Form 4: RAGHAVAN VISWAS reports acquisition/exercise transactions in C

Rhea-AI Filing Summary

RAGHAVAN VISWAS reported acquisition or exercise transactions in a Form 4 filing for C. The filing lists transactions totaling 59,710 shares. Following the reported transactions, holdings were 628,759 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider RAGHAVAN VISWAS

Role Head of Banking

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	59,710.36	$0.00	--

Holdings After Transaction: Common Stock — 628,758.97 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RAGHAVAN VISWAS

(Last) (First) (Middle)

CITIGROUP INC.

388 GREENWICH STREET

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIGROUP INC [ C ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Head of Banking

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		A		59,710.36(1)	A	$0	628,758.97	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

	Viswas Raghavan by Joseph B. Wollard, Attorney-in-Fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Citigroup (C) report for Viswas Raghavan?

Citigroup's Head of Banking, Viswas Raghavan, received a grant of deferred common stock totaling 59,710.36 shares. The award was made at $0 per share under Citigroup's 2019 Stock Incentive Plan and represents an equity-based compensation grant rather than an open-market purchase.

How many Citigroup (C) shares does Viswas Raghavan own after this grant?

After the deferred stock grant, Viswas Raghavan beneficially owns 628,758.97 Citigroup common shares directly. This total includes the newly awarded 59,710.36 deferred shares and reflects his ownership immediately following the reported February 11, 2026 equity compensation transaction.

Is the Citigroup (C) deferred stock award to Viswas Raghavan immediately saleable?

No, none of the deferred stock awarded to Viswas Raghavan is eligible for immediate sale. The grant is structured as restricted, deferred stock under Citigroup's 2019 Stock Incentive Plan and becomes available only as it vests over the specified four-year schedule beginning in 2027.

When does Viswas Raghavan’s Citigroup (C) deferred stock award begin vesting?

The deferred stock award begins vesting on January 20, 2027, in four equal annual installments. This means the grant will vest over four years, with one-quarter of the shares becoming vested each year starting on that January 20, 2027 vesting date.

What plan governs the deferred stock granted to Citigroup (C) executive Viswas Raghavan?

The deferred stock grant to Viswas Raghavan was issued under Citigroup's 2019 Stock Incentive Plan. This plan provides for equity-based awards to executives, using stock compensation that typically vests over time to align management incentives with longer-term company performance.

Was Viswas Raghavan’s Citigroup (C) stock grant a market purchase or a compensation award?

The transaction was a compensation award, not a market purchase of Citigroup shares. It is reported with transaction code "A" as a grant or other acquisition, with a price of $0 per share, reflecting an equity incentive grant of deferred stock units.