Here are the 10-K annual reports from Citigroup Inc. (C) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow C and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full C filings page.
Citigroup Inc. reports solid 2025 results, with net income rising to $14.3 billion from $12.7 billion and revenue increasing to $85.2 billion from $80.7 billion. The efficiency ratio improved to 64.7% as operating expenses grew more slowly than revenues.
All five core segments expanded. Services revenue grew 8% and net income 8%, while Markets revenue rose 11% and net income 18%. Banking revenue jumped 32% with a strong rebound in investment banking fees. Wealth revenue increased 14% and net income 49% on higher deposit spreads and investment fees. U.S. Personal Banking revenue rose 5% and net income more than doubled, helped by better credit costs.
Total assets reached $2.66 trillion and deposits $1.40 trillion at year-end 2025. The CET1 capital ratio was 13.18% and RoTCE improved to 7.7%, supported by $13.3 billion of common share repurchases and stable common equity of $192.2 billion.