Citigroup Inc 424B Filings

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked medium-term senior notes due January 13, 2028, guaranteed by Citigroup Inc. Each security has a $1,000 stated principal amount and pays contingent coupons of at least 2.6125% per period (equivalent to at least 10.45% per annum if all are paid). The securities reference the worst performing of the Invesco S&P 500® Equal Weight ETF (initial value $212.20), the Nasdaq-100® Index (initial value 29,252.56) and the Russell 2000® Index (initial value 2,956.389); coupon and final barriers are 60% of each initial underlying value. The securities are callable by the issuer on specified potential redemption dates and are credit-sensitive obligations of CGMI and Citigroup Inc.

Pricing and value: issue price per security is $1,000; CGMI expects an estimated value of at least $943.00 per security on the pricing date. If the worst performing underlying is below its final barrier on the final valuation date, holders may receive $1,000 × (1 + underlying return), which can be significantly less than principal and may be zero.

Citigroup Global Markets Holdings Inc. is offering Autocallable Phoenix medium-term senior notes linked to the Invesco QQQ Trust, Series 1 (QQQ), with an expected issue date of July 14, 2026 and expected maturity of July 14, 2027. Each security has a $1,000 stated principal amount and a contingent coupon (to be set on the pricing date) that will be paid on scheduled contingent coupon payment dates only if the relevant share price meets or exceeds a coupon barrier price. The notes feature automatic early redemption if the underlying ETF closes at or above the initial share price on any interim valuation date, and a downside buffer mechanism at maturity that reduces principal losses only up to a specified buffer amount and buffer rate. The securities are obligations of CGMH and are fully guaranteed by Citigroup Inc.; they are not bank deposits and are subject to issuer credit risk, ETF‑linked market risk, tax uncertainty, withholding for non-U.S. holders, and liquidity/valuation constraints described in the accompanying supplements.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term notes due January 27, 2028, guaranteed by Citigroup Inc.. Each security has a $1,000 stated principal amount and may pay periodic contingent coupons if the worst-performing underlying (the Dow Jones Industrial Average, the Russell 2000® Index or the S&P 500® Index) on specified valuation dates is at or above its coupon barrier (70% of the initial value). The issuer may call the securities on specified potential redemption dates; if not called, payment at maturity depends on the worst-performing underlying on the final valuation date (January 24, 2028), which can result in payments below principal, including loss of principal. Key distribution economics: issue price $1,000 per security, underwriting fee up to $7.00 per security, and estimated value on the pricing date expected to be at least $935.50 per security (based on CGMI models). The offering involves market, credit, tax and liquidity risks described in the supplement.

Citigroup Global Markets Holdings Inc. is offering barrier securities due July 14, 2036 linked to the worst performing of the Nasdaq-100 Futures Excess Return Index and the S&P 500 Futures Excess Return Index. Each security has a stated principal amount of $1,000 and an upside participation rate of 416.00%. Pricing date is July 9, 2026 and issue date is July 14, 2026. At maturity you receive either enhanced upside if the worst performing underlying appreciates, par if it declines but stays above a final barrier of 60.00% of its initial value, or a pro rata loss (1-to-1 exposure) if it falls below that barrier. The securities are obligations of CGMH, fully guaranteed by Citigroup Inc., carry an estimated value of $907.00 on the pricing date and an underwriting fee of $12.00 per security.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term senior notes linked to the worst performing of the Nasdaq-100®, Russell 2000® and S&P 500® indices, with a stated principal amount of $1,000 per security and maturity June 29, 2028. The notes pay contingent quarterly coupons only if the worst performing underlying on each valuation date is at or above its coupon barrier (set at 70.00% of initial underlying value), and principal at maturity depends on the final performance of the worst performing underlying. Pricing and issue dates are Pricing date: July 24, 2026 and Issue date: July 29, 2026. The securities are unsecured obligations of CGMH with a full guarantee by Citigroup Inc., are subject to issuer call rights on specified potential redemption dates, and carry credit, market, liquidity and tax uncertainties described in the pricing supplement.

Citigroup Global Markets Holdings Inc. is offering Autocallable Contingent Coupon Equity Linked Securities linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500, due June 21, 2028, guaranteed by Citigroup Inc. The securities have a stated principal amount of $1,000 per security, a pricing date of July 15, 2026 and an issue date of July 20, 2026. Each contingent coupon payment will equal at least 0.975% per payment (equivalent to 11.70% per annum) if, on a valuation date, the worst performing underlying is at or above its coupon barrier (70% of initial value). If the securities are not automatically redeemed, payment at maturity depends on the worst performing underlying relative to a final barrier (70% of initial value); if below that barrier you may receive significantly less than the stated principal, potentially zero. CGMI estimates the securities' value on the pricing date will be at least $934.00 per security; estimated value is based on proprietary models and is less than the issue price. The offering includes multiple fees disclosed per security (structuring and servicing), and the securities carry issuer and guarantor credit risk, limited liquidity, uncertain tax treatment, and complex payoff and autocall mechanics.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked medium-term notes due April 20, 2027, linked to the worst performing of the Nasdaq-100®, Russell 2000® and S&P 500® indices. The securities have a stated principal amount of $1,000 per security, scheduled pricing on July 15, 2026 and issue date July 20, 2026

The notes pay contingent coupons of at least 9.75% per annum (equivalent to at least 7.312% for the term) if the worst performing underlying on each valuation date is at or above an 80% coupon barrier; final principal repayment depends on the worst performing underlying relative to a 70% final barrier on the final valuation date. CGMI estimates an indicative value of at least $929.50 per security on the pricing date; underwriting fee is up to $16.00 per security and minimum proceeds to issuer are $984.00 per security.

Citigroup Global Markets Holdings Inc. is offering autocallable, contingent-coupon, equity-linked medium-term senior notes (guaranteed by Citigroup Inc.) linked to Intercontinental Exchange, Inc.. The securities have a $1,000 stated principal amount per security, a pricing date of July 17, 2026, an issue date of July 22, 2026, and mature on August 20, 2027 unless earlier redeemed.

Each contingent coupon payment, if paid, will be at least 0.80% of principal (equivalent to 9.60% per annum on an annualized basis) subject to the underlying closing at or above a coupon barrier equal to 72.00% of the initial underlying value on each valuation date. If not auto-redeemed, payment at maturity depends on the final underlying value versus a final barrier equal to 72.00% of the initial underlying value; investors may lose up to all principal. The per-security issue price is $1,000.00, with an underwriting fee of up to $21.50 and estimated issuer proceeds of $978.50 per security; CGMI’s estimated value on the pricing date is expected to be at least $919.50.

Citigroup Global Markets Holdings Inc. is offering callable, contingent-coupon medium-term senior notes due July 19, 2029 with a stated principal amount of $1,000 per security. The notes pay contingent coupons (at least 9.85% per annum if all are paid) based on the worst performing of the Dow Jones Industrial Average, the Nasdaq-100 Index® and the Russell 2000® Index. The notes are guaranteed by Citigroup Inc., may be called on specified potential redemption dates, and tie coupon and principal outcomes to valuation dates ending on the final valuation date of July 16, 2029, each subject to postponement for scheduled non-trading days or market disruption events. The pricing supplement discloses an expected issue price of $1,000.00, an estimated value on the pricing date of at least $912.50, and an underwriting fee of $29.50 per security.

Citigroup Global Markets Holdings Inc. is offering medium-term senior notes due July 25, 2031 that are autocal lable and linked to the worst performing of the Dow Jones Industrial Average, Nasdaq-100 and Russell 2000. Each security has a $1,000 stated principal amount, a pricing date of July 22, 2026, an issue date of July 27, 2026 and multiple annual valuation dates culminating on the final valuation date of July 22, 2031. The notes pay no interest, may redeem early if the worst performing underlying closes at or above its initial value on a valuation date, and at maturity return either principal plus a fixed premium, principal only, or an amount that reflects 1:1 exposure to the negative return of the worst performing underlying if that underlying falls below a final barrier equal to 70.00% of its initial value. The pricing supplement discloses an estimated value on the pricing date of at least $901.50 per security and an underwriting fee of up to $41.25 per security. All payments are obligations of the issuer and guaranteed by Citigroup Inc., and are subject to credit risk.

Citigroup Global Markets Holdings Inc. has provided a preliminary pricing supplement for autocallable medium-term senior notes linked to the worst performing of the Nasdaq-100 Index® and the Russell 2000® Index. The securities have a stated principal amount of $1,000 per security, a pricing date of July 22, 2026, an issue date of July 27, 2026 and a maturity date of July 25, 2031.

The notes may automatically redeem early on specified quarterly valuation dates if the worst performing underlying is at or above its initial value; if not redeemed, payment at maturity depends solely on the worst performing underlying on the final valuation date. The securities include a 15.00% buffer, fixed minimum premiums per valuation date (starting at 9.25% and rising to 46.25% at the final date), an underwriting fee of $40 per security, and estimated value on the pricing date of at least $900 per security. All payments are guaranteed by Citigroup Inc. and are subject to issuer credit risk.

Citigroup Global Markets Holdings Inc. proposes a primary offering of callable, contingent-coupon medium-term senior notes linked to the worst performing of the Dow Jones Industrial Average, the Nasdaq-100 Index® and the Russell 2000® Index. The securities are priced per $1,000 stated principal and, if issued, are expected to be priced on July 16, 2026, issued on July 21, 2026 and mature on July 19, 2029. Each contingent coupon payment will be at least 1.1542% per payment (approximately 13.85% per annum if all are paid) and is payable only if the worst performing underlying on the applicable valuation date is at or above its coupon barrier (75% of initial value). The final payout depends solely on the worst performing underlying relative to its final barrier (70% of initial value). The issuer may call the notes on specified potential redemption dates; all payments are subject to issuer and guarantor credit risk.

Citigroup Global Markets Holdings Inc. is offering Medium-Term Senior Notes, Series N — autocallable securities linked to NVIDIA Corporation with a stated principal amount of $1,000 per security. The securities may automatically redeem on specified valuation dates with fixed premiums (17.45% on July 16, 2027, 34.90% on July 10, 2028, and 52.35% on July 9, 2029). If not redeemed early, repayment at maturity depends on the final underlying value versus a final barrier equal to 65.00% of the initial underlying value. Holders face 1-to-1 downside exposure below the final barrier and will not receive dividends or voting rights on the underlying. The estimated value on the pricing date is stated to be at least $917.50 per security; CGMI will receive an underwriting fee of up to $18.50 per security.

Citigroup Global Markets Holdings Inc. is offering medium-term senior notes due July 31, 2031: autocal lable contingent coupon equity-linked securities linked to the worst performing of the Dow Jones Industrial Average and the S&P 500 Dynamic Participation Index. Each security has a stated principal amount of $1,000. The notes may pay contingent quarterly coupons (at least 0.625% per period, equivalent to 7.50% per annum if all are paid) when the worst performing underlying on a valuation date is at or above its coupon barrier (80.00% of initial). A 15.00% buffer applies to the final valuation: if the worst performing underlying closes below its final buffer (85.00% of initial), holders can lose 1% of principal for each 1% depreciation beyond the buffer. The securities may be automatically redeemed early if the worst performing underlying equals or exceeds its initial value on an autocall date. Issue price is $1,000 per security; CGMI states an estimated value of at least $897.00 and will receive an underwriting fee of $38.00 per security.

Citigroup Global Markets Holdings Inc. is offering medium-term, autocallable contingent coupon notes due July 19, 2029, guaranteed by Citigroup Inc.. Each security has a stated principal amount of $1,000, a contingent coupon (at least 2.125% per payment; annualized 8.50% if all paid) and valuation dates through July 16, 2029. The securities pay contingent coupons only if the worst performing underlying (the Dow Jones Industrial Average, the Nasdaq-100 Index® or the Russell 2000® Index) on a valuation date is at or above its coupon barrier (65% of its initial value). If the worst performing underlying is at or above its initial value on a potential autocall date, the securities will be automatically redeemed for $1,000 plus the related contingent coupon on the next contingent coupon payment date. If not redeemed, payment at maturity depends on the final underlying value relative to a final barrier (55% of initial): holders may receive $1,000 or an amount reduced pro rata to the worst performing underlying’s decline, potentially resulting in significant loss or total loss of principal.

The pricing date is July 14, 2026, the issue date is July 17, 2026, and CGMI’s estimated value on the pricing date is disclosed as at least $924.00 per security, below the issue price. Investors bear market and issuer credit risk, possible limited liquidity, tax uncertainty, and reliance on CGMI as calculation agent and market‑maker.

Citigroup Global Markets Holdings Inc. priced an offering of medium-term senior notes — structured as autocallable contingent coupon equity-linked securities tied to NVIDIA Corporation with a stated principal amount of $1,000 per security. The securities pay a contingent coupon of 3.25% per period (13.00% per annum) on each contingent coupon payment date if the closing value of NVIDIA on the immediately preceding valuation date is at or above a coupon barrier set at 60.00% of the initial underlying value. The notes may be automatically redeemed on specified potential autocall dates if NVIDIA’s closing value on those dates is at or above the initial underlying value; maturity is July 13, 2028 if not earlier redeemed. At maturity, if the final underlying value is below the final barrier (also 60.00% of the initial underlying value), holders will receive a fixed number of NVIDIA shares equal to the equity ratio (or, at Citigroup’s election, cash), which could be worth significantly less than the stated principal and possibly nothing. The pricing supplement discloses an estimated value on the pricing date of at least $924.50 per security and an underwriting fee of $18.50 per security.

Citigroup Global Markets Holdings Inc. priced a offering of callable, contingent-coupon, equity-linked medium-term senior notes tied to NIKE, Inc. shares, subject to completion dated July 9, 2026. Each security has a stated principal amount of $1,000, a contingent coupon of 3.75% per period (equivalent to 15.00% per annum if all coupons are paid), and a maturity date of July 13, 2028.

The notes pay each contingent coupon only if the underlying closing value on specified valuation dates is at or above a coupon barrier equal to 61.00% of the initial underlying value. If not redeemed and the final underlying value is below the final barrier (also 61.00% of the initial underlying value), holders receive an equity ratio-based number of NIKE shares (or cash in issuer's discretion), which may be worth significantly less than the principal, possibly zero. CGMI estimates the securities' value at at least $922.50 per security on pricing; the issue price is $1,000 with an underwriting fee of $18.50 and proceeds to issuer of $981.50 per security.

Citigroup Global Markets Holdings Inc. is offering autocallable Medium-Term Senior Notes due July 29, 2031, guaranteed by Citigroup Inc.. Each security has a $1,000 stated principal amount and may automatically redeem on scheduled valuation dates if the worst performing underlying is at or above its initial value. Valuation dates run annually from July 27, 2027 through the final valuation date on July 24, 2031. Premiums for early redemption and at maturity will be fixed on the pricing date and are stated as minimums (ranging from 10.10% up to 50.50% of principal). If not auto‑redeemed, repayment at maturity depends solely on the worst performing of the Russell 2000® and S&P 500® indices relative to their initial values; a final underlying value below its final barrier value (75.00% of initial) results in pro rata losses down to potentially total loss. The estimated value on the pricing date is expected to be at least $901.50 per security; the issue price is $1,000 with an underwriting fee up to $41.00, leaving per‑security proceeds to issuer of $959.00.

Citigroup Inc. offers callable fixed-to-float range accrual notes linked to the 10-year CMT rate, with a stated principal of $1,000 per note. The notes issue on July 20, 2026 and mature on July 20, 2046, unless earlier redeemed.

The notes pay a fixed coupon of at least 10.00% per annum on each interest date during the first two years. After two years, coupons convert to a variable rate based on a contingent rate (determined at pricing and at least 10.00% per annum) multiplied by the ratio of accrual days to elapsed days in each period; accrual days occur when the 10‑year CMT rate falls within a stated 0.00%–5.00% range. Citigroup may call the notes on any interest payment date on or after July 20, 2027 upon notice, and a wholly owned subsidiary may assume obligations after notice, subject to conditions described in the pricing supplement.

Citigroup Global Markets Holdings Inc. is offering medium-term, non‑interest‑paying autocal lable senior notes due July 28, 2031, guaranteed by Citigroup Inc.. The notes pay no coupons and provide conditional cash premiums on scheduled valuation dates; redemption and final repayment depend solely on the worst performing of the Dow Jones Industrial Average, Russell 2000® and S&P 500®. Each security has a $1,000 stated principal amount, an initial estimated value of at least $940.50 on the pricing date, and a final barrier equal to 75.00% of each underlying's initial value. If not autocalled, maturity payouts are: principal plus premium if the worst performing underlying is at or above its initial value; principal only if it is below initial but at or above the final barrier; otherwise holders suffer a 1:1 loss equal to the underlying return. Pricing date is July 23, 2026 and issue date is July 28, 2026.

Citigroup Global Markets Holdings Inc. is offering autocal lable medium-term senior notes linked to the EURO STOXX 50® Index with a stated principal amount of $1,000 per security. The notes may automatically redeem early (first valuation date July 28, 2027) for $1,100 if the underlying closes at or above its initial value, otherwise they mature on July 31, 2031 and pay based on the final index value versus a final barrier of 55% of the initial value. If not redeemed early and the final index value is above the initial value, holders receive upside participation (at least 200%). If the final index value is below the final barrier, holders suffer 1:1 downside on the stated principal. The issue is guaranteed by Citigroup Inc.; estimated per-security value on the pricing date is at least $905 and the underwriting fee is up to $35.

Citigroup Global Markets Holdings Inc. priced and issued autocal lable dual directional barrier securities linked to Capital One Financial Corporation, at a $1,000 stated principal amount per security with total issue proceeds of $6,104,000.

The securities pay a premium on early autocall (15.80% on July 1, 2027; 31.60% on June 30, 2028), have an initial underlying value of $200.62, an autocall barrier at $196.608 (98.00%) and a final barrier at $130.403 (65.00%). If not autocalled, maturity payoffs depend on the final underlying value, with a $400.00 maximum return and an equity ratio of 4.98455 underlying shares per security. Investors bear issuer and underlying equity risk, may receive underlying shares at maturity, and will not receive dividends during the term.

Citigroup Global Markets Holdings Inc. priced autocal lable securities linked to the S&P 500 Futures 40% Edge Volatility 6% Decrement Index (USD) ER with a stated principal amount of $1,000 per security. The securities price date was June 30, 2026, issue date July 6, 2026, and final valuation date (maturity) June 30, 2031 with maturity on July 3, 2031. The securities pay scheduled premiums on specified valuation dates and will automatically redeem early if the underlying meets the applicable premium threshold on a valuation date; otherwise payment at maturity depends on the final underlying value versus the final premium threshold value of 411.231 (60.00% of the initial underlying value). The securities are guaranteed by Citigroup Inc. and include a 6% per annum decrement to the Index.

Citigroup Global Markets Holdings Inc. is offering autocal lable dual directional barrier securities linked to International Business Machines Corporation (IBM) with a stated principal amount of $1,000 per security and a scheduled maturity of July 6, 2029. The securities pay a 20.00% premium if automatically redeemed on the July 1, 2027 valuation date and provide either leveraged upside (200% participation) if the final underlying value is at or above the initial underlying value, a 1-to-1 absolute return if the final value is below initial but at or above the 65% barrier, or full downside exposure to declines below the 65% final barrier.

The initial underlying value is $281.21 (closing value on the June 30, 2026 pricing date); the final barrier is $182.787 (65% of the initial value). Issue price is $1,000.00 per security, estimated value $958.70, underwriting fee up to $32.00 per security and proceeds to issuer $968.00 per security.

Citigroup Global Markets Holdings Inc. is offering autocal lable securities linked to the S&P 500 Futures 35% Edge Volatility 6% Decrement Index (USD) ER with a stated principal amount of $1,000 per security, pricing date July 1, 2026, issue date July 6, 2026 and maturity (unless earlier redeemed) July 10, 2036. The securities pay a valuation-date premium if the underlying on a valuation date is >= the initial underlying value of 542.585 and will automatically redeem for $1,000 plus that premium on the fifth business day after such valuation date. At final maturity, holders receive $1,000 plus the final premium if the final underlying value is >= initial value; $1,000 if final underlying is between the final barrier value 325.551 and the initial value; otherwise holders receive $1,000 + $1,000 × underlying return, which can result in significant loss. The issue price is $1,000 per security, underwriting fee $50.00, estimated CGMI model value $923.00, and proceeds to issuer $950.00 per security. The Index targets 35% volatility, applies weekly leverage across five weekday sub-indexes, and applies a 6% per annum decrement, which materially reduces index performance relative to the S&P 500. These securities are debt obligations of CGMH with a full guarantee by Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering market-linked, auto-callable securities due July 3, 2030, fully guaranteed by Citigroup Inc. The securities pay a contingent coupon of 8.05% per annum monthly when the lowest performing underlying meets an 80% coupon threshold. Each security has a $1,000 stated principal amount and a public offering price of $1,000.00 (estimated value at pricing: $967.70). The payoff is linked to the lowest performing of the Dow Jones Industrial Average, Russell 2000 and S&P 500 on monthly calculation days; autocall may occur December 2026–May 2030 if the lowest performing underlying is at or above its starting value. If not autocalled, principal at maturity depends on the final calculation day: full principal if the lowest performing underlying is >=60% of its starting value, otherwise maturity payment = $1,000 × performance factor, exposing holders to potential loss of principal.

Citigroup Global Markets Holdings Inc. is offering $11,402,000 of Performance Leveraged Upside Securities linked to the Russell 2000® Index, guaranteed by Citigroup Inc. Each security has a $1,000 stated principal amount, an estimated value of $979.80 on the pricing date and an issue price of $1,000. The securities mature on August 4, 2027 and provide 300.00% leveraged participation in any index appreciation subject to a $203.00 maximum return per security (20.30% of principal). If the index declines, investors suffer 1-to-1 exposure to losses; there is no minimum payment and principal can be lost. The offering includes underwriting and structuring fees disclosed on the cover page.

Citigroup Global Markets Holdings Inc. is offering $41,461,000 of principal-at-risk, auto-callable "41,461 Trigger Jump Securities" linked to the worst performing of the S&P 500® and Russell 2000®, maturing July 6, 2032. The securities have a stated principal amount of $1,000 per security and may be automatically redeemed beginning about one year after issuance for $1,000 plus a predefined premium if the worst performing index on a valuation date is at or above its initial level.

If not redeemed, maturity payouts depend on the final level of the worst performing index: holders receive $1,000 plus the final premium if that index is at/above its initial level; $1,000 if it is below the initial level but at/above an 80% trigger; or a 1-to-1 loss tied to the index return if it is below the 80% trigger (potentially below $800 and possibly zero). The securities are fully guaranteed by Citigroup Inc., priced at $1,000 with an estimated initial value of $956.20 per security, and carry underwriting fees and structuring concessions disclosed in the pricing supplement.

Citigroup Global Markets Holdings Inc. is offering $10,032,000 aggregate principal amount of 10,032 PLUS securities, each with a $1,000 stated principal amount. The securities pay at maturity on August 4, 2027 and reference an unequally weighted basket of five equity indices. If the final basket value is greater than the initial basket value, investors receive the stated principal plus a leveraged return equal to 300.00% of the basket appreciation, subject to a $185.00 maximum return per security. If the final basket value is less than or equal to the initial basket value, investors suffer 1-to-1 exposure to losses and may lose their entire investment. Pricing date was June 30, 2026; issue date July 6, 2026; valuation date scheduled July 30, 2027 (subject to postponement).

Citigroup Global Markets Holdings Inc. priced autocallable buffer securities linked to the worst performing of the Nasdaq-100 Futures Excess Return Index and the S&P 500 Futures Excess Return Index with a $1,000 stated principal amount per security. The securities were priced on June 30, 2026 and issued on July 6, 2026, maturing on July 6, 2029 unless automatically redeemed earlier.

The notes feature a 20% buffer on losses at maturity, a 140% upside participation rate if the worst performing underlying finishes above its initial value, and automatic early redemption mechanics tied to valuation dates on July 1, 2027 and July 2, 2029. The underwriting fee was $8.00 per security and proceeds to issuer $992.00 per security. Payments are guaranteed by Citigroup Inc.

Citigroup Global Markets Holdings Inc. priced a tranche of Dual Directional Buffer Securities with an autocallable feature linked to the worst performing of the Nasdaq-100 Index® and the S&P 500® Index. The offering comprises 1,878 securities at $1,000 each (total issue amount $1,878,000) with proceeds to the issuer of $1,863,539.40, and is fully guaranteed by Citigroup Inc.

The securities pay a 10.00% premium on automatic early redemption at the interim valuation date (July 1, 2027) if both underlyings close at or above their initial values. If not called, maturity is July 6, 2028, with payoff tied to the worst performing underlying using a 15% buffer, a 150% upside participation rate and specified absolute-return mechanics.

Citigroup Global Markets Holdings Inc. is offering 2,139 Buffered PLUS principal-at-risk securities linked to a two-index basket with an aggregate stated principal amount of $2,139,000. Each security has a $1,000 stated principal amount, an issue price of $1,000 and a limited term to maturity of July 6, 2028.

The securities provide 200% leveraged upside (subject to a $206.50 per security maximum return) and a 10.00% buffer on initial basket depreciation; if losses exceed the buffer you incur 1% loss for each 1% beyond the buffer. Payments are guaranteed by Citigroup Inc. and are subject to issuer credit risk.

Citigroup Global Markets Holdings Inc. is offering buffered autocallable securities linked to the S&P 500 Futures 40% Intraday Edge Volatility TCA 6% Decrement Index (USD) ER with a stated principal amount of $1,000 per security. Pricing date was June 30, 2026, issue date July 6, 2026, and final maturity is July 3, 2031. The securities pay scheduled premiums on specified valuation dates if the underlying meets a premium threshold (90% of the initial value). A 15% buffer applies at maturity: losses beyond the buffer reduce principal 1% per 1% decline of the underlying versus the initial value. The securities are guaranteed by Citigroup Inc., carry an estimated value of $914.90 at pricing, and include underwriting fees of $10.00 per security.

Citigroup Global Markets Holdings Inc. priced autocallable securities linked to the worst performing of the S&P 500® Index and the Russell 2000® Index with a $1,000 stated principal amount per security. Pricing date was June 30, 2026, issue date July 6, 2026, and final maturity July 6, 2029. Valuation dates are July 1, 2027 and July 2, 2029. Automatic early redemption pays $1,000 plus a premium (13.00% on the first valuation date; 40.00% on the final valuation date) if the worst performing underlying is at or above its initial underlying value on a valuation date. At final maturity, if not auto‑redeemed, payment depends on the worst performing underlying: at or above initial value you receive $1,000 plus the final premium; between trigger (75% of initial) and initial you receive $1,000; below the trigger you receive $1,000 plus $1,000 × underlying return, which can result in a large loss.

Citigroup Global Markets Holdings Inc. is offering unsecured, non‑interest bearing digital debt securities linked to Constellation Energy Corporation with a $1,000 stated principal amount per security and a maturity date of July 6, 2029. The securities pay a fixed digital return of $317.00 (31.70%) at maturity only if the final closing value of Constellation Energy Corporation is greater than or equal to the initial closing value of $248.37 observed on the pricing date. If the final closing value is lower than the initial value, holders receive only the stated principal amount at maturity, subject to Citigroup Global Markets Holdings Inc. and Citigroup Inc. credit risk. The pricing date was June 30, 2026; issue date is July 6, 2026; valuation date is July 2, 2029.

Citigroup Global Markets Holdings Inc. is offering autocal lable contingent coupon equity-linked securities tied to the S&P 500 Futures 40% Intraday Edge Volatility TCA 6% Decrement Index (ticker SPXI4EV6). Each security has a stated principal of $1,000, an issue price of $1,000 and an estimated value at pricing of $924.90. The securities pay a contingent coupon of 1.1667% per valuation period (approximately 14.00% per annum) only if the underlying closing value on a valuation date is at or above the coupon barrier (70.00% of initial). The securities can be automatically redeemed early if the underlying closes at or above the initial underlying value on a potential autocall date. At maturity (unless earlier redeemed), investors receive full principal if the final underlying value is >= the final buffer (85.00% of initial); if the final underlying value is below the final buffer, investors bear losses 1-for-1 beyond the 15.00% buffer. Maturity date is July 3, 2031 and issue date is July 6, 2026. This is a complex, issuer‑guaranteed structured product with credit risk of Citigroup Inc., index‑methodology risks, hypothetical back-tested history, and material tax uncertainties.

Citigroup Global Markets Holdings Inc. is offering buffered autocallable securities with a stated principal amount of $1,000 per security, priced at $1,000.00 on the pricing date and carrying an estimated value of $877.30 per security. The securities reference the S&P 500 Futures 40% Intraday Edge Volatility TCA 6% Decrement Index (USD) ER (initial underlying value 10,020.35), mature on July 3, 2031, and include automatic early redemption opportunities on specified valuation dates with specified premiums. At maturity investors receive $1,000 plus an applicable premium if the final underlying value is greater than or equal to the initial underlying value, $1,000 if the final underlying value is down but within the 20% buffer, and otherwise a loss equal to the underlying decline in excess of the buffer. The securities are guaranteed by Citigroup Inc., carry underwriting fees of $10.00 per security, and the proceeds to issuer are shown as $990.00 per security.

Citigroup Global Markets Holdings Inc. is offering structured securities linked to the iShares® Bitcoin Trust ETF (the "underlying") with a $1,000 stated principal amount per security. The securities may be automatically called on July 6, 2027 for 25.60% call premium. If not called, final payout on July 6, 2028 depends on the ending value: upside participates at a 150% participation rate; declines between the starting value and the threshold equal to 75% of the starting value ($24.9675) produce a capped positive payment; declines below the threshold produce 1-for-1 losses to principal. The starting value was $33.29 (closing value on June 30, 2026). All payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and guarantee of Citigroup Inc. The total public offering price shown is $755,000.00 and the per-security public offering price is $1,000.00; the estimated value on the pricing date was $962.40 per security based on CGMI models.

Citigroup Global Markets Holdings Inc. priced a €16,146,000 offering of principal-at-risk securities linked to a synthetic 5Y5Y EUR CMS rate, issued at €1,000 per security with an issue price of 100.00%. The securities mature on October 2, 2026 with a valuation date of September 30, 2026.

Each security pays a maximum at maturity of €1,198.317354 if the synthetic 5Y5Y EUR CMS rate is at or above a strike of 3.107%. If the rate is below the strike, payments step down pro rata but will not be less than a minimum payment of €198.317354, exposing investors to significant principal loss. The estimated initial value per security is €993.23.

Citigroup Global Markets Holdings Inc. (guaranteed by Citigroup Inc.) is offering callable equity-linked Medium-Term Senior Notes linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500. Each security has a $1,000 stated principal amount, a minimum estimated value of $942.00 and a coupon set at least 0.8958% per monthly payment (approximately 10.75% per annum). The notes may be called monthly between January and June 2027; if not called, final payment depends on the worst performing underlying versus a 70.00% final barrier on the valuation date of July 6, 2027.

Citigroup Global Markets Holdings Inc. offers Medium-Term Senior Notes, Series N linked to the Dow Jones Industrial Average that mature on May 3, 2029. Each note has a stated principal amount of $1,000, an upside participation rate of 100.00% and a maximum return at maturity of at least $171.50 (at least 17.15%) per security. The notes pay no interest and repay principal at maturity; positive return occurs only if the final underlying value exceeds the initial underlying value. Pricing date and the actual maximum return will be determined on the pricing date; issue date is July 31, 2026. Payments are unsecured obligations of the issuer and are guaranteed by Citigroup Inc.; all payments are subject to the credit risk of the issuer and guarantor.

Citigroup Global Markets Holdings Inc. offers contingent income callable securities due July 2028 linked to the worst performing of the Nasdaq-100®, Russell 2000® and S&P 500® indices. Each security has a stated principal amount of $1,000 and a quarterly contingent coupon that will be at least 3.30% of stated principal (at least 13.20% per annum) if no coupon barrier event occurs during an observation period.

The securities may be called by the issuer on specified potential redemption dates beginning roughly three months after issue. At maturity, if not redeemed, payment depends on the final level of the worst performing underlying index: you receive $1,000 if that index is at or above its 70.00% downside threshold, or $1,000 × (1 + index return) if below that threshold, exposing investors to potential loss of principal.

Citigroup Global Markets Holdings Inc. is offering medium-term digital securities linked to the Russell 2000® Index with a stated principal amount of $1,000 per security. The notes price on July 15, 2026, issue on July 20, 2026, have a valuation date of July 22, 2027 and mature on July 27, 2027.

Each security will pay at maturity either $1,000 plus a digital return amount (at least $158.50, equal to at least 15.85% of principal) if the final underlying value is greater than or equal to the initial underlying value, or $1,000 plus the underlying return (one-to-one exposure) if the final underlying value is lower. The issuer’s estimated value on the pricing date is at least $921.50 per security, below the issue price. These securities expose holders to the Russell 2000® performance and to credit risk of Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering callable, contingent-coupon medium-term senior notes due June 14, 2028, guaranteed by Citigroup Inc. The notes pay periodic contingent coupons (at least 0.8417% per period, roughly 10.10% per annum if all are paid) and return principal at maturity only if the worst-performing of the Dow Jones Industrial Average, Nasdaq-100, and Russell 2000 meets specified barriers (70% of initial values). The stated principal is $1,000 per security; CGMI currently expects an estimated value of at least $918.50 on the pricing date and will receive an underwriting fee of up to $22.25 per security. The notes are callable on specified potential redemption dates; if called you would receive $1,000 plus any contingent coupon. Holders bear credit risk of the issuer/guarantor, index performance risk tied to the single worst-performing underlying, potential loss of principal (possibly to zero), limited liquidity, and tax uncertainty.

Citigroup Global Markets Holdings Inc. offers callable barrier Medium-Term Senior Notes linked to the S&P 500 Futures Excess Return Index with a stated principal amount of $1,000 per security. The notes may be called on specified dates (Aug 2, 2027; Aug 2, 2028; Aug 2, 2029; Aug 1, 2030) for mandatory redemption at the stated principal plus a preset premium.

If not redeemed, maturity (July 31, 2031) payoff depends on the final underlying value versus the initial underlying value and a final barrier of 60.00% of the initial underlying value. Upside exposure uses an upside participation rate of at least 215.00%. Holders receive no interest or dividends and bear the credit risk of CGMI and Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering structured, medium-term senior notes—autocallable securities linked to the worst performing of the Dow Jones Industrial Average, the Nasdaq-100 Index® and the Russell 2000® Index. Each security has a $1,000 stated principal amount, a pricing date of July 16, 2026, an issue date of July 21, 2026 and a maturity date of July 21, 2031. The notes do not pay interest, may automatically redeem early on specified annual valuation dates and pay a fixed premium if the worst performing underlying is at or above its initial value on a valuation date. If not redeemed early, payment at maturity depends solely on the final closing value of the worst performing underlying relative to its initial value and a final barrier set at 70.00% of initial value. Investors bear downside exposure (1% loss for each 1% decline below the final barrier), receive no dividends, and are subject to Citigroup entity credit risk. The estimated value on the pricing date is expected to be at least $900.00 per security; the underwriting fee is up to $41.25 per security.

The issuer, Citigroup Global Markets Holdings Inc. (guaranteed by Citigroup Inc.), is offering autocalled structured notes linked to the S&P 500 Futures 40% Edge Volatility 6% Decrement Index (USD) ER maturing July 3, 2031. Each security has a $1,000 stated principal amount and may automatically redeem on scheduled valuation dates for the stated principal plus a fixed premium if the underlying closing value is greater than or equal to the initial underlying value of 685.3858. If not redeemed earlier, maturity payments depend on the final underlying value versus the final barrier of 342.693 (50.00% of the initial underlying value), including 1:1 downside exposure below that barrier. The pricing date estimated value was $939.20 per security and the issue price was $1,000 per security. The offering totals $543,000 in principal. The Index applies a 6% per annum decrement and may use leveraged exposure (up to 500%); the Index launched on May 10, 2024 and has limited performance history.

Citigroup Global Markets Holdings Inc. priced and is offering autocallable unsecured debt securities linked to the S&P 500 Futures 40% Edge Volatility 6% Decrement Index (USD) ER. The securities have a $1,000 stated principal amount per security and a total issue price shown of $1,941,000, with an issue date of July 6, 2026. These securities do not pay interest, may auto‑redeem on specified valuation dates for the stated principal plus a fixed premium, and otherwise pay at maturity based on the final index value and a 50% barrier. The underlying Index targets 40% volatility, may use up to 500% leverage, and is reduced by a 6% per annum decrement; holders bear full downside exposure and the credit risk of CGMH and Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering $77,000 aggregate stated principal amount of market-linked unsecured notes due January 4, 2028. Each security has a $1,000 stated principal and pays at maturity either principal alone or principal plus a positive return linked to the Citi Dynamic Asset Selector 5 Excess Return Index (initial level 231.14), with an upside participation rate of 150% and an index fee of 0.85% per annum. The return at maturity equals $1,000 × index return × 150% if the final index level on the valuation date exceeds the initial level; otherwise the holder receives only the $1,000 stated principal. These securities do not pay interest, are subject to Citigroup credit risk and limited liquidity, and include a projected tax and pricing framework (comparable yield 4.411% compounded semi‑annually and a projected payment of $1,067.390 for U.S. tax purposes).