Baldwin Insurance grants Joseph John Kadow 824 shares

Kadow’s holdings are presented in separate direct and trust-held positions.

Rhea-AI Filing Summary

Baldwin Insurance Group, Inc. director Joseph John Kadow received a grant of 824 shares of Class A Common Stock on October 1, 2026, reported at $0.0000 per share. His direct holdings after the grant were 20,424 shares; the report also lists 5,000 shares held indirectly by Joseph J. Kadow Revocable Trust of 2008.

Insider Trade Summary

Grant/Award: 824 shares

Grant/Award 2 txns

Insider KADOW JOSEPH JOHN

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	824	$0.00	$0.00
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Class A Common Stock — 20,424 shares (Direct); Class A Common Stock — 5,000 shares (Indirect, By Joseph J. Kadow Revocable Trust of 2008)

Key Figures

Shares granted: 824 shares Reported price per share: $0.0000 per share Direct shares following transaction: 20,424 shares +1 more

4 metrics

Shares granted 824 shares Class A Common Stock award on October 1, 2026

Reported price per share $0.0000 per share Class A Common Stock award on October 1, 2026

Direct shares following transaction 20,424 shares Joseph John Kadow, October 1, 2026

Indirect shares held 5,000 shares Joseph J. Kadow Revocable Trust of 2008, October 1, 2026

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many BWIN shares did Joseph John Kadow receive?

Joseph John Kadow received 824 shares of Class A Common Stock as a grant on October 1, 2026, reported at $0.0000 per share.

What were Joseph John Kadow’s reported holdings after the grant?

Kadow’s direct holdings after the grant were 20,424 shares. The report also lists 5,000 shares held indirectly by Joseph J. Kadow Revocable Trust of 2008.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/02/2026 - 07:47 PM Accepted by SEC EDGAR 10/02/2026 - 07:47 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KADOW JOSEPH JOHN

(Last) (First) (Middle)

C/O THE BALDWIN INSURANCE GROUP, INC.

4211 W. BOY SCOUT BLVD., SUITE 800

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Baldwin Insurance Group, Inc. [ BWIN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/01/2026		A		824	A	$0	20,424	D
Class A Common Stock								5,000	I	By Joseph J. Kadow Revocable Trust of 2008

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Seth Cohen, as Attorney-in-Fact, for Joseph John Kadow	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)