Citigroup (NYSE: C) banking head has 135K shares withheld for tax

Rhea-AI Filing Summary

Citigroup Inc. Head of Banking Viswas Raghavan reported a Form 4 transaction involving Citigroup common stock. On 01/20/2026, 135,838.29 shares of common stock were withheld at $118.04 per share, identified with transaction code "F", which indicates shares were withheld to cover tax obligations on the vesting of previously awarded stock.

After this tax-withholding event, Raghavan beneficially owned 569,048.61 shares of Citigroup common stock, held directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider RAGHAVAN VISWAS

Role Head of Banking

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	135,838.29	$118.04	$16.03M

Holdings After Transaction: Common Stock — 569,048.61 shares (Direct)

Footnotes (1)

1. [object Object]

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RAGHAVAN VISWAS

(Last) (First) (Middle)

CITIGROUP INC.

388 GREENWICH STREET

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIGROUP INC [ C ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Head of Banking

3. Date of Earliest Transaction (Month/Day/Year)
01/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/20/2026		F		135,838.29(1)	D	$118.04	569,048.61	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

	Viswas Raghavan by Joseph B. Wollard, Attorney-in-Fact	01/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Citigroup (C) report for Viswas Raghavan?

The filing shows that on 01/20/2026, Citigroup Head of Banking Viswas Raghavan had 135,838.29 Citigroup common shares withheld with transaction code "F", which the footnote explains was to satisfy tax withholding obligations on previously awarded stock that vested.

Was the Citigroup (C) Form 4 transaction an open-market sale?

No. The transaction is coded "F" and the footnote states it reflects withholding of shares to cover tax obligations related to the vesting of earlier stock awards, rather than a discretionary open-market sale.

How many Citigroup (C) shares does Viswas Raghavan own after this transaction?

Following the reported tax-withholding transaction, Viswas Raghavan beneficially owned 569,048.61 shares of Citigroup common stock, held directly.

What is Viswas Raghavan’s role at Citigroup (C) in this Form 4?

In the filing, Viswas Raghavan is identified as an officer of Citigroup Inc., with the title Head of Banking, and is the sole reporting person on the Form 4.

What does transaction code "F" mean in the Citigroup (C) Form 4?

Transaction code "F" on this Form 4 corresponds to shares withheld by the issuer to satisfy the reporting person’s tax withholding obligations in connection with the vesting of previously granted stock awards.

Is the ownership reported by Viswas Raghavan in Citigroup (C) shares direct or indirect?

The Form 4 indicates that the 569,048.61 Citigroup common shares beneficially owned after the transaction are held with ownership form marked as "D", meaning direct ownership.