Every 424B that Citigroup Inc. (C) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow C and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full C filings page.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering S&P 500®-linked buffer securities that pay no interest and return a variable amount at maturity on February 22, 2027.
Each $1,000 security offers 200% participation in any S&P 500® gain, but total return is capped by a maximum return at maturity of at least $113.50 per security (at least 11.35%). If the index is flat or down by up to 10%, investors receive $1,000 back.
If the index falls more than 10%, investors lose 1% of principal for each 1% decline beyond that buffer, potentially resulting in a substantial loss. The securities are unsecured, subject to the credit risk of Citigroup entities, will not be listed on any exchange, and may have limited or no secondary market. The estimated value on the pricing date is expected to be at least $942 per security, below the $1,000 issue price, reflecting structuring and hedging costs and use of an internal funding rate. U.S. tax treatment is uncertain and is expected to be as prepaid forward contracts, subject to IRS challenge.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing unsecured callable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500, maturing February 8, 2029.
The notes pay a 0.80% monthly contingent coupon (9.60% annualized) only if the worst-performing index on each valuation date stays at or above 80% of its initial level. Principal is protected only if, at final valuation, the worst index is at or above 70% of its initial level; otherwise losses match the index decline and can reach 100%.
Citi may redeem the notes early on specified dates at $1,000 plus any due coupon. The $1,000 issue price includes a $29.50 underwriting fee, and the bank’s own estimated value is $952.60 per note. The securities are not listed and carry full issuer and guarantor credit risk.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering callable contingent coupon notes maturing on February 8, 2029 linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indexes.
The notes pay a 0.695% quarterly contingent coupon (8.34% annualized) only if, on each valuation date, the worst-performing index stays at or above 70% of its initial levelunsecured, unsubordinated obligations, not listed on any exchange, with an issue price of $1,000 and an estimated value of $953.40 per note.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Callable Contingent Coupon Equity Linked Securities maturing February 9, 2028. The notes have a $1,000 stated principal amount and are linked to the worst performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index.
Investors may receive a 3.25% quarterly contingent coupon (13.00% per annum) only if, during the full observation period, no index closes below its coupon barrier, set at 75% of its initial value. A single breach by any index in an observation period cancels that period’s coupon.
At maturity, if not called and the worst-performing index is at or above its 75% final barrier, investors receive $1,000 plus any final coupon. If it is below the barrier, repayment is $1,000 plus the index return, exposing investors to losses down to zero.
The issuer can redeem the notes early on specified dates at $1,000 plus any due coupon. The securities are not listed, carry full credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and have an estimated value of $970.80 per $1,000 issue price. Total issuance is $10,575,000, with an underwriting fee of up to $15 per note.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing unsecured Callable Contingent Coupon Equity Linked Securities tied to the worst performer of the Dow Jones Industrial Average, Nasdaq-100 Index® and Russell 2000® Index, in a $2,276,000 offering at $1,000 per security.
The notes pay a 0.8125% contingent coupon per period (9.75% per annum) only if on each valuation date the worst-performing index is at or above 70% of its initial level. Citigroup may redeem the notes on specified dates by returning principal plus any due coupon.
If the notes are not redeemed and the worst-performing index finishes below 60% of its initial value at maturity, investors lose 1% of principal for every 1% decline, potentially up to their entire investment, and receive no final coupon. The securities are unlisted, may be illiquid, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The initial estimated value of $981.90 per security is below the $1,000 issue price, reflecting selling, structuring and hedging costs.
Citigroup Global Markets Holdings Inc. priced callable contingent coupon equity-linked securities due February 7, 2031 linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500. The securities have a stated principal amount of $1,000 per security, a contingent coupon of 1.8375% per payment (equivalent to 7.35% per annum if all coupons pay), and are callable by the issuer on specified potential redemption dates.
The securities pay each contingent coupon only if the worst performing underlying on the preceding valuation date is at or above its coupon barrier (60% of initial value). At maturity holders receive $1,000 if the worst performing underlying is at or above its final barrier (60%); otherwise the maturity payment equals $1,000 plus $1,000 times the underlying return of the worst performing underlying, which can result in a significant loss, possibly to zero. Pricing date: February 4, 2026; issue date: February 9, 2026. The securities are unsecured obligations of the issuer and are fully guaranteed by Citigroup Inc..
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Callable Contingent Coupon Equity Linked Securities maturing on January 7, 2028. The notes are linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices.
Holders may receive contingent coupons of 0.8958% per month (about 10.75% per year) only when the worst-performing index on a valuation date is at or above 60% of its initial level. Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon.
If not redeemed and a knock-in event occurs (any index closes below 60% of its initial level on any day in the observation period) and the worst index finishes below its initial level, principal is reduced one-for-one with that index loss, down to zero recovery in severe declines. The notes will not be listed, are subject to Citigroup credit risk, and have an estimated value of $981.50 per $1,000 versus a $1,000 issue price for a total offering of $3,730,000.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000 autocallable contingent coupon equity-linked securities tied to the worst performer of the iShares Silver Trust, the Nasdaq-100 Index and the Russell 2000 Index, maturing on February 8, 2029.
The notes pay a contingent coupon of 1.3225% per period (15.87% annualized) only when, on the relevant valuation date, the worst-performing underlying is at or above 50% of its initial value. If on specified autocall dates that worst performer is at or above its initial level, the notes are automatically redeemed at $1,000 plus the coupon.
If the notes are not called and, on the final valuation date, the worst-performing underlying is below 50% of its initial value, investors lose 1% of principal for each 1% decline, potentially down to zero. Investors receive no dividends, face limited liquidity, and bear full credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index, maturing on September 1, 2027.
The notes pay a monthly contingent coupon of 0.6083% of the $1,000 principal (about 7.30% per year) only if the worst-performing index on each valuation date stays at or above 60% of its initial level. If any index finishes below 60% at final valuation and the notes haven’t been called, principal is reduced one-for-one with the worst index loss, potentially to zero.
The notes can be automatically called from August 27, 2026 onward if the worst index is at or above its initial level, returning $1,000 plus the coupon. They are not listed, carry credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and have an estimated initial value of at least $934 per $1,000 note, below issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of the Dow Jones Industrial, Russell 2000® Index and S&P 500® Index, maturing September 1, 2027.
The notes pay a contingent coupon of 0.7875% per month (9.45% per annum) only if, on each valuation date, the worst-performing index closes at or above 70.00% of its initial value. If on specified autocall dates that worst performer is at or above its initial value, the notes are automatically redeemed at $1,000 plus the coupon.
If the notes are not called and the worst-performing index finishes below 70.00% of its initial value at maturity, investors lose 1% of principal for each 1% decline in that index, down to a zero return. The securities are unsecured, not listed, subject to Citi credit risk, and may have limited or no secondary market liquidity. The estimated value at pricing is expected to be below the $1,000 issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000-denomination autocallable senior unsecured securities linked to the worst performer of the Dow Jones Industrial Average, Russell 2000® Index and S&P 500® Index, maturing in March 2032.
The notes pay no interest and may be automatically redeemed on scheduled valuation dates starting in 2027 if the worst-performing index is at or above its initial level, returning $1,000 plus a fixed premium that increases over time, up to 54.30% of principal on the final valuation date.
If not called, investors receive at maturity either $1,000 plus the final premium if the worst index is at or above its initial level, $1,000 if it is between 75% and 100% of its initial level, or a loss matching the full negative return of the worst index if it has fallen below 75%, potentially losing their entire investment.
The securities are not listed, lack principal protection, provide no dividends, and embed fees such that the estimated value on the pricing date is expected to be below the $1,000 issue price, with all payments subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities maturing in February 2029. Each security has a $1,000 stated principal amount and pays a contingent coupon of at least 0.8333% per month (about 10% per year) only if, on the relevant valuation date, the worst performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index is at or above 70% of its initial level.
The notes can be automatically called on scheduled potential autocall dates starting in May 2026 if the worst-performing index is at or above its initial level, returning $1,000 plus any due coupons. If the notes are not called, principal repayment at maturity depends on the worst-performing index: investors receive $1,000 back only if its final level is at least 60% of its initial level. Below that 60% barrier, repayment is reduced one-for-one with the index loss, down to a possible total loss of principal, with no coupon at maturity.
The securities will not be listed on any exchange, may have limited or no liquidity, and are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The issue price is $1,000 per security, including up to a $5.00 underwriting fee, while the issuer expects an estimated value on the pricing date of at least $938.50 based on internal models.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured callable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100®, Russell 2000® and S&P 500® Indexes, maturing on February 8, 2029.
Each security has a $1,000 stated principal amount and may pay quarterly contingent coupons of at least 0.9375% (at least 11.25% per year) only if the worst-performing index on the relevant valuation date is at or above its coupon barrier, set at 70% of its initial value. If not, no coupon is paid.
At maturity, if not called and the worst index is at or above 70% of its initial value, investors receive $1,000 back; if it is below, repayment is reduced one-for-one with the index loss, potentially to zero. The issuer can redeem the notes early at par plus any due coupon, the notes are not listed, and the estimated value on the pricing date is expected to be at least $933 per $1,000 note versus a $6 underwriting fee.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured S&P 500®-linked buffer securities maturing on March 12, 2027, in $1,000 denominations. These notes pay no interest and repay an amount at maturity based on index performance.
Holders receive 100% upside participation in S&P 500® gains, capped by a maximum return of at least $120 per $1,000 note (at least 12%). A 15% downside buffer protects against moderate losses, but index declines beyond 15% reduce principal 1‑for‑1.
The securities are subject to the credit risk of both issuers, will not be listed on any exchange and may have limited liquidity. Citigroup estimates the pricing-date value will be at least $943 per note, below the $1,000 issue price, and highlights complex, uncertain U.S. tax treatment.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured callable contingent coupon equity-linked securities maturing in 2030. These notes pay a quarterly contingent coupon of at least 12.65% per year only if, on every trading day in the period, all three underlying indexes stay at or above 70% of their initial levels.
The notes are linked to the worst performer of the Nasdaq-100, Russell 2000, and S&P 500. If held to maturity and the worst index finishes at or above 60% of its initial level, investors receive full principal back; otherwise, repayment is reduced one-for-one with the index loss and can fall to zero. Citigroup may redeem the notes on specified dates at $1,000 plus any due coupon, the notes will not be listed on an exchange, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of Microsoft, Morgan Stanley and Walmart, maturing on August 17, 2027.
The notes have a stated principal of $1,000 each and pay a contingent coupon of 0.9667% per month, or about 11.60% per annum, only if the worst-performing stock on a valuation date closes at or above its coupon barrier, set at 70% of its initial value. Missed coupons can be paid later if conditions are met, but may be lost entirely.
The notes can be automatically redeemed on specified dates starting in August 2026 if the worst-performing stock is at or above 95% of its initial value, returning $1,000 plus the applicable coupon. At maturity, if not called, principal is repaid in full only if the worst-performing stock is at or above its final barrier of 60% of its initial value; otherwise, repayment is reduced one-for-one with that stock’s loss and can fall to zero.
The securities are not listed, may have limited liquidity, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The expected estimated value on the pricing date is at least $910 per $1,000 note, below the issue price, reflecting structuring and hedging costs and underwriting fees of up to $24 per note.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity linked securities tied to the S&P 500 Futures 40% Edge Volatility 6% Decrement Index (USD) ER, maturing in February 2031, in $1,000 denominations.
The notes pay a contingent coupon of at least 1.3125% per quarter (at least 15.75% per year) only if the index closes at or above a 70% coupon barrier on scheduled valuation dates, with missed coupons potentially paid later if the barrier is met. The notes can be automatically called starting August 2026 when the index is at or above its initial level, returning $1,000 plus coupon.
If not called and the final index level is below a 60% final barrier, investors lose 1% of principal for each 1% index decline and could lose their entire investment. The underlying index is highly complex, uses up to 500% leverage, includes a 6% annual decrement and an implicit financing cost, and may significantly underperform the S&P 500 Index. The securities are not listed, may have limited liquidity, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc. is offering unsecured, medium-term senior notes guaranteed by Citigroup Inc., structured as callable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index, maturing on February 23, 2029.
The notes pay a contingent coupon of at least 0.875% per period (at least 10.50% per annum) only when the worst-performing index on each valuation date is at or above 70% of its initial value. If held to maturity and not called, full principal is repaid only if the worst-performing index finishes at or above 55% of its initial value; otherwise repayment is reduced one-for-one with that index’s loss and can fall to zero.
The securities are not listed, have limited liquidity, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The estimated value on the pricing date is expected to be at least $935.50 per $1,000 security, below the issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering Trigger Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average and the Russell 2000 Index, maturing on May 10, 2027.
The notes pay a fixed coupon of 9.50% per annum, with monthly payments of $0.0792 per $10 note, regardless of index performance while outstanding. Starting about three months after issuance, the issuer may call the notes on any monthly coupon date, returning principal plus that coupon.
If the notes are not called and, at maturity, the least performing index is at or above 70% of its initial level, investors receive full principal plus the final coupon. If it is below that downside threshold, repayment of principal is reduced in line with the index decline, up to a total loss. Investors also face the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. and do not receive any dividends from index constituents.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $12 million of Contingent Income Auto-Callable Securities tied to Freeport-McMoRan common stock. Each $1,000 security can pay a monthly contingent coupon of 1.275% (15.30% per annum) when FCX closes at or above 70% of the $60.76 initial share price.
The notes may be automatically redeemed on monthly observation dates if FCX is at or above the initial price, returning $1,000 plus any due coupons, including unpaid ones. If held to maturity and FCX finishes at or above the $42.532 downside threshold (70% of initial), investors receive $1,000 plus the contingent coupon (with any unpaid coupons).
If the final FCX price is below the downside threshold, repayment is reduced using a leveraged loss formula based on a 30% buffer amount and an approximate 142.857% buffer rate, and the amount can fall to zero. Investors do not participate in any stock upside, face full principal risk, limited liquidity because the securities are not exchange-listed, complex U.S. tax treatment and possible 30% withholding for non-U.S. holders. The estimated value at pricing is $999.70 per $1,000 security, below the issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500, maturing in February 2029, in $1,000 denominations.
The notes pay a 10.00% annualized contingent coupon (0.8333% monthly) only if, on each valuation date, the worst-performing index is at or above 70% of its initial value. Starting August 2026, if on certain dates the worst index is at or above its initial level, the notes are automatically called at $1,000 plus coupon.
If not called and the worst index finishes below 70% of its initial value at maturity, investors lose principal on a 1:1 basis, down to a total loss. The securities are unlisted, subject to the credit risk of both issuers, and carry an estimated pricing-date value of at least $926 per $1,000, below the issue price, reflecting fees, hedging costs and internal funding rates.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured callable contingent coupon equity linked securities tied to the worst performer of the Dow Jones Industrial Average, Russell 2000® Index and S&P 500® Index, maturing on February 10, 2028.
Each $1,000 security may pay a 2.75% quarterly contingent coupon (11.00% per annum) only if, on the relevant valuation date, the worst-performing index is at or above 78.00% of its initial value. If the worst-performing index finishes below its 78.00% final barrier at maturity, investors lose 1% of principal for every 1% decline, up to total loss.
The issuer may redeem the notes in whole on specified dates, paying $1,000 per security plus any due coupon, which can cut off future income. The notes will not be listed, are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and have an estimated value on the pricing date expected to be at least $923.50 per $1,000, below the $1,000 issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of the Russell 2000®, S&P 500® and VanEck® Semiconductor ETF, maturing on February 27, 2031.
Investors may receive monthly contingent coupons of at least 0.7083% of the $1,000 principal (approximately at least 8.50% per annum) only when the worst-performing underlying stays at or above 50% of its initial value. If the worst performer falls below 60% of its initial value at final valuation, repayment of principal is reduced one-for-one with the loss and can be zero.
The notes can be automatically called from 2027 onward if the worst performer is at or above its initial level, returning $1,000 plus the coupon but capping future income. The securities are not listed, may have limited liquidity, and expose holders to the full credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured callable contingent coupon equity-linked securities due January 19, 2028. Each security has a $1,000 principal amount and is linked to the worst performer of the Nasdaq-100®, Russell 2000® and S&P 500® indices.
Investors may receive quarterly contingent coupons of at least 7.00% per annum if, on each valuation date, the worst-performing index is at or above 70% of its initial level. If the notes are not called and the worst-performing index finishes below 55% of its initial level at maturity, principal is reduced one-for-one with the index loss, potentially to zero.
Citigroup may redeem the notes in full on specified dates by paying $1,000 per security plus any due coupon. The notes are not listed, may have limited liquidity, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering Trigger Callable Contingent Yield Notes linked to the worst performer of the S&P 500, Nasdaq‑100 and Russell 2000. Each note has a stated principal amount of $10.00 and a term to February 7, 2029, unless called earlier.
The notes pay a quarterly contingent coupon of 11.82% per annum only if all three indices stay at or above their respective coupon barriers (70% of initial levels) on every trading day in the observation period. The issuer may redeem the notes on any coupon date at par plus the due coupon.
At maturity, if not called, principal is fully repaid only if the worst‑performing index is at or above its downside threshold (60% of its initial level). Otherwise, repayment is reduced in proportion to that index’s loss, up to a 100% loss of principal. Payments depend on the credit of Citigroup entities, the notes are not exchange‑listed, may be illiquid, and have an estimated value of $9.828 per $10.00 issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering medium-term unsecured autocallable securities linked to the worst performer of the Russell 2000 Index and the S&P 500 Index, each with a stated principal amount of $1,000.
The notes pay no interest and may be automatically redeemed on scheduled valuation dates if the worst-performing index is at or above its initial level, returning $1,000 plus a fixed premium that starts at 11.07% in 2027 and rises to at least 55.35% by the final valuation date.
If the notes are not called and the worst-performing index ends below 62% of its initial value at maturity, principal is exposed 1-for-1 to the index loss, down to zero. The estimated value on the pricing date is expected to be at least $926 per security, below the issue price, and the notes carry credit, liquidity, market, correlation and complex tax risks.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing $1,000-denomination autocallable contingent coupon equity-linked securities tied to the Nasdaq-100 Futures 35% Edge Volatility 6% Decrement™ Index ER, maturing on February 10, 2033 unless redeemed earlier.
The notes pay a contingent coupon of 1.4583% per month (about 17.50% per year) on each monthly observation date only if the index is at or above 70% of its initial value. Starting February 8, 2027, the notes are automatically redeemed at $1,000 if the index closes at or above its initial level on any trading day in the autocall period.
At maturity, if not called and the index is at or above 60% of its initial value, holders receive $1,000 (plus any final coupon if the 70% level is met). If the index finishes below 60%, repayment is reduced one-for-one with the index loss, potentially to zero.
The underlying is a Citi-designed, volatility-targeted futures index with 6% annual decrement and leverage up to 500%, which can cause significant underperformance versus the Nasdaq-100 Index. The notes are not listed, their estimated value at pricing is $911.70 per $1,000, they carry Citigroup credit risk, involve complex index and tax features, and non-U.S. holders may face 30% withholding on coupons.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000 autocallable securities linked to the worst performer of Synchrony Financial, Tesla and Zoom Video Communications, each with a downside barrier at 60% of its initial value.
The notes can be automatically redeemed on specified interim dates if all three stocks have “knocked in” (traded at or above their initial values), paying $1,000 plus a preset premium that steps up from 38.8% to 116.4% by the final valuation date in February 2029. If not redeemed and the worst stock finishes below its barrier, repayment falls in line with that stock’s loss, potentially to zero. The securities are not exchange-listed, have an estimated value of at least $898.50 per $1,000 at pricing, and are expected to be treated as prepaid forward contracts for U.S. tax purposes.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured callable contingent coupon equity-linked securities tied to the worst of the Nasdaq-100®, Russell 2000® and S&P 500® indices, maturing in August 2028.
The notes pay a contingent coupon of at least 0.9333% per quarter (about 11.20% annualized) only if, on each valuation date, the worst-performing index is at or above 70% of its initial value. If the worst index finishes below this 70% final barrier at maturity and the notes have not been called, repayment of principal is reduced one-for-one with the index loss and can fall to zero.
The issuer may redeem the notes in whole on specified dates at $1,000 per note plus any due coupon. The securities are not listed, carry the credit risk of both the issuer and guarantor, and include an underwriting fee of up to $7 per $1,000 note. The estimated value on the pricing date is expected to be at least $932.50 per note, below the issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked securities tied to the S&P 500 Futures 40% Edge Volatility 6% Decrement Index (USD) ER, maturing in February 2031.
The notes pay a contingent coupon of at least 1.4667% per quarter (about 17.60% annualized) only if the index stays at or above 65% of its initial level on scheduled valuation dates. The notes can be automatically called from 2027 onward if the index is at or above its initial level, in which case holders receive $1,000 plus the applicable coupon.
At maturity, if not called and the index is at or above 60% of its initial level, investors receive the $1,000 principal (and possibly a final coupon). If it is below 60%, repayment is reduced one-for-one with the index decline, potentially to zero. The index itself is highly complex and risky, using up to 500% leveraged futures exposure, a 40% volatility target and a 6% annual decrement, all of which can materially drag performance versus the S&P 500 Index.
The notes are unsecured, subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., will not be listed on an exchange, may have limited or no liquidity, and feature uncertain and potentially adverse U.S. tax treatment, including possible 30% withholding on coupons for certain non-U.S. holders.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing unsecured callable notes linked to the worst performer of the Dow Jones Industrial Average, Russell 2000® Index and S&P 500® Index, maturing in February 2031.
The $1,000-denomination securities pay a contingent coupon of at least 0.775% per period (at least 9.30% per year only when, on the relevant valuation date, the worst-performing index is at or above 70% of its initial value. If any valuation date closes below this coupon barrier, no coupon is paid for that period.
At maturity, if not called and the worst-performing index is at or above 60% of its initial value, investors receive the full principal (and possibly the final coupon). If it is below 60%, repayment is reduced one-for-one with the index loss, down to zero. Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon. The notes are not listed, may be illiquid, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured callable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing on August 16, 2029. Each security has a $1,000 stated principal amount and may pay a monthly contingent coupon of at least 0.8417% (about 10.10% per year) only when the worst-performing index on the relevant valuation date is at or above 70% of its initial level. Principal is protected only if, at final valuation, the worst-performing index is at or above 60% of its initial level; otherwise repayment is reduced one-for-one with the index loss, potentially to zero. Citigroup may redeem the notes in whole on specified dates by paying $1,000 per security plus any due coupon. The securities are not listed, carry full credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and have an estimated initial value of at least $932 per $1,000 issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Callable Contingent Coupon Equity Linked Securities due August 17, 2028. Each $1,000 note pays a contingent coupon of at least 0.975% per period (11.70% per annum) only if, on the relevant valuation date, the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 is at or above 70% of its initial level.
If the notes are not called and, on the final valuation date, the worst index is below 70% of its initial level, repayment of principal is reduced one-for-one with the index loss, down to zero. Citigroup may redeem the notes early at par plus any due coupon. The notes are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., will not be listed on any exchange, may have limited liquidity, and have an estimated value on the pricing date expected to be below the $1,000 issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering Trigger Autocallable Contingent Yield Notes linked to Bank of America common stock. Each note has a stated principal amount of $10, a term to February 7, 2029, and pays a contingent coupon at approximately 9.00% per annum if BAC’s closing price on a quarterly valuation date is at or above the coupon barrier.
The initial BAC price is $54.45, with both the coupon barrier and downside threshold set at $39.20, or 72% of the initial price. Beginning with the August 4, 2026 valuation date, the notes are automatically called if BAC closes at or above the initial price, returning the $10 principal plus that period’s coupon.
If not called, and BAC’s final price on February 5, 2029 is at or above the downside threshold, holders receive $10 plus the final coupon. If the final price is below the downside threshold, repayment is $10 × (1 + underlying return), exposing investors to a loss proportionate to BAC’s decline, up to a 100% loss of principal. The notes do not pay BAC dividends, are unsecured obligations subject to the credit risk of the issuer and guarantor, are estimated at issuance at $9.733 per note versus a $10.00 issue price, and will not be listed on an exchange. The total offering size is $4,000,000, with an underwriting discount of $0.225 per note.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering callable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing in February 2029. These unsecured senior notes target a high contingent coupon, with a rate expected to be at least 11.75% per annum, but coupons are only paid when the worst-performing index on a valuation date stays at or above 75% of its initial level.
Principal repayment is not protected. If the worst-performing index finishes below 60% of its initial level at final valuation, investors lose 1% of principal for each 1% decline and can lose their entire investment. Citigroup may call the notes on specified dates at $1,000 per security plus any due coupon. The notes will not be listed on an exchange, have limited liquidity, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The issuer expects the pricing-date estimated value to be at least $933.50 per $1,000 issue price, reflecting embedded costs and dealer margins.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is issuing $1,000 market-linked securities tied to the worst performer of the Russell 2000® Index and the S&P 500® Index, maturing on February 8, 2027.
The notes pay no interest. At maturity, investors receive $1,000 plus any positive return if the worst-performing index ends above its initial level, with 100% upside participation capped at a maximum gain of $71 per note (7.10%). If the worst-performing index is flat or lower, only the $1,000 principal is repaid.
The securities are unsecured obligations subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., are not listed on an exchange, and may have limited liquidity. The issue price is $1,000 per note, while the estimated value on the pricing date is $992.30, reflecting selling, structuring, and hedging costs.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing $1,000-denomination autocallable securities linked to the worst performing of Microsoft, Phillips 66 and Teradyne, maturing on February 16, 2029, with a pricing date of February 13, 2026.
The notes can be automatically redeemed after any interim valuation date if each stock has “knocked in” (closed at or above its initial value at least once), paying $1,000 plus a fixed premium that steps up over time to 124.5000% of principal on the final valuation date.
If not redeemed early and as of the final valuation date any underlying has not knocked in, investors receive $1,000 if the worst performer stays at or above its downside barrier (60% of initial), but suffer 1-to-1 losses with the worst performer below that level, down to a total loss.
The securities are not listed on any exchange, have an estimated initial value of at least $920 per $1,000 based on CGMI models, include dealer structuring fees funded from hedging profits, and carry Citigroup credit risk and complex tax treatment, including potential Section 871(m) implications for non-U.S. holders.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing January 19, 2029.
The notes may pay a 0.65% monthly contingent coupon (7.80% annualized) when the worst-performing index on a valuation date is at least 70% of its initial level. They can be automatically called from August 2026 onward if the worst-performing index is at or above its initial level, returning $1,000 plus the coupon. If not called and the worst performer finishes below 70% of its initial level at final valuation, principal is reduced one-for-one with the index loss, potentially to zero. The issue price is $1,000 per note, including a $30 underwriting fee, and the estimated value on the pricing date is expected to be at least $910.50.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500, maturing January 19, 2029.
The notes pay a monthly contingent coupon of 0.6958% of the $1,000 principal (about 8.35% annually) only if the worst-performing index is at or above 75% of its initial value on each valuation date. Principal is protected only if, at final valuation, the worst index is at or above 70% of its initial value; otherwise repayment is reduced one-for-one with the decline and can fall to zero.
The notes can be automatically called from August 13, 2026 onward if the worst index is at or above its initial level, in which case holders receive $1,000 plus the coupon. The securities are not listed, may have limited liquidity, and carry the credit risk of both the issuer and guarantor. The issue price is $1,000 per security, including a $30 underwriting fee, while the estimated value on the pricing date is expected to be at least $912.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering medium-term senior autocallable securities linked to the worst performer of Lam Research, Elevance Health and STMicroelectronics, maturing in February 2029, with a stated principal amount of $1,000 per security.
The notes can be automatically redeemed after monthly interim valuation dates if each stock has at least once closed at or above its initial value, paying $1,000 plus a scheduled premium that starts at 11.40% in May 2026 and rises to 136.80% at the final valuation date. If not called, maturity payment depends on the worst-performing stock versus a downside barrier at 60% of its initial value, exposing investors to full downside beyond that level, including potential total loss. The securities will not be listed, have an estimated value of at least $914.50 per $1,000 on the pricing date, and involve complex risks and adverse tax considerations compared with conventional debt.
Citigroup Inc. is offering unsecured floating rate notes due February 9, 2036, in $1,000 denominations. Investors receive full principal at maturity plus accrued interest.
The notes pay a variable rate each quarter equal to daily compounded SOFR plus 1.24%, subject to a minimum rate of 0.00% and a maximum of 6.50% per year, using a 30/360 day-count. Interest is paid on February 9, May 9, August 9 and November 9, starting May 9, 2026.
The notes will not be listed on any exchange and may have limited or no liquidity. Citigroup or a wholly owned subsidiary may hedge using derivatives, and affiliates may profit from these activities. The notes are intended to qualify as TLAC-eligible debt, meaning losses in a Citigroup bankruptcy would be imposed on shareholders first and then unsecured creditors, including noteholders.
Citigroup may allow a wholly owned subsidiary to assume the notes with at least 15 business days’ notice, while Citigroup guarantees payments. In that case, certain Citigroup bankruptcy or covenant events would no longer trigger default on the notes. U.S. Holders are generally taxed on stated interest as ordinary income, and the notes are expected to be treated as variable rate debt instruments for U.S. federal income tax purposes.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering callable contingent coupon equity-linked securities tied to the worst performer of the Dow Jones Industrial, Russell 2000® and S&P 500® Index, maturing on February 8, 2029. Each $1,000 security may pay a 2.25% quarterly contingent coupon (9.00% per annum) when the worst-performing index on a valuation date is at or above 70% of its initial level. Principal is fully at risk below 60% of the initial level at final valuation, with losses matching the index decline and potentially reaching total loss. Citigroup may redeem the notes on specified dates, returning $1,000 plus any due coupon, and the securities are not listed, with an initial total offering size of $4,709,000.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked securities tied to Micron Technology, Inc. Each security has a $1,000 stated principal amount and pays a contingent coupon of 2.6917% per period (about 32.30% per year) only when Micron’s closing value on the prior valuation date is at or above a coupon barrier set at 60% of the initial value.
The notes can be automatically called on specified dates if Micron’s value is at or above its initial level, returning $1,000 plus the coupon for that period. If not called and Micron finishes below a final barrier at 50% of the initial value, repayment of principal is reduced one-for-one with Micron’s decline and may fall to zero. The securities are unsecured, subject to Citi’s credit risk, will not be listed, and have an estimated value on the pricing date of at least $916.50 per $1,000 issue price, reflecting fees, hedging costs and Citi’s internal funding rate.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering medium-term senior contingent income auto-callable securities linked to the common stock of Lincoln National Corporation. Each security has a $1,000 stated principal amount and pays a 2.50% quarterly contingent coupon (10.00% per annum) only if on the relevant valuation date the LNC share price is at or above 60.00% of the initial share price, the downside threshold.
If on any potential redemption date the LNC share price is at or above the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon, ending further payments. If held to maturity without early redemption and the final share price is at or above the downside threshold, holders receive $1,000 plus the final coupon. If the final share price is below the downside threshold, repayment is reduced on a 1-to-1 basis with LNC’s decline, and holders can lose most or all of principal.
The securities are not listed on an exchange. The issue price is $1,000.00 per security, including an underwriting fee of $22.50, of which $17.50 is a selling concession and $5.00 is a structuring fee in many cases. Citigroup currently expects the estimated value on the pricing date to be at least $907.00 per security, less than the issue price. The product involves complex risks, including issuer and guarantor credit risk, market risk tied to LNC shares, potential illiquidity, and uncertain U.S. tax treatment and possible 30% withholding on coupon payments to certain non-U.S. holders.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked securities tied to the worst performer of IBM, Microsoft and Oracle, maturing in February 2029. Each security has a $1,000 principal amount and pays a high contingent coupon of 4.5875% per quarter (18.35% per year) only when the worst-performing stock on a valuation date stays at or above 50% of its initial level.
If, on certain dates, the worst-performing stock is at or above its initial value, the notes are automatically called, returning $1,000 plus the coupon. If not called and, at maturity, the worst performer is below 50% of its initial value, investors lose principal on a 1-for-1 basis and can lose their entire investment. The estimated value on the pricing date is expected to be at least $921 per $1,000 note, reflecting selling, structuring and hedging costs. The notes are unsecured, subject to Citigroup credit risk, not listed on an exchange and may have limited or no liquidity.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of Costco Wholesale Corporation and Tesla, Inc., maturing February 16, 2029, with a stated principal amount of $1,000 per security.
Investors can receive contingent coupons of 3.3875% per quarter (13.55% per year) only when the worst-performing stock on a valuation date stays at or above 50% of its initial value; missed coupons can be repaid later if the barrier is met. The notes may be automatically called from August 13, 2026 onward if the worst performer is at or above its initial value, returning $1,000 plus the applicable coupon. If not called and the worst performer finishes below 50% of its initial value at maturity, repayment is reduced one-for-one with that decline, potentially to zero, with no coupon. The notes are not listed, may have little liquidity, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Enhanced Barrier Digital Securities linked to GE Vernova Inc. common stock, maturing on March 10, 2027.
Each $1,000 security pays no interest. At maturity, if GE Vernova’s closing value on the March 5, 2027 valuation date is at or above 60% of its initial value, holders receive $1,000 plus a fixed $175 digital return, a 17.50% gain, regardless of how much the stock has risen.
If the final value falls below 60% of the initial value, investors receive GE Vernova shares (or, at Citi’s option, cash) equal to a fixed equity ratio, exposing them to the full downside; the payout can be far below $1,000 and may be zero. Investors also forgo dividends and upside above the 17.50% cap. The securities are not exchange-listed, may have limited liquidity, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. Citi expects the per-security estimated value on the pricing date to be at least $921, below the $1,000 issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of the Dow Jones Industrial Average and the S&P 500 Dynamic Participation Index, each with an initial value set on the February 24, 2026 pricing date.
The notes pay a quarterly contingent coupon of 0.5708% of principal (about 6.85% per year) only if, on the relevant valuation date, the worst-performing index is at or above 80% of its initial value. Beginning February 24, 2027, the notes are automatically called if the worst-performing index is at or above its initial value, returning $1,000 plus that period’s coupon.
If not called, at maturity in February 2031 investors receive $1,000 per note only if the worst performer is at or above 85% of its initial value. Below that 15% buffer, principal is reduced 1% for each additional 1% decline in the worst-performing index, and coupons may never be paid. The securities are not listed, have limited liquidity, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering principal-at-risk Contingent Income Auto-Callable Securities linked to the Invesco QQQ Trust, Series 1. Each security has a $1,000 stated principal amount and a term out to an expected February 2027 maturity, unless called earlier.
The notes pay a monthly contingent coupon of 1.2083% of principal (about 14.50% per year) only if QQQ’s closing price on the related valuation date is at least 90% of its initial level. Missed coupons can be recouped later if the ETF recovers above that threshold, but investors could receive few or no coupons.
The notes are auto-callable: if on any monthly potential redemption date QQQ closes at or above its initial price, investors receive $1,000 plus that month’s coupon (including any unpaid past coupons) and the investment ends. If held to maturity and QQQ finishes at or above 90% of its initial level, investors also receive $1,000 plus the final coupon.
If at maturity QQQ is below 90% of its initial level, the payoff is reduced using a 10% buffer and a buffer rate of about 111.111%, so losses accelerate beyond the buffer, up to a total loss of principal and no coupons. The notes are not listed, have limited liquidity, include embedded fees (issue price $1,000 vs. estimated value at least $944.50), and carry complex tax and withholding risks, including potential 30% withholding on coupons for some non-U.S. holders.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering callable Contingent Coupon Equity Linked Securities maturing on February 8, 2028. Each security has a $1,000 principal amount and pays a contingent coupon of 0.925% per period, equal to 11.10% per annum, only when the worst performer of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index closes at or above 70% of its initial value on the relevant valuation date.
If the notes are not called and, on the final valuation date, the worst-performing index is below 70% of its initial value, repayment of principal is reduced one-for-one with the index decline, down to zero. Citigroup may redeem the securities early on specified dates at $1,000 plus any due coupon. The notes are unsecured, subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., not listed on any exchange, and may have limited or no liquidity.