Director at Blue Ridge Bankshares (BRBS) granted 10,306 restricted shares

Rhea-AI Filing Summary

BLUE RIDGE BANKSHARES, INC. director Heather Cozart received a stock award of 10,306 shares of common stock on July 1, 2026. The award is reported at a value of $3.59 per share and was granted in lieu of cash compensation as restricted stock subject to a vesting schedule. Following this grant, Cozart directly holds 66,345 common shares, reflecting a routine compensation-related acquisition rather than an open-market purchase.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Cozart Heather

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	10,306	$3.59	$37K

Holdings After Transaction: Common Stock — 66,345 shares (Direct)

Footnotes (1)

1. Stock received in lieu of cash compensation Restricted stock subject to a vesting schedule

Key Figures

Shares granted: 10,306 shares Grant value per share: $3.59 per share Total shares after grant: 66,345 shares +1 more

4 metrics

Shares granted 10,306 shares Stock award on July 1, 2026

Grant value per share $3.59 per share Reported value of common stock grant

Total shares after grant 66,345 shares Direct holdings following transaction

Transaction code A Grant, award, or other acquisition

Key Terms

Restricted stock, vesting schedule, in lieu of cash compensation, Grant, award, or other acquisition

4 terms

Restricted stock financial

"Restricted stock subject to a vesting schedule"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

vesting schedule financial

"Restricted stock subject to a vesting schedule"

A vesting schedule is a timeline that determines when someone gains full ownership of certain benefits, such as company stock or retirement contributions. Think of it like earning the right to own a gift gradually over time, rather than receiving it all at once. It matters to investors because it affects when they can fully access or sell these benefits, influencing their financial planning and decision-making.

in lieu of cash compensation financial

"Stock received in lieu of cash compensation"

Grant, award, or other acquisition regulatory

"Transaction code A described as Grant, award, or other acquisition"

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/07/2026 - 05:31 PM Accepted by SEC EDGAR 07/07/2026 - 05:30 PM Learn about SEC filing dates

FAQ

What insider transaction did Heather Cozart report for BLUE RIDGE BANKSHARES (BRBS)?

Heather Cozart reported receiving 10,306 shares of BLUE RIDGE BANKSHARES common stock as a stock award. The Form 4 describes this as a grant or award acquisition, not an open-market purchase, and classifies the shares as compensation-related equity.

How many BLUE RIDGE BANKSHARES (BRBS) shares did Heather Cozart receive and at what value?

Heather Cozart received 10,306 shares of BLUE RIDGE BANKSHARES common stock valued at $3.59 per share. This valuation is used for reporting purposes on the Form 4, reflecting the grant price for the restricted stock awarded as compensation.

How many BLUE RIDGE BANKSHARES (BRBS) shares does Heather Cozart hold after this Form 4 transaction?

After the reported grant, Heather Cozart directly holds 66,345 shares of BLUE RIDGE BANKSHARES common stock. This total includes the 10,306 restricted shares awarded on July 1, 2026, and represents her direct ownership position following the transaction.

Was Heather Cozart’s BLUE RIDGE BANKSHARES (BRBS) transaction an open-market buy or compensation grant?

The transaction was a compensation-related stock grant, not an open-market buy. The Form 4 uses transaction code A for a grant, and footnotes explain the shares were received in lieu of cash compensation as restricted stock with a vesting schedule.

What restrictions apply to Heather Cozart’s new BLUE RIDGE BANKSHARES (BRBS) shares?

The new shares are restricted stock subject to a vesting schedule. A Form 4 footnote states the stock was received in lieu of cash compensation and is restricted, meaning the shares become fully owned over time as vesting conditions are satisfied.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cozart Heather

(Last) (First) (Middle)

1801 BAYBERRY COURT

SUITE 101

(Street)

RICHMOND VIRGINIA 23226

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
BLUE RIDGE BANKSHARES, INC. [ BRBS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/01/2026		A(1)		10,306(2)	A	$3.59	66,345	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Stock received in lieu of cash compensation

2. Restricted stock subject to a vesting schedule

	Amanda G. Story, Attorney-in-Fact	07/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)