[6-K] Black Titan Corp Current Report (Foreign Issuer)

Rhea-AI Filing Summary

Black Titan Corporation filed a report highlighting a new cryptocurrency initiative focused on institutional digital asset infrastructure. The company describes how “DeFi-as-a-Service” and “Lending-as-a-Service” are expanding beyond Ethereum into high-performance blockchains and permissioned subnets serving neobanks and payment processors.

The update outlines Solana-based lending pilots by Latin American neobanks targeting 6-8% APYs on USDC deposits, restaking-based yields packaged by institutional custodians, and tokenized private credit launched on Avalanche Evergreen Subnets for retail distribution through compliant neobank frontends.

It also notes payment processors adding “yield routing” to stablecoin APIs and discusses market implications, including the end of single-protocol dominance, the growing role of prime brokers as API gateways, and expectations for new yield aggregators, regulatory distinctions between LaaS and RaaS, and increased cross-chain interoperability.

Key Figures

Solana LaaS APY range: 6-8% APYs Quarter reference: Q1 2026 Press release date: April 3, 2026

3 metrics

Solana LaaS APY range 6-8% APYs Yield on USDC deposits via Solana-native lending for Latin American neobanks

Quarter reference Q1 2026 Described as the period when DaaS and LaaS horizontal expansion accelerates

Press release date April 3, 2026 Date of Black Titan’s digital asset infrastructure press release

Key Terms

DeFi-as-a-Service (DaaS), Lending-as-a-Service (LaaS), Restaking-as-a-Service (RaaS), Liquid Restaking Tokens (LRTs), +2 more

6 terms

DeFi-as-a-Service (DaaS) financial

"As the first quarter of 2026 concludes, the “DeFi-as-a-Service” (DaaS) and “Lending-as-a-Service” (LaaS) sectors are experiencing a horizontal expansion."

Lending-as-a-Service (LaaS) financial

"As the first quarter of 2026 concludes, the “DeFi-as-a-Service” (DaaS) and “Lending-as-a-Service” (LaaS) sectors are experiencing a horizontal expansion."

Restaking-as-a-Service (RaaS) financial

"The proliferation of EigenLayer and Symbiotic has introduced a new yield primitive for the neobanking sector: Restaking."

Liquid Restaking Tokens (LRTs) financial

"Institutional custodians (e.g., Anchorage Digital, BitGo) are now packaging “Liquid Restaking Tokens” (LRTs) into compliant, white-label DaaS APIs."

tokenized private credit financial

"a consortium of alternative asset managers announced the deployment of tokenized private credit funds on Avalanche’s Evergreen Subnets."

Evergreen Subnets technical

"tokenized private credit funds on Avalanche’s Evergreen Subnets."

Form 6-K: How Foreign Companies Report to the SEC →

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

For the month of April 2026

Commission File No. 001-42880

BLACK TITAN CORPORATION

(Registrant’s Name)

Level 8, Unit 8-02 The Bousteador, 10, Jalan PJU 7/6

Mutiara Damansara, 47800 Petaling Jaya

Selangor Darul Ehsan, Malaysia

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

Other Events

New Business Activities – Launch of Cryptocurrency Initiative

On April 3, 2026, Black Titan Corporation (the “Company”) released a press release with updates to certain companies in the digital assets industry. The full text of the press release are attached as Exhibit 99.1.

Exhibits

99.1 Press Release dated April 3, 2026

2

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	Black Titan Corporation
	By:	/s/ Chay Weei Jye
	Name:	Chay Weei Jye
	Title:	Co-Chief Executive Officer

Dated: April 6, 2026

3

Exhibit 99.1

Institutional Digital Asset Infrastructure: Diversifying the DaaS and Neobank Stack Beyond EVM Majors

NEW YORK CITY, NY / ACCESS Newswire / April 3^rd, 2026 / Black Titan Corporation (NASDAQ:BTTC)

Executive Summary

As the first quarter of 2026 concludes, the “DeFi-as-a-Service” (DaaS) and “Lending-as-a-Service” (LaaS) sectors are experiencing a horizontal expansion. While the Base/Morpho ecosystem previously dominated institutional narratives, recent weeks have seen global neobanks and payment processors aggressively diversifying their backend Web3 infrastructure. High-throughput alternative Layer-1s, permissioned subnets, and restaking primitives are now actively competing for the multi-trillion-dollar digital banking deposit base, signaling an end to the single-chain dominance in institutional DeFi.

1) Solana-Native LaaS: High-Frequency Settlement for LatAm Neobanks

The demand for low-latency, sub-cent settlement has driven major emerging-market digital banks toward the Solana ecosystem for backend lending operations.

	●	Yield Abstraction: Market data this week indicates that two leading Latin American neobanks have initiated pilot programs utilizing Solana-native lending protocols (such as Kamino and Marginfi) via white-label API aggregators.
	●	The “Dollarized Yield” Thesis: By routing local fiat deposits into USDC and deploying them into Solana’s hyper-liquid lending pools, these neobanks are generating 6-8% APYs. This LaaS integration allows them to offer inflation-resistant “Digital Dollar Savings” accounts to retail users without exposing the consumer to underlying protocol mechanics or network congestion risks typically associated with Ethereum L1.

2) Restaking-as-a-Service (RaaS): The Evolution of Fintech “Risk-Free” Rates

The proliferation of EigenLayer and Symbiotic has introduced a new yield primitive for the neobanking sector: Restaking.

	●	Prime Broker Packaging: Institutional custodians (e.g., Anchorage Digital, BitGo) are now packaging “Liquid Restaking Tokens” (LRTs) into compliant, white-label DaaS APIs.
	●	Margin Expansion: Traditional neobanks operating in low-interest-rate fiat environments are utilizing these RaaS APIs to capture Ethereum’s native staking yield plus Actively Validated Service (AVS) rewards. This creates a blended yield curve that significantly outpaces traditional sovereign debt, acting as a highly efficient customer acquisition tool for digital banks operating in the EMEA region.

3) Private Credit Distribution via Avalanche Evergreen Subnets

The LaaS narrative is expanding beyond over-collateralized crypto lending into tokenized private credit, utilizing permissioned blockchain architectures.

	●	Retail Distribution of Institutional Debt: This week, a consortium of alternative asset managers announced the deployment of tokenized private credit funds on Avalanche’s Evergreen Subnets.
	●	Neo-Bank Frontends: These subnets are equipped with built-in KYC/AML geofencing at the validator level. This allows European and Asian neobanks to plug directly into the subnet via DaaS gateways, offering their retail and SME clients fractionalized access to private credit yields (historically reserved for institutional LPs) with daily on-chain liquidity.

4) Payment Giants Transitioning to “Yield Routing” APIs

Global payment processors are evolving from pure stablecoin issuance to comprehensive DaaS provision.

	●	Stablecoin Utility Expansion: Payment infrastructure leaders (analogous to Stripe or PayPal) are upgrading their stablecoin merchant APIs to include “Automated Yield Routing.”
	●	B2B Neo-Banking Impact: This allows B2B neobanks and corporate treasury platforms to automatically sweep idle merchant stablecoin balances into whitelisted, over-collateralized lending protocols overnight. This effectively replicates the “sweep account” functionality of traditional corporate banking, entirely on-chain and programmatic.

Market Interpretation

First, the End of Protocol Monopolies: The DaaS market is fragmenting beneficially. While Ethereum L2s (Base, Arbitrum) remain the hub for structured institutional products and RWA integration, high-performance L1s (Solana, Aptos) are capturing the consumer-facing neobank market where transaction latency and micro-fee economics are paramount.

Second, Prime Brokers as “API Gateways”: Neobanks are demonstrating a clear reluctance to interact with smart contracts directly. Consequently, regulated custodians and prime brokers are capturing significant value by acting as the translation layer—absorbing the smart contract risk, performing the due diligence, and offering a clean fiat-to-yield API to the neobanks.

Third, The Convergence of Credit Markets: The integration of tokenized private credit into digital banking apps via LaaS rails indicates that the yield premium previously associated with “crypto risk” is being replaced by legitimate illiquidity and credit risk premiums sourced from the real economy.

Outlook

In the subsequent quarter, we project:

	1.	Rise of “Yield Aggregator” Fintechs: We anticipate the emergence of Web2-native middleware companies functioning similarly to Plaid, but designed specifically to route neobank deposits across various LaaS protocols based on real-time risk-adjusted return metrics.
	2.	Regulatory Bifurcation: Regulators will likely begin scrutinizing the difference between “Lending-as-a-Service” (backed by over-collateralized digital assets) and “Restaking-as-a-Service” (backed by protocol slashing risk), potentially leading to distinct capital reserve requirements for neobanks offering these products.
	3.	Cross-Chain Standardization: The friction of managing liquidity across isolated L1s and subnets will accelerate institutional adoption of interoperability protocols (e.g., CCIP, Wormhole) as core backend infrastructure for global digital banks.

About Black Titan Corp (NASDAQ: BTTC) Black Titan Corp is a recent digital asset technology company focusing on the DAT+ strategy, utilizing its corporate balance sheet to support, govern, and provide liquidity to decentralized protocols. For more information, please visit https://www.blacktitancorp.com/ttdat.html.

This research note is provided for informational purposes only and does not constitute investment advice, legal counsel, or a solicitation to buy or sell any financial instruments. Digital assets involve significant risk, including smart contract vulnerability and regulatory shifts.

Forward-Looking Statements

This press release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on current expectations and assumptions that are subject to change. Actual results may differ materially from those anticipated in the forward-looking statements. Forward-looking statements are subject to numerous risks and uncertainties that may cause actual results to differ materially from those expressed or implied, including market volatility, regulatory developments. The Company undertakes no obligation to update or revise any forward-looking statements except as required by law.

Media & Investor Contact

Czhang Lin

Co-Chief Executive Officer

contact-us@blacktitancorp.com

FAQ

What new cryptocurrency initiative did Black Titan Corp (BTTC) describe?

Black Titan Corp outlined a new institutional-focused cryptocurrency initiative centered on “DeFi-as-a-Service” and “Lending-as-a-Service”. It emphasizes infrastructure that lets neobanks and payment processors tap blockchain lending, restaking, and tokenized credit products while keeping end users shielded from underlying protocol complexity.

How are neobanks using Solana in Black Titan Corp’s update?

The update says two leading Latin American neobanks began pilots using Solana-native lending protocols via white-label APIs. By routing local fiat into USDC and Solana lending pools, they aim to offer “Digital Dollar Savings” products with 6-8% APYs to retail customers.

What does Black Titan Corp say about Restaking-as-a-Service (RaaS)?

Black Titan highlights restaking via platforms like EigenLayer and Symbiotic as a new yield source. Institutional custodians package Liquid Restaking Tokens into white-label APIs, enabling neobanks to capture Ethereum staking yields plus AVS rewards, potentially improving margins in low-interest-rate fiat environments.

How does tokenized private credit feature in Black Titan Corp’s strategy?

The company’s note describes a consortium launching tokenized private credit funds on Avalanche Evergreen Subnets. These permissioned networks, with built-in KYC/AML, let European and Asian neobanks offer retail and SME clients fractional access to private credit yields with daily on-chain liquidity.

What role do payment processors play in Black Titan Corp’s vision?

According to the update, major payment processors are evolving from simple stablecoin issuance to providing “Automated Yield Routing” APIs. This allows B2B neobanks and corporate treasury platforms to sweep idle merchant stablecoin balances into whitelisted lending protocols, mimicking traditional sweep accounts entirely on-chain.

What future trends does Black Titan Corp expect in digital asset banking?

Black Titan anticipates new “yield aggregator” fintechs, similar to Plaid, that route deposits across LaaS protocols. It also expects regulatory distinctions between lending and restaking products, and broader adoption of interoperability protocols to manage liquidity across multiple blockchains and permissioned subnets.

Filing Exhibits & Attachments

1 document

Press Releases

• EX-99.1 EX-99.1 17.2 KB