Welcome to our dedicated page for Bridgewater Bancshares SEC filings (Ticker: BWB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Bridgewater Bancshares, Inc. (Nasdaq: BWB), the St. Louis Park, Minnesota-based financial holding company and parent of Bridgewater Bank. Investors can review the company’s regulatory disclosures to better understand its banking operations, capital structure, and financial performance.
Bridgewater Bancshares uses SEC filings such as Form 8-K to report material events, including the release of quarterly financial results, investor presentations, and preferred stock dividend declarations. For example, a Form 8-K dated October 21, 2025 references an earnings press release for the quarter ended September 30, 2025 and notes a dividend on the company’s 5.875% Non-Cumulative Perpetual Preferred Stock, Series A, with related depository shares trading on Nasdaq.
Other 8-K filings furnish investor presentations that executives use in meetings with investors and analysts, offering additional detail on Bridgewater’s strategy, loan and deposit trends, net interest margin, asset quality, and capital ratios. These current reports complement the company’s periodic filings, which include annual reports on Form 10-K and quarterly reports on Form 10-Q, where Bridgewater discusses its business, risk factors, and detailed financial statements.
On Stock Titan, users can view these filings as they are made available through EDGAR and take advantage of AI-powered summaries that highlight key points, explain technical banking and regulatory terms, and draw attention to items such as segment performance, credit quality indicators, and capital measures. The filings page also surfaces insider and equity-related disclosures, helping investors track developments in Bridgewater’s common and preferred equity securities.
Bridgewater Bancshares, Inc. is soliciting proxies for its 2026 virtual annual meeting of shareholders on April 28, 2026 at 2:00 p.m. Central Time. Shareholders will vote on electing 11 directors, an advisory say‑on‑pay resolution, approval of the 2026 Equity Incentive Plan, and ratification of RSM US LLP as independent auditor for 2026.
The Board is now fully declassified, with all directors standing for one‑year terms, and a majority are independent under Nasdaq rules. Governance is overseen through Audit, Compensation, and Nominating and ESG committees, each with written charters and independent membership. Executive pay combines salary, annual cash incentives and equity, with a strong say‑on‑pay support of 93.60% at the 2025 meeting.
Directors and executive officers as a group beneficially own 6,688,367 shares, or 23.10% of outstanding common stock as of the February 27, 2026 record date, aligning leadership with shareholders. The company highlights strong 2025 balance sheet growth, net interest margin expansion, improved profitability, and active shareholder engagement, including outreach to institutional holders representing nearly 67% of institutional ownership.
Bridgewater Bancshares, Inc. is furnishing proxy materials for its 2026 Annual Meeting of Shareholders to be held virtually on April 28, 2026, with the record date set at February 27, 2026. The Board is asking shareholders to elect 11 director nominees and to vote on three additional proposals.
The proxy includes four proposals: (1) election of all 11 directors, (2) a non-binding advisory vote on named executive officer compensation, (3) approval of the Bridgewater Bancshares, Inc. 2026 Equity Incentive Plan, and (4) ratification of RSM US LLP as the independent registered public accounting firm for the year ending December 31, 2026. The materials describe governance practices, director and executive biographies, related-party arrangements, director compensation, and the Company’s compensation philosophy.
Bridgewater Bancshares, Inc. entered into an Equity Distribution Agreement with Piper Sandler & Co. allowing the company to issue and sell from time to time up to $50,000,000 of its common stock in at-the-market offerings and other permitted sale methods.
Under the agreement, Bridgewater will set parameters for each sales period, and Piper Sandler will receive a 2.5% commission on the gross sales price of shares sold. The company may suspend or terminate the offering at any time, and has no obligation to sell any shares.
Any shares sold will be issued under an effective Form S-3 shelf registration and a related prospectus supplement. Net proceeds are planned for general corporate purposes, which may include investments in subsidiaries, working capital, capital expenditures, stock repurchases, debt repayment, or financing possible acquisitions.
Bridgewater Bancshares, Inc. is registering an at-the-market equity program to sell up to $50,000,000 of its common stock through Piper Sandler & Co. under an Equity Distribution Agreement dated February 27, 2026.
Sales may occur on Nasdaq or by negotiated transactions, including block trades, and Piper Sandler may receive compensation of up to 2.50% of gross proceeds. The prospectus states net proceeds will be used for general corporate purposes, including possible contributions to the Bank, with specific allocations not yet determined. The company reported 27,824,565 shares outstanding as of February 23, 2026, and a last reported sale price of $18.63 per share on that date.
Bridgewater Bancshares, Inc., a Minnesota-based financial holding company, outlines its business, market position and risks in its annual report. The company focuses on commercial real estate and multifamily lending in the Twin Cities, operating nine branches with a lean, "branch-light" model.
As of December 31, 2025, Bridgewater reported $5.41 billion in total assets, $4.31 billion in total gross loans, $4.32 billion in total deposits and $517.1 million in shareholders’ equity. Growth has been driven largely by commercial real estate lending, affordable housing finance and the December 2024 acquisition of First Minnetonka City Bank.
The company highlights strong asset quality, multifamily expertise, an experienced leadership team and an entrepreneurial culture as key strengths, but also acknowledges concentrated exposure to commercial real estate, deposit concentration among large clients and geographic reliance on the Twin Cities economy as important risk factors.
Bridgewater Bancshares director Thomas P. Trutna sold common stock in an open-market transaction. On February 10, 2026, he sold 13,000 shares of Bridgewater Bancshares, Inc. common stock at a weighted average price of $19.5147 per share in multiple trades between $19.50 and $19.63.
After this sale, Trutna directly owns 82,634 shares of Bridgewater Bancshares common stock. The filing notes that detailed trade-by-trade pricing information is available upon request from the company, any security holder, or the SEC staff.
Bridgewater Bancshares, Inc. received an amended Schedule 13G showing that David Juran beneficially owns 1,591,482 shares of its common stock, representing 5.7% of the class. This percentage is based on 27,759,970 shares outstanding as of December 31, 2025, as referenced from a company Form 8-K.
Juran has sole voting and dispositive power over 1,485,450 shares and shared voting and dispositive power over 106,032 shares. The shared and sole holdings include multiple trusts where he serves as trustee, co-trustee, or attorney-in-fact. The amendment is signed on his behalf by attorney-in-fact Ben Klocke.
Bridgewater Bancshares, Inc. reports that insider Jerry Baack beneficially owns 1,429,162 shares of its common stock, representing 5.1% of the class. This percentage is based on 27,759,970 shares outstanding as of December 31, 2025.
Baack has sole voting and dispositive power over 1,422,162 shares and shared power over 7,000 shares held jointly with his spouse. The sole power amount includes 290,000 option shares exercisable within 60 days, 13,888 restricted stock units vesting within 60 days, and 3,000 shares held as custodian for children.
Bridgewater Bancshares insider plans Rule 144 stock sale. A holder of Bridgewater Bancshares common stock filed to sell 13,000 shares through Morgan Stanley Smith Barney LLC on the NASDAQ. The shares were originally acquired as restricted stock from the issuer on 03/31/2020. The planned sale date is approximately 02/10/2026, and the filing states an aggregate market value of $253,691.10 for these shares, compared with 27,584,732 common shares outstanding.