BANCO SANTANDER (BRASIL) SA (BSBR) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 29, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Feb 27, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BSBR SEC filings page.
BANCO SANTANDER (BRASIL) SA (BSBR) reported $147.9M in revenue for fiscal year 2025, down 19.5% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 4 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of BANCO SANTANDER (BRASIL) SA's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
BANCO SANTANDER (BRASIL) SA earned a return on assets of 1.0% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 1.1% the prior year. Earnings ranks banks on that return over three years, and BANCO SANTANDER (BRASIL) SA scores 61/100 among other banks.
BANCO SANTANDER (BRASIL) SA reported revenue of $147.9M in fiscal year 2025, against $183.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and BANCO SANTANDER (BRASIL) SA scores 18/100 among other banks.
BANCO SANTANDER (BRASIL) SA funded 9.9% of its assets with shareholders' equity at the end of fiscal year 2025, holding $22.9B of equity against $231.9B of assets. Capital ranks banks on that cushion, and BANCO SANTANDER (BRASIL) SA scores 29/100 among other banks.
Not available for BANCO SANTANDER (BRASIL) SA, so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.
Not available for BANCO SANTANDER (BRASIL) SA, so it is left out of the overall score, which averages the 4 of 6 dimensions that can be computed.
BANCO SANTANDER (BRASIL) SA reported net income of $2.3B in fiscal year 2025, against $2.2B in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and BANCO SANTANDER (BRASIL) SA scores 80/100 among other banks.
BANCO SANTANDER (BRASIL) SA passes 2 of 5 computable financial strength tests (4 of the nine could not be computed from available data). 2 of 4 profitability signals pass, the one computable operating efficiency signal (asset turnover improving) does not pass.
Key Financial Metrics
Earnings & Revenue
BANCO SANTANDER (BRASIL) SA generated $147.9M in revenue in fiscal year 2025. This represents a decrease of 19.5% from the prior year.
BANCO SANTANDER (BRASIL) SA reported $2.3B in net income in fiscal year 2025. This represents an increase of 7.8% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Cash & Balance Sheet
BANCO SANTANDER (BRASIL) SA held $13.4B in cash as of fiscal year 2025; no long-term debt figure is on record for that period.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
BANCO SANTANDER (BRASIL) SA's ROE was 10.2% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.0 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Not shown for fiscal year 2025: the reported ratio is above 100.0% of revenue, so it does not read as a share of revenue.
Capital Allocation
None of these metrics is reported for fiscal year 2025.
BSBR Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $147.9M-19.5% | $183.7M+24.7% | $147.2M-12.1% | $167.6M+2.2% | $164.0M+7.4% | $152.6M+3.8% | $147.1M+2.5% | $143.5M-47.0% | $270.6M+27.5% | $212.2M+48.4% | $143.0M |
| Interest Expense | $19.1B+47.1% | $13.0B-22.4% | $16.8B+30.9% | $12.8B+167.8% | $4.8B+35.5% | $3.5Bn/m | -$7.1B-196.4% | $7.4B-33.2% | $11.0B-23.1% | $14.3B+47.1% | $9.7B |
| Income Tax | -$687.2Mn/m | -$934.1Mn/m | -$499.3Mn/m | -$990.4Mn/m | -$1.6B-326.1% | $729.1Mn/m | -$1.4Bn/m | -$801.4Mn/m | -$1.6B-159.2% | $2.7B-16.8% | $3.3B |
| Net Income | $2.3B+7.8% | $2.2B+11.0% | $1.9B-27.9% | $2.7B-3.0% | $2.8B+7.8% | $2.6B-36.7% | $4.1B+25.9% | $3.2B+20.3% | $2.7B+19.5% | $2.3B-8.8% | $2.5B |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
BSBR Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $231.9B+15.8% | $200.3B-12.9% | $229.9B+23.3% | $186.4B+11.6% | $167.0B-7.1% | $179.8B-5.0% | $189.3B+1.5% | $186.5B-4.3% | $195.0B0.0% | $195.0B+27.5% | $152.9B |
| Cash & Equivalents | $13.4B+23.1% | $10.9B-41.0% | $18.4B+96.5% | $9.4B+60.0% | $5.9B+7.0% | $5.5B+2.7% | $5.3B-18.1% | $6.5B-4.8% | $6.8B+22.8% | $5.6B-33.4% | $8.4B |
| Goodwill | $5.1B+12.7% | $4.5B-21.4% | $5.7B+8.8% | $5.3B+5.4% | $5.0B-8.3% | $5.5B-22.7% | $7.1B-3.5% | $7.3B-14.6% | $8.6B-1.7% | $8.7B+21.8% | $7.2B |
| Total Liabilities | $208.8B+15.4% | $180.9B-12.3% | $206.3B+24.6% | $165.5B+11.8% | $148.0B-7.1% | $159.3B-3.5% | $165.1B+1.3% | $162.9B-3.4% | $168.7B-0.2% | $168.9B+27.3% | $132.7B |
| Total Equity | $22.9B+18.3% | $19.3B-18.1% | $23.6B+13.2% | $20.8B+10.0% | $18.9B-7.0% | $20.4B-15.3% | $24.0B+2.5% | $23.5B-10.3% | $26.2B+1.2% | $25.8B+28.9% | $20.1B |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt, Retained Earnings.
BSBR Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $911.5Mn/m | -$3.4B-145.3% | $7.5B+482.6% | $1.3B+6.1% | $1.2B-85.0% | $8.1B+31.7% | $6.2B+190.1% | $2.1B-86.0% | $15.2B+632.0% | $2.1B+104.0% | $1.0B |
| Investing Cash Flow | -$606.7Mn/m | -$326.0Mn/m | -$531.8Mn/m | -$511.8Mn/m | -$345.6Mn/m | -$224.0Mn/m | -$625.4Mn/m | -$608.2Mn/m | -$438.7Mn/m | -$389.9Mn/m | -$192.2M |
| Financing Cash Flow | $803.8M+434.4% | $150.4M-87.5% | $1.2B-50.3% | $2.4Bn/m | -$118.1Mn/m | -$6.6Bn/m | -$6.5Bn/m | -$851.2Mn/m | -$13.4Bn/m | -$5.6B-607.9% | $1.1B |
| Dividends Paid | $1.2B+30.5% | $908.6M-19.1% | $1.1B+3333.4% | $32.7M+20.0% | $27.3M-3.0% | $28.1M-23.8% | $36.9M+27.7% | $28.9M-64.9% | $82.4M-23.4% | $107.5M+194.1% | $36.6M |
Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Share Buybacks.
BSBR Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 1576.2% | 1176.8% | 1322.8% | 1613.0% | 1698.8% | 1692.9% | 2775.5% | 2260.1% | 995.7% | 1062.5% | 1728.6% |
| Return on Equity | 10.2%-1.0pp | 11.2%+2.9pp | 8.3%-4.7pp | 13.0%-1.7pp | 14.7%+2.0pp | 12.7%-4.3pp | 17.0%+3.2pp | 13.8%+3.5pp | 10.3%+1.6pp | 8.7%-3.6pp | 12.3% |
| Return on Assets | 1.0%-0.1pp | 1.1%+0.2pp | 0.9%-0.6pp | 1.5%-0.2pp | 1.7%+0.2pp | 1.4%-0.7pp | 2.2%+0.4pp | 1.7%+0.4pp | 1.4%+0.2pp | 1.2%-0.5pp | 1.6% |
| Liabilities-to-Equity | 9.14-0.2x | 9.36+0.6x | 8.74+0.8x | 7.94+0.1x | 7.810.0x | 7.82+1.0x | 6.86-0.1x | 6.94+0.5x | 6.45-0.1x | 6.54-0.1x | 6.62 |
| Asset Turnover | 0.000.0x | 0.000.0x | 0.000.0x | 0.000.0x | 0.000.0x | 0.000.0x | 0.000.0x | 0.000.0x | 0.000.0x | 0.000.0x | 0.00 |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| BANCO SANTANDER (BRASIL) SA BSBR | FY2025 | $147.9M | $2.3B | N/A | $34.2B | 47/100 |
| KB Financial Group Inc KB | FY2025 | N/A | $4.0B | N/A | $39.8B | — |
| Itau Unibanco Holding S.A. ITUB | FY2024 | $27.2B | $6.6B | 24.4% | $81.2B | 47/100 |
| Truist Financial Corporation TFC | FY2025 | $20.3B | $5.3B | 26.1% | $60.3B | 30/100 |
| M&T Bank Corp. MTB | FY2025 | $9.7B | $2.9B | 29.4% | $32.2B | 63/100 |
| Fifth Third Bancorp FITB | FY2025 | $9.0B | $2.5B | 28.0% | $49.4B | 52/100 |
Where BANCO SANTANDER (BRASIL) SA Ranks
Frequently Asked Questions
What is BANCO SANTANDER (BRASIL) SA's annual revenue?
BANCO SANTANDER (BRASIL) SA (BSBR) reported $147.9M in total revenue for fiscal year 2025. This represents a -19.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is BANCO SANTANDER (BRASIL) SA's revenue growing?
BANCO SANTANDER (BRASIL) SA (BSBR) revenue declined by 19.5% year-over-year, from $183.7M to $147.9M in fiscal year 2025.
Is BANCO SANTANDER (BRASIL) SA profitable?
Yes, BANCO SANTANDER (BRASIL) SA (BSBR) reported a net income of $2.3B in fiscal year 2025.
What is BANCO SANTANDER (BRASIL) SA's return on equity (ROE)?
BANCO SANTANDER (BRASIL) SA (BSBR) has a return on equity of 10.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is BANCO SANTANDER (BRASIL) SA's operating cash flow?
BANCO SANTANDER (BRASIL) SA (BSBR) generated $911.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are BANCO SANTANDER (BRASIL) SA's total assets?
BANCO SANTANDER (BRASIL) SA (BSBR) had $231.9B in total assets as of fiscal year 2025, including both current and long-term assets.
What is BANCO SANTANDER (BRASIL) SA's liabilities-to-equity ratio?
BANCO SANTANDER (BRASIL) SA (BSBR) had a liabilities-to-equity ratio of 9.14 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.
What is BANCO SANTANDER (BRASIL) SA's return on assets (ROA)?
BANCO SANTANDER (BRASIL) SA (BSBR) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is BANCO SANTANDER (BRASIL) SA's P/E ratio?
BANCO SANTANDER (BRASIL) SA (BSBR) trades at 14.7x earnings, its market capitalization divided by $2.3B net income, FY2025. The market capitalization is $34.2B as of Oct 29, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is BANCO SANTANDER (BRASIL) SA's price-to-sales ratio?
BANCO SANTANDER (BRASIL) SA (BSBR) trades at 231x sales, its market capitalization divided by $147.9M revenue, FY2025. The market capitalization is $34.2B as of Oct 29, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is BANCO SANTANDER (BRASIL) SA's Piotroski F-Score?
BANCO SANTANDER (BRASIL) SA (BSBR) has a Piotroski F-Score of 2 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
How financially healthy is BANCO SANTANDER (BRASIL) SA?
BANCO SANTANDER (BRASIL) SA (BSBR) scores 47 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For BANCO SANTANDER (BRASIL) SA it averages the 4 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.