Citigroup (NYSE: C) officer Sunil Garg has shares withheld for taxes

Rhea-AI Filing Summary

Citigroup Inc. executive Sunil Garg reported a routine tax-related share withholding. On 01/20/2026, 15,199.87 shares of Citigroup common stock were withheld at $118.04 per share to satisfy tax withholding obligations tied to the vesting of previously awarded stock, rather than being sold in an open market transaction. Following this withholding, Garg directly beneficially owned 124,797.34 shares of Citigroup common stock. Garg is identified as an officer of Citigroup, serving as CEO of Citibank, N.A.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Garg Sunil

Role CEO, Citibank, N.A.

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	15,199.87	$118.04	$1.79M

Holdings After Transaction: Common Stock — 124,797.34 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garg Sunil

(Last) (First) (Middle)

CITIGROUP INC.

388 GREENWICH STREET

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIGROUP INC [ C ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO, Citibank, N.A.

3. Date of Earliest Transaction (Month/Day/Year)
01/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/20/2026		F		15,199.87(1)	D	$118.04	124,797.34	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

	Sunil Garg by Joseph B. Wollard, Attorney-in-Fact	01/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Citigroup (C) report for Sunil Garg on January 20, 2026?

Citigroup reported that officer Sunil Garg had 15,199.87 shares of common stock withheld on 01/20/2026 to cover tax withholding obligations related to the vesting of previously awarded stock.

Was the Citigroup (C) Form 4 transaction an open market sale?

No. The Form 4 explains that the 15,199.87 shares were withheld to satisfy tax withholding obligations upon vesting of previously awarded stock, rather than sold in the open market.

How many Citigroup (C) shares does Sunil Garg own after this Form 4 transaction?

After the reported withholding, Sunil Garg directly beneficially owned 124,797.34 shares of Citigroup common stock.

What price per share was used for the tax withholding on Citigroup (C) stock?

The Form 4 lists a price of $118.04 per share for the 15,199.87 shares of Citigroup common stock withheld for tax obligations.

What is Sunil Garg’s role at Citigroup related to this Form 4 filing?

The reporting person, Garg Sunil, is identified as an officer of Citigroup with the title CEO, Citibank, N.A., and the Form 4 is filed as a single reporting person filing.

Does the Citigroup (C) Form 4 indicate indirect ownership for this transaction?

No. The transaction is reported as direct (D) ownership, and there is no nature of indirect beneficial ownership specified for this particular withholding.