Welcome to our dedicated page for Fifth Third Bancorp SEC filings (Ticker: FITB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Fifth Third Bancorp (FITB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As an Ohio-incorporated financial services holding company and NASDAQ-listed issuer, Fifth Third uses SEC reports to describe its corporate structure, banking operations through Fifth Third Bank, National Association, capital instruments and significant events.
Among the most important documents for FITB are its periodic reports and current reports on Form 8-K. Recent 8-K filings detail material events such as the Agreement and Plan of Merger with Comerica Incorporated, the structure of the planned corporate and bank mergers, and subsequent milestones including regulatory approvals and shareholder votes. These filings also discuss the forward-looking risks, conditions and regulatory requirements associated with completing the transaction, giving investors a formal view of how the combination is expected to proceed.
Other 8-K filings cover capital and funding actions, including share repurchase agreements, redemptions of specific series of non-cumulative perpetual preferred stock and depositary shares, and the redemption of subordinated notes. Fifth Third also uses 8-Ks to furnish earnings press releases, investor presentations for bank and financial services conferences, and disclosures related to board and executive changes or director compensation arrangements.
Fifth Third’s registration statements and proxy materials, referenced in its merger-related 8-Ks, explain the issuance of FITB common stock and preferred stock depositary shares in connection with transactions, as well as the governance and voting processes for shareholders. The company’s filings also list its registered securities, including common stock under the symbol FITB and several series of preferred stock depositary shares trading under NASDAQ symbols such as FITBI, FITBP and FITBO.
On Stock Titan, these filings are supplemented by AI-powered summaries that highlight key terms, structural details and risk factors from lengthy documents. Users can quickly see what a filing covers—such as a merger agreement, capital action, impairment disclosure or board change—while retaining the ability to review the full original text. Real-time updates from EDGAR, combined with structured access to Forms 8-K and other reports, make this page a focused resource for understanding Fifth Third Bancorp’s regulatory history and ongoing obligations.
FIFTH THIRD BANCORP Chief Accounting Officer Jeffrey A. Lopper exercised stock appreciation rights and had shares withheld for taxes. He exercised rights covering 3,835 shares of Common Stock at $18.11 per share, converting them into common shares. To cover tax obligations, 2,046 shares were disposed of at $50.34 per share through a tax-withholding mechanism rather than an open-market sale. After these transactions, he directly held 51,563 shares of Fifth Third common stock, and the underlying stock appreciation rights were fully exercised.
Fifth Third Bancorp used its 2026 annual meeting to present 2025 performance, strategy and risk disclosures to shareholders. Management highlighted full-year 2025 return on average assets of 1.19% and return on average common equity of 12.6%, with a non-GAAP efficiency ratio of 56.9%.
The bank reported a loan-to-core deposit ratio of 72%, a CET1 capital ratio of 10.81%, and a net interest margin increase of 16 basis points for 2025, including 24 basis points improvement in 4Q25 versus 4Q24. Middle Market new client acquisition rose 40% versus 2024, supported by 50 new branches and 7% household growth in the Southeast.
Dividends declared per common share increased from $1.08 in 2020 to $1.54 in 2025, a 7% five-year CAGR, while long-term total shareholder return ranked near the top of a large regional bank peer group. The presentation also stressed community and sustainability initiatives, including more than $58 billion delivered toward a $100 billion environmental and social target by 2030, over $22 million in charitable contributions, and $1.4 billion of CRA-qualified community development loans and investments in 2025.
Fidelity Brokerage Services LLC submitted a Rule 144 notice to sell 6,000 shares of Common Stock (CUSIP 901819022) on 04/20/2026 for Nasdaq-listed equity. The 6,000 shares correspond to restricted stock vesting events: 876 shares vested 02/14/2026, 1,605 shares vested 02/16/2026, and 3,519 shares vested 02/19/2026.
Fifth Third Bancorp reported first quarter 2026 results and completed its all‑stock acquisition of Comerica Incorporated valued at approximately $12.7 billion. Net income available to common shareholders was $128 million, or $0.15 per diluted share, including a net negative $0.68 per‑share impact from merger‑related and other items totaling $567 million after tax.
Fully taxable‑equivalent net interest income reached $1.939 billion, up 26% sequentially and 34% year‑over‑year, while net interest margin expanded to 3.30%. Average loans and leases were $158.3 billion and average deposits $209.4 billion, each up around 30% year‑over‑year, largely reflecting Comerica. Credit quality remained solid with a net charge‑off ratio of 0.37% and a nonperforming asset ratio of 0.57%.
The Vanguard Group amended its Schedule 13G to report 0 shares of Fifth Third Bancorp common stock beneficially owned. The filing states Vanguard completed an internal realignment on January 12, 2026, after which certain subsidiaries report ownership separately in reliance on SEC Release No. 34-39538.
The filing lists 0 shares and 0% ownership, shows no voting or dispositive power, and is signed by Ashley Grim, Head of Global Fund Administration. The amendment explains that certain former holdings are now reported disaggregated by subsidiaries.
Fifth Third Bancorp filed an 8-K highlighting its March 11, 2026 presentation at the RBC Capital Markets Financial Institutions Conference, where it outlined scale, strategy and updated guidance. The bank reports pro forma assets of $294 billion, deposits of $237 billion and loans of $173 billion as of December 31, 2025, ranking around ninth nationally in each.
For 2026, management now expects net interest income of $8.6–$8.8 billion from a $6.0 billion FY25 baseline and noninterest income of $4.0–$4.2 billion versus $3.1 billion, with noninterest expense of $7.2–$7.3 billion compared with $5.1 billion. The 2026 net charge-off ratio is guided to 30–40 bps and the effective tax rate to 23%.
For 1Q26, the bank expects average loans and leases of $158–$159 billion, net interest income of about $1.93 billion from a $1.53 billion 4Q25 baseline, noninterest income of $0.90–$0.93 billion from $0.81 billion, and noninterest expense of $1.76–$1.78 billion from $1.27 billion, with a net charge-off ratio of 35–40 bps, a 22.5% tax rate and 830–835 million average diluted shares.
The presentation also shows trailing total shareholder return that has outperformed peers over 3-, 5-, 7- and 10-year periods as of February 28, 2026, and details a Comerica acquisition integration plan, including legal close targeted in 2Q26–3Q26 and branch and system conversion expected on September 8, 2026.
Fifth Third Bancorp is asking shareholders to vote at its virtual 2026 annual meeting on April 21 on four key items: electing 16 directors, ratifying Deloitte & Touche as external auditor for 2026, and giving advisory approval of executive pay, plus any other proper business.
In 2025 the bank recorded $9 billion in revenue, continued its Southeast expansion, launched an award-winning mobile app, and completed a transformative acquisition of Comerica, adding three of its former directors to the board. The proxy highlights a focus on stability, profitability and growth, and emphasizes risk oversight, cybersecurity and technology governance through dedicated board committees.
There are 905,563,498 common shares outstanding, each with one vote, and 200,000 Series A Class B preferred shares (about 8,000,000 depositary shares), each with 24 votes, together representing less than one percent of total voting power compared with common stock. Non-employee directors are compensated primarily through cash retainers and restricted stock units, with stock ownership guidelines and pay-for-performance structures tying leadership incentives to long-term shareholder value.
Fifth Third Bancorp filed an amendment to its current report to add audited and unaudited financial statements of recently acquired Comerica Incorporated and pro forma financial information reflecting the completed merger as of February 1, 2026. Comerica reported total assets of $79.3 billion and total loans of $50.5 billion at December 31, 2024, with net income of $698 million for 2024 and basic earnings per common share of $5.06. Ernst & Young LLP issued unqualified opinions on Comerica’s 2024 internal control over financial reporting and consolidated financial statements, and highlighted the allowance for credit losses, including a $725 million balance at year-end 2024, as a critical audit matter due to the judgment involved in expected loss modeling and qualitative adjustments.
Fifth Third Bancorp executive Jude Schramm reported a net sale of 14,896 common shares of FITB. On February 23, he exercised 14,228 stock appreciation rights at $26.72 per share into the same number of common shares, then disposed of 10,332 shares at $50.71 to cover tax obligations.
He also completed several open-market sales of common stock on February 23–24 totaling 14,896 shares at prices around $50.55–$50.99. After these transactions, he directly owned 141,460 common shares of Fifth Third Bancorp.