Citigroup Inc. filings document the regulatory record of a global financial institution with common stock, preferred stock, medium-term senior notes and other registered securities. Form 8-K reports cover quarterly and annual results, financial data supplements, Regulation FD materials, registered-security schedules and exhibits tied to debt and preferred stock instruments.
The company’s SEC record also includes proxy disclosures on board governance, shareholder voting matters and executive compensation. Other filings document amendments to the certificate of incorporation through preferred stock designations, underwriting agreements, supplemental indentures and segment-reporting changes affecting Wealth, U.S. Personal Banking, Services, Markets and Banking.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering Step Down Trigger Autocallable Notes linked to the least performing of the S&P 500, EURO STOXX 50 and Nasdaq-100 indices. Each unsecured note has a stated principal amount of $10, a term of about five years (unless called earlier), and pays no interest or dividends.
The notes may be automatically called quarterly starting December 28, 2026. If on a valuation date the least performing index is at or above its initial level (or at or above 75% of its initial level on the final valuation date), investors receive the call price, equal to $10 plus a call return based on a 9.00% per annum call return rate (rising up to 45.00% at final maturity). If the notes are never called and on the final valuation date the least performing index is below its 75% downside threshold, repayment is reduced in line with the full negative return of that index, down to zero, so investors can lose their entire investment.
The notes are not listed on any exchange and may have limited or no liquidity. The issue price is $10.00 per note, including a $0.25 underwriting discount, while the estimated value is $9.585 per note based on Citigroup’s internal pricing models.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to Oracle Corporation stock. Each security has a stated principal amount of $1,000 and is scheduled to mature on January 4, 2029, unless automatically redeemed earlier.
The notes pay a quarterly contingent coupon of 3.0375% of principal, equal to a 12.15% annual rate, but only if Oracle’s closing value on the relevant valuation date is at or above a coupon barrier set at 50.00% of the initial underlying value. Missed coupons can be paid later if the barrier is subsequently met. The notes are automatically called on specified dates if Oracle is at or above its initial value, returning $1,000 plus the applicable coupon and ending further payments.
If the notes are not called and Oracle’s final value is below a final barrier at 50.00% of the initial value, investors lose 1% of principal for each 1% Oracle has fallen, up to a total loss. The securities are not listed, may have limited liquidity, and all payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The estimated value on the pricing date is expected to be at least $911.00 per $1,000 security, reflecting embedded costs and dealer profit.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing S&P 500®-linked autocallable barrier securities with a $1,000 stated principal amount per security. The notes price on December 23, 2025, are issued on December 29, 2025, and mature on December 27, 2030, unless redeemed early.
The notes are automatically redeemed if, on any valuation date, the S&P 500® closing value is at or above the initial level of 6,909.79, paying $1,000 plus a premium that steps up from 7.65% in 2026 to 30.60% in 2029, or 25.00% on the final valuation date. If held to maturity and not called, investors receive $1,000 plus the greater of the final premium or 100% of the index gain if the index is at or above the initial level, $1,000 if it is between the initial level and the barrier, and 1‑for‑1 downside exposure if it falls below the final barrier of 5,182.343.
The securities are not listed on any exchange and pay no dividends. Underwriting fees are up to $23.50 per security, and the initial estimated value is $966.80, below the issue price. The product involves market risk, credit risk to the issuer and guarantor, tax uncertainty and limited liquidity.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering unsecured Autocallable Contingent Coupon Equity Linked Securities linked to the worst performer of the Dow Jones Industrial Average, the Russell 2000 Index and the S&P 500 Index, maturing on December 31, 2030.
Each security has a $1,000 stated principal amount and pays a contingent coupon of at least 0.6875% per period (at least 8.25% per annum) only if, on the relevant valuation date, the worst performing index is at or above 70% of its initial value. The notes may be automatically called on scheduled autocall dates if the worst performer is at or above its initial value, in which case holders receive $1,000 plus the applicable coupon.
If not called and the worst performing index on the final valuation date is below 70% of its initial value, repayment of principal is reduced 1% for each 1% decline in that index, with no minimum, so investors can lose their entire investment and receive no coupons. The securities are not listed, carry the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., have an estimated value of at least $928 per $1,000 on the pricing date, and include an underwriting fee of up to $6 per security.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Autocallable Contingent Coupon Equity Linked Securities tied to the worst performer of American Express, Texas Instruments and Ulta Beauty, maturing on December 23, 2030. Each security has a $1,000 principal amount, with total proceeds of $272,000.
The notes pay a contingent coupon of 0.9083% per month (about 10.90% per year) only if, on each valuation date, the worst performing stock is at or above its barrier, set at 50% of its initial value. Missed coupons can be paid later if the condition is met, but all coupons can be lost if the worst stock stays below the barrier.
The notes can be automatically called on specified dates if the worst stock is at or above its initial level, returning $1,000 plus the applicable coupon and ending further payments. If not called and the worst stock finishes below its final barrier, investors lose principal in full proportion to the decline, down to a total loss. The securities are not listed, carry the credit risk of Citigroup entities, and have an estimated value of $946.60 per $1,000 at pricing, reflecting embedded costs and dealer margins.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000-denomination autocallable barrier securities linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing December 23, 2027. The notes pay no interest and do not guarantee return of principal.
The notes can be automatically redeemed on December 22, 2026 at $1,130 per security (a 13% premium) if the worst performing index is at or above its initial level. If not called, at maturity investors receive $1,000 plus a leveraged upside return based on 260% of the worst index’s gain, or full principal back if that index is at or above 70% of its initial level.
If the worst index finishes below 70% of its initial value, repayment is reduced 1-for-1 with the index loss, down to zero. The securities are unsecured, subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., are not listed, may have limited liquidity, and have an estimated value of $980.10 per $1,000 at pricing.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering callable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index, maturing in December 2027.
Each security has a $1,000 principal amount and may pay a quarterly contingent coupon of at least 0.8042% (about 9.65% per year) only if the worst-performing index on the relevant valuation date is at or above 70% of its initial level. If the worst-performing index finishes below 70% of its initial level at maturity, principal is reduced one-for-one with the index loss, potentially to zero. The issuer can redeem the notes early on specified dates at $1,000 plus any due coupon. The notes are unsecured, not listed, have limited liquidity, and their value and payments depend on both index performance and the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering unsecured market-linked securities tied to a weighted basket of five equity indices: EURO STOXX 50 (40%), Nikkei 225 (25%), FTSE 100 (17.5%), Swiss Market Index (10%) and S&P/ASX 200 (7.5%). Each security has a $1,000 stated principal amount, a participation rate of 125%, and a threshold value at 75% of the starting basket value.
The notes are auto-callable on January 4, 2027 if the basket is at or above its starting value, paying $1,000 plus at least a 9% call premium. If not called, at maturity in January 2029 investors receive leveraged upside if the basket rises, par if it is between the starting and threshold values, and a 1‑to‑1 loss with the basket below the threshold, potentially losing the entire investment. The securities pay no interest, are not listed, and their value and repayment depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering unsecured barrier securities linked to Tesla, Inc., maturing on February 26, 2027. Each security has a $1,000 stated principal amount, pays no interest and is not listed on any exchange.
At maturity, if Tesla’s final share value is above the initial value, investors receive $1,000 plus a return based on a 200% upside participation rate, capped by a maximum return of at least $760 per security. If the final value is at or below the initial value but at or above 90% of the initial value, investors receive only the $1,000 principal. If Tesla’s final value falls below 90% of the initial value, repayment is reduced 1-for-1 with Tesla’s loss and can fall to zero, meaning investors may lose their entire investment.
The estimated value on the pricing date is expected to be at least $917 per security, below the $1,000 issue price, reflecting selling, structuring and hedging costs and Citigroup’s internal funding rate. Key risks include full downside exposure to Tesla, no dividends or voting rights in Tesla, lack of liquidity, credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., model-based valuation uncertainties, and complex and uncertain U.S. tax treatment.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering barrier securities linked to Tesla, Inc. stock maturing on February 26, 2027. Each security has a $1,000 stated principal amount, no periodic interest, and a leveraged upside: investors receive 200% of Tesla’s price gain from the initial to final value, capped by a maximum return at maturity of at least $760 per security.
If Tesla’s final value is at or above 90% of its initial value, investors receive at least their $1,000 principal back. If the final value falls below this 90% barrier, repayment falls 1-for-1 with Tesla’s decline, and investors can lose their entire investment. The notes are unsecured, subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., will not be listed on any exchange, and have an expected estimated value on the pricing date of at least $917 per security, below the $1,000 issue price due to fees, hedging costs and the issuer’s internal funding rate.