STOCK TITAN

Popular (NASDAQ: BPOP) director adds 82 RSUs from dividend equivalents in Form 4

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

POPULAR, INC. director Maria Luisa Ferre reported a small, routine equity compensation update. She received 82 restricted stock units (RSUs) as dividend equivalents on existing RSUs, at a stated price of $0.00 per unit.

These RSUs convert into common stock on a one-for-one basis and are issued on the 15th of August following the end of her service as a director. After this grant, she holds 17,494 RSUs. Her common stock holdings total 37,476.962 shares directly and 13,541 shares indirectly through The Luis A. Ferre Foundation, Inc., including 150.750 shares from dividend reinvestment.

Positive

  • None.

Negative

  • None.
Insider Ferre Maria Luisa
Role null
Type Security Shares Price Value
Grant/Award Restricted Stock Units 82 $0.00 --
holding Common Stock Par Value $0.01 per share -- -- --
holding Common Stock Par Value $0.01 per share -- -- --
Holdings After Transaction: Restricted Stock Units — 17,494 shares (Direct, null); Common Stock Par Value $0.01 per share — 37,476.962 shares (Direct, null); Common Stock Par Value $0.01 per share — 13,541 shares (Indirect, The Luis A. Ferre Foundation, Inc.)
Footnotes (1)
  1. Includes 150.750 shares acquired pursuant to reinvestment of dividends paid by the Corporation. The shares were acquired in transactions exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11 thereunder. Ms. Ferre is the President and a Trustee of the Luis A Ferre Foundation, Inc. Restricted stock units convert into common stock on a one-for-one basis. Reflects Restricted Stock Units ("RSUs") received by the reporting person as a result of dividend equivalents accrued with respect to outstanding RSUs granted to the reporting person. Dividend equivalents are accrued at the same rate and at the same time as dividends are paid to ordinary shareholders. Dividend equivalents on RSUs are subject to the same terms and conditions as the underlying RSUs. Restricted stock units are converted into an equivalent number of shares of common stock and issued to the reporting person on the 15th of August following the date of termination of service as a director.
RSUs granted 82 units Dividend-equivalent RSUs granted on 2026-07-01
RSUs outstanding 17,494 units Total restricted stock units after grant
Direct common shares 37,476.962 shares Direct BPOP holdings following reported update
Indirect common shares 13,541 shares Held through The Luis A. Ferre Foundation, Inc.
Dividend reinvestment shares 150.750 shares Acquired via dividend reinvestment under Rule 16a-11
RSU conversion ratio 1:1 Each RSU converts into one common share
Restricted Stock Units financial
"Reflects Restricted Stock Units ("RSUs") received by the reporting person as a result of dividend equivalents"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
dividend equivalents financial
"Dividend equivalents are accrued at the same rate and at the same time as dividends are paid"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
Rule 16a-11 regulatory
"transactions exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11 thereunder"
Section 16 of the Securities Exchange Act of 1934 regulatory
"exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11"
A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.
The Luis A. Ferre Foundation, Inc. financial
"Ms. Ferre is the President and a Trustee of the Luis A Ferre Foundation, Inc."
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Ferre Maria Luisa

(Last)(First)(Middle)
P.O. BOX 11924

(Street)
SAN JUAN PUERTO RICO 00922-1924

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
POPULAR, INC. [ BPOP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock Par Value $0.01 per share37,476.962(1)D
Common Stock Par Value $0.01 per share13,541I(2)The Luis A. Ferre Foundation, Inc.
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3)07/01/2026A(4)82 (5) (5)Common Stock Par Value $0.01 per share82$017,494D
Explanation of Responses:
1. Includes 150.750 shares acquired pursuant to reinvestment of dividends paid by the Corporation. The shares were acquired in transactions exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11 thereunder.
2. Ms. Ferre is the President and a Trustee of the Luis A Ferre Foundation, Inc.
3. Restricted stock units convert into common stock on a one-for-one basis.
4. Reflects Restricted Stock Units ("RSUs") received by the reporting person as a result of dividend equivalents accrued with respect to outstanding RSUs granted to the reporting person. Dividend equivalents are accrued at the same rate and at the same time as dividends are paid to ordinary shareholders. Dividend equivalents on RSUs are subject to the same terms and conditions as the underlying RSUs.
5. Restricted stock units are converted into an equivalent number of shares of common stock and issued to the reporting person on the 15th of August following the date of termination of service as a director.
Marie Reyes-Rodriguez, Attorney-in-fact07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

How many restricted stock units does Maria Luisa Ferre hold in BPOP after this Form 4?

After this update, Maria Luisa Ferre holds 17,494 restricted stock units. Each RSU is scheduled to convert into one share of Popular, Inc. common stock after her service as a director ends, with issuance on the following August 15.

What are dividend equivalents on RSUs in the BPOP Form 4 filing?

Dividend equivalents on RSUs are additional units accrued when dividends are paid to ordinary shareholders. In this case, Ferre received 82 RSUs as dividend equivalents, credited at the same rate and time as cash dividends on Popular, Inc. common stock.

When will Maria Luisa Ferre’s BPOP restricted stock units convert into common stock?

The restricted stock units convert into an equivalent number of Popular, Inc. common shares on the 15th of August following the date her service as a director ends. Shares are then issued to her according to this schedule.

How many BPOP common shares does Maria Luisa Ferre hold directly and indirectly?

Ferre holds 37,476.962 Popular, Inc. common shares directly and 13,541 shares indirectly through The Luis A. Ferre Foundation, Inc. The indirect holdings reflect shares associated with the foundation, where she serves as President and Trustee.

What exempt dividend reinvestment transactions are disclosed for BPOP in this filing?

The filing notes that 150.750 Popular, Inc. shares were acquired through dividend reinvestment. These transactions were exempt from Section 16 reporting under Rule 16a-11, which covers certain dividend or interest reinvestment plans.