Citigroup (C) Chief Risk Officer has shares withheld for taxes

Rhea-AI Filing Summary

Citigroup Inc. Chief Risk Officer Zdenek Turek reported a tax-related share withholding on 01/20/2026. A total of 21,469.52 shares of Citigroup common stock were withheld at $118.04 per share to satisfy tax obligations arising from the vesting of previously awarded stock. Following this transaction, he beneficially owned 206,418.8 shares of Citigroup common stock directly and 125.683 shares indirectly through a 401(k) plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Turek Zdenek

(Last) (First) (Middle)

CITIGROUP INC.

388 GREENWICH STREET

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIGROUP INC [ C ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/20/2026		F		21,469.52(1)	D	$118.04	206,418.8	D
Common Stock								125.683	I	By 401(K)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

	Zdenek Turek by Joseph B. Wollard, Attorney-in-Fact	01/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Citigroup (C) report for Zdenek Turek on January 20, 2026?

On 01/20/2026, Citigroup Chief Risk Officer Zdenek Turek reported a transaction in which 21,469.52 shares of Citigroup common stock were withheld at $118.04 per share to cover tax obligations related to vesting of previously awarded stock.

Was the Citigroup (C) Form 4 transaction a discretionary sale by the executive?

The Form 4 describes an F code transaction, which represents withholding of shares to satisfy tax withholding obligations in connection with vesting of previously awarded stock, rather than an open-market sale initiated by the executive.

How many Citigroup (C) shares does Zdenek Turek own after the reported transaction?

After the 01/20/2026 tax withholding transaction, Zdenek Turek beneficially owned 206,418.8 Citigroup common shares directly and 125.683 shares indirectly through a 401(k) plan.

What does the transaction price of $118.04 on the Citigroup (C) Form 4 represent?

The reported price of $118.04 per share is the value used for the 21,469.52 shares of Citigroup common stock withheld to satisfy tax withholding obligations upon vesting.

What role does the reporting person hold at Citigroup (C) in this Form 4?

The reporting person, Zdenek Turek, is identified as an officer of Citigroup Inc. with the title Chief Risk Officer and is not listed as a director or 10% owner.

Are any of Zdenek Turek’s Citigroup (C) shares held indirectly?

Yes. The Form 4 shows that 125.683 Citigroup common shares are held indirectly by Zdenek Turek through a 401(k) plan, in addition to his directly held shares.