STOCK TITAN

Citigroup Inc. 424B Filings

C NYSE

Every 424B that Citigroup Inc. (C) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 424B covers the supplement that carries the terms of a priced offering, so if you follow C and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full C filings page.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,413,000 of callable contingent coupon equity-linked securities tied to the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on February 14, 2030.

The notes pay a 0.7667% contingent monthly coupon (about 9.20% per year) only if, on each valuation date, the worst-performing index is at or above 70% of its initial level. Principal repayment at maturity also depends on that worst-performing index staying above its 70% barrier.

If the worst-performing index finishes below its barrier, investors lose 1% of principal for each 1% index decline, with no minimum repayment. Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon. The securities are unsecured, not listed, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The initial estimated value is $973.90 per $1,000, below the issue price, reflecting structuring and hedging costs.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000-denomination autocallable buffer securities linked to the worst performer of the Nasdaq-100 Index® and S&P 500® Index, maturing in February 2030.

The notes may be automatically redeemed in February 2027 for $1,100 per security if the worst-performing index is at or above its initial level. If held to maturity and not called, investors get 188.25% participation in any gain of the worst-performing index, full principal back if its decline is within the 10% buffer, and lose 1% of principal for each 1% loss beyond that buffer.

The securities pay no interest, do not provide principal protection below the buffer, do not pay dividends on the indices, are not listed on an exchange, and expose holders to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Barrier Digital Plus Securities linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing February 13, 2031, with a $1,000 stated principal amount per security.

If the worst-performing index on the valuation date is at or above its initial level, investors receive $1,000 plus the greater of a fixed $560 digital return (56% of principal) or 1‑to‑1 upside participation. If it is below its initial level but at or above 70% of that level (the barrier), investors receive only the $1,000 principal.

If the worst-performing index finishes below its 70% barrier, repayment falls 1% for each 1% decline from its initial level, potentially resulting in a total loss. The notes pay no interest, forgo all dividends on the indices, are not exchange‑listed, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The total offering is $501,000, and the estimated value at pricing is $957.50 per $1,000 security.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Callable Contingent Coupon Equity Linked Securities tied to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500, maturing on February 14, 2029.

The notes pay a contingent coupon of 0.7875% per month (9.45% per year) only if, on each valuation date, the worst-performing index is at or above 70% of its initial value. If it falls below this coupon barrier, investors skip that coupon.

At maturity, if not called and the worst index is at or above 70% of its initial value, investors receive $1,000 per note. If it is below 70%, repayment is $1,000 plus $1,000 times that index’s return, exposing investors to losses up to their entire principal.

Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon. The notes will not be listed, may have limited liquidity, and are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The issue price is $1,000 with estimated value of $977 and an underwriting fee of up to $8 per note.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked securities due February 14, 2029, tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes.

The notes pay a contingent coupon of 0.8083% per month (about 9.70% per year) only if, on each valuation date, the worst-performing index closes at or above 65% of its initial level. Otherwise, no coupon is paid.

If not called early and at maturity the worst index is at or above 65% of its initial value, investors receive $1,000 per note; if it is below 65%, repayment is reduced 1-for-1 with the index loss and can fall to zero. The notes can be automatically redeemed early if the worst index is at or above its initial level on specified dates, and they are unsecured, unlisted obligations subject to Citigroup credit, liquidity and complex tax risks. The issue price is $1,000 per security, with total offering proceeds of $2,465,610 after underwriting fees and an estimated value of $987.80 per note on the pricing date.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured notes linked to the S&P 500® Index. The notes pay no interest and return at maturity depends on index performance from the February 9, 2026 trade date to the March 6, 2028 determination date.

For each $1,000 stated principal amount, if the final S&P 500 level is at least 85.00% of the 6,964.82 initial level, investors receive a threshold settlement amount of $1,163.90, a contingent fixed return of 16.39%. Gains above this level are capped.

If the index declines by more than the 15.00% threshold amount, the payoff is reduced so that investors lose approximately 1.1765% of principal for every 1% drop beyond the threshold, and could lose their entire investment. The notes are not listed, may have limited liquidity, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000 autocallable securities linked to the EURO STOXX 50® Index, maturing February 13, 2031, in an aggregate issue amount of $11,425,000.00.

The notes pay no interest and may redeem early at set dates if the index closes at or above 90% of its initial level, returning principal plus a fixed premium that rises from 8.60% to 43.00% of principal. If held to maturity, investors receive principal plus the final premium if the index is at or above 90%, only principal if it is between 85% and 90%, and a leveraged loss if it falls below 85%, with no principal protection.

The initial index level is 6,059.01, the autocall barrier is 5,453.109 and the final buffer level is 5,150.1585. The securities are unsecured, not listed, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The estimated value on the pricing date is $991.90 per security, below the $1,000.00 issue price.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000-denomination autocallable securities linked to the worst performing of the EURO STOXX 50® Index and the Russell 2000® Index, maturing in February 2031.

The notes pay no interest and may redeem early if, on a valuation date, the worst performing index is at or above its initial level, returning $1,000 plus a that steps up from 13.68% in February 2027 to 68.40% at the final valuation date. If held to maturity and the worst index is at or above its initial level, investors receive $1,000 plus the final premium; if it is below the initial level but at or above the 80% barrier, they receive only $1,000.

If the worst index finishes below its 80% barrier, repayment is reduced 1% for each 1% index decline, down to possible total loss. The securities are unsecured, subject to the credit risk of Citigroup entities, not listed on an exchange, and their initial estimated value of $974.30 is below the $1,000 issue price.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $3,000,000 of autocallable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500, maturing February 14, 2029, with a $1,000 stated principal amount per security.

The notes pay a contingent coupon of 0.8333% per month (about 10% per annum) only if the worst-performing index on the relevant valuation date stays at or above its 70% coupon barrier; missed coupons can be recouped if the test is later met. Early redemption occurs if, on any potential autocall date, the worst-performing index is at or above its initial level, returning $1,000 plus the due coupon. If held to maturity and the worst-performing index finishes below 60% of its initial level, principal is reduced one-for-one with the index loss, potentially to zero. The securities are unsecured, not exchange-listed, carry significant market and credit risk, and were issued at $1,000 with an estimated value of $997.90.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured buffer securities linked to the S&P 500® Index maturing on March 12, 2027. Each security has a $1,000 stated principal amount and pays no interest or dividends.

At maturity, investors participate 1-to-1 in S&P 500 gains up to a maximum return of $120 per security (12%). A 15% downside buffer protects against moderate index declines; below that level, investors lose 1% of principal for each 1% further drop. The initial index value is 6,932.30 and the buffer kicks in below 5,892.455.

The securities are unsecured obligations subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. They will not be listed on any exchange and may have limited liquidity. The issue price is $1,000 per security, including up to a $2.50 underwriting fee, versus an estimated value of $996.10 based on Citigroup’s internal models.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured callable contingent coupon equity-linked securities maturing on February 14, 2029 linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices, in $1,000 denominations.

The notes pay a 0.9792% quarterly contingent coupon (about 11.75% per annum) only if, on each valuation date, the worst-performing index is at or above 75% of its initial level. Principal repayment at maturity is conditional: if the worst-performing index is at or above 60% of its initial level, investors receive $1,000; otherwise, they lose 1% of principal for each 1% decline, potentially down to zero.

Citigroup may redeem the securities early at par plus any due coupon on specified dates, the notes are not listed, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The issue price is $1,000 with an estimated value of $988.80 per security, reflecting selling, structuring and hedging costs.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on February 14, 2029.

The notes pay a contingent coupon of 0.9083% per month (about 10.90% per year) only if, on each valuation date, the worst performing index is at or above 70% of its initial level. If on a potential autocall date the worst index is at or above its initial level, the notes are automatically redeemed at $1,000 plus that coupon.

If not called and the worst index finishes below 70% of its initial level at final valuation, repayment of principal is reduced one-for-one with the index loss, down to zero. Investors face full credit risk of Citigroup, limited liquidity, complex tax treatment and an initial estimated value of $989 per $1,000 note.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering principal-at-risk contingent income callable securities due February 2028 linked to the worst performer of the EURO STOXX 50, Russell 2000 and S&P 500 indices.

The notes pay a 2.575% quarterly contingent coupon (10.30% per year) only if, on every trading day in the observation period, each index stays at or above 70% of its initial level. If any index closes below this barrier on any day in a period, no coupon is paid for that quarter.

Citi may call the notes in whole on specified quarterly dates, starting about six months after issuance, paying $1,000 per note plus any due coupon. If not called, at maturity investors receive $1,000 per note only if the worst-performing index finishes at or above 70% of its initial level; otherwise, repayment is reduced one-for-one with that index’s decline, potentially to zero. Investors do not participate in any index upside and face complex tax and withholding considerations, especially non-U.S. holders.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000 contingent coupon equity-linked securities tied to the worst performer of QQQ, DIA and SPY, maturing on February 26, 2029. Investors receive a quarterly contingent coupon of at least 0.5833% (about 7.00% per year) only if the worst-performing ETF is at or above 70.00% of its initial value on the relevant valuation date.

At maturity, if the worst-performing ETF is at or above 70.00% of its initial value, investors receive $1,000 per security plus any final coupon; otherwise they receive $1,000 plus $1,000 times the negative return of that ETF, risking substantial principal loss. The securities are unsecured obligations, will not be listed on an exchange, and are expected to have an estimated value on the pricing date of at least $926.00 per $1,000 issue price based on CGMI’s proprietary models.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering Trigger Callable Contingent Yield Notes linked to the least performing of the S&P 500, EURO STOXX 50 and Russell 2000 indices. Each note has a $10 stated principal amount and a contingent coupon rate of at least 11.00% per annum, paid quarterly only if all three indices stay at or above 70% of their initial levels on every trading day in the observation period.

The notes mature around August 15, 2029 and may be called early at the issuer’s discretion on any coupon payment date, returning principal plus any due coupon. If not called and the worst index finishes at or above 60% of its initial level, investors receive full principal plus any due coupon at maturity; if it finishes below 60%, repayment is reduced in line with the index loss, down to a possible total loss. Investors do not receive dividends on the indices and bear the full credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured, autocallable contingent coupon equity-linked securities tied to the S&P 500 Futures 35% Edge Volatility 6% Decrement Index (USD) ER, maturing March 3, 2036.

The notes may pay quarterly contingent coupons at an annualized rate of at least 11.25% if, on each valuation date, the index level is at or above a barrier set at 50% of the initial level. If on any potential autocall date the index is at or above its initial level, the notes are automatically redeemed at $1,000 per security plus the coupon, ending future payments.

If the notes are not called and the final index value is below the 50% final barrier, investors lose 1% of principal for each 1% index decline and can lose their entire investment. The complex underlying uses leveraged futures exposure, a 35% volatility target and a 6% annual decrement, which can significantly drag performance. The securities are unsecured obligations subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. and will not be listed, so liquidity may be limited.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable medium-term senior notes linked to the S&P 500 Futures 35% Edge Volatility 6% Decrement Index (USD) ER, maturing in 2036. Each security has a stated principal amount of $1,000 and pays no interest.

On scheduled valuation dates, if the index closing value is at or above its initial level, the notes are automatically redeemed for $1,000 plus a fixed premium, starting at 21.50% of principal in 2027 and rising on later dates up to 215.00% on the final valuation date, if reached. If the notes are not called and the final index value is at least the initial level, investors receive $1,000 plus the final premium; if it is below the initial but at or above 50% of the initial level, only principal is repaid.

If the final index value is below 50% of the initial level, repayment is $1,000 plus $1,000 × index return, creating one-for-one downside exposure and the possibility of losing the entire investment. The complex underlying index uses up to 500% leveraged futures exposure, a 35% volatility target and a 6% per annum decrement, which can significantly reduce performance versus the S&P 500® Index.

The notes will not be listed on any exchange, so liquidity may be limited. The issuer expects the estimated value on the pricing date to be at least $850 per $1,000 note, below the issue price, reflecting structuring and hedging costs. All payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and the U.S. tax treatment is uncertain.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering long-dated autocallable structured notes linked to the S&P 500 Futures 35% Edge Volatility 6% Decrement Index (USD) ER, maturing on March 3, 2036. Each security has a stated principal amount of $1,000 and pays no interest.

The notes can be automatically redeemed on scheduled valuation dates starting in 2027 if the index closes at or above its initial level, returning $1,000 plus a fixed premium that steps up from 20% to 200% of principal over time. If held to maturity and the final index level is at or above 60% of the initial level, investors receive $1,000 plus the final premium; otherwise, repayment is reduced 1-for-1 with the index decline and can fall to zero.

The underlying index is complex and risky, using up to 500% leveraged exposure to S&P 500 futures, a 35% volatility target and a fixed 6% per annum decrement, and is expected to underperform the S&P 500 Index. The securities are unsecured, subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., will not be listed, and may have limited or no liquidity. The issue price is $1,000, including an underwriting fee of up to $50 per security, while the estimated value on the pricing date is expected to be at least $850.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable securities linked to Insmed Incorporated with a stated principal of $1,000 per security and a scheduled maturity of February 15, 2029, unless redeemed earlier.

The notes can be automatically redeemed on valuation dates in 2027 and 2028 if Insmed’s closing value meets preset premium threshold levels, paying $1,000 plus a premium of 20.00% or 40.00%. If held to the final valuation date in 2029, investors receive $1,000 plus a 60.00% premium if Insmed’s value is at or above 80.00% of its initial level, or only $1,000 if it is between 80.00% and 65.00%.

If the final value falls below 65.00% of the initial level, holders receive Insmed shares (or cash equivalent) based on a fixed equity ratio and can lose most or all of their principal. The securities are unlisted, carry an underwriting fee of up to $21.00 per security, and have an estimated value on the pricing date of at least $875.50, which is below the issue price. The product also involves complex U.S. tax considerations, including potential Section 871(m) implications for non‑U.S. investors.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked securities tied to Target Corporation (TGT), maturing in February 2029. Each security has a $1,000 stated principal amount and pays contingent coupons of at least 11.50% per annum, but only when Target’s share price on a valuation date is at or above a coupon barrier set at 70% of the initial share price.

The notes can be automatically called on specified dates starting August 2026 if Target’s share price is at or above the initial level, paying back $1,000 plus the applicable coupon and ending the investment early. If not called, principal repayment at maturity depends on Target’s final price. If the final value is at or above the 70% barrier, investors receive $1,000 plus any final coupon. If it is below 70%, repayment is reduced one-for-one with Target’s decline and can fall to zero, meaning a total loss.

The securities do not pay dividends or provide upside participation in Target’s gains, are unsecured and subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and will not be listed on an exchange. The estimated value on the pricing date is expected to be at least $881 per $1,000 security, reflecting structuring and hedging costs.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to NVIDIA Corporation, maturing February 28, 2029, in $1,000 denominations. The notes pay a contingent quarterly coupon of at least 3.025% of principal (at least 12.10% per annum) only if NVIDIA’s closing value on the relevant valuation date is at or above a coupon barrier set at 60% of its initial value.

If not called early and NVIDIA’s final value is at or above the same 60% final barrier, investors receive $1,000 plus any final coupon; if below, repayment is reduced dollar-for-dollar with NVIDIA’s decline and can fall to zero. The notes can be automatically redeemed on specified dates if NVIDIA is at or above its initial value, returning $1,000 plus the coupon for that period, potentially limiting total income. The securities will not be listed, may have little or no liquidity, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The per-security issue price is $1,000, including a $40 underwriting fee, with about $889 expected as the initial estimated value based on internal models.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured $1,000 autocallable contingent coupon notes linked to Tesla, Inc., maturing in 2029. The notes may pay quarterly contingent coupons of at least 3.025% (at least 12.10% per year) when Tesla’s closing value on a valuation date is at or above 60% of its initial level, with missed coupons potentially paid later if the barrier is subsequently met.

The notes can be automatically called on specified dates if Tesla’s value is at or above its initial level, returning $1,000 plus the applicable coupon and ending future payments. If not called and Tesla’s final value is below 60% of the initial level, the maturity payment is reduced one-for-one with Tesla’s loss and may be zero. The notes are not listed, carry full principal risk and credit risk of Citigroup entities, and have an estimated initial value of at least $889 per $1,000, reflecting underwriting fees and structuring and hedging costs.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000-denomination autocallable contingent coupon equity-linked securities tied to the worst performer of Alphabet, Amazon.com and Meta Platforms, maturing in February 2029.

The notes may pay contingent coupons of at least 1.2292% per period (about at least 14.75% per year), only when the worst-performing stock on a valuation date stays at or above 60% of its initial value. Missed coupons can be partly recovered later if the condition is again met.

The securities can be automatically called starting August 2026 if the worst-performing stock is at or above its initial value, returning $1,000 plus applicable coupons. If not called and the worst-performing stock ends below 60% of its initial value at final valuation, principal is reduced 1:1 with the loss and can fall to zero.

Investors face full issuer and guarantor credit risk, no dividends or upside participation in the stocks, potential illiquidity since the notes are not exchange-listed, complex U.S. tax treatment and an estimated value on pricing of at least $920.50 per $1,000, below the issue price.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked senior notes due February 17, 2028. The notes are tied to the worst performer of the Nasdaq‑100, Russell 2000, and S&P 500 indexes.

Investors may receive quarterly contingent coupons of at least 11.10% per annum if the worst-performing index closes at or above 80% of its initial level on the relevant valuation date, with missed coupons potentially paid later if conditions are met. If the notes are not called and the worst-performing index finishes below 70% of its initial level at maturity, investors lose principal in full proportion to the index decline and could lose their entire investment.

The notes can be automatically redeemed on specified dates if the worst-performing index is at or above its initial level, paying $1,000 plus the applicable coupon. They will not be listed on any exchange, carry up to $4 per-note underwriting fees, and have an estimated initial value of at least $939.50 per $1,000, reflecting structuring and hedging costs as well as issuer funding assumptions.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable barrier securities linked to the worst performer of the Invesco S&P 500® Equal Weight ETF and the S&P SmallCap 600® Index, each with a 75% barrier relative to its initial value.

The $1,000-denomination notes pay no interest and may be automatically redeemed on February 19, 2027 at $1,140 per note if both underlyings are at or above their initial values, ending the investment early. If held to the February 22, 2030 maturity, investors get leveraged upside at a 191.00% participation rate on the worst performer when it finishes above its initial value.

If the worst performer finishes between 75% and 100% of its initial value, principal is repaid at par; if it falls below 75%, repayment is reduced 1-for-1 with its loss, potentially to zero. The notes are unsecured, subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., will not be listed on any exchange, and are expected to have an initial estimated value of at least $918 per $1,000.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured medium-term autocallable buffer securities linked to the S&P 500 Futures Excess Return Index, a futures-based index expected to lag the S&P 500’s total return because of financing costs.

The $1,000-denomination securities pay no interest and may be automatically redeemed on February 22, 2027 at $1,120 per security if the index is at or above its initial level. If held to February 24, 2031, investors get enhanced upside with a 212.00% participation rate and a 15.00% downside buffer; losses become 1-for-1 beyond that buffer.

The notes are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., will not be listed on an exchange, and may have limited liquidity. The issuer expects the pricing-date estimated value to be at least $930.00 per $1,000, below the issue price, reflecting fees, hedging costs and internal funding rates.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000-denomination autocallable securities linked to the worst performer of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index, maturing in March 2031.

The notes pay no interest and can be automatically called on scheduled valuation dates if the worst-performing index is at or above 95% of its initial level, returning $1,000 plus a fixed premium that steps up from 9.50% to 47.50% of principal over time. If held to maturity and not called, investors receive $1,000 plus the final premium if the worst-performing index is at or above its 95% autocall barrier, $1,000 if it is between 75% and 95%, and 1-for-1 downside exposure below 75%, potentially losing their entire investment.

The securities will not be listed, carry full credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and have an expected estimated value on the pricing date of at least $911 per $1,000, reflecting structuring, distribution and hedging costs.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable securities linked to the worst performer of the S&P 500 Index, Russell 2000 Index and Dow Jones Industrial Average, with a stated principal amount of $1,000 per security and total proceeds of $2,362,000.

The notes may be automatically redeemed on scheduled valuation dates starting in February 2027 if the worst performing index is at or above 95% of its initial level, paying $1,000 plus a growing premium that reaches 50.75% at the final valuation date in February 2031.

If not called and the worst-performing index finishes below 80% of its initial level at maturity, investors lose principal on a 1‑for‑1 basis, potentially down to zero. The notes are not listed, have an initial estimated value of $979.70 per $1,000, and offer no dividends from the underlying indices.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. is offering $11,593,000 of 11,593 Contingent Income Auto-Callable Securities due February 11, 2027, each with a $1,000 stated principal amount. The notes pay a quarterly contingent coupon of 5.3125% of principal (21.25% per annum) only if, on each quarterly valuation date, the closing price of the worst performing underlying share (AMD, Broadcom, or NVIDIA) is at least 55.00% of its initial share price.

If a potential redemption date’s worst performing underlying share is at or above its initial share price, the securities will be automatically redeemed for principal plus the related contingent coupon (including previously unpaid contingent coupons). If not redeemed, at maturity holders receive principal plus any final contingent coupon if the worst performing share is at or above its downside threshold; otherwise, payment at maturity is reduced one-for-one by the worst performing share’s share return and could be significantly less than principal or zero.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. offers $40,000,000 of Trigger Callable Contingent Yield Notes Linked to the Least Performing of the S&P 500®, Nasdaq-100® and Russell 2000®. The notes have a $10.00 stated principal amount, an issue price of $10.00 per note and aggregate proceeds to the issuer of $39,600,000.

The notes pay a contingent quarterly coupon equal to 12.00% per annum (i.e., $0.30 per $10 note per quarter) only if each underlying closes at or above its coupon barrier during an observation period (coupon barrier = 70% of the initial level). The notes are callable by the issuer on any coupon payment date and mature on February 13, 2029 (final valuation date February 9, 2029). At maturity, if the least performing underlying is below its downside threshold (60% of its initial level), repayment is reduced proportionately (payment = $10.00 × (1 + underlying return of the least performing underlying)), exposing investors to up to a 100% loss of principal. Payments are subject to the creditworthiness of the issuer and guarantor.

Rhea-AI Summary

Citigroup Inc. is offering senior unsecured callable fixed rate notes maturing on February 11, 2036, with a stated principal amount of $1,000 per note and a fixed annual interest rate of 5.05%.

Interest is paid semi-annually on February 11 and August 11, starting August 11, 2026, using a 30/360 day-count convention. Beginning February 11, 2029, Citigroup may redeem the notes in whole at 100% of principal plus accrued interest on specified quarterly redemption dates.

The notes are intended to qualify as TLAC-eligible, meaning Citigroup’s shareholders and unsecured creditors, including these noteholders, would absorb losses in a Citigroup bankruptcy before certain other creditors. A wholly owned subsidiary may assume the notes, with Citigroup providing a full guarantee, which can affect default and covenant protections.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked Medium-Term Senior Notes due February 23, 2029 linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices.

Key terms: $1,000 stated principal per security, pricing date February 19, 2026, issue date February 24, 2026, contingent coupon of 0.8917% per period (approximately 10.70% per annum) payable only if the worst performing underlying on a valuation date is at or above a 70.00% barrier; issuer may call the notes on many potential redemption dates. The securities are guaranteed by Citigroup Inc.; estimated value on the pricing date was $931.50 per security, below the issue price.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable structured securities linked to the worst performer of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index, each in $1,000 denominations and maturing on March 4, 2031.

The notes pay no interest and may be automatically redeemed on nine scheduled valuation dates if the worst-performing index is at or above 95% of its initial value, delivering principal plus a preset premium that steps up from 11.50% to 57.50%.

If not called, at maturity investors receive principal plus the final premium if the worst index is at or above the 95% autocall barrier, only principal if it is between 75% and 95%, and a 1-to-1 loss of principal if it finishes below 75%, potentially losing the entire investment.

Key risks include full downside exposure below the final barrier, no dividends or voting rights on any index components, dependence on index levels only on valuation dates, lack of listing and limited liquidity, structural complexity, and the credit risk of both Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., plans to issue $1,000 face-value autocallable contingent coupon equity-linked securities due January 24, 2028, tied to the worst performer of the SPDR S&P Biotech ETF (XBI) and VanEck Semiconductor ETF (SMH).

The notes pay a 1.00% quarterly contingent coupon (12.00% per annum) only if, on the relevant valuation date, the worst-performing ETF is at or above 60% of its initial value. Beginning May 19, 2026, the notes auto-call at par plus coupon if the worst-performing ETF is at or above its initial value on specified dates.

If not called and the worst-performing ETF is below 60% of its initial value at final valuation, repayment is reduced one-for-one with the decline, potentially to zero. The notes are unsecured, not exchange-listed, carry an underwriting fee up to $22.25 per note, and an estimated initial value of at least $912.50.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Callable Contingent Coupon Equity Linked Securities tied to the worst performer of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index, maturing March 4, 2030.

The securities pay a contingent coupon of 2.6125% of principal per quarter (10.45% per annum) only if, on each valuation date, the worst-performing index is at or above 75% of its initial level. Principal is protected at maturity only if that worst index is at or above 65% of its initial level; otherwise repayment is reduced one-for-one with its decline, down to zero.

Citigroup may redeem the notes early on specified dates at $1,000 per security plus any due coupon. The notes will not be listed, may have limited liquidity, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The estimated value on the pricing date is expected to be at least $920.50 per $1,000 security.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. is offering autocallable securities linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 maturing February 9, 2029, in an aggregate stated principal amount of $7,500,000.00.

The securities have a $1,000 stated principal amount per security, an issue price of $1,000.00 per security, and an estimated value on the pricing date of $978.40 per security. Holders face automatic early redemption on specified valuation dates if the worst performing underlying is at or above its initial underlying value; otherwise payoff at maturity depends solely on the worst performing underlying relative to a final barrier equal to 70.00% of each initial underlying value. Payments are fully guaranteed by Citigroup Inc. but remain subject to Citigroup credit risk. The underwriting fee is $21.00 per security, and proceeds to the issuer per security are shown as $979.00.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering callable contingent coupon equity-linked securities tied to the worst performer of the Russell 2000® and S&P 500® indices, maturing on March 2, 2029, in $1,000 denominations.

The notes pay a 2.50% quarterly contingent coupon (10.00% per annum) only if, on each valuation date, the worst-performing index is at or above 70% of its initial value. If the worst-performing index finishes below 70% at maturity, investors lose principal in full proportion to the index decline, potentially up to 100%.

Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon, capping future income. The notes will not be listed, may have limited liquidity, and carry full credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The initial estimated value is expected to be at least $939 per $1,000 note, below issue price.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term senior notes linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500. The securities pay periodic contingent coupons equal to at least 10.60% per annum (annualized if all paid) when the worst performing underlying on a valuation date is ≥ its coupon barrier (set at 70.00% of the initial underlying value). Valuation dates are monthly from March 13, 2026 through February 14, 2028, with maturity on February 17, 2028. At maturity you receive $1,000 if the worst performing underlying is ≥ its final barrier (70.00%); otherwise payment equals $1,000 × (1 + underlying return) and may be significantly less or zero. Issue price is $1,000 per security, estimated value on the pricing date is at least $929.00, underwriting fee up to $6.50 and proceeds to issuer $993.50 per security. The securities are unsecured obligations of CGMH and guaranteed by Citigroup Inc., and are subject to issuer credit risk, limited liquidity, possible early mandatory redemption by the issuer, and uncertain U.S. tax treatment.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. is offering callable Contingent Coupon Equity Linked Securities due February 25, 2031, guaranteed by Citigroup Inc. The securities pay contingent coupons (about 14.05% p.a. if all paid) tied to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices and may be called on specified dates. Coupon payments occur only if the worst performing underlying on a valuation date is ≥ its 80% coupon barrier; principal at maturity depends on the final performance of the worst performing underlying and can be significantly less than $1,000, possibly zero. The estimated value on the pricing date is $933.50 per security; issue price is $1,000.00, with an underwriting fee up to $5.00 per security. The securities carry issuer and guarantor credit risk, limited upside (no participation in index appreciation), potential illiquidity, uncertain U.S. tax treatment, and discretionary determinations by CGMI as calculation agent.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked securities tied to NVIDIA Corporation, maturing February 9, 2029. Each security has a $1,000 stated principal amount and pays a contingent coupon of 3.175% per payment (equivalent to 12.70% per annum) if the underlying closes at or above the coupon barrier on valuation dates.

The initial underlying value is $185.41, the coupon and final barrier are $101.976 (55.00% of the initial underlying value), the issue price is $1,000.00 (estimated value $969.10), and proceeds to issuer per security are $985.00. Holders face material downside risk (including loss of principal), no dividend participation, potential automatic early redemption on autocall dates, and credit risk of Citigroup entities.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering 7,256 contingent income callable securities due February 10, 2028 with a total stated principal of $7,256,000. Each security has a $1,000 denomination and is linked to the worst performer among the Nasdaq-100 (NDX), Russell 2000 (RTY) and S&P 500 (SPX).

The notes pay a quarterly contingent coupon of 2.1375% of principal (8.55% per year) only if, during the full observation period, none of the indices closes below 65% of its initial level. If this barrier is breached on any trading day, no coupon is paid for that quarter.

The issuer may redeem the notes early on specified quarterly dates at $1,000 plus any due coupon. If held to maturity and not called, investors receive $1,000 per note only if the worst-performing index finishes at or above its downside threshold; otherwise, repayment is reduced 1‑for‑1 with that index’s loss and can fall to zero. The securities are not listed, carry principal-at-risk, have an estimated value of $966.50 per $1,000 at pricing, and include underwriting, selling and structuring fees.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked securities tied to Lululemon Athletica Inc., maturing in September 2027, with a stated principal amount of $1,000 per security.

The notes may pay contingent coupons of approximately 16.00% to 17.00% per year if Lululemon’s share price stays at or above a 70% coupon barrier on scheduled valuation dates, and can be automatically called early if the share price is at or above the initial level on specified autocall dates. If not called and the final share price is below a 70% final barrier, investors receive Lululemon shares (or cash) worth less than principal and could lose their entire investment. The securities are unsecured, subject to Citigroup Global Markets Holdings Inc. and Citigroup Inc. credit risk, and will not be listed on any exchange, so liquidity may be limited.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $8,000,000 of autocallable securities linked to the worst performer of the EURO STOXX 50® Index and the Russell 2000® Index, each with a 75% downside barrier based on their February 6, 2026 closing values.

The $1,000-per-security notes can be automatically redeemed on quarterly valuation dates through February 11, 2031 if the worst performing index is at or above its initial value, paying back principal plus a rising premium that starts at 2.875% and reaches 57.50% at final maturity. If held to maturity and the worst performer finishes below its barrier, repayment is reduced 1‑for‑1 with the index loss, potentially to as little as zero.

The securities are unsecured obligations of the issuer, not listed on any exchange, and priced at $1,000 with an estimated value of $961.90 per security, reflecting underwriting fees, internal funding rates and hedging costs. The product carries significant market, credit, liquidity and tax risks and is intended for investors able to understand complex structured notes.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Callable Contingent Coupon Equity Linked Securities tied to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on February 10, 2028.

Each $1,000 security may pay a 2.35% quarterly contingent coupon (9.40% annualized) only if, on the relevant valuation date, the worst-performing index is at or above 70% of its initial level. Principal is protected only if, on the final valuation date, the worst performer is at or above 60% of its initial level; otherwise, repayment is reduced one‑for‑one with the index loss and can fall to zero.

Citigroup may call the notes on specified dates, returning $1,000 plus any due coupon, which would stop future payments. The securities are not listed, carry Citigroup credit risk, and their initial estimated value of $981.70 is below the $1,000 issue price due to structuring and distribution costs.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. offers medium-term autocal lable senior notes linked to the worst performing of the Dow Jones Industrial Average, Russell 2000® and S&P 500®. The securities have a stated principal amount of $1,000 per security, a pricing date of February 18, 2026, an issue date of February 23, 2026 and a maturity of February 21, 2031.

The notes may be automatically redeemed on scheduled valuation dates if the worst performing underlying is at or above its initial underlying value; premiums by valuation date range from 9.50% to 47.50%. If not redeemed, payment at maturity depends solely on the worst performing underlying versus a final barrier equal to 70.00% of its initial underlying value, exposing holders to 1:1 downside below that barrier.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc. offers callable contingent coupon equity-linked securities linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index, maturing on August 9, 2029. Each security has a $1,000 stated principal amount, a contingent coupon equal to 1.9125% per contingent coupon payment (equivalent to 7.65% per annum) payable only when the worst performing underlying on a valuation date is at or above its coupon barrier (70% of the initial value).

The securities are callable by the issuer on specified potential redemption dates and are unsecured obligations of Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc. The estimated value at pricing was $956.00 per security and the issue price was $1,000.00 per security, with an underwriting fee of $30.00 per security. Payments and liquidity depend on underlying performance and issuer/guarantor credit; holders may lose a significant portion or all of their investment.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering callable Contingent Coupon Equity Linked Securities tied to the worst performer of the EURO STOXX 50®, Nasdaq-100® and Russell 2000® indexes, maturing February 11, 2031, in $1,000 denominations.

The notes pay a 2.6625% quarterly contingent coupon (10.65% per annum) only if the worst-performing index on each valuation date stays at or above its 70% coupon barrier; otherwise no coupon is paid. At maturity, if not called, principal is fully repaid only if the worst index is at or above 60% of its initial level.

If the worst index finishes below its 60% final barrier, repayment is reduced one-for-one with its loss, potentially down to zero. Citigroup may redeem the notes early at par plus any due coupon, the notes will not be listed, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The total offering is $1,770,000, and the estimated value on the pricing date is $983.20 per $1,000 note, below the issue price.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $5,097,000 of callable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes, each with a $1,000 stated principal amount and maturing in February 2029.

The notes can pay a monthly contingent coupon of 0.9167% of principal (about 11.00% per year) only if, on each valuation date, the worst-performing index is at or above 70% of its initial level. Citigroup may redeem the notes early on specified dates at par plus any due coupon.

At maturity, if not called, investors receive $1,000 per note only if the worst-performing index is at or above its 70% barrier; otherwise they are repaid $1,000 plus the index return, which can reduce repayment to a small fraction of principal or zero. The notes are unsecured, unlisted, subject to Citigroup credit risk, offer no dividends or upside participation in the indexes, and have an estimated value of $982 per $1,000 at pricing due to structuring and hedging costs.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000,000 of callable contingent coupon equity linked securities at $1,000 each, linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices.

The notes pay a 13.05% annualized contingent coupon (1.0875% per month) only if, on each valuation date, the worst-performing index is at or above 80% of its initial level. If the notes are not called and, at final valuation, the worst index is below 70% of its initial level, principal is reduced one-for-one with the index loss, down to zero.

The securities are callable at the issuer’s option on specified dates at $1,000 plus any due coupon, will not be listed on an exchange, and carry full credit and liquidity risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The initial estimated value is $984.40 per $1,000, below the issue price, reflecting selling, structuring and hedging costs.

Rhea-AI Summary

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000-denomination autocallable contingent coupon equity-linked securities due February 9, 2029, linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes.

The notes pay a 0.85% monthly contingent coupon (annualized 10.20%) only if, on each valuation date, the worst-performing index is at least 70% of its initial level. Beginning August 6, 2026, the notes are automatically called at par plus coupon if the worst index is at or above its initial level on specified autocall dates.

If not called and the worst index is below 70% of its initial level at final valuation, investors lose 1% of principal for each 1% decline, down to a total loss. There is no principal protection, no dividends, limited liquidity, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The total offering is $707,000, with an issue price of $1,000 and an estimated value of $981.90 per note.