Welcome to our dedicated page for Banco Santander SEC filings (Ticker: BSBR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Banco Santander (Brasil) S.A. (BSBR) SEC filings page on Stock Titan provides structured access to the bank’s regulatory disclosures as a foreign private issuer. Banco Santander (Brasil) S.A. is a publicly held commercial bank based in São Paulo, Brazil, and part of Santander Group. It files an annual report on Form 20-F and frequent Form 6-K reports under the Securities Exchange Act of 1934.
Through its notices to the market, the company explains that each Form 20-F includes financial and operational data for the year, certifications under the U.S. Sarbanes-Oxley Act that attest to the effectiveness of internal controls and procedures, and an audit opinion from PricewaterhouseCoopers Auditores Independentes on the financial statements and on internal control over financial reporting. Shareholders are informed that they can request a hard copy of the Form 20-F, which contains the complete audited financial statements, free of charge.
The bank also furnishes numerous Form 6-K reports that cover a range of topics, such as minutes of Board of Directors meetings, declaration and payment of interest on equity, notices to shareholders, materials for extraordinary general meetings, and information on officer elections and resignations. Some filings describe how interest on equity will be treated as part of mandatory dividends, the record dates for entitlement, and the ex-interest trading dates for the company’s shares and ADRs traded on the New York Stock Exchange.
On this page, Stock Titan surfaces these filings with AI-powered summaries that explain the key points of lengthy documents, helping users quickly understand board resolutions, shareholder meeting agendas, and distribution terms. Real-time updates from EDGAR ensure that new 20-F and 6-K submissions for BSBR are available promptly, while specialized views make it easier to navigate recurring items such as interest on equity notices and governance-related minutes.
Banco Santander (Brasil) S.A. furnished interim IFRS financials. Q3 2025 net profit was R$3,882,410, while 9M 2025 net profit totaled R$9,021,926 versus R$10,343,900 a year earlier. Net interest income reached R$43,862,182 for 9M 2025, up from R$41,249,251, and fee income was R$18,745,787, up from R$17,813,964.
Credit costs remained elevated: impairment losses on financial assets were R$23,908,549 in 9M 2025 (R$20,829,726 in 9M 2024), including a complementary provision of R$4,328,000 in Q2 to reflect updated models under IFRS 9. Total assets were R$1,263,370,224 and stockholders’ equity R$125,149,258 as of September 30, 2025. Customer deposits were R$602,729,193.
The bank reclassified part of its ALCO securities to amortized cost, reversing mark‑to‑market and adding R$514,000 to equity net of taxes at the time of the move. Operating cash flow was R$24,827,073 for 9M 2025, with financing cash flows reflecting dividends and interest on capital paid of R$7,621,812. Bonds and securities outstanding were R$152,212,024, up from R$139,678,128 at year‑end.
Banco Santander (Brasil) S.A. (BSBR) plans two internal reorganizations subject to shareholder approval on November 28, 2025: a partial spin-off and merger of assets from wholly owned subsidiary Return Capital and the full merger of wholly owned Santander Leasing into the parent.
For Return, the Company will merge 97% of Return’s net equity, with a net book value of R$8,460,000,000.00 as of September 30, 2025, composed of financial assets of R$5,291,177,823.54 and financial investments of R$3,168,822,176.46. No capital increase or new share issuance will occur, and the shareholding structure will remain unchanged. Implementation costs are estimated not to exceed R$450,000.00. This transaction does not require additional regulatory approvals.
For Santander Leasing, the Company will merge all equity into the parent, dissolve the subsidiary, and succeed its rights and obligations. No capital increase or share issuance will occur, and estimated costs are capped at R$450,000.00. This merger requires approval by BACEN pursuant to CMN Resolution No. 4,970.
Banco Santander (Brasil) S.A. approved management proposals to merge the spun-off portion of Return Capital Gestão de Ativos e Participações S.A. into the bank and to merge Santander Leasing, each subject to approval at shareholder meetings.
The board also called Extraordinary Shareholders’ Meetings for November 28, 2025, at 3:00 p.m. (Return spin-off merger) and 3:30 p.m. (Santander Leasing merger), to ratify the hiring of PricewaterhouseCoopers Auditores Independentes as the specialized appraiser, approve the appraisal reports, and vote on the respective protocols and justifications pursuant to Brazilian Law 6,404/76, article 227. The resolutions were approved unanimously by the board, with favorable recommendation from the Audit Committee.
Banco Santander (Brasil) S.A. (BSBR) plans to merge its wholly owned subsidiary, Santander Leasing S.A. Arrendamento Mercantil, into the parent company to simplify its structure and unify operations.
The merger transfers net equity of R$10,275,420,114.50 to Santander Brasil based on a September 30, 2025 base balance sheet appraised by PwC. There will be no capital increase, no new shares, and no dilution for current shareholders. Estimated implementation costs are R$450,000, borne by Santander Brasil.
After approval, Santander Leasing will be dissolved and Santander Brasil will succeed all assets, rights, and obligations. The merger is subject to shareholder approvals and effectiveness only after Central Bank of Brazil approval and registry filings. As context, Santander Leasing’s balance sheet shows total assets of R$14,526,652,512.31 and liabilities of R$4,251,232,397.81 as of September 30, 2025.
Banco Santander (Brasil) S.A. will hold an Extraordinary General Meeting on November 28, 2025 at 3:30 p.m. in São Paulo to decide on the merger of Santander Leasing S.A. Arrendamento Mercantil into the company, under Brazilian Law No. 6,404/76, article 227. The agenda includes ratifying the hiring of PricewaterhouseCoopers to prepare the appraisal report, approving the Appraisal Report, approving the Protocol and Justification of the Merger dated October 29, 2025, approving the merger, and authorizing related managerial acts.
Shareholders may participate in person with proper identification or via Remote Voting Ballot pursuant to CVM Resolution 81/22, following the procedures in the participation manual. Cumulative voting requires 5% of voting capital. A Fiscal Council may be installed at the request of holders of 2% of common or 1% of preferred shares. Documents are available at the company’s headquarters, investor relations website, CVM, and B3.
Banco Santander (Brasil) S.A. (BSBR) called an Extraordinary General Meeting for November 28, 2025 at 3:00 p.m. in São Paulo to vote on a corporate reorganization involving Return Capital Gestão de Ativos e Participações S.A. The agenda includes ratifying the hiring of PricewaterhouseCoopers to prepare an appraisal report, approving that appraisal, approving the Protocol and Justification of the partial spin‑off of Return signed on October 29, 2025, and approving the incorporation of the spun‑off portion into Santander Brasil, with subsequent authorization of management actions.
Shareholders may participate in person with proper identification or via remote voting ballot pursuant to CVM Resolution 81/22. Documents are available at the company’s headquarters and on the investor relations, CVM, and B3 websites. The minimum stake for cumulative voting is 5%. A Fiscal Council may be installed at the request of holders of at least 2% of common shares or 1% of preferred shares.
Banco Santander (Brasil) S.A. (BSBR) called an Extraordinary General Meeting for November 28, 2025 to approve a corporate reorganization: a partial spin-off of its wholly owned subsidiary Return Capital Gestão de Ativos e Participações S.A. and the merger of the spun-off portion into Santander Brasil. The spun-off portion equals R$8,460,000,000.00, corresponding to 97% of Return’s equity, appraised at book value as of September 30, 2025 by PricewaterhouseCoopers.
The company states this internal transaction will not increase capital, will not issue new shares, and will cause no dilution or changes to the bylaws. Santander Brasil, as Return’s sole shareholder, will replace its investment in Return with the transferred assets and liabilities. Estimated costs to execute and document the reorganization are approximately R$450,000.00.
The agenda also includes ratifying PwC’s engagement, approving the appraisal report, approving the protocol and justification for the partial spin-off, approving the merger of the spun-off portion into the company, and authorizing management to complete the necessary filings and formalities.