Princeton Bancorp (BPRN) director reports activity in phantom stock awards

Rhea-AI Filing Summary

Princeton Bancorp, Inc. director Ross Wishnick reported several discretionary transactions in phantom stock tied to the company’s common stock. On June 16, 2026, he entered a discretionary transaction involving 663 phantom stock units at $37.70 per unit, bringing his reported phantom stock balance to 3,498 units afterward. Additional discretionary transactions were reported on June 15 and June 12 in smaller amounts at prices in the mid-$37 range.

According to the disclosure, these phantom stock units were acquired under the Non-Employee Directors Deferred Compensation Plan. Each unit is the economic equivalent of one share of BPRN common stock and will be settled, in cash or in common stock at his election, when his service as a director ends.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider WISHNICK ROSS

Role null

Type	Security	Shares	Price	Value
I	Phantom stock	663	$37.70	$25K
I	Phantom stock	46	$37.65	$2K
I	Phantom stock	355	$37.29	$13K

Holdings After Transaction: Phantom stock — 3,498 shares (Direct, null)

Footnotes (1)

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Key Figures

Largest phantom stock transaction: 663 units at $37.70 Phantom stock balance: 3,498 units Additional phantom stock transaction: 46 units at $37.65 +1 more

4 metrics

Largest phantom stock transaction 663 units at $37.70 Discretionary transaction on June 16, 2026

Phantom stock balance 3,498 units Units following June 16, 2026 transaction

Additional phantom stock transaction 46 units at $37.65 Discretionary transaction on June 15, 2026

Additional phantom stock transaction 355 units at $37.29 Discretionary transaction on June 12, 2026

Key Terms

Phantom stock, Non-Employee Directors Deferred Compensation Plan, Rule 16b-3(f)

3 terms

Phantom stock financial

"Each share of phantom stock is the economic equivalent of one share of BPRN common stock."

A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.

Non-Employee Directors Deferred Compensation Plan financial

"Acquired under the issuer's Non-Employee Directors Deferred Compensation Plan."

Rule 16b-3(f) regulatory

"transaction code description: Discretionary transaction under Rule 16b-3(f)"

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/29/2026 - 05:04 PM Accepted by SEC EDGAR 06/29/2026 - 05:04 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WISHNICK ROSS

(Last) (First) (Middle)

183 BAYARD LANE

(Street)

PRINCETON NEW JERSEY 08540

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Princeton Bancorp, Inc. [ BPRN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom stock	$0	06/12/2026		I		355		(1)	(1)	Common Stock	355	$37.29	2,789	D
Phantom stock	$0	06/15/2026		I		46		(1)	(1)	Common Stock	46	$37.65	2,835	D
Phantom stock	$0	06/16/2026		I		663		(1)	(1)	Common Stock	663	$37.7	3,498	D

Explanation of Responses:

1. Acquired under the issuer's Non-Employee Directors Deferred Compensation Plan. Each share of phantom stock is the economic equivalent of one share of BPRN common stock. The shares of phantom stock become payable, in cash or common stock, at the election of the reporting person, upon the reporting person's termination of service as a director.

	Ross Wishnick, by Edward Hogan as attorney-in-fact	06/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Princeton Bancorp (BPRN) director Ross Wishnick report in this Form 4?

Director Ross Wishnick reported discretionary transactions in phantom stock under a deferred compensation plan. These entries adjust his phantom stock balance, which mirrors BPRN common stock value, rather than open-market buying or selling of actual shares.

What is the phantom stock reported for Princeton Bancorp (BPRN)?

The phantom stock represents units economically equivalent to BPRN common shares. Each unit tracks the value of one common share and will be paid out in cash or stock, at the director’s election, when his board service ends.

How many phantom stock units did the largest transaction involve for BPRN?

The largest reported discretionary transaction involved 663 phantom stock units at $37.70 per unit. After this June 16, 2026 transaction, the filing shows the director holding a total of 3,498 phantom stock units under the plan.

Are the Princeton Bancorp (BPRN) phantom stock transactions open-market trades?

No. The filing describes them as discretionary transactions under Rule 16b-3(f) within a deferred compensation plan. They relate to plan bookkeeping entries in phantom units, not open-market purchases or sales of BPRN common stock.

When will the Princeton Bancorp (BPRN) phantom stock be paid out?

The phantom stock becomes payable when the director’s service ends. At that time, the value will be settled either in cash or in BPRN common stock, based on the director’s election under the deferred compensation plan terms.