What is Fifth Third Bancorp's earnings per share (EPS)?

Fifth Third Bancorp (FITB) reported diluted earnings per share of $3.53 for fiscal year 2025. This represents a 12.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Fifth Third Bancorp (FITB) Financials

FITB

Trailing 12 months to June 30, 2026

Revenue $10.7B +23.8% YoY

Net Income $2.3B +0.4% YoY

EPS (Diluted) $2.93 -9.3% YoY

Free Cash Flow $3.0B -20.1% YoY

Market Cap $45.5B as of Oct 8, 2026

Price / Sales 4.2x on $10.7B revenue, trailing 12 months to June 30, 2026

Price / Earnings 19.4x on $2.3B net income, trailing 12 months to June 30, 2026

Price / Book 1.3x on $34.5B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 8, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 4, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FITB SEC filings page.

Fifth Third Bancorp (FITB) reported $10.7B in revenue over the twelve months to Jun 30, 2026, up 23.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FITB FY2025 2026-10-04

Fifth Third’s FY2025 improvement came from better cash generation and a stronger capital posture, not rapid balance-sheet expansion.

FY2025 operating cash flow was 1.8x net income while free cash flow margin reached 43.6%, indicating reported earnings were accompanied by cash generation after capital spending rather than existing only on the income statement.

With assets at $214.4B, the balance sheet expanded only modestly while debt-to-equity fell to 0.6x. That combination points to a more conservatively financed structure, with capital strengthening faster than asset growth.

Net income rose to $2.5B in FY2025 as net margin reached 28.0%, showing improved earnings without a dramatic change in the business’s scale. Return on equity slipped to 11.6% from 11.8% in FY2024, so the profit improvement did not translate into higher shareholder returns.

Financial Health Signals

Financial Health Score 52/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Fifth Third Bancorp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Fifth Third Bancorp earned a return on assets of 1.2% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.1% the prior year. Earnings ranks banks on that return over three years, and Fifth Third Bancorp scores 70/100 among other banks.

Growth

Fifth Third Bancorp reported revenue of $9.0B in fiscal year 2025, against $8.5B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Fifth Third Bancorp scores 23/100 among other banks.

Capital

Fifth Third Bancorp funded 10.1% of its assets with shareholders' equity at the end of fiscal year 2025, holding $21.7B of equity against $214.4B of assets. Capital ranks banks on that cushion, and Fifth Third Bancorp scores 32/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Fifth Third Bancorp scores 70/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Fifth Third Bancorp scores 19/100 on it among other banks.

Stability

Fifth Third Bancorp reported net income of $2.5B in fiscal year 2025, against $2.3B in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Fifth Third Bancorp scores 97/100 among other banks.

Piotroski F-Score Partial

6/7

Fifth Third Bancorp passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.79x

For every $1 of reported earnings, Fifth Third Bancorp generates $1.79 in operating cash flow ($4.5B OCF vs $2.5B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$3.3B

YoY+45.8%

QoQ+15.7%

5Y CAGR+10.9%

10Y CAGR+8.1%

Fifth Third Bancorp generated $3.3B in revenue in Q2 2026. This represents an increase of 45.8% from the same quarter a year earlier. Against the prior quarter it is up 15.7%.

Net Income

$801.0M

YoY+27.5%

QoQ+385.5%

5Y CAGR+2.5%

10Y CAGR+9.3%

Fifth Third Bancorp reported $801.0M in net income in Q2 2026. This represents an increase of 27.5% from the same quarter a year earlier. Against the prior quarter it is up 385.5%.

EPS (Diluted)

$0.83

YoY-5.7%

QoQ+453.3%

5Y CAGR-2.5%

10Y CAGR+7.8%

Fifth Third Bancorp earned $0.83 per diluted share (EPS) in Q2 2026. This represents a decrease of 5.7% from the same quarter a year earlier. Against the prior quarter it is up 453.3%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$2.6B

YoY+125.5%

QoQ+309.4%

5Y CAGR+44.0%

10Y CAGR+26.0%

Fifth Third Bancorp generated $2.6B in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 125.5% from the same quarter a year earlier. Against the prior quarter it is up 309.4%.

Cash & Debt

$4.4B

YoY+47.2%

QoQ+7.1%

5Y CAGR+5.9%

Fifth Third Bancorp held $4.4B in cash against $17.6B in long-term debt as of Q2 2026.

Dividends Per Share

$0.40

YoY+8.1%

QoQ0.0%

5Y CAGR+8.2%

10Y CAGR+11.9%

Fifth Third Bancorp paid $0.40 per share in dividends in Q2 2026. This represents an increase of 8.1% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

907M

YoY+37.0%

QoQ+0.1%

5Y CAGR+5.6%

10Y CAGR+1.7%

Fifth Third Bancorp had 907M shares outstanding in Q2 2026. This represents an increase of 37.0% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.

Margins & Returns

Net Margin

24.5%

YoY-3.5pp

QoQ+18.6pp

5Y change-11.9pp

10Y change+2.6pp

Fifth Third Bancorp's net profit margin was 24.5% in Q2 2026, showing the share of revenue converted to profit. This is down 3.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 18.6 percentage points.

Return on Equity

2.3%

YoY-0.7pp

QoQ+1.8pp

5Y change-0.8pp

10Y change+0.4pp

Fifth Third Bancorp's ROE was 2.3% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.8 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

Fifth Third Bancorp repurchased no shares in Q2 2026.

Capital Expenditures

$174.0M

YoY+21.7%

QoQ+19.2%

5Y CAGR+21.4%

10Y CAGR+14.2%

Fifth Third Bancorp invested $174.0M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 21.7% from the same quarter a year earlier. Against the prior quarter it is up 19.2%.

R&D Spending

Not reported for Q2 2026.

FITB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FITB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$10.7B	$9.0B+6.3%	$8.5B-2.6%	$8.7B+4.0%	$8.4B+6.2%	$7.9B+3.6%	$7.6B-8.7%	$8.3B+20.2%	$6.9B-1.3%	$7.0B+11.3%	$6.3B-3.4%	$6.5B+8.0%	$6.1B-10.8%	$6.8B+2.9%	$6.6B+9.7%	$6.0B
SG&A Expenses	$3.9B	$2.8B+1.9%	$2.8B+2.6%	$2.7B+5.5%	$2.6B-2.7%	$2.6B+1.4%	$2.6B+7.1%	$2.4B+14.3%	$2.1B+29.5%	$1.6B+1.3%	$1.6B+5.7%	$1.5B+5.2%	$1.4B-8.3%	$1.6B-1.6%	$1.6B+8.7%	$1.5B
Interest Expense	$4.1B	$3.9B-18.2%	$4.8B+21.9%	$3.9B+302.1%	$978.0M+121.8%	$441.0M-44.2%	$790.0M-45.8%	$1.5B+39.7%	$1.0B+50.9%	$691.0M+19.6%	$578.0M+16.8%	$495.0M+9.8%	$451.0M+9.5%	$412.0M-19.5%	$512.0M-22.5%	$661.0M
Income Tax	$648.0M	$689.0M+14.5%	$602.0M-5.8%	$639.0M-1.2%	$647.0M-13.4%	$747.0M+101.9%	$370.0M-46.4%	$690.0M+20.6%	$572.0M-28.4%	$799.0M+20.2%	$665.0M+0.9%	$659.0M+20.9%	$545.0M-29.4%	$772.0M+21.4%	$636.0M+19.3%	$533.0M
Net Income	$2.3B	$2.5B+9.0%	$2.3B-1.5%	$2.3B-4.0%	$2.4B-11.7%	$2.8B+94.1%	$1.4B-43.2%	$2.5B+14.5%	$2.2B+0.6%	$2.2B+40.9%	$1.5B-9.6%	$1.7B+15.6%	$1.5B-19.3%	$1.8B+16.5%	$1.6B+21.5%	$1.3B
EPS (Basic)	N/A	$3.56+12.7%	$3.16-2.2%	$3.23-4.4%	$3.38-10.6%	$3.78+105.4%	$1.84-45.6%	$3.38+8.7%	$3.11+8.7%	$2.86+49.0%	$1.92-5.4%	$2.03+20.8%	$1.68-18.0%	$2.05+21.3%	$1.69+40.8%	$1.20
EPS (Diluted)	$2.93	$3.53+12.4%	$3.14-2.5%	$3.22-3.9%	$3.35-10.2%	$3.73+103.8%	$1.83-45.0%	$3.33+8.8%	$3.06+8.9%	$2.81+47.1%	$1.91-5.0%	$2.01+21.1%	$1.66-17.8%	$2.02+21.7%	$1.66+40.7%	$1.18
Diluted Shares (Avg)	N/A	673M-2.2%	687M-0.1%	688M-1.0%	695M-2.3%	711M-1.2%	720M0.0%	720M+5.0%	685M-7.5%	741M-3.1%	764M-5.3%	808M-4.2%	843M-5.8%	895M-5.4%	946M-0.4%	950M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$3.3B+45.8%	$2.8B+32.8%	$2.3B+7.8%	$2.3B+7.9%	$2.2B+7.8%	$2.1B+1.8%	$2.2B+0.6%	$2.1B-1.0%
SG&A Expenses	$1.1B+61.7%	$1.4B+88.0%	$682.0M+2.7%	$685.0M-0.7%	$698.0M+6.4%	$750.0M-0.4%	$664.0M+0.9%	$690.0M+9.7%
Interest Expense	$1.2B+17.0%	$1.0B+4.3%	$938.0M-14.0%	$999.0M-20.0%	$989.0M-19.8%	$995.0M-18.7%	$1.1B-11.5%	$1.2B+14.4%
Income Tax	$235.0M+30.6%	$42.0M-69.6%	$183.0M+25.3%	$188.0M+21.3%	$180.0M+10.4%	$138.0M0.0%	$146.0M+22.7%	$155.0M-16.7%
Net Income	$801.0M+27.5%	$165.0M-68.0%	$730.0M+17.7%	$649.0M+13.3%	$628.0M+4.5%	$515.0M-1.0%	$620.0M+17.0%	$573.0M-13.2%
EPS (Basic)	$0.84-4.5%	$0.16-77.5%	$1.05+22.1%	$0.91+16.7%	$0.88+7.3%	$0.71+1.4%	$0.86+19.4%	$0.78-14.3%
EPS (Diluted)	$0.83-5.7%	$0.15	$1.04+20.9%	$0.91+16.7%	$0.88+8.6%	$0.71+1.4%	$0.86+19.4%	$0.78-14.3%
Diluted Shares (Avg)	916M+35.9%	830M	N/A	671M-2.2%	674M-2.5%	676M-2.1%	N/A	686M-0.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

FITB Balance Sheet

FITB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$214.4B+0.7%	$212.9B-0.8%	$214.6B+3.4%	$207.5B-1.7%	$211.1B+3.1%	$204.7B+20.8%	$169.4B+16.0%	$146.1B+2.8%	$142.1B0.0%	$142.1B+0.7%	$141.0B+1.7%	$138.7B+6.3%	$130.4B+7.0%	$121.9B+4.2%	$117.0B
Cash & Equivalents	$3.5B+16.1%	$3.0B-4.1%	$3.1B-9.3%	$3.5B+15.8%	$3.0B-4.9%	$3.1B-4.0%	$3.3B+22.3%	$2.7B	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Short-Term Investments	$18.9B+10.3%	$17.1B-22.5%	$22.1B+164.4%	$8.4B-75.8%	$34.6B+3.5%	$33.4B+1612.8%	$1.9B+6.8%	$1.8B-33.7%	$2.8B0.0%	$2.8B+3.1%	$2.7B-66.2%	$7.9B+54.7%	$5.1B+111.3%	$2.4B+35.9%	$1.8B
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$4.9B+0.6%	$4.9B0.0%	$4.9B+0.1%	$4.9B+8.9%	$4.5B+6.0%	$4.3B+0.1%	$4.3B+71.6%	$2.5B+1.3%	$2.4B+1.2%	$2.4B0.0%	$2.4B0.0%	$2.4B0.0%	$2.4B0.0%	$2.4B0.0%	$2.4B
Total Liabilities	$192.7B-0.3%	$193.3B-1.1%	$195.4B+2.8%	$190.1B+0.6%	$188.9B+4.0%	$181.6B+22.5%	$148.2B+14.1%	$129.8B+3.1%	$125.9B-0.1%	$125.9B+0.6%	$125.2B+1.7%	$123.0B+6.2%	$115.8B+7.1%	$108.1B+4.3%	$103.7B
Long-Term Debt	$13.6B-5.2%	$14.3B-12.5%	$16.4B+19.4%	$13.7B+16.0%	$11.8B-21.1%	$15.0B0.0%	$15.0B+3.8%	$14.4B-3.2%	$14.9B+3.6%	$14.4B-9.0%	$15.8B+5.6%	$15.0B+55.4%	$9.6B+36.0%	$7.1B-26.8%	$9.7B
Total Equity	$21.7B+10.6%	$19.6B+2.5%	$19.2B+10.6%	$17.3B-22.0%	$22.2B-3.9%	$23.1B+9.0%	$21.2B+30.5%	$16.3B+0.3%	$16.2B0.0%	$16.2B+2.3%	$15.8B+1.4%	$15.6B+7.1%	$14.6B+6.4%	$13.7B+3.9%	$13.2B
Retained Earnings	$25.5B+5.5%	$24.1B+5.0%	$23.0B+6.0%	$21.7B+7.2%	$20.2B+10.1%	$18.4B+0.4%	$18.3B+10.5%	$16.6B+10.8%	$15.0B+11.3%	$13.4B+8.8%	$12.4B+10.9%	$11.1B+9.7%	$10.2B+15.8%	$8.8B+16.1%	$7.6B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$300.2B+42.9%	$297.0B+39.7%	$214.4B+0.7%	$212.9B-0.7%	$210.0B-1.5%	$212.7B-0.9%	$212.9B-0.8%	$214.3B+0.6%
Cash & Equivalents	$4.4B+47.2%	$4.1B+35.7%	$3.5B+16.1%	$2.9B-9.8%	$3.0B+4.8%	$3.0B+7.6%	$3.0B-4.1%	$3.2B+13.3%
Short-Term Investments	$19.4B+48.4%	$17.5B+16.6%	$18.9B+10.3%	$17.2B-20.8%	$13.0B-38.1%	$15.0B-34.5%	$17.1B-22.5%	$21.7B+14.8%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$10.0B+103.1%	$10.0B+102.6%	$4.9B+0.6%	$4.9B+0.6%	$4.9B0.0%	$4.9B0.0%	$4.9B0.0%	$4.9B0.0%
Total Liabilities	$265.7B+40.7%	$262.9B+36.8%	$192.7B-0.3%	$191.8B-0.9%	$188.9B-2.7%	$192.3B-1.6%	$193.3B-1.1%	$193.5B-1.5%
Long-Term Debt	$17.6B+21.7%	$18.8B+29.0%	$13.6B-5.2%	$13.7B-20.0%	$14.5B-11.1%	$14.5B-5.9%	$14.3B-12.5%	$17.1B+4.8%
Total Equity	$34.5B+63.2%	$34.1B+67.2%	$21.7B+10.6%	$21.1B+1.6%	$21.1B+9.9%	$20.4B+7.3%	$19.6B+2.5%	$20.8B+25.6%
Retained Earnings	$25.6B+3.8%	$25.2B+3.6%	$25.5B+5.5%	$25.1B+5.2%	$24.7B+5.0%	$24.4B+5.0%	$24.1B+5.0%	$23.8B+4.7%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

FITB Cash Flow Statement

FITB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$3.7B	$4.5B+59.8%	$2.8B-37.4%	$4.5B-29.9%	$6.4B+137.7%	$2.7B+628.8%	$371.0M-79.7%	$1.8B-36.1%	$2.9B+93.0%	$1.5B-29.2%	$2.1B-13.5%	$2.4B+16.5%	$2.1B-54.8%	$4.6B+79.7%	$2.6B+8.1%	$2.4B
Depreciation & Amortization	N/A	$554.0M+11.9%	$495.0M+7.1%	$462.0M+6.0%	$436.0M+24.9%	$349.0M-29.1%	$492.0M+4.2%	$472.0M+31.1%	$360.0M+5.6%	$341.0M-24.7%	$453.0M+2.7%	$441.0M+6.5%	$414.0M-18.3%	$507.0M-4.5%	$531.0M+16.7%	$455.0M
Stock-Based Compensation	N/A	$163.0M-0.6%	$164.0M-3.0%	$169.0M+2.4%	$165.0M+37.5%	$120.0M-2.4%	$123.0M-6.8%	$132.0M+3.9%	$127.0M+7.6%	$118.0M+6.3%	$111.0M+11.0%	$100.0M+20.5%	$83.0M+6.4%	$78.0M+13.0%	$69.0M+16.9%	$59.0M
Capital Expenditures	$644.0M	$584.0M+41.1%	$414.0M-15.7%	$491.0M+41.1%	$348.0M+12.6%	$309.0M+1.3%	$305.0M+25.5%	$243.0M+26.6%	$192.0M-4.0%	$200.0M+7.5%	$186.0M+13.4%	$164.0M-24.1%	$216.0M-21.2%	$274.0M-24.3%	$362.0M+13.5%	$319.0M
Free Cash Flow	$3.0B	$3.9B+63.1%	$2.4B-40.0%	$4.0B-33.9%	$6.1B+153.9%	$2.4B+3528.8%	$66.0M-95.8%	$1.6B-40.7%	$2.7B+108.1%	$1.3B-32.8%	$1.9B-15.5%	$2.3B+21.2%	$1.9B-57.0%	$4.3B+96.9%	$2.2B+7.2%	$2.0B
Investing Cash Flow	-$3.7B	-$1.8B-277.7%	$1.0B+111.0%	-$9.5B-94.8%	-$4.9B+38.9%	-$8.0B+75.0%	-$31.9B-3902.8%	-$797.0M+80.8%	-$4.1B-1067.5%	$428.0M	N/A	N/A	N/A	N/A	-$6.5B-23.6%	-$5.3B
Financing Cash Flow	$1.4B	-$2.2B+45.3%	-$4.0B-185.7%	$4.7B+529.0%	-$1.1B-121.2%	$5.1B-83.7%	$31.4B+7402.3%	-$430.0M-129.6%	$1.5B+181.3%	-$1.8B	N/A	N/A	N/A	N/A	$3.8B+9.7%	$3.4B
Dividends Paid	$1.3B	$1.2B-1.1%	$1.2B+10.9%	$1.1B+14.3%	$927.0M+3.3%	$897.0M+4.5%	$858.0M+13.9%	$753.0M+33.3%	$565.0M+31.4%	$430.0M+7.0%	$402.0M-4.7%	$422.0M-0.2%	$423.0M+7.6%	$393.0M+27.2%	$309.0M+60.9%	$192.0M
Share Buybacks	$300.0M	$525.0M-16.0%	$625.0M+212.5%	$200.0M+100.0%	$100.0M-92.8%	$1.4B	$0-100.0%	$1.8B+21.3%	$1.5B-9.5%	$1.6B+142.8%	$661.0M-22.2%	$850.0M+30.0%	$654.0M-50.5%	$1.3B	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$2.8B+114.1%	-$1.1B-189.7%	$929.0M+1019.8%	$1.0B-43.8%	$1.3B+92.3%	$1.2B+219.4%	-$101.0M-104.9%	$1.9B+192.5%
Depreciation & Amortization	$205.0M+48.6%	$199.0M+47.4%	$142.0M+14.5%	$139.0M+321.2%	$138.0M+305.9%	$135.0M+5.5%	$124.0M+7.8%	$33.0M-19.5%
Stock-Based Compensation	N/A	$145.0M+98.6%	N/A	N/A	N/A	$73.0M+14.1%	N/A	N/A
Capital Expenditures	$174.0M+21.7%	$146.0M+24.8%	$164.0M+13.1%	$160.0M+41.6%	$143.0M+57.1%	$117.0M+80.0%	$145.0M+15.1%	$113.0M-3.4%
Free Cash Flow	$2.6B+125.5%	-$1.3B-212.2%	$765.0M+411.0%	$886.0M-49.3%	$1.2B+97.8%	$1.1B+247.7%	-$246.0M-112.6%	$1.7B+236.6%
Investing Cash Flow	-$4.8B-298.4%	$5.4B+8180.6%	-$857.0M-175.0%	-$3.4B-191.3%	$2.4B+90.8%	-$67.0M+70.7%	$1.1B+237.2%	-$1.2B+82.7%
Financing Cash Flow	$2.3B+161.8%	-$3.7B-217.9%	$526.0M+142.3%	$2.2B+787.2%	-$3.8B-97.3%	-$1.2B-132.8%	-$1.2B-33.1%	-$327.0M-105.2%
Dividends Paid	$402.0M+41.5%	$308.0M+3.7%	$297.0M+2.8%	$285.0M-10.9%	$284.0M+1.4%	$297.0M+3.5%	$289.0M+4.7%	$320.0M+42.2%
Share Buybacks	$0	$0-100.0%	$0-100.0%	$300.0M+50.0%	$0-100.0%	$225.0M	$300.0M	$200.0M

FITB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FITB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	28.0%+0.7pp	27.3%+0.3pp	27.0%-2.2pp	29.2%-5.9pp	35.1%+16.4pp	18.8%-11.4pp	30.1%-1.5pp	31.6%+0.6pp	31.1%+6.5pp	24.5%-1.7pp	26.2%+1.7pp	24.5%-2.6pp	27.1%+3.2pp	23.9%+2.3pp	21.6%
Return on Equity	11.6%-0.2pp	11.8%-0.5pp	12.3%-1.9pp	14.1%+1.6pp	12.5%+6.3pp	6.2%-5.7pp	11.8%-1.7pp	13.5%0.0pp	13.5%+3.9pp	9.6%-1.3pp	10.8%+1.3pp	9.5%-3.1pp	12.6%+1.1pp	11.5%+1.7pp	9.8%
Return on Assets	1.2%+0.1pp	1.1%0.0pp	1.1%-0.1pp	1.2%-0.1pp	1.3%+0.6pp	0.7%-0.8pp	1.5%0.0pp	1.5%0.0pp	1.5%+0.4pp	1.1%-0.1pp	1.2%+0.1pp	1.1%-0.3pp	1.4%+0.1pp	1.3%+0.2pp	1.1%
Debt-to-Equity	0.63-0.1x	0.73-0.1x	0.85+0.1x	0.79+0.3x	0.53-0.1x	0.65-0.1x	0.71-0.2x	0.890.0x	0.920.0x	0.89-0.1x	1.000.0x	0.96+0.3x	0.66+0.1x	0.52-0.2x	0.73
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.040.0x	0.050.0x	0.050.0x	0.05
FCF Margin	43.6%+15.2pp	28.4%-17.7pp	46.1%-26.5pp	72.6%+42.2pp	30.4%+29.5pp	0.9%-18.1pp	19.0%-19.5pp	38.4%+20.2pp	18.2%-12.0pp	30.2%-4.3pp	34.5%+3.8pp	30.7%-32.9pp	63.7%+30.4pp	33.3%-0.8pp	34.1%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	24.5%-3.5pp	5.8%-18.3pp	31.2%+2.6pp	28.2%+1.3pp	28.0%-0.9pp	24.2%-0.7pp	28.6%+4.0pp	26.9%-3.8pp
Return on Equity	2.3%-0.7pp	0.5%-2.0pp	3.4%+0.2pp	3.1%+0.3pp	3.0%-0.2pp	2.5%-0.2pp	3.2%+0.4pp	2.8%-1.2pp
Return on Assets	0.3%0.0pp	0.1%-0.2pp	0.3%+0.1pp	0.3%0.0pp	0.3%0.0pp	0.2%0.0pp	0.3%0.0pp	0.3%0.0pp
Debt-to-Equity	0.51-0.2x	0.55-0.2x	0.63-0.1x	0.65-0.2x	0.69-0.2x	0.71-0.1x	0.73-0.1x	0.82-0.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	80.1%+28.3pp	-44.3%-96.6pp	32.7%+44.0pp	38.5%-43.4pp	51.8%+23.6pp	52.4%+37.0pp	-11.3%-101.5pp	81.9%+57.8pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Fifth Third Bancorp FITB	FY2025	$9.0B	$2.5B	28.0%	$45.5B	52/100
M&T Bank Corp. MTB	FY2025	$9.7B	$2.9B	29.4%	$31.6B	53/100
KB Financial Group Inc KB	FY2025	N/A	$4.0B	N/A	$43.8B	—
Huntington Bancshares Inc HBAN	FY2025	$8.2B	$2.2B	27.1%	$31.0B	44/100
Regions Financial Corp. RF	FY2025	$7.5B	$2.2B	28.6%	$23.0B	56/100
First Citizens BancShares Inc FCNCA	FY2025	$9.5B	$2.2B	23.1%	$23.6B	42/100

Where Fifth Third Bancorp Ranks

Frequently Asked Questions

What is Fifth Third Bancorp's annual revenue?

Fifth Third Bancorp (FITB) reported $9.0B in total revenue for fiscal year 2025. This represents a 6.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Fifth Third Bancorp's revenue growing?

Fifth Third Bancorp (FITB) revenue grew by 6.3% year-over-year, from $8.5B to $9.0B in fiscal year 2025.

Is Fifth Third Bancorp profitable?

Yes, Fifth Third Bancorp (FITB) reported a net income of $2.5B in fiscal year 2025, with a net profit margin of 28.0%.

How much debt does Fifth Third Bancorp have?

As of fiscal year 2025, Fifth Third Bancorp (FITB) had $3.5B in cash and equivalents against $13.6B in long-term debt.

What is Fifth Third Bancorp's net profit margin?

Fifth Third Bancorp (FITB) had a net profit margin of 28.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Fifth Third Bancorp pay dividends?

Yes, Fifth Third Bancorp (FITB) paid $1.54 per share in dividends during fiscal year 2025.

What is Fifth Third Bancorp's return on equity (ROE)?

Fifth Third Bancorp (FITB) has a return on equity of 11.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Fifth Third Bancorp's free cash flow?

Fifth Third Bancorp (FITB) generated $3.9B in free cash flow during fiscal year 2025. This represents a 63.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Fifth Third Bancorp's operating cash flow?

Fifth Third Bancorp (FITB) generated $4.5B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Fifth Third Bancorp's total assets?

Fifth Third Bancorp (FITB) had $214.4B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Fifth Third Bancorp's capital expenditures?

Fifth Third Bancorp (FITB) invested $584.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Fifth Third Bancorp buy back shares?

Yes, Fifth Third Bancorp (FITB) spent $525.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Fifth Third Bancorp have outstanding?

Fifth Third Bancorp (FITB) had 902M shares outstanding as of fiscal year 2025.

What is Fifth Third Bancorp's debt-to-equity ratio?

Fifth Third Bancorp (FITB) had a debt-to-equity ratio of 0.63 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Fifth Third Bancorp's return on assets (ROA)?

Fifth Third Bancorp (FITB) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Fifth Third Bancorp's P/E ratio?

Fifth Third Bancorp (FITB) trades at 19.4x earnings, its market capitalization divided by net income of $2.3B net income, trailing 12 months to June 30, 2026. The market capitalization is $45.5B as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Fifth Third Bancorp's price-to-sales ratio?

Fifth Third Bancorp (FITB) trades at 4.2x sales, its market capitalization divided by revenue of $10.7B revenue, trailing 12 months to June 30, 2026. The market capitalization is $45.5B as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Fifth Third Bancorp's Piotroski F-Score?

Fifth Third Bancorp (FITB) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Fifth Third Bancorp's earnings high quality?

Fifth Third Bancorp (FITB) has an earnings quality ratio of 1.79x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Fifth Third Bancorp?

Fifth Third Bancorp (FITB) scores 52 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.