensation over time; think of it as a master toolbox that affects both costs and the total share supply.

Section 16 regulatory

"transactions exempt from Section 16 of the Securities Exchange Act of 1934"

Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

Rule 16a-11 regulatory

"pursuant to Rule 16a-11 thereunder."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did BPOP report for Executive VP & CFO Jorge J. Garcia?

BPOP reported that Jorge J. Garcia received a grant of 5,733 restricted shares of common stock. The award was made under Popular, Inc.'s Omnibus Incentive Plan and represents a stock-based compensation grant, not an open-market purchase.

How many BPOP shares does Jorge J. Garcia own after this Form 4 transaction?

After this transaction, Jorge J. Garcia directly owns 25,410.684 BPOP shares. This total includes 130.113 shares that were acquired through reinvestment of dividends paid by the corporation under an exempt dividend reinvestment arrangement.

What is the vesting schedule of the 5,733 restricted BPOP shares granted to Jorge J. Garcia?

The 5,733 restricted shares vest in four equal annual installments. Vesting occurs on February 23 of 2027, 2028, 2029, and 2030, meaning a quarter of the award becomes vested on each of those dates.

Was the BPOP stock grant to Jorge J. Garcia an open-market purchase?

No, the transaction was a grant of restricted stock, not an open-market purchase. It was awarded pursuant to Popular, Inc.'s Omnibus Incentive Plan at a stated price of $0.00 per share, reflecting a compensation award rather than a market trade.

What are the 130.113 BPOP shares mentioned in Jorge J. Garcia’s holdings?

The 130.113 shares were acquired through reinvestment of dividends paid by Popular, Inc. These dividend reinvestment transactions are described as exempt from Section 16 of the Exchange Act under Rule 16a-11, and are included in his reported direct holdings.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/20/2026 - 02:25 PM Accepted by SEC EDGAR 08/20/2026 - 02:24 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garcia Jorge J.

(Last) (First) (Middle)

P O BOX 362708

(Street)

SAN JUAN PUERTO RICO 00936-2708

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
POPULAR, INC. [ BPOP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President & CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock Par Value $0.01 per share	08/19/2026		A(1)		5,733	A	$0	25,410.684(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan. The award vests in equal annual installments on each of February 23 of 2027, 2028, 2029, and 2030.

2. Includes 130.113 shares acquired pursuant to reinvestment of dividends paid by the Corporation. The shares were acquired in transactions exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11 thereunder.

	Marie Reyes-Rodriguez, Attorney-in-fact	08/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)