STOCK TITAN

Cheesecake Factory (NASDAQ: CAKE) lifts Q2 2026 sales and earnings

(Moderate)
(Neutral)
Form Type
10-Q

Rhea-AI Filing Summary

The Cheesecake Factory Incorporated delivered higher results for Q2 2026, with revenue of $1,029.6 million and net income of $68.4 million. Net margin was 6.6%, and diluted EPS rose to $1.41. For the first half of 2026, revenue reached $2,008.5 million and net income $117.9 million.

The Cheesecake Factory restaurants posted 5.8% comparable‑sales growth, driven by a 3.1% higher average check (including 3.0% price) and 2.7% more traffic, while off‑premise sales stayed about 21% of sales. North Italia comparable sales declined about 3%, but Flower Child comps grew roughly 13% and other FRC brands also showed double‑digit sales growth.

Operating cash flow for the first half increased to $188.9 million, funding $86.3 million of capital expenditures and quarterly dividends of $0.30 per share. The company ended Q2 with $195.2 million in cash, $575.0 million of 2030 convertible senior notes outstanding, an undrawn $400 million revolver, and $518.9 million of stockholders’ equity. Management discloses various macroeconomic, labor, legal and privacy matters and currently does not expect them to be material to overall financial position.

Positive

  • None.

Negative

  • None.

Filing Explained

The June 30 filing confirms the 2026 notes were repaid, while $575 million of 2030 convertible notes remain and could be settled partly in shares.

This Form 10-Q is an unaudited quarterly report for the period ended June 30, 2026, covering interim financial statements and updates to liquidity. The filing confirms that the 2026 convertible notes matured on June 15, 2026 and that the remaining $68.9 million principal was repaid in cash.

The company still reports $575.0 million of 2030 convertible senior notes outstanding. Before November 15, 2029, conversion is limited to specified conditions; afterward, holders may convert at their election until shortly before maturity. The company may settle conversions entirely in cash or in a combination of cash and common shares.

If shares are used for a conversion, the share count would increase and an existing holder’s percentage ownership would decrease absent offsetting changes. At June 30, 2026, the stated conversion rate was 14.1514 shares per $1,000 of principal, representing an approximate conversion price of $70.66 per share.

The filing also reports 0.5 million shares repurchased for $28.5 million during the first six months under a 66.0 million-share authorization, while the company’s July 23 dividend is scheduled for payment on August 25, 2026; the dividend is expected to adjust the notes’ conversion rate and price on August 11, 2026.

Q2 2026 Revenue $1,029.6 million Thirteen weeks ended June 30, 2026
Q2 2026 Net Income $68.4 million Thirteen weeks ended June 30, 2026
Q2 2026 Diluted EPS $1.41 Diluted net income per share, Q2 2026
H1 2026 Operating Cash Flow $188.9 million Cash provided by operating activities, 26 weeks ended June 30, 2026
Cash & Equivalents $195.2 million Cash and cash equivalents at June 30, 2026
2030 Notes Principal $575.0 million Convertible senior notes due 2030 outstanding as of June 30, 2026
Cheesecake Factory Comp Sales 5.8% Comparable sales increase vs. Q2 2025
Quarterly Dividend $0.30 per share Cash dividend declared April 23, 2026 and again July 23, 2026
Net Adjusted Leverage Ratio financial
"a maximum ratio of net adjusted debt to earnings before interest, tax, depreciation and amortization and rent (“EBITDAR”) (the “Net Adjusted Leverage Ratio”)"
EBITDAR financial
"ratio of net adjusted debt to earnings before interest, tax, depreciation and amortization and rent (“EBITDAR”)"
EBITDAR stands for Earnings Before Interest, Taxes, Depreciation, Amortization, and Rent; it measures a company's operating profit before the cost of financing, taxes, accounting write-downs, and lease or rent payments. For investors, it reveals how much cash a business generates from its core activities without the effects of capital structure or rent commitments — similar to checking how much money a store makes from selling goods before paying for the building, loan interest, or taxes.
Make-Whole Fundamental Change financial
"If certain corporate events that constitute a “Make-Whole Fundamental Change” (as defined in the 2030 Indenture) occur"
A make-whole fundamental change is a contract clause that requires a company to compensate holders of certain securities (often convertible bonds or preferred shares) if a big event—like a merger, acquisition, or restructuring—removes or reduces the holders’ expected future benefits. Think of it as a shortcut payment that aims to leave investors financially ‘whole’ for lost upside or income, and it matters because it affects how much those investors get paid and how much such an event will cost the company.
non-qualified deferred compensation financial
"Non-qualified deferred compensation assets ... Non-qualified deferred compensation liabilities"
Non-qualified deferred compensation is an employer’s promise to pay an employee part of their pay or bonus at a later date, like an IOU that delays taxes until the money is paid out. It matters to investors because these promises create future cash obligations and incentive effects for executives, and unlike standard retirement plans they are not protected in bankruptcy, so they can affect a company’s reported liabilities, cash flow and risk profile.
convertible senior notes financial
"we issued $575.0 million of 2030 Notes, our convertible senior notes due 2030"
Convertible senior notes are a type of loan that a company issues to investors, which can be turned into company shares later on. They are called "senior" because they are paid back before other debts if the company runs into trouble. This allows investors to earn interest like a loan but also have the chance to own part of the company if its value rises.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

How did The Cheesecake Factory (CAKE) perform in Q2 2026?

The Cheesecake Factory (CAKE) generated Q2 2026 revenue of $1,029.6 million and net income of $68.4 million. This compares with $955.8 million of revenue and $54.8 million of net income in Q2 2025, with diluted EPS rising from $1.14 to $1.41.

What is The Cheesecake Factory (CAKE) debt and liquidity position as of June 30, 2026?

As of June 30, 2026, CAKE held $195.2 million in cash and had a $400 million unsecured revolver with $366.5 million of borrowing availability. It had $575.0 million principal of 2030 convertible senior notes outstanding and had repaid remaining 2026 notes at maturity.

How much cash flow did The Cheesecake Factory (CAKE) generate in the first half of 2026?

In the first 26 weeks of 2026, CAKE produced $188.9 million of cash from operating activities. It invested $86.9 million, mainly in property and equipment, and used $122.3 million in financing, including debt repayment, $29.9 million of dividends, and $29.4 million of share repurchases.

What shareholder returns has The Cheesecake Factory (CAKE) provided in 2026 so far?

CAKE’s board declared quarterly cash dividends of $0.30 per share, including one paid May 26, 2026, and another payable August 25, 2026. Through June 30, 2026, it repurchased 0.5 million shares for $28.5 million, within a cumulative authorization of 66.0 million shares.

How many restaurants does The Cheesecake Factory (CAKE) operate and where is growth coming from?

CAKE operates 375 restaurants in the U.S. and Canada across The Cheesecake Factory, North Italia, Flower Child and other FRC brands. Q2 2026 growth was supported by new unit openings plus strong comparable‑sales gains at The Cheesecake Factory, Flower Child and other FRC concepts.
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Table of Contents

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended June 30, 2026

or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Commission File Number: 0-20574

THE CHEESECAKE FACTORY INCORPORATED

(Exact name of registrant as specified in its charter)

Delaware

51-0340466

(State or other jurisdiction

(I.R.S. Employer

of incorporation or organization)

Identification No.)

26901 Malibu Hills Road

Calabasas Hills, California

91301

(Address of principal executive offices)

(Zip Code)

(818) 871-3000

(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:

Title of Each Class

  ​ ​ ​

Trading Symbol

  ​ ​ ​

Name of Each Exchange on which Registered

Common Stock, par value $.01 per share

CAKE

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes      No  

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes   No  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer

  ​ ​ ​

Accelerated filer

Non-accelerated filer

Smaller reporting company

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes  No 

As of July 27, 2026, 49,760,634 shares of the registrant’s Common Stock, $.01 par value per share, were outstanding.

Table of Contents

THE CHEESECAKE FACTORY INCORPORATED

INDEX

 

Page
Number

PART I

FINANCIAL INFORMATION

Item 1.

Financial Statements:

Condensed Consolidated Balance Sheets (Unaudited)

1

Condensed Consolidated Statements of Income (Unaudited)

2

Condensed Consolidated Statements of Comprehensive Income (Unaudited)

3

Condensed Consolidated Statements of Stockholders’ Equity (Unaudited)

4

Condensed Consolidated Statements of Cash Flows (Unaudited)

5

Notes to Condensed Consolidated Financial Statements (Unaudited)

6

Item 2.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

20

Item 3.

Quantitative and Qualitative Disclosures About Market Risk

30

Item 4.

Controls and Procedures

31

PART II

OTHER INFORMATION

Item 1.

Legal Proceedings

32

Item 1A.

Risk Factors

32

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds

32

Item 5.

Other Information

32

Item 6.

Exhibits

33

Signatures

34

Table of Contents

PART I — FINANCIAL INFORMATION

Item 1.        Financial Statements.

THE CHEESECAKE FACTORY INCORPORATED

CONDENSED CONSOLIDATED BALANCE SHEETS

(In thousands, except share and per share data)

June 30,

December 30,

  ​ ​ ​

2026

  ​ ​ ​

2025

(Unaudited)

ASSETS

Current assets:

Cash and cash equivalents

$

195,170

$

215,729

Accounts and other receivables

86,444

109,718

Income taxes receivable

 

28,047

 

20,702

Inventories

 

50,514

 

53,969

Prepaid expenses

 

58,611

 

54,710

Total current assets

 

418,786

 

454,828

Property and equipment, net

 

903,980

 

869,696

Other assets:

Intangible assets, net

 

252,036

 

251,806

Operating lease assets

 

1,470,804

 

1,444,753

Other

248,568

240,589

Total other assets

1,971,408

1,937,148

Total assets

$

3,294,174

$

3,261,672

LIABILITIES AND STOCKHOLDERS’ EQUITY

Current liabilities:

Accounts payable

$

70,672

$

62,714

Gift card liabilities

 

183,451

 

212,859

Operating lease liabilities

172,029

167,348

Other accrued expenses

287,424

265,275

Current portion of long-term debt

68,815

Total current liabilities

713,576

777,011

Long-term debt

 

562,895

 

561,259

Operating lease liabilities

 

1,346,092

 

1,332,413

Other noncurrent liabilities

152,653

154,562

Total liabilities

2,775,216

2,825,245

Commitments and contingencies (Note 7)

 

 

Stockholders’ equity:

Preferred stock, $.01 par value, 5,000,000 shares authorized; none issued

Common stock, $.01 par value, 250,000,000 shares authorized; 110,177,029 shares issued and 49,775,548 shares outstanding at June 30, 2026 and 109,546,812 shares issued and 49,635,893 shares outstanding at December 30, 2025

1,102

1,095

Additional paid-in capital

 

1,031,324

 

1,008,155

Retained earnings

 

1,501,233

 

1,412,942

Treasury stock inclusive of excise tax, 60,401,481 and 59,910,919 shares at cost at June 30, 2026 and December 30, 2025, respectively

 

(2,013,212)

 

(1,984,722)

Accumulated other comprehensive loss

 

(1,489)

 

(1,043)

Total stockholders’ equity

 

518,958

 

436,427

Total liabilities and stockholders’ equity

$

3,294,174

$

3,261,672

See the accompanying notes to the condensed consolidated financial statements.

1

Table of Contents

THE CHEESECAKE FACTORY INCORPORATED

CONDENSED CONSOLIDATED STATEMENTS OF INCOME

(In thousands, except per share data)

(Unaudited)

Thirteen

Thirteen

Twenty-Six

Twenty-Six

  ​ ​ ​

Weeks Ended

Weeks Ended

Weeks Ended

Weeks Ended

June 30, 2026

  ​ ​ ​

July 1, 2025

June 30, 2026

July 1, 2025

Revenues

$

1,029,633

$

955,825

$

2,008,466

$

1,883,022

Costs and expenses:

Food and beverage costs

 

223,847

 

205,843

436,097

408,104

Labor expenses

 

351,475

 

333,519

699,244

664,594

Other operating costs and expenses

 

272,688

 

255,722

537,041

502,147

General and administrative expenses

 

65,592

 

58,778

129,523

118,710

Depreciation and amortization expenses

 

29,103

 

26,860

57,087

52,942

Impairment of assets and lease termination expenses

124

222

953

600

Acquisition-related contingent consideration, compensation and amortization expenses

1,235

1,012

2,437

2,010

Preopening costs

 

6,961

 

9,047

12,431

17,134

Total costs and expenses

 

951,025

 

891,003

1,874,813

1,766,241

Income from operations

 

78,608

 

64,822

133,653

116,781

Interest expense, net

 

(2,057)

 

(2,873)

(4,052)

(5,201)

Loss on extinguishment of debt

(15,891)

Other income, net

352

280

653

1,023

Income before income taxes

 

76,903

 

62,229

130,254

96,712

Income tax provision

 

8,509

 

7,417

12,312

8,959

Net income

$

68,394

$

54,812

$

117,942

$

87,753

Net income per share:

Basic

$

1.47

$

1.18

$

2.53

$

1.87

Diluted (Note 10)

$

1.41

$

1.14

$

2.43

$

1.80

Weighted-average shares outstanding:

Basic

 

46,628

 

46,391

46,606

46,958

Diluted

 

48,490

 

48,102

48,446

48,679

See the accompanying notes to the condensed consolidated financial statements.

2

Table of Contents

THE CHEESECAKE FACTORY INCORPORATED

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

(In thousands)

(Unaudited)

Thirteen

Thirteen

Twenty-Six

Twenty-Six

  ​ ​

Weeks Ended

  ​ ​

Weeks Ended

Weeks Ended

  ​ ​ ​

Weeks Ended

June 30, 2026

July 1, 2025

  ​ ​

June 30, 2026

  ​ ​

July 1, 2025

Net income

$

68,394

$

54,812

$

117,942

$

87,753

Other comprehensive (loss)/gain:

 

 

Foreign currency translation adjustment

 

(243)

 

616

(446)

626

Other comprehensive (loss)/gain

 

(243)

 

616

(446)

626

Total comprehensive income

$

68,151

$

55,428

$

117,496

$

88,379

See the accompanying notes to the condensed consolidated financial statements.

3

Table of Contents

THE CHEESECAKE FACTORY INCORPORATED

CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY

(In thousands, except per share data)

(Unaudited)

For the twenty-six weeks ended June 30, 2026:

Accumulated

  ​ ​ ​

Additional

Other

Common Stock

Paid-in

Retained

Treasury

Comprehensive

  ​ ​ ​

Shares

  ​ ​ ​

Amount

  ​ ​ ​

Capital

  ​ ​ ​

Earnings

  ​ ​ ​

Stock

  ​ ​ ​

Loss

  ​ ​ ​

Total

Balance, December 30, 2025

109,547

$

1,095

$

1,008,155

$

1,412,942

$

(1,984,722)

$

(1,043)

$

436,427

Net income

49,548

49,548

Foreign currency translation adjustment

(203)

(203)

Cash dividends declared common stock, net of forfeitures, $0.30 per share

(14,685)

(14,685)

Stock-based compensation

472

5

7,062

7,067

Common stock issued under stock-based compensation plans

6

241

241

Treasury stock purchases, inclusive of excise tax

(19,169)

(19,169)

Balance, March 31, 2026

110,025

$

1,100

$

1,015,458

$

1,447,805

$

(2,003,891)

$

(1,246)

$

459,226

Net income

68,394

68,394

Foreign currency translation adjustment

(243)

(243)

Cash dividends declared common stock, net of forfeitures, $0.30 per share

(14,966)

(14,966)

Stock-based compensation, net of forfeitures

(3)

8,815

8,815

Common stock issued under stock-based compensation plans

155

2

7,042

7,044

Treasury stock purchases, inclusive of excise tax

(9,321)

(9,321)

Other

9

9

Balance, June 30, 2026

110,177

$

1,102

$

1,031,324

$

1,501,233

$

(2,013,212)

$

(1,489)

$

518,958

For the twenty-six weeks ended July 1, 2025:

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

Accumulated

  ​ ​ ​

Additional

Other

Common Stock

Paid-in

Retained

Treasury

Comprehensive

Shares

  ​ ​ ​

Amount

Capital

Earnings

Stock

(Loss)/Income

Total

Balance, December 31, 2024

108,388

$

1,084

$

956,107

$

1,317,828

$

(1,829,953)

$

(1,611)

$

443,455

Net income

32,941

32,941

Foreign currency translation adjustment

10

10

Cash dividends declared common stock, net of forfeitures, $0.27 per share

(13,081)

(13,081)

Stock-based compensation

574

6

7,629

7,635

Common stock issued under stock-based compensation plans

230

2

10,801

10,803

Treasury stock purchases, inclusive of excise tax

(142,358)

(142,358)

Balance, April 1, 2025

109,192

$

1,092

$

974,537

$

1,337,688

$

(1,972,311)

$

(1,601)

$

339,405

Net income

54,812

54,812

Foreign currency translation adjustment

616

616

Cash dividends declared common stock, net of forfeitures, $0.27 per share

(13,338)

(13,338)

Stock-based compensation, net of forfeitures

(17)

7,248

7,248

Common stock issued under stock-based compensation plans

274

2

12,178

12,180

Treasury stock purchases, inclusive of excise tax

25

25

Balance, July 1, 2025

109,449

$

1,094

$

993,963

$

1,379,162

$

(1,972,286)

$

(985)

$

400,948

See the accompanying notes to the condensed consolidated financial statements.

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Table of Contents

THE CHEESECAKE FACTORY INCORPORATED

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

(In thousands)

(Unaudited)

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

Cash flows from operating activities:

Net income

$

117,942

$

87,753

Adjustments to reconcile net income to cash provided by operating activities:

Depreciation and amortization expenses

57,087

52,942

Impairment of assets and lease termination expenses

 

344

 

236

Loss on debt extinguishment

15,891

Deferred income taxes

 

8,144

 

2,239

Stock-based compensation

15,775

14,770

Payment of deferred consideration and compensation in excess of acquisition-date fair value

(13,229)

(8,714)

Changes in assets and liabilities:

Accounts and other receivables

32,330

25,127

Income taxes receivable/payable

 

(7,345)

 

1,910

Inventories

 

3,451

 

(1,882)

Prepaid expenses

 

(3,931)

 

(3,503)

Operating lease assets/liabilities

 

(7,612)

 

(18,021)

Other assets

(14,530)

(8,294)

Accounts payable

 

6,371

 

(2,165)

Gift card liabilities

 

(29,403)

 

(30,523)

Other accrued expenses

23,536

7,997

Cash provided by operating activities

 

188,930

 

135,763

Cash flows from investing activities:

Additions to property and equipment

 

(86,307)

 

(84,365)

Additions to intangible assets

 

(588)

 

(537)

Cash used in investing activities

 

(86,895)

 

(84,902)

Cash flows from financing activities:

Repayments on credit facility

(110,000)

Proceeds from long-term convertible debt

575,000

Repayment on long-term convertible debt, including premium on extinguishment

(68,992)

(289,800)

Issuance costs associated with long-term debt

(1,350)

(16,503)

Proceeds from exercise of stock options

7,285

22,983

Common stock dividends paid

 

(29,914)

 

(26,810)

Treasury stock purchases, inclusive of excise tax

 

(29,364)

 

(141,490)

Cash (used in)/provided by financing activities

 

(122,335)

 

13,380

Foreign currency translation adjustment

 

(259)

 

346

Net change in cash and cash equivalents

(20,559)

64,587

Cash and cash equivalents at beginning of period

 

215,729

 

84,176

Cash and cash equivalents at end of period

$

195,170

$

148,763

Supplemental disclosures:

Interest paid

$

6,567

$

2,184

Income taxes paid (1)

$

16,479

$

5,373

Construction payable

$

31,370

$

19,443

(1)

Pursuant to ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures, income taxes paid for fiscal 2026 are presented net of refunds received. Prior year disclosures are presented under previous guidance.

See the accompanying notes to the condensed consolidated financial statements.

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THE CHEESECAKE FACTORY INCORPORATED

NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

1.   Significant Accounting Policies

Basis of Presentation

The accompanying condensed consolidated financial statements include the accounts of The Cheesecake Factory Incorporated and its wholly owned subsidiaries (referred to herein collectively as the “Company,” “we,” “us” and “our”) and are prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”). All intercompany accounts and transactions for the periods presented have been eliminated in consolidation. The unaudited financial statements presented herein include all material adjustments (consisting of normal recurring adjustments) which are, in the opinion of management, necessary for the fair statement of the financial condition, results of operations and cash flows for the period. However, these results are not necessarily indicative of results that may be achieved for any other interim period or for the full fiscal year. Certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been omitted pursuant to the rules of the Securities and Exchange Commission (“SEC”). The accompanying condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in our Annual Report on Form 10-K for the fiscal year ended December 30, 2025 (“Annual Report”) filed with the SEC on February 23, 2026.

We utilize a 52/53-week fiscal year ending on the Tuesday closest to December 31 for financial reporting purposes. Fiscal year 2026 consists of 52 weeks and will end on December 29, 2026. Fiscal year 2025 ended on December 30, 2025 and was also a 52-week year.

Use of Estimates

The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions for the reporting periods covered by the financial statements. These estimates and assumptions affect the reported amounts of assets, liabilities, revenues and expenses, and the disclosure of contingent liabilities. Actual results could differ from these estimates.

Geopolitical and Other Macroeconomic Impacts to our Operating Environment

In recent years, our operating results have been impacted by geopolitical and macroeconomic events, causing supply chain challenges and significantly increased commodity and wage inflation. Our commodity and wage inflationary environment began returning to more historical levels in fiscal 2024.

The impact of ongoing geopolitical and macroeconomic events, including evolving government policies and global trade and tariff dynamics, could lead to issues such as further wage inflation, product and services cost inflation, disruptions in the supply chain, staffing challenges, shifts in consumer behavior and delays in new restaurant openings. Adverse weather conditions and natural disasters may further exacerbate a number of these factors. For more information regarding the risks to our business relating to the geopolitical and macroeconomic events, see Part II, Item 1A of this report “Risk Factors,” and “Risk Factors” in Item 1A of our Annual Report on Form 10-K for the fiscal year ended December 30, 2025.

Recent Accounting Pronouncements

Recently Adopted Accounting Standards

In November 2024, the FASB issued ASU 2024-04, Debt - Debt with Conversion and Other Options (Topic 470): Induced Conversions of Convertible Debt Instruments, which clarifies the requirements for determining whether certain settlements of convertible debt instruments should be accounted for as an induced conversion. The ASU also clarifies that the induced conversion guidance applies to a convertible debt instrument that is not currently convertible as long as it had a substantive conversion feature as of both its issuance date and the date the inducement offer is accepted. The amendment is effective for fiscal years beginning after December 15, 2025, with early adoption permitted. The amendment should be applied prospectively. However, retrospective application is permitted. We adopted this ASU in the first quarter of fiscal 2026 using the prospective transition method, and adoption did not have a material impact on our consolidated financial statements.

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In July 2025, the FASB issued ASU 2025-05, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses for Accounts Receivable and Contract Assets, which provides a practical expedient permitting an entity to assume that conditions at the balance sheet date remain unchanged over the life of the asset when estimating expected credit losses for current accounts receivable and current contract assets. This ASU is effective for annual reporting periods beginning after December 15, 2025, and for interim periods within those annual reporting periods, with early adoption permitted. The amendments in the ASU should be applied prospectively. We adopted this ASU in the first quarter of fiscal 2026 using the practical expedient, and adoption did not have a material impact on our consolidated financial statements.

In September 2025, the FASB issued ASU 2025-06, Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software, which amends certain aspects of the accounting and disclosure for internal-use software costs. The ASU removes all references to prescriptive and sequential software development stages. The ASU requires entities to begin capitalizing software costs when management authorizes and commits to funding the software project and it is probable that the project will be completed and the software will be used for its intended purpose. The amendments in this ASU are effective for fiscal years beginning after December 15, 2027. Early adoption is permitted. The amendments can be applied prospectively, retrospectively, or via a modified prospective transition method. We adopted this ASU in the first quarter of fiscal 2026 using the prospective transition method and adoption did not have a material impact on our consolidated financial statements.

Recently Issued Accounting Standards

In November 2024, the FASB issued ASU 2024-03, Income Statement - Reporting Comprehensive Income - Expense Disaggregation Disclosures (Subtopic 220-40), which requires more detailed disclosures of certain categories of expenses such as inventory purchases, employee compensation and depreciation that are components of existing expense captions presented on the face of the income statement. The amendment is effective for fiscal years beginning after December 15, 2026. Early adoption is permitted. The amendment should be applied prospectively. However, retrospective application is permitted. Management is currently evaluating this ASU to determine its impact on our disclosures.

In December 2025, the FASB issued ASU 2025-11, Interim Reporting (Topic 270): Narrow-Scope Improvements, which clarifies interim disclosure requirements by improving the navigability of the required interim disclosures and clarifying when that guidance is applicable. The standard is effective for interim reporting periods within annual reporting periods beginning after December 15, 2027. Early adoption is permitted. Management is currently evaluating this ASU to determine its impact on our disclosures.

In May 2026, the FASB issued ASU 2026-02, Environmental Credits and Environmental Credit Obligations (Topic 818), which is intended to improve the accounting for and disclosure of environmental credits and related obligations by establishing consistent guidance for recognition, measurement, presentation, and disclosure. The ASU introduces a comprehensive model and requires enhanced disclosures to improve transparency and comparability. The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2027, and for interim periods within those annual reporting periods. Early adoption is permitted as of the beginning of an annual reporting period and should be applied on a retrospective basis. Management is currently evaluating this ASU to determine its impact on our consolidated financial statements.

2.   Fair Value Measurements

Fair value measurements are estimated based on valuation techniques and inputs categorized as follows:

Level 1: Quoted prices in active markets for identical assets or liabilities
Level 2: Observable inputs other than quoted prices in active markets for identical assets and liabilities
Level 3: Unobservable inputs in which little or no market activity exists, therefore requiring us to develop our own assumptions

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The following tables present the components and classification of our assets and liabilities that are measured at fair value on a recurring basis (in thousands):

  ​ ​ ​

June 30, 2026

  ​ ​ ​

Level 1

  ​ ​ ​

Level 2

  ​ ​ ​

Level 3

Assets/(Liabilities)

 

Non-qualified deferred compensation assets

$

140,556

$

$

Non-qualified deferred compensation liabilities

(140,413)

Acquisition-related contingent consideration and compensation liabilities

(13,205)

  ​ ​ ​

December 30, 2025

  ​ ​ ​

Level 1

  ​ ​ ​

Level 2

  ​ ​ ​

Level 3

Assets/(Liabilities)

Non-qualified deferred compensation assets

$

126,142

$

$

Non-qualified deferred compensation liabilities

(125,208)

Acquisition-related contingent consideration and compensation liabilities

(24,628)

The following table presents a reconciliation of the beginning and ending amounts of the fair value of the acquisition-related contingent consideration and compensation liabilities categorized as Level 3 (in thousands):

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

Beginning balance

$

24,628

$

20,155

Payment

(13,229)

(8,714)

Change in fair value

 

1,806

 

1,380

Ending balance

$

13,205

$

12,821

The fair value of the acquisition-related contingent consideration and compensation liability was based on estimated future revenues, margins and probability of achievement, recent performance, discount rate and has no minimum or maximum payment. During the first six months of fiscal 2026 and 2025, we made payments of $13.2 million and $8.7 million, respectively, per the Fox Restaurant Concepts LLC (“FRC”) acquisition agreement.

The fair values of our cash and cash equivalents, accounts and other receivables, income taxes receivable, prepaid expenses, accounts payable, income taxes payable and other accrued liabilities approximate their carrying amounts due to their short duration. The fair value of our Revolver Facility (as defined below) approximates carrying value due to the variable interest rate.

As of June 30, 2026, we had $575.0 million aggregate principal amount of convertible senior notes due 2030 (“2030 Notes”) outstanding. The estimated fair value of the 2030 Notes based on a market approach as of June 30, 2026, was approximately $731.4 million and was determined based on the estimated or actual bids and offers of the 2030 Notes in an over-the-counter market on the last business day of the reporting period. The increase in the fair value of the 2030 Notes was primarily due to an increase in our stock price from the date of the issuance of the 2030 Notes. See Note 5 for further discussion of the 2030 Notes.

3.   Inventories

Inventories consisted of (in thousands):

  ​ ​ ​

June 30, 2026

  ​ ​ ​

December 30, 2025

Restaurant food and supplies

$

26,685

$

28,736

Bakery finished goods and work in progress

 

13,085

 

14,896

Bakery raw materials and supplies

 

10,744

 

10,337

Total

$

50,514

$

53,969

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4.   Gift Cards

The following tables present information related to gift cards (in thousands):

  ​ ​ ​

Thirteen

Thirteen

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

Weeks Ended

Weeks Ended

June 30, 2026

  ​ ​ ​

July 1, 2025

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

Gift card liabilities:

Beginning balance

 

$

187,715

 

$

199,855

$

212,859

 

$

226,810

Activations

27,186

29,471

44,162

50,144

Redemptions and breakage

(31,450)

(33,033)

(73,570)

(80,661)

Ending balance

 

$

183,451

 

$

196,293

$

183,451

 

$

196,293

Thirteen

Thirteen

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

Weeks Ended

Weeks Ended

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

Gift card contract assets: (1)

Beginning balance

 

$

16,833

 

$

17,080

$

17,958

 

$

18,447

Deferrals

2,592

2,833

4,943

5,201

Amortization

(3,510)

(3,624)

(6,986)

(7,359)

Ending balance

 

$

15,915

 

$

16,289

$

15,915

 

$

16,289

(1)

Included in prepaid expenses on the condensed consolidated balance sheets.

5.   Debt

Revolving Credit Facility

On March 26, 2026, we entered into a Fifth Amended and Restated Loan Agreement (the “Loan Agreement” and the revolving credit facility provided thereunder, the “Revolver Facility”). The Revolver Facility, which matures on March 26, 2031, provides us with revolving loan commitments that total $400 million, of which $85 million may be used for issuances of letters of credit and $10 million for swingline loans. The Revolver Facility contains (i) a commitment increase feature that, subject to certain conditions precedent, could provide for an additional $200 million in revolving loan commitments and (ii) a feature that permits the letter of credit issuers thereunder to increase their letter of credit sublimits by $25 million in the aggregate.

Our obligations under the Revolver Facility are unsecured. Certain of our material subsidiaries have guaranteed our obligations under the Revolver Facility on an unsecured basis.

As of December 30, 2025, we had net availability for borrowings of $366.5 million, based on no outstanding debt balance and $33.5 million in standby letters of credit under the Revolver Facility. As of June 30, 2026, we had net availability for borrowings of $366.5 million, based on no outstanding debt balance and $33.5 million in standby letters of credit under the Revolver Facility.

Under the Revolver Facility, we are subject to the following financial covenants as of the last day of each fiscal quarter: (i) a maximum ratio of net adjusted debt to earnings before interest, tax, depreciation and amortization and rent (“EBITDAR”) (the “Net Adjusted Leverage Ratio”) of 4.25 to 1.00 and (ii) a minimum ratio of EBITDAR to interest and rent expense (“EBITDAR Ratio”) of 1.90 to 1.00. The Net Adjusted Leverage Ratio includes a rental expense multiplier of six. As of June 30, 2026, we were in compliance with all the foregoing covenants in effect at that date.

Borrowings under the Loan Agreement bear interest, at the Company’s option, at a per annum rate equal to either: (i) (A) the forward-looking term rate based on secured overnight financing rate (“SOFR”) that is published by CME Group Benchmark Administration Limited (the “Term SOFR Rate”) plus (B) an applicable margin based on the Net Adjusted Leverage Ratio, ranging from 1.00% to 1.50%, or (ii) the sum of (A) the highest of (x) the rate of interest last quoted by The Wall Street Journal as the prime rate in effect in the United States, (y) the greater of the rate calculated by the Federal Reserve Bank of New York as the federal funds effective rate or the rate that is published by the Federal Reserve Bank of New York as the overnight bank funding rate, in either case, plus 0.50%, and (z) the one-month Term SOFR Rate plus 1.00%, plus (B) an applicable margin based on the Net Adjusted Leverage Ratio, ranging from 0.00% to 0.50%. The Company will also pay a variable fee based on the Net Adjusted Leverage Ratio, ranging

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from 0.125% to 0.225%, on the daily amount of unused commitments under the Loan Agreement. Letters of credit bear fees that are equivalent to the interest rate margin that is applicable to revolving loans that bear interest at the Term SOFR Rate plus other customary fees charged by the issuing bank. We paid certain customary fees in conjunction with the Loan Agreement.

We are also subject to customary events of default that, if triggered, could result in acceleration of the maturity of the Revolver Facility. Subject to certain exceptions, the Loan Agreement contains a number of covenants and restrictions that, among other things, restrict the Company’s and its subsidiaries’ ability to incur additional debt, pay dividends and make distributions, make certain investments and acquisitions, create liens, enter into agreements with affiliates, sell material assets, and merge or consolidate.

2030 Convertible Senior Notes

On February 28, 2025, we issued $575.0 million of 2030 Notes. The net proceeds from the sale of the 2030 Notes were approximately $558.5 million after deducting issuance costs of $16.5 million.

The 2030 Notes are senior, unsecured obligations and are (i) equal in right of payment with our existing and future senior, unsecured indebtedness; (ii) senior in right of payment to the Company’s existing and future indebtedness that is expressly subordinated to the 2030 Notes; (iii) effectively subordinated to our existing and future secured indebtedness, to the extent of the value of the collateral securing that indebtedness; and (iv) structurally subordinated to all existing and future indebtedness and other liabilities, including trade payables, and (to the extent we are not a holder thereof) preferred equity, if any, of our subsidiaries. The 2030 Notes were issued pursuant to, and are governed by, an indenture (the “2030 Indenture”), dated as of February 28, 2025, between us and U.S. Bank Trust Company, National Association, as trustee (the “2030 Note Trustee”).

The 2030 Notes accrue interest at a rate of 2.00% per annum, payable semi-annually in arrears on March 15 and September 15 of each year, beginning on September 15, 2025. The 2030 Notes will mature on March 15, 2030, unless earlier repurchased, redeemed or converted. Before November 15, 2029, noteholders will have the right to convert their 2030 Notes only upon the occurrence of certain events, including but not limited to, the Company’s common stock trading above 130% of the conversion price for a specific period, the 2030 Notes per $1,000 in principal amount trading below 98% of the product of the trading price of the Company’s common stock and the conversion rate for a specific period, and certain fundamental changes to corporate structure. From and after November 15, 2029, noteholders may convert their 2030 Notes at any time at their election until the close of business on the second scheduled trading day immediately before the maturity date. We will have the right to elect to settle conversions either entirely in cash or in a combination of cash and shares of our common stock. The kind and amount of consideration due upon conversion will be determined based on the conversion value of the 2030 Notes, measured proportionately for each trading day in an “Observation Period” (as defined in the 2030 Indenture) consisting of 35 trading days, and settled following the completion of that Observation Period. The consideration due in respect of each trading day in the Observation Period will consist of cash, up to at least the proportional amount of the principal amount being converted, and any excess of the proportional conversion value for that trading day that will not be settled in cash will be settled in shares of our common stock. The initial conversion rate is 14.1377 shares of our common stock per $1,000 principal amount of 2030 Notes, which represents an initial conversion price of approximately $70.73 per share of our common stock. The conversion rate and conversion price will be subject to customary adjustments upon the occurrence of certain events but will not be adjusted for regular quarterly dividends that do not exceed the dividend threshold (initially equal to $0.27 per share of common stock as defined in the 2030 Indenture). In addition, if certain corporate events that constitute a “Make-Whole Fundamental Change” (as defined in the 2030 Indenture) occur, then the conversion rate will, in certain circumstances, be increased for a specified period of time. As of June 30, 2026, the conversion rate for the 2030 Notes was 14.1514 shares of common stock per $1,000 principal amount of the 2030 Notes, which represents a conversion price of approximately $70.66 per share of common stock. In connection with the cash dividend that was declared by our Board of Directors (“Board”) on July 23, 2026, we will, on August 11, 2026, adjust the conversion rate (which is expected to increase) and the conversion price (which is expected to decrease) of the 2030 Notes in accordance with the terms.

The 2030 Notes are redeemable, in whole or in part (subject to certain limitations described below), at our option at any time, and from time to time, on or after March 20, 2028 and on or before the 35th scheduled trading day immediately before the maturity date, but only if (i) the notes are “Freely Tradable” (as defined in the 2030 Indenture), and all accrued and unpaid additional interest, if any, has been paid in full, as of the date we send the related redemption notice; and (ii) the last reported sale price per share of our common stock exceeds 130% of the conversion price on (1) each of at least 20 trading days, whether or not consecutive, during the 30 consecutive trading days ending on, and including, the trading day immediately before the date we send such redemption notice; and (2) the trading day immediately before the date we send such redemption notice. However, we may not redeem less than all of the outstanding 2030 Notes unless at least $150.0 million aggregate principal amount of 2030 Notes are outstanding and not called for

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Table of Contents

redemption as of the time we send the related redemption notice. The redemption price will be a cash amount equal to the principal amount of the 2030 Notes to be redeemed, plus accrued and unpaid interest, if any, to, but excluding, the redemption date. In addition, calling any 2030 Note for redemption will constitute a Make-Whole Fundamental Change with respect to that 2030 Note, in which case the conversion rate applicable to the conversion of that 2030 Note will be increased in certain circumstances if it is converted after it is called for redemption.

If certain corporate events that constitute a “Fundamental Change” (as defined in the 2030 Indenture) occur, then, subject to a limited exception for certain cash mergers, noteholders may require us to repurchase their 2030 Notes at a cash repurchase price equal to the principal amount of the 2030 Notes to be repurchased, plus accrued and unpaid interest, if any, to, but excluding, the fundamental change repurchase date. The definition of Fundamental Change includes certain business combination transactions involving us and certain de-listing events with respect to our common stock.

The 2030 Notes have customary provisions relating to the occurrence of “Events of Default” (as defined in the 2030 Indenture), which include the following: (i) certain payment defaults on the 2030 Notes (which, in the case of a default in the payment of interest on the 2030 Notes, will be subject to a 30-day cure period); (ii) our failure to send certain notices under the 2030 Indenture within specified periods of time; (iii) our failure to comply with certain covenants in the 2030 Indenture relating to our ability to consolidate with or merge with or into, or sell, lease or otherwise transfer, in one transaction or a series of transactions, all or substantially all of our assets and our subsidiaries, taken as a whole, to another person; (iv) a default by us in our other obligations or agreements under the 2030 Indenture or the 2030 Notes if such default is not cured or waived within 60 days after notice is given in accordance with the 2030 Indenture; (v) certain defaults by us or any of our significant subsidiaries with respect to indebtedness for borrowed money of at least $20.0 million; (vi) the rendering of certain judgments against us or any of our significant subsidiaries for the payment of at least $50.0 million, where such judgments are not discharged or stayed within 60 days after the date on which the right to appeal has expired or on which all rights to appeal have been extinguished; and (vii) certain events of bankruptcy, insolvency and reorganization involving us or our significant subsidiaries.

If an Event of Default involving bankruptcy, insolvency or reorganization events with respect to us (and not solely with respect to our significant subsidiary) occurs, then the principal amount of, and all accrued and unpaid interest on, all of the 2030 Notes then outstanding will immediately become due and payable without any further action or notice by any person. If any other Event of Default occurs and is continuing, then, the 2030 Note Trustee, by notice to us, or noteholders of at least 25% of the aggregate principal amount of 2030 Notes then outstanding, by notice to us and the 2030 Note Trustee, may declare the principal amount of, and all accrued and unpaid interest on, all of the 2030 Notes then outstanding to become due and payable immediately. However, notwithstanding the foregoing, we may elect, at our option, that the sole remedy for an Event of Default relating to certain failures by us to comply with certain reporting covenants in the 2030 Indenture consists exclusively of the right of the noteholders to receive special interest on the 2030 Notes for up to 180 days at a specified rate per annum not exceeding 0.50% on the principal amount of the 2030 Notes.

As of June 30, 2026, the 2030 Notes had a gross principal balance of $575.0 million and a balance of $562.9 million, net of unamortized issuance costs of $12.1 million. The net carrying value of the 2030 Notes is included in long-term debt within total liabilities on the condensed consolidated balance sheet. Total amortization expense was $0.8 million and $1.6 million during the thirteen and twenty-six weeks ended June 30, 2026, respectively, and was included in interest expense, net in the condensed consolidated statements of income. Total amortization expense was $0.8 million and $1.1 million during the thirteen and twenty-six weeks ended July 1, 2025, respectively. The effective interest rate for the 2030 Notes was 2.57% as of June 30, 2026.

2026 Convertible Senior Notes

On June 15, 2021, we issued $345.0 million of aggregate principal amount of convertible senior notes due 2026 (“2026 Notes”). The net proceeds from the sale of the 2026 Notes were approximately $334.9 million after deducting issuance costs of $10.1 million. On February 28, 2025, we used part of the net proceeds from the issuance of the 2030 Notes to repurchase approximately $276.0 million aggregate principal amount of the 2026 Notes in a privately-negotiated transaction for aggregate consideration of $289.8 million (the “2026 Note Repurchase Transaction”). The 2026 Note Repurchase Transaction was accounted for as a debt extinguishment. The 2026 Note Repurchase Transaction resulted in a $15.9 million loss on early debt extinguishment in the first quarter of fiscal 2025, of which $2.1 million consisted of unamortized issuance costs. During the second quarter of fiscal 2026, noteholders converted $0.1 million aggregate principal amount of the 2026 Notes, which we settled in cash, including payment of accrued interest. The 2026 Notes matured on June 15, 2026, and we repaid in cash the remaining outstanding principal balance of $68.9 million, together with all accrued interest.

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The 2026 Notes were senior, unsecured obligations and were (i) equal in right of payment with our existing and future senior, unsecured indebtedness; (ii) senior in right of payment to our existing and future indebtedness that is expressly subordinated to the 2026 Notes; (iii) effectively subordinated to our existing and future secured indebtedness, to the extent of the value of the collateral securing that indebtedness; and (iv) structurally subordinated to all existing and future indebtedness and other liabilities, including trade payables, and (to the extent we are not a holder thereof) preferred equity, if any, of our subsidiaries. The 2026 Notes were issued pursuant to, and were governed by, an indenture (the “Base Indenture”) between us and a trustee (“2026 Note Trustee”), dated as of June 15, 2021, as supplemented by a first supplemental indenture (the “Supplemental Indenture,” and the Base Indenture, as supplemented by the Supplemental Indenture, the “2026 Indenture”), dated as of June 15, 2021, between the Company and the 2026 Note Trustee.

The 2026 Notes accrued interest at a rate of 0.375% per annum, payable semi-annually in arrears on June 15 and December 15 of each year, beginning on December 15, 2021. Prior to maturity, the net carrying value of the 2026 Notes was included in current portion of long-term debt within total current liabilities on the condensed consolidated balance sheet. Total amortization expense was $0.1 million and $0.2 million during the thirteen and twenty-six weeks ended June 30, 2026, respectively. Total amortization expense was $0.1 million and $0.5 million during the thirteen and twenty-six weeks ended July 1, 2025, respectively. Prior to maturity, the effective interest rate for the 2026 Notes was 0.96%.

6.   Leases

Components of lease expense were as follows (in thousands):

Thirteen

Thirteen

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

Weeks Ended

Weeks Ended

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

Operating

$

43,990

$

41,871

$

87,684

$

82,983

Variable

25,851

24,102

50,090

46,934

Short-term

42

43

80

82

Total

$

69,883

$

66,016

$

137,854

$

129,999

Supplemental information related to leases (in thousands):

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

  ​ ​

June 30, 2026

  ​ ​

July 1, 2025

Cash paid for amounts included in the measurement of lease liabilities:

Operating cash flows for operating leases

$

86,661

$

95,254

Right-of-use assets obtained in exchange for new operating lease liabilities

56,034

59,418

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7.   Commitments and Contingencies

On December 11, 2023, a former restaurant hourly employee filed a class action lawsuit in the California Superior Court, County of San Diego, alleging that the Company violated the California Labor Code by failing to properly pay hourly wages and overtime, provide meal and rest periods, and furnish compliant wage statements, among other claims. The plaintiff also asserts claims under the California Private Attorneys General Act. Corona v. The Cheesecake Factory Restaurants, Inc., et al., Case No. 37-2023-00053498-CU-OE-CTL. The parties are scheduled to participate in voluntary mediation in September 2026, and if mediation is unsuccessful, we intend to vigorously defend against this action. Based upon the current status of this matter, we have reserved an immaterial amount.

On February 16, 2024, a former restaurant hourly employee filed a class action lawsuit in the California Superior Court, County of Los Angeles, alleging that the Company violated the California Labor Code by failing to properly pay hourly wages and overtime, furnish compliant wage statements, and provide meal and rest periods. The plaintiff also asserts claims under the California Private Attorneys General Act. Davis v. North Restaurants, LLC, The Cheesecake Factory, Inc., et al., Case No. 24STCV04020. The parties participated in voluntary mediation on March 27, 2026; however, a resolution was not reached. A similar lawsuit covering a different time period was also filed in Los Angeles County on September 4, 2025. Mejia-Sian v. North Restaurants, LLC, et al., Case No. 25STCV32337. We intend to vigorously defend against these actions. Based upon the current status of this matter, we have reserved an immaterial amount.

On June 7, 2024, the Internal Revenue Service issued its examination report for tax years 2015 through 2020 in which it proposed to disallow a portion of our depreciation deductions and domestic production activity deductions and to assess penalties. On August 12, 2024, we submitted protest memoranda indicating our disagreement with a majority of the findings in the examination report, and our case came under the jurisdiction of the Appeals Division (“Appeals”). Appeals conferences were held during fiscal 2025 and the matter was resolved for an immaterial amount in the second quarter of fiscal 2026.

On April 27, 2026, the California Privacy Protection Agency filed a Notice of Privacy Act Inquiry with the Company, requesting information about the Company’s online privacy practices with respect to its recruiting website, mobile application tracking and marketing practices (the “Notice”). The Notice seeks information regarding the Company’s compliance with California Consumer Privacy Act and California Privacy Rights Act rights requests, consumer notices and opt-out practices. The Company has responded to the Notice and we intend to vigorously defend against this inquiry. Based upon the current status of this matter, we have reserved an immaterial amount.

Within the ordinary course of our business, we are subject to private lawsuits, government audits and investigations, administrative proceedings and other claims. These matters typically involve claims from customers, staff members and others related to operational and employment issues common to the foodservice industry. A number of these claims may exist at any given time, and some of the claims may be pled as class actions. From time to time, we are also involved in lawsuits with respect to infringements of, or challenges to, our registered trademarks and other intellectual property, both domestically and abroad. We could be affected by adverse publicity and litigation costs resulting from such allegations, regardless of whether they are valid or whether we are legally determined to be liable.

At this time, we believe that the amount of reasonably possible losses resulting from final disposition of any pending lawsuits, audits, investigations, proceedings and claims will not have a material adverse effect individually or in the aggregate on our financial position, results of operations or liquidity. It is possible, however, that our future results of operations for a particular quarter or fiscal year could be impacted by changes in circumstances relating to lawsuits, audits, proceedings or claims. Legal costs related to such claims are expensed as incurred.

8.   Stockholders’ Equity

Common Stock Dividends and Share Repurchases

On April 23, 2026, our Board declared a quarterly cash dividend of $0.30 per share which was paid on May 26, 2026, to the stockholders of record of each share of our common stock at the close of business on May 13, 2026. Future decisions to pay or to increase or decrease dividends are at the discretion of the Board and will be dependent on our operating performance, financial condition, capital expenditure requirements, limitations on cash distributions pursuant to the terms and conditions of the Loan

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Agreement and applicable law, and such other factors that the Board considers relevant. (See Notes 5 and 12 for further discussion of our debt and dividends declared subsequent to June 30, 2026, respectively.)

On February 12, 2026, our Board increased the authorization to repurchase our common stock by 5.0 million shares to 66.0 million shares. Under this authorization, we have cumulatively repurchased 60.4 million shares at a total cost of $2,012.1 million, excluding excise tax, through June 30, 2026, with 0.2 million shares and 0.5 million shares repurchased at a cost of $9.3 million and $28.5 million, excluding excise tax, during the thirteen and twenty-six weeks ended June 30, 2026, respectively. Our objectives with regard to share repurchases have been to offset the dilution to our shares outstanding that result from equity compensation grants and to supplement our earnings per share growth.

Our share repurchase program does not have an expiration date, does not require us to purchase a specific number of shares and may be modified, suspended or terminated at any time. Share repurchases may be made from time to time in open market purchases, privately-negotiated transactions, accelerated share repurchase programs, issuer self-tender offers or otherwise. Future decisions to repurchase shares are at the discretion of the Board and are based on several factors, including current and forecasted operating cash flows, capital needs associated with new restaurant development and maintenance of existing locations, dividend payments, debt levels and cost of borrowing, obligations associated with the FRC acquisition agreement, our share price and current market conditions. The timing and number of shares repurchased are also subject to legal constraints and covenants under the Loan Agreement that limit share repurchases based on a defined ratio. (See Note 5 for further discussion of our debt.)

9.   Stock-Based Compensation

We maintain stock-based incentive plans under which incentive stock options, non-qualified stock options, stock appreciation rights, restricted shares and restricted share units may be granted to staff members, consultants and non-employee directors.

On March 26, 2025, our Board approved an amendment to our The Cheesecake Factory Incorporated Stock Incentive Plan (the “Plan”) to increase the number of shares of common stock authorized for issuance under the Plan by 6.0 million shares to 13.15 million shares from 7.15 million shares (the “Plan Amendment”). This Plan Amendment was approved by our stockholders at our 2025 annual meeting held on May 22, 2025.

The following table presents information related to stock-based compensation, net of forfeitures (in thousands):

Thirteen

Thirteen

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

Weeks Ended

Weeks Ended

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

Labor expenses

$

2,852

$

2,542

$

5,625

$

4,979

Other operating costs and expenses

100

101

198

200

General and administrative expenses

5,809

4,546

9,952

9,591

Total stock-based compensation

8,761

7,189

15,775

14,770

Income tax benefit

2,158

1,759

3,888

3,629

Total stock-based compensation, net of taxes

$

6,603

$

5,430

$

11,887

$

11,141

Capitalized stock-based compensation (1)

$

54

$

59

$

107

$

113

(1)It is our policy to capitalize the portion of stock-based compensation costs for our internal development department that relates to capitalizable activities such as the design and construction of new restaurants, remodeling existing locations and equipment installation. Capitalized stock-based compensation is included in property and equipment, net on the consolidated balance sheets.

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Stock Options

We did not issue any stock options during the second quarter of fiscal 2026 and fiscal 2025. Stock option activity during the twenty-six weeks ended June 30, 2026 was as follows:

Weighted-

Average

Weighted-

Remaining

Average

Contractual

Aggregate

  ​ ​ ​

Shares

  ​ ​ ​

Exercise Price

  ​ ​ ​

Term

  ​ ​ ​

Intrinsic Value (1)

(In thousands)

(Per share)

(In years)

(In thousands)

Outstanding at December 30, 2025

471

$

41.08

4.1

$

4,203.7

Granted

 

Exercised

 

(161)

45.19

Forfeited or cancelled

 

Outstanding at June 30, 2026

310

$

38.93

5.0

$

12,562.9

Exercisable at June 30, 2026

 

245

$

39.64

4.4

$

9,762.7

(1)Aggregate intrinsic value is calculated as the difference between our closing stock price at fiscal period end and the exercise price, multiplied by the number of in-the-money options and represents the pre-tax amount that would have been received by the option holders, had they all exercised their options on the fiscal period-end date.

The total intrinsic value of options exercised during the thirteen and twenty-six weeks ended June 30, 2026 was $2.7 million and $2.8 million, respectively. The total intrinsic value of options exercised during the thirteen and twenty-six weeks ended July 1, 2025 was $2.8 million and $4.3 million, respectively. As June 30, 2026, total unrecognized stock-based compensation expense related to unvested stock options was $0.7 million, which we expect to recognize over a weighted-average period of approximately 2.4 years.

Restricted Shares and Restricted Share Units

Restricted share and restricted share unit activity during the twenty-six weeks ended June 30, 2026 was as follows:

Weighted-

Average

  ​ ​ ​

Shares

  ​ ​ ​

Fair Value

(In thousands)

(Per share)

Outstanding at December 30, 2025

 

3,176

$

41.31

Granted

 

527

60.40

Vested

 

(566)

42.82

Forfeited

 

(58)

40.60

Outstanding at June 30, 2026

 

3,079

$

44.31

Fair value of our restricted shares and restricted share units is based on our closing stock price on the date of grant. The weighted average fair value for restricted shares and restricted share units issued during the second quarter of fiscal 2026 and 2025 was $64.26 and $52.35, respectively. The fair value of shares that vested during the thirteen and twenty-six weeks ended June 30, 2026 was $3.6 million and $24.2 million, respectively. The fair value of shares that vested during the thirteen and twenty-six weeks ended July 1, 2025 was $2.0 million and $24.4 million, respectively. As of June 30, 2026, total unrecognized stock-based compensation expense related to unvested restricted shares and restricted share units was $77.2 million, which we expect to recognize over a weighted-average period of approximately 2.8 years.

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10.   Net Income Per Share

Basic net income per share is computed by dividing net income by the weighted-average number of common shares outstanding during the period, reduced by unvested restricted stock awards. As of June 30, 2026 and July 1, 2025, an aggregate of 3.1 million and 3.2 million shares, of restricted stock and restricted stock units issued were unvested, respectively, and, therefore, excluded from the calculation of basic earnings per share for the fiscal periods ended on those dates.

Diluted net income per share is computed by dividing net income by the weighted-average number of common stock equivalents outstanding for the period. Common stock equivalents for the 2026 Notes and 2030 Notes are determined by application of the if-converted method, and common stock equivalents for outstanding stock options, restricted stock and restricted stock units are determined by application of the treasury stock method.

Thirteen

Thirteen

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

Weeks Ended

Weeks Ended

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

(In thousands, except per share data)

Net income

$

68,394

$

54,812

$

117,942

$

87,753

Basic weighted-average shares outstanding

46,628

46,391

46,606

46,958

Dilutive effect of equity awards (1)

1,862

1,711

1,840

1,721

Diluted weighted-average shares outstanding

48,490

48,102

48,446

48,679

Basic net income per share

$

1.47

$

1.18

$

2.53

$

1.87

Diluted net income per share

$

1.41

$

1.14

$

2.43

$

1.80

(1)Shares of common stock equivalents related to outstanding stock options, restricted stock and restricted stock units of 0.5 million and 0.8 million for June 30, 2026, and July 1, 2025, respectively, were excluded from the diluted calculation due to their anti-dilutive effect. No shares of common stock equivalents related to the 2026 Notes or 2030 Notes were included in the diluted calculation due to their anti-dilutive effect.

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11.   Segment Information

Our chief operating decision maker (“CODM”) is the Chief Executive Officer, President and Chief Financial Officer. Our CODM allocates resources and evaluates the performance of each operating segment based on the segment’s revenue and income/(loss) from operations, comparing actual results to historical and previously forecasted financial information. Significant expenses are expenses that are regularly provided to the CODM and are included in segment income/(loss). Our operating segments are aligned with our strategic priorities and are the businesses for which our CODM reviews discrete financial information for decision-making purposes. They are comprised of The Cheesecake Factory Restaurants, North Italia, Flower Child, the other FRC brands and our bakery division. Based on quantitative thresholds set forth in ASC 280, “Segment Reporting,” The Cheesecake Factory Restaurants, North Italia and the other FRC brands are the only businesses that meet the criteria of a reportable operating segment. The remaining operating segments (Flower Child and our bakery division) along with our businesses that do not qualify as operating segments are combined in Other. Unallocated corporate expenses, capital expenditures and assets are also combined in Other.

Segment information is presented below (in thousands):

For the thirteen weeks ended June 30, 2026

The

Cheesecake

Factory

North

Other

  ​ ​ ​

Restaurants

  ​ ​ ​

Italia

  ​ ​ ​

 FRC

  ​ ​ ​

Other

  ​ ​ ​

Total

Revenues

$

729,476

$

98,440

$

104,032

$

97,685

$

1,029,633

Costs and expenses:

Food and beverage costs

 

158,674

22,301

23,187

19,685

223,847

Labor expenses

 

237,383

37,134

39,319

37,639

351,475

Other operating costs and expenses

 

186,371

26,386

31,242

28,689

272,688

General and administrative expenses

 

65,592

65,592

Depreciation and amortization expenses

 

17,526

3,624

3,598

4,355

29,103

Impairment of assets and lease termination expenses

 

11

3

110

124

Acquisition-related contingent consideration, compensation and amortization expenses

 

315

920

1,235

Preopening costs

 

1,509

2,255

2,412

785

6,961

Total costs and expenses

 

601,474

91,700

100,076

157,775

951,025

Income/(loss) from operations

$

128,002

$

6,740

$

3,956

$

(60,090)

$

78,608

Capital expenditures

$

21,513

$

13,913

$

2,234

$

5,270

$

42,930

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For the thirteen weeks ended July 1, 2025

The

Cheesecake

Factory

North

Other

  ​

  ​

  ​ ​ ​

Restaurants

  ​ ​ ​

Italia

  ​ ​ ​

FRC

  ​ ​ ​

Other

  ​ ​ ​

Total

Revenues

$

683,257

$

90,830

$

90,178

$

91,560

$

955,825

Costs and expenses:

 

 

 

 

 

Food and beverage costs

 

147,377

19,835

19,794

18,837

 

205,843

Labor expenses

 

231,241

33,519

33,445

35,314

 

333,519

Other operating costs and expenses

 

178,142

24,057

27,229

26,294

 

255,722

General and administrative expenses

 

 

 

 

58,778

 

58,778

Depreciation and amortization expenses

 

16,196

 

3,074

 

3,264

 

4,326

 

26,860

Impairment of assets and lease termination expenses

 

196

 

 

15

 

11

 

222

Acquisition-related contingent consideration, compensation and amortization expenses

 

 

 

315

 

697

 

1,012

Preopening costs

 

3,558

 

1,946

 

2,202

 

1,341

 

9,047

Total costs and expenses

 

576,710

 

82,431

 

86,264

 

145,598

 

891,003

Income/(loss) from operations

$

106,547

$

8,399

$

3,914

$

(54,038)

$

64,822

Capital expenditures

$

21,437

$

4,996

$

8,068

$

7,048

$

41,549

For the twenty-six weeks ended June 30, 2026

  ​ ​ ​

The

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

Cheesecake

Factory

North

Other

Restaurants

Italia

FRC

Other

Total

Revenues

$

1,419,949

$

187,919

$

208,554

$

192,044

$

2,008,466

Costs and expenses:

Food and beverage costs

 

309,832

 

42,565

 

46,219

 

37,481

 

436,097

Labor expenses

 

475,737

 

70,555

 

78,488

 

74,464

 

699,244

Other operating costs and expenses

 

366,668

 

51,103

 

61,906

 

57,364

 

537,041

General and administrative expenses

 

 

 

 

129,523

 

129,523

Depreciation and amortization expenses

 

34,696

 

6,818

 

6,963

 

8,610

 

57,087

Impairment of assets and lease termination expenses

 

568

 

 

5

 

380

 

953

Acquisition-related contingent consideration, compensation and amortization expenses

 

 

 

631

 

1,806

 

2,437

Preopening costs

 

2,924

 

4,169

 

4,143

 

1,195

 

12,431

Total costs and expenses

 

1,190,425

 

175,210

 

198,355

 

310,823

 

1,874,813

Income/(loss) from operations

$

229,524

$

12,709

$

10,199

$

(118,779)

$

133,653

Capital expenditures

$

43,513

$

21,506

$

11,025

$

10,263

$

86,307

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For the twenty-six weeks ended July 1, 2025

  ​ ​ ​

The

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

  ​ ​ ​

Cheesecake

Factory

North

Other

Restaurants

Italia

FRC

Other

Total

Revenues

$

1,355,991

$

174,240

$

177,602

$

175,189

$

1,883,022

Costs and expenses:

Food and beverage costs

 

295,032

 

38,250

 

38,943

 

35,879

 

408,104

Labor expenses

 

464,632

 

65,436

 

65,007

 

69,519

 

664,594

Other operating costs and expenses

 

352,746

 

46,677

 

52,794

 

49,930

 

502,147

General and administrative expenses

 

 

 

 

118,710

 

118,710

Depreciation and amortization expenses

 

32,422

 

5,872

 

6,299

 

8,349

 

52,942

Impairment of assets and lease termination expenses

 

271

 

 

315

 

14

 

600

Acquisition-related contingent consideration, compensation and amortization expenses

 

 

 

631

 

1,379

 

2,010

Preopening costs

 

4,908

 

4,626

 

4,995

 

2,605

 

17,134

Total costs and expenses

 

1,150,011

 

160,861

 

168,984

 

286,385

 

1,766,241

Income/(loss) from operations

$

205,980

$

13,379

$

8,618

$

(111,196)

$

116,781

Capital expenditures

$

47,588

$

11,126

$

10,748

$

14,903

$

84,365

The following table presents information related to segment assets (in thousands):

  ​ ​ ​

June 30, 2026

  ​ ​ ​

December 30, 2025

Total assets:

The Cheesecake Factory Restaurants

$

1,518,985

$

1,636,027

North Italia

467,198

441,827

Other FRC

 

477,440

 

447,978

Other

 

830,551

 

735,840

Total

$

3,294,174

$

3,261,672

12.   Subsequent Events

On July 23, 2026, our Board declared a quarterly cash dividend of $0.30 per share to be paid on August 25, 2026, to the stockholders of record of each share of our common stock at the close of business on August 11, 2026.

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Item 2.   Management’s Discussion and Analysis of Financial Condition and Results of Operations.

Forward-Looking Statements

Certain information included in this Form 10-Q and other materials we have filed or may file with the Securities and Exchange Commission (“SEC”), as well as information included in oral or written statements made by us or on our behalf, may contain forward-looking statements about our current and presently expected performance trends, growth plans, business goals and other matters.

These statements may be contained in our filings with the SEC, in our press releases, in other written communications, and in oral statements made by or with the approval of one of our authorized officers. These statements are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as codified in Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (together with the Securities Act, the “Acts”). This includes, without limitation, statements regarding corporate social responsibility (“CSR”), including in our CSR report, the effects of geopolitical and macroeconomic factors, including evolving government policies and global trade dynamics, on our financial condition and our results of operations, financial guidance and projections, as well as expectations of our future financial condition, results of operations, sales, target growth rates, cash flows, quarterly dividends, share repurchases, capital structure and leverage, corporate strategy, potential price increases, plans, targets, goals, objectives, performance, growth potential, competitive position and business, and statements regarding our ability to: leverage our competitive strengths, including developing and investing in new restaurant concepts and expanding The Cheesecake Factory® brand to other retail opportunities; maintain our aggregate sales volumes; deliver comparable sales growth; provide a differentiated experience to customers; outperform the casual dining industry and increase our market share; leverage sales increases and manage flow through; manage market risks and cost pressures, including increasing wage rates and insurance costs, and increase margins; grow earnings; remain relevant to consumers; attract and retain qualified management and other staff; increase shareholder value; find suitable sites and manage increasing construction costs; profitably expand our concepts domestically and in Canada, and work with our licensees to expand The Cheesecake Factory internationally; support the growth of North Italia, Flower Child and additional brands within our Fox Restaurant Concepts (“Other FRC”) restaurants; and utilize our capital effectively. These forward-looking statements may be affected by various factors including: economic, public health and political conditions that impact consumer confidence and spending, including government shutdowns, trade policy, changes in interest rates, periods of heightened inflation and market instability, and armed conflicts; supply chain disruptions; demonstrations, political unrest, potential damage to or closure of our restaurants and potential reputational damage to us or any of our brands; pandemics and related containment measures, including the potential for quarantines or restriction on in-person dining; acceptance and success of The Cheesecake Factory in international markets; acceptance and success of North Italia, Flower Child and Other FRC restaurants; the risks of doing business abroad through Company-owned restaurants and/or licensees; foreign exchange rates, tariffs and cross border taxation; changes in unemployment rates; increases in minimum wages and benefit costs; the economic health of our landlords and other tenants in retail centers in which our restaurants are located, and our ability to successfully manage our lease arrangements with landlords; the economic health of suppliers, licensees, vendors and other third parties providing goods or services to us; the timing of our new unit development and related permitting; compliance with debt covenants; strategic capital allocation decisions including with respect to share repurchases or dividends; the ability to achieve projected financial results; the resolution of uncertain tax positions with the Internal Revenue Service and the impact of tax reform legislation; changes in laws impacting our business; adverse weather conditions and natural disasters in regions in which our restaurants are located; factors that are under the control of government agencies, landlords and other third parties; the risks, costs and uncertainties associated with opening new restaurants; and other risks and uncertainties detailed from time to time in our filings with the SEC. Such forward-looking statements include all other statements that are not historical facts, as well as statements that are preceded by, followed by or that include words or phrases such as “believe,” “plan,” “will likely result,” “expect,” “intend,” “will continue,” “is anticipated,” “estimate,” “project,” “may,” “could,” “would,” “should” and similar expressions. These statements are based on our current expectations and involve risks and uncertainties that may cause results to differ materially from those set forth in such statements.

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In connection with the “safe harbor” provisions of the Acts, we have identified and are disclosing important factors, risks and uncertainties that could cause our actual results to differ materially from those projected in forward-looking statements made by us, or on our behalf. (See Part II, Item 1A of this report, “Risk Factors,” and Part I, Item 1A, “Risk Factors,” included in our Annual Report on Form 10-K for the fiscal year ended December 30, 2025.) These cautionary statements are to be used as a reference in connection with any forward-looking statements. The factors, risks and uncertainties identified in these cautionary statements are in addition to those contained in any other cautionary statements, written or oral, which may be made or otherwise addressed in connection with a forward-looking statement or contained in any of our subsequent filings with the SEC. Because of these factors, risks and uncertainties, we caution against placing undue reliance on forward-looking statements. Although we believe that the assumptions underlying forward-looking statements are currently reasonable, any of the assumptions could be incorrect or incomplete, and there can be no assurance that forward-looking statements will prove to be accurate. Forward-looking statements speak only as of the date on which they are made, and we undertake no obligation to publicly update or revise any forward-looking statements or to make any other forward-looking statements, whether as a result of new information, future events or otherwise, unless required to do so by law.

The below discussion and analysis, which contains forward-looking statements, should be read in conjunction with our interim unaudited condensed consolidated financial statements and related notes in Part I, Item 1 of this report, Part II, Item 1A of this report, “Risk Factors,” and with the following items included in our Annual Report on Form 10-K for the fiscal year ended December 30, 2025: the audited consolidated financial statements and related notes in Part IV, Item 15; “Risk Factors” included in Part I, Item 1A; “Management’s Discussion and Analysis of Financial Condition and Results of Operations” included in Part II, Item 7; and the cautionary statements included throughout this Form 10-Q. The inclusion of supplementary analytical and related information herein may require us to make estimates and assumptions to enable us to fairly present, in all material respects, our analysis of trends and expectations with respect to our results of operations and financial position.

Geopolitical and Other Macroeconomic Impacts to our Operating Environment

In recent years, our operating results were impacted by geopolitical and macroeconomic events, causing supply chain challenges and significantly increased commodity and wage inflation. Our commodity and wage inflationary environment began returning to more historical levels in fiscal 2024.

The impact of ongoing geopolitical and macroeconomic events, including evolving government policies and global trade and tariff dynamics, could lead to issues such as further wage inflation, product and services cost inflation, disruptions in the supply chain, staffing challenges, shifts in consumer behavior and delays in new restaurant openings. Adverse weather conditions and natural disasters may further exacerbate a number of these factors. For more information regarding the risks to our business relating to the geopolitical and macroeconomic events, see Part II, Item 1A of this report, “Risk Factors,” and “Risk Factors” in Item 1A of our Annual Report on Form 10-K for the fiscal year ended December 30, 2025.

General

The Cheesecake Factory Incorporated is a leader in experiential dining. We are culinary forward and relentlessly focused on hospitality. We currently own and operate 375 restaurants throughout the United States and Canada under brands including The Cheesecake Factory® (217 locations), North Italia® (51 locations), Flower Child® (44 locations) and additional brands within our FRC portfolio (57 locations). Internationally, 36 The Cheesecake Factory® restaurants operate under licensing agreements. Our bakery division operates two facilities that produce quality cheesecakes and other baked products for our restaurants, international licensees and third-party bakery customers.

Overview

Our strategy is driven by our commitment to deliver exceptional food and hospitality, and is centered primarily on menu innovation, service and operational execution to differentiate our concepts and drive competitively strong performance that is sustainable over the long-term. Financially, we are focused on prudently managing expenses at our restaurants, bakery facilities and corporate support center, while leveraging our scale, purchasing power and operational discipline to support financial performance.

Our top long-term capital allocation priority is to develop new Company-owned restaurants, with a focus on opening our concepts in premier locations within new and existing markets. We plan to continue expanding The Cheesecake Factory, North Italia and Flower Child concepts. In addition, our FRC subsidiary serves as an incubator, innovating new food, dining and hospitality experiences to create differentiated, high-quality concepts.

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Our revenue growth is primarily driven by new restaurant openings and increases in comparable restaurant sales.

For The Cheesecake Factory concept, our strategy is to increase comparable restaurant sales by growing average check while maintaining customer traffic. We strive to accomplish this by (1) continuing to offer innovative, high quality menu items that offer customers a wide range of options in terms of flavor, price and value, (2) focusing on service and hospitality with the goal of delivering an exceptional dining experience and (3) continuing to provide our customers with convenient options for off-premise dining. We continue to support these efforts through a number of initiatives, including menu innovation, increasing customer throughput in our restaurants, leveraging our gift card program, partnering with a third party to provide delivery services for our restaurants, increasing customer awareness of our online ordering capabilities and improving the pick-up experience, augmenting our marketing programs, including our Cheesecake Rewards® program, enhancing our training programs and leveraging insights from our customer satisfaction measurement platform.

Average check variations are driven by menu price increases and/or changes in menu mix. We generally update The Cheesecake Factory menus twice a year, and our philosophy is to use price increases to help offset key operating cost increases in a manner that supports both our margin and customer traffic objectives. Prior to fiscal 2022, we targeted menu price increases of approximately 2% to 3% annually, utilizing a market-based strategy to help mitigate cost pressure in higher-wage geographies. In the last three fiscal years, we implemented price increases above our historical levels, to help offset significant inflationary cost pressures. We will continue to take the cost and inflationary environment into consideration when implementing future pricing decisions. In addition, on a regular basis, we carefully consider opportunities to adjust our menu offerings or ingredients to help manage product quality, availability and cost.

Margins are subject to fluctuations in commodity costs, labor, restaurant-level occupancy expenses, general and administrative (“G&A”) expenses and preopening expenses. Our objective is to drive margin expansion over time by leveraging incremental sales to increase restaurant-level margins at The Cheesecake Factory concept, leveraging our bakery operations, international and consumer packaged goods royalty revenue streams and G&A expense, and optimizing our restaurant portfolio.

We plan to employ a balanced capital allocation strategy, comprised of investing in new restaurants that are expected to meet our targeted returns, managing our aggregate debt levels and returning capital to shareholders through our dividend and share repurchase programs. Future decisions to pay, increase or decrease dividends or to repurchase shares are at the discretion of the Board and will be dependent on a number of factors, including limitations pursuant to the terms and conditions of our Loan Agreement and applicable law.

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Results of Operations

The following table presents, for the periods indicated, information from our condensed consolidated statements of income expressed as percentages of revenues. The results of operations for the interim periods presented are not necessarily indicative of the results to be expected for any other interim period or for the full fiscal year.

  ​ ​ ​

Thirteen

  ​ ​ ​

Thirteen

  ​ ​ ​

Twenty-Six

  ​ ​ ​

Twenty-Six

Weeks Ended

Weeks Ended

 

Weeks Ended

Weeks Ended

June 30, 2026

July 1, 2025

June 30, 2026

July 1, 2025

Revenues

 

100.0

100.0

100.0

100.0

%

Costs and expenses:

 

 

Food and beverage costs

21.8

21.6

21.7

 

21.7

Labor expenses

34.1

 

34.9

34.8

 

35.3

Other operating costs and expenses

26.5

 

26.8

26.8

 

26.7

General and administrative expenses

6.4

 

6.1

6.5

 

6.3

Depreciation and amortization expenses

2.8

 

2.8

2.8

 

2.8

Impairment of assets and lease termination expenses

0.0

0.0

0.0

0.0

Acquisition-related contingent consideration, compensation and amortization expenses

0.1

0.1

0.1

0.1

Preopening costs

0.7

 

0.9

0.6

 

0.9

Total costs and expenses

92.4

 

93.2

93.3

 

93.8

Income from operations

7.6

 

6.8

 

6.7

6.2

Interest expense, net

(0.1)

 

(0.3)

(0.2)

 

(0.3)

Loss on extinguishment of debt,

(0.8)

Other income, net

0.0

0.0

(0.0)

(0.0)

Income before income taxes

7.5

 

6.5

6.5

 

5.1

Income tax provision

0.9

 

0.8

0.6

 

0.4

Net income

6.6

%

5.7

%

5.9

%

4.7

%

Thirteen Weeks Ended June 30, 2026 Compared to Thirteen Weeks Ended July 1, 2025

Revenues

Revenues increased 7.7% to $1,029.6 million for the fiscal quarter ended June 30, 2026 compared to $955.8 million for the comparable prior year period, primarily due to an increase in comparable restaurant sales and additional revenue related to new restaurant openings.

The Cheesecake Factory Restaurants sales increased 6.8% to $729.5 million for the second quarter of fiscal 2026, compared to $683.3 million for the second quarter of fiscal 2025. Average sales per restaurant operating week increased 6.2% to $259,785 in the second quarter of fiscal 2026 from $244,544 in the second quarter of fiscal 2025. Total operating weeks at The Cheesecake Factory Restaurants increased 0.5% to 2,808 in the second quarter of fiscal 2026 compared to 2,794 in the prior year. The Cheesecake Factory comparable sales increased by 5.8%, or $38.9 million, from the second quarter of fiscal 2025. The increase from the second quarter of fiscal 2025 was primarily driven by an increase in average check of 3.1% (based on an increase of 3.0% in menu pricing and a 0.1% positive change from menu mix) and higher customer traffic of 2.7%. We implemented effective menu price increases of approximately 1.5% in both the first quarter of fiscal 2026 and the third quarter of fiscal 2025, respectively. We are in the process of implementing approximately a 1.5% menu price increase in the third quarter of fiscal 2026. Sales through the off-premise channel comprised approximately 21% of our restaurant sales during both the second quarter of fiscal 2026 and fiscal 2025.

North Italia sales increased 8.4% to $98.4 million for the second quarter of fiscal 2026, compared to $90.8 million for the second quarter of fiscal 2025. Average sales per restaurant operating week decreased 1.6% to $151,446 in the second quarter of fiscal 2026 from $153,949 in the second quarter of fiscal 2025. Total operating weeks at North Italia increased 10.2% to 650 in the second quarter of fiscal 2026 compared to 590 in the prior year. North Italia comparable sales decreased approximately 3% from the second quarter of fiscal 2025. The decrease from fiscal 2025 was primarily driven by decreased customer traffic of 5%, partially offset by an increase in average check of 2% (based on an increase of 3% in menu pricing and a 1% negative impact from mix). We implemented effective menu price increases of approximately 1.0% and 1.5% in the second quarter of fiscal 2026 and fourth quarter of fiscal 2025, respectively.

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Flower Child sales increased 17.5% to $56.6 million for the second quarter of fiscal 2026, compared to $48.2 million for the second quarter of fiscal 2025. Flower Child sales per restaurant operating week increased 10.8% to $101,252 in the second quarter of fiscal 2026 from $91,400 in the second quarter of fiscal 2025. Total operating weeks at Flower Child increased 6.1% to 559 in the second quarter of fiscal 2026 compared to 527 in the prior year. Flower Child comparable sales increased approximately 13% from the second quarter of fiscal 2025. The increase from the second quarter of fiscal 2025 includes an increase of 3% in menu pricing.

Other FRC sales increased 15.4% to $104.0 million for the second quarter of fiscal 2026, compared to $90.2 million for the second quarter of fiscal 2025. Other FRC average sales per restaurant operating week increased 3.9% to $142,120 in the second quarter of fiscal 2026 from $136,841 in the second quarter of fiscal 2025. Total operating weeks at Other FRC increased 11.1% to 732 in the second quarter of fiscal 2026 compared to 659 in the prior year.

Restaurants become eligible to enter the comparable sales base in their 19th month of operation. As of June 30, 2026, there were six The Cheesecake Factory Restaurants, nine North Italia restaurants and eight Flower Child locations not yet in their respective comparable sales bases. International licensed locations and restaurants that are no longer in operation, including those which we have relocated, are excluded from comparable sales calculations.

Food and Beverage Costs

Food and beverage costs consist of raw materials and ingredients used in the food and beverage products sold in our restaurants and to our third-party bakery customers. As a percentage of revenues cost of sales were 21.8% and 21.6% in the second quarters of fiscal 2026 and 2025, respectively, primarily due to higher meat, produce and seafood costs (0.7%), partially offset by lower dairy pricing (0.4%)

Labor Expenses

As a percentage of revenues, labor expenses, which include restaurant-level labor costs and bakery production labor, including associated fringe benefits, were 34.1% and 34.9% in the second quarters of fiscal 2026 and 2025, respectively. This decrease was primarily due to sales leverage and associated productivity gains (0.6%).

Other Operating Costs and Expenses

Other operating costs and expenses consist of all other restaurant-level operating costs, the major components of which are occupancy expenses (rent, common area expenses, insurance, licenses, taxes and utilities), dining room and to-go supplies, repairs and maintenance, janitorial expenses, credit card processing fees, marketing including delivery commissions, and incentive compensation, as well as bakery production overhead. As a percentage of revenues, other operating costs and expenses were 26.5% and 26.8% in the second quarter of fiscal 2026 and 2025, respectively. This variance was primarily driven by sales leverage (0.3%) and lower insurance costs (0.3%), partially offset by higher marketing costs (0.3%)

G&A Expenses

G&A expenses consist of the restaurant management recruiting and training program, restaurant field supervision, corporate support and bakery administrative organizations, as well as gift card commissions to third-party distributors. As a percentage of revenues, G&A expenses were 6.4% and 6.1% in the second quarter of fiscal 2026 and 2025, respectively. This variance was primarily driven by higher legal fees (0.1%) and higher stock-based compensation expense (0.1%).

Impairment of Assets and Lease Termination Expenses

During the second quarter of fiscal 2026, we recorded impairment of assets and lease termination expenses of $0.1 million primarily related to lease termination costs for one Grand Lux Cafe location. During the second quarter of fiscal 2025, we recorded impairment of assets and lease termination expenses of $0.2 million primarily related to lease termination costs for one The Cheesecake Factory location.

Preopening Costs

Preopening costs were $7.0 million and $9.0 million in the second quarter of fiscal 2026 and 2025, respectively. We opened two North Italia, one Flower Child and one Other FRC locations in the second quarter of fiscal 2026 compared to two The Cheesecake Factory, one North Italia, three Flower Child and two Other FRC locations in the second quarter of fiscal 2025. Restaurant-level

24

Table of Contents

preopening costs include all costs to relocate and compensate restaurant management staff members during the preopening period, costs to recruit and train hourly restaurant staff members, and wages, travel and lodging costs for our opening training team and other support staff members. Preopening costs also include expenses for maintaining a roster of trained managers for pending opening and the associated temporary housing and other costs necessary to relocate managers in alignment with future restaurant opening and operating needs. Preopening costs can fluctuate significantly from period to period based on the number, mix and timing of restaurant openings and the specific preopening costs incurred for each restaurant.

Income Tax Provision

Our effective income tax rate was 11.1% and 11.9% for the second quarter of fiscal 2026 and 2025, respectively. The decrease was primarily due to non-deductible costs in fiscal 2025 associated with the repurchase of our 2026 Notes (1.2%), higher non-taxable gains in the current fiscal quarter as compared to the comparable prior period on our investments in variable life insurance contracts used to support our non-qualified deferred compensation plan (0.6%), a greater tax benefit in the current fiscal quarter from foreign intangibles income (0.4%) and a greater tax windfall in the current fiscal quarter related to equity compensation (0.3%). The decrease was also impacted by the effect of applying a lower estimated annual effective tax rate in the second quarter of fiscal 2026 compared to the first quarter of fiscal 2026, whereas the estimated annual effective tax rate increased from the first quarter to the second quarter of fiscal 2025, resulting in an unfavorable impact in the comparable prior year period (0.9%). These factors were partially offset by leverage on higher annual forecasted income before taxes, predominantly related to employment credits (1.8%) and a change to our reserve for uncertain tax positions (0.8%).

Twenty-Six Weeks Ended June 30, 2026 Compared to Twenty-Six Weeks Ended July 1, 2025

Revenues increased 6.7% to $2,008.5 million for the first six months ended June 30, 2026 compared to $1,883.0 million for the comparable prior year period, primarily due to additional revenue related to new restaurant openings and an increase in comparable restaurant sales.

The Cheesecake Factory Restaurants sales increased 4.7% to $1,419.9 million for the first six months of fiscal 2026, compared to $1,356.0 million for the first six months of fiscal 2025. Average sales per restaurant operating week increased 4.1% to $252,480 in the first six months of fiscal 2026 from $242,618 in the first six months of fiscal 2025. Total operating weeks at The Cheesecake Factory Restaurants increased 0.6% to 5,624 in the first six months of fiscal 2026 compared to 5,589 in the prior year. The Cheesecake Factory comparable sales increased by 3.7%, or $49.2 million, from the first six months of fiscal 2025. The increase from the first six months of fiscal 2025 was primarily driven by an increase in average check of 3.1% (based on an increase of 3.2% in menu pricing, partially offset by a 0.1% negative change from menu mix) and higher customer traffic of 0.6%. Sales through the off-premise channel comprised approximately 22% and 21% of our restaurant sales during the first six months of fiscal 2026 and fiscal 2025, respectively.

North Italia sales increased 7.9% to $187.9 million for the first six months of fiscal 2026, compared to $174.2 million for the first six months of fiscal 2025. Average sales per restaurant operating week decreased 2.7% to $147,388 in the first six months of fiscal 2026 from $151,513 in the first six months of fiscal 2025. Total operating weeks at North Italia increased 10.9% to 1,275 in the first six months of fiscal 2026 compared to 1,150 in the prior year. North Italia comparable sales decreased approximately 3% from the first six months of fiscal 2025. The decrease from fiscal 2025 was primarily driven by decreased customer traffic of 5%, partially offset by an increase in average check of 2% (based on an increase of 3% in menu pricing, partially offset by a 1% negative impact from mix).

Flower Child sales increased 19.2% to $109.2 million for the first six months of fiscal 2026, compared to $91.6 million for the first six months of fiscal 2025. Flower Child sales per restaurant operating week increased 8.9% to $97,894 in the first six months of fiscal 2026 from $89,920 in the first six months of fiscal 2025. Total operating weeks at Flower Child increased 9.5% to 1,116 in the first six months of fiscal 2026 compared to 1,019 in the prior year. Flower Child comparable sales increased approximately 11% from fiscal 2025. The increase from fiscal 2025 includes an increase of 3% in menu pricing.

Other FRC sales increased 17.4% to $208.6 million for the first six months of fiscal 2026, compared to $177.6 million for the first six months of fiscal 2025. Other FRC average sales per restaurant operating week increased 3.9% to $143,632 in the first six months of fiscal 2026 from $138,212 in the first six months of fiscal 2025. Total operating weeks at Other FRC increased 13.0% to 1,452 in the first six months of fiscal 2026 compared to 1,285 in the prior year.

Food and Beverage Costs

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As a percentage of revenues cost of sales were 21.7% in the first six months of both fiscal 2026 and 2025, primarily due to higher meat, produce and seafood costs (0.7%), partially offset by lower dairy pricing (0.6%)

Labor Expenses

As a percentage of revenues, labor expenses were 34.8% and 35.3% in the first six months of fiscal 2026 and 2025, respectively. This decrease was primarily due to sales leverage and associated productivity gains (0.5%).

G&A Expenses

As a percentage of revenues, G&A expenses were 6.4% and 6.3% in the first six months of fiscal 2026 and 2025, respectively. This variance was primarily driven by higher legal fees (0.1%).

Impairment of Assets and Lease Termination Expenses

During the first six months of fiscal 2026, we recorded impairment of assets and lease termination expenses of $1.0 million primarily related to lease termination costs for two The Cheesecake Factory, two Grand Lux Cafe and one Other FRC location. During the first six months of fiscal 2025, we recorded impairment of assets and lease termination expenses of $0.6 million primarily related to lease termination costs for one The Cheesecake Factory and one Other FRC location.

Preopening Costs

Preopening costs were $12.4 million and $17.1 million in the first six months of fiscal 2026 and 2025, respectively. We opened three North Italia, two Flower Child and two Other FRC locations in the first six months of fiscal 2026 compared to two The Cheesecake Factory, four North Italia, six Flower Child and four Other FRC locations in the first half of fiscal 2025.

Loss on Extinguishment of Debt

We recorded a $15.9 million loss on early debt extinguishment in the first quarter of fiscal 2025. On February 28, 2025, we repurchased approximately $276.0 million aggregate principal amount of the 2026 Notes for aggregate consideration of $289.8 million, which included a premium of $13.8 million. The repurchase was accounted for as a debt extinguishment. In addition, we recorded $2.1 million of unamortized issuance costs. (See Note 5 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion on our long-term debt.)

Income Tax Provision

Our effective income tax rate was 9.5% and 9.3% for the first six months of fiscal 2026 and 2025, respectively. The increase was primarily due to leverage on higher annual forecasted income before taxes, primarily due to employment credits (2.4%), a change to our reserve for uncertain tax positions (0.6%) and an increase in non-deductible executive compensation (0.5%). These factors were partially offset by non-deductible costs in fiscal 2025 associated with the repurchase of our 2026 Notes (1.2%), a greater tax windfall in the first six months of fiscal 2026 as compared to the comparable prior period related to equity compensation (1.2%) and higher non-taxable gains in the first six months of 2026 as compared to the comparable prior period on our investments in variable life insurance contracts used to support our non-qualified deferred compensation plan (0.6%).

Non-GAAP Measures

Adjusted net income, adjusted diluted net income per share and adjusted earnings before interest, tax, depreciation and amortization (“EBITDA”) are supplemental measures of our performance that are not required by or presented in accordance with GAAP. These non-GAAP measures may not be comparable to similarly-titled measures used by other companies and should not be considered in isolation or as a substitute for measures of performance prepared in accordance with GAAP. We calculate these non-GAAP measures by eliminating from net income, diluted net income per common share and EBITDA, the impact of items we do not consider indicative of our ongoing operations. Additionally, EBITDA and adjusted EBITDA exclude the impact of certain non-cash transactions. We use these non-GAAP financial measures for financial and operational decision-making and as a means to evaluate period-to-period comparisons. Our inclusion of these adjusted measures should not be construed as an indication that our future results will be unaffected by unusual or infrequent items. In the future, we may incur expenses or generate income similar to the adjusted items.

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Following is a reconciliation from net income and diluted net income per share to the corresponding adjusted measures (in thousands, except per share data):

Thirteen

Thirteen

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

Weeks Ended

Weeks Ended

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

Net income

$

68,394

$

54,812

$

117,942

$

87,753

Impairment of assets and lease termination expenses

124

222

953

600

Acquisition-related contingent consideration, compensation and amortization expenses

1,235

1,012

2,437

2,010

Loss on extinguishment of debt (1)

15,891

Uncertain tax positions (2)

310

310

Tax effect of adjustments (3)

(353)

(321)

 

(882)

 

(4,811)

Adjusted net income

$

69,710

$

55,725

$

120,760

$

101,443

Diluted net income per share

$

1.41

$

1.14

$

2.43

$

1.80

Impairment of assets and lease termination expenses

0.00

0.00

0.02

0.01

Acquisition-related contingent consideration, compensation and amortization expenses

0.03

0.02

0.05

0.04

Loss on extinguishment of debt (1)

 

0.33

Uncertain tax positions (2)

0.01

0.01

Tax effect of adjustments (3)

(0.01)

 

(0.01)

 

(0.02)

 

(0.10)

Adjusted diluted net income per share (4)

$

1.44

$

1.16

$

2.49

$

2.08

(1)See Note 5 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion on our debt.

(2)

Represents a change to a reserve for uncertain tax positions taken in prior years related to tenant improvement allowances and Section 199 deductions. Uncertain tax positions taken in a tax return are recognized in the financial statements when it is more likely than not that the position will be sustained upon examination by tax authorities based on technical merits, taking into account available administrative remedies and litigation.

(3)

Based on the federal statutory rate and an estimated blended state tax rate, the tax effect on all adjustments assumes a 26% tax rate.

(4)

Adjusted net income per share may not add due to rounding.

Following is a reconciliation from net income to EBITDA and adjusted EBITDA measures (in thousands):

  ​ ​ ​

Thirteen

  ​ ​ ​

Thirteen

  ​ ​ ​

Twenty-Six

  ​ ​ ​

Twenty-Six

Weeks Ended

Weeks Ended

Weeks Ended

Weeks Ended

June 30, 2026

July 1, 2025

June 30, 2026

July 1, 2025

Net income

$

68,394

$

54,812

$

117,942

$

87,753

Depreciation and amortization expenses

 

29,103

26,860

57,087

 

52,942

Interest expense, net

 

2,057

2,873

4,052

 

5,201

Income tax provision

 

8,509

7,417

12,312

 

8,959

EBITDA

$

108,063

$

91,962

$

191,393

$

154,855

Impairment of assets and lease termination expenses

 

124

222

953

 

600

Acquisition-related contingent consideration, compensation and amortization expenses

 

1,235

1,012

2,437

 

2,010

Loss on extinguishment of debt

 

 

15,891

Stock-based compensation (1)

 

8,761

7,189

15,775

 

14,770

Adjusted EBITDA

$

118,183

$

100,385

$

210,558

$

188,126

(1)

See Note 9 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion of stock-based compensation.

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Table of Contents

Liquidity and Capital Resources

Our corporate financial objectives are to maintain a sufficiently strong and conservative balance sheet to support our operating initiatives and unit growth while maintaining financial flexibility to provide the financial resources necessary to protect and enhance the competitiveness of our restaurant and bakery brands and to provide a prudent level of financial capacity to manage the risks and uncertainties of conducting our business operations under various economic and industry cycles. Typically, cash flows generated from operating activities are our principal source of liquidity, which we use to finance our restaurant expansion plans, ongoing maintenance of our restaurants and bakery facilities and investment in our corporate and information technology infrastructures.

Similar to many restaurant and retail chain store operations, we utilize operating lease arrangements for all of our restaurant locations. Accordingly, our lease arrangements reduce, to some extent, our capacity to utilize funded indebtedness in our capital structure. We are not limited to the use of lease arrangements as our only method of opening new restaurants. However, we believe our operating lease arrangements continue to provide appropriate leverage for our capital structure in a financially efficient manner.

During the first six months of fiscal 2026, our cash and cash equivalents decreased by $20.5 million to $195.2 million. The following table presents, for the periods indicated, a summary of our key cash flows from operating, investing and financing activities (in millions):

Twenty-Six

Twenty-Six

Weeks Ended

Weeks Ended

  ​ ​ ​

June 30, 2026

  ​ ​ ​

July 1, 2025

Cash provided by operating activities

$

188.9

$

135.8

Additions to property and equipment

(86.3)

(84.4)

Repayment on credit facility

(110.0)

Proceeds from long-term convertible debt

575.0

Repayment on long-term convertible debt, including premium on extinguishment

(69.0)

(289.8)

Issuance cost associated with long-term debt

(1.4)

(16.5)

Proceeds from exercise of options

7.3

23.0

Common stock dividends paid

(29.9)

(26.8)

Treasury stock purchases, inclusive of excise tax

(29.4)

(141.5)

Cash Provided by Operating Activities

Cash flows from operations increased by $53.1 million from the first six months of fiscal 2025 primarily due to net income after excluding the non-cash activity, lower accounts and other receivable balances, timing of operating lease commencements, higher payables and inventory movement, partially offset by increased payment of deferred consideration and compensation related to the FRC acquisition in excess of acquisition-date fair value and higher income taxes paid. Typically, our requirement for working capital has not been significant since our restaurant customers pay for their food and beverage purchases in cash or cash equivalents at the time of sale, and we are able to sell many of our restaurant inventory items before payment is due to the suppliers of such items.

Property and Equipment

Capital expenditures for new restaurants, including locations under development, were $46.7 million and $44.0 million for the first six months of fiscal 2026 and 2025, respectively. Capital expenditures also included $35.1 million and $33.6 million for our existing restaurants and $4.5 million and $6.8 million for bakery and corporate capacity and infrastructure investments, in the first six months of fiscal 2026 and 2025, respectively.

We opened seven restaurants in the first six months of fiscal 2026 comprised of three North Italia, two Flower Child and two Other FRC locations compared to 16 restaurants in the first six months of fiscal 2025 comprised of two The Cheesecake Factory, four North Italia, six Flower Child and four Other FRC locations. We expect to open as many as 26 new restaurants in fiscal 2026 across our portfolio of concepts. We anticipate approximately $210 million in capital expenditures to support this level of unit development, as well as required maintenance on our restaurants. This estimate includes new restaurant construction expenses, some of which may be classified as operating lease assets instead of additions to property and equipment in the statement of cash flows.

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Revolving Credit Facility

On March 26, 2026, we entered into a Fifth Amended and Restated Loan Agreement (the “Loan Agreement” and the revolving credit facility provided thereunder, the “Revolver Facility”). The Revolver Facility, which matures on March 26, 2031, provides us with revolving loan commitments that total $400 million, of which $85 million may be used for issuances of letters of credit and $10 million for swingline loans. The Revolver Facility contains (i) a commitment increase feature that, subject to certain conditions precedent, could provide for an additional $200 million in revolving loan commitments and (ii) a feature that permits the letter of credit issuers thereunder to increase their letter of credit sublimits by $25 million in the aggregate. Our obligations under the Revolver Facility are unsecured. Certain of our material subsidiaries have guaranteed our obligations under the Revolver Facility. As of June 30, 2026, we had net availability for borrowings of $366.5 million, based on no outstanding debt balance and $33.5 million in standby letters of credit under the Revolver Facility.

Under the Revolver Facility, we are subject to financial covenants, as well as to customary events of default that, if triggered, could result in acceleration of the maturity of the Revolver Facility. Subject to certain exceptions, the Loan Agreement contains a number of covenants and restrictions that, among other things, restrict the Company’s and its subsidiaries’ ability to incur additional debt, pay dividends and make distributions, make certain investments and acquisitions, create liens, enter into agreements with affiliates, sell material assets, and merge or consolidate. (See Note 5 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion of our debt.)

2030 Convertible Senior Notes

On February 28, 2025, we issued $575.0 million in aggregate principal amount of convertible senior notes (“2030 Notes”), which will mature on March 15, 2030, unless earlier repurchased, redeemed or converted. The net proceeds from the sale of the 2030 Notes were approximately $558.5 million after deducting issuance costs of $16.5 million. As of June 30, 2026, the 2030 Notes had a balance of $562.9 million, net of unamortized issuance costs of $12.1 million. As of June 30, 2026, the conversion rate for the 2030 Notes was 14.1514 shares of common stock per $1,000 principal amount of the 2030 Notes, which represents a conversion price of approximately $70.66 per share of common stock. In connection with the cash dividend that was declared by our Board on July 23, 2026, we will, on August 11, 2026, adjust the conversion rate (which is expected to increase) and the conversion price (which is expected to decrease) of the 2030 Notes in accordance with the terms. (See Note 5 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion on our debt.)

2026 Convertible Senior Notes

On June 15, 2021, we issued $345.0 million in aggregate principal amount of convertible senior notes (“2026 Notes”). The net proceeds from the sale of the 2026 Notes were approximately $334.9 million after deducting issuance costs of $10.1 million. On February 28, 2025, we used part of the net proceeds from the issuance of the 2030 Notes to repurchase approximately $276.0 million aggregate principal amount of the 2026 Notes in a privately-negotiated transaction for aggregate consideration of $289.8 million, which included a premium of $13.8 million. During the second quarter of fiscal 2026, noteholders converted $0.1 million aggregate principal amount of the 2026 Notes which we settled in cash, including payment of accrued interest. The 2026 Notes matured on June 15, 2026 and we repaid in cash the remaining outstanding principal balance of $69.0 million, together with all accrued interest. (See Note 5 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion on our debt.)

Common Stock Dividends

Common stock dividends of $29.9 million and $26.8 million were paid in the six months of fiscal 2026 and 2025, respectively. As further discussed in Note 12 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report, in July 2026, our Board declared a quarterly dividend to be paid in August 2026. Future decisions to pay or to increase or decrease dividends are at the discretion of the Board and will be dependent on our operating performance, financial condition, capital expenditure requirements, limitations on cash distributions pursuant to the terms and conditions of the Loan Agreement and applicable law, and other such factors that the Board considers relevant.

Share Repurchases

On February 12, 2026, our Board increased the authorization to repurchase our common stock by 5.0 million shares to 66.0 million shares. Under this authorization, we have cumulatively repurchased 60.4 million shares at a total cost of $2,012.1 million,

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excluding excise tax, through June 30, 2026. We repurchased 0.5 million shares at a cost of $28.5 million, excluding excise tax, during the first six months of fiscal 2026. We repurchased 2.6 million shares at a cost of $141.5 million, excluding excise tax, during the first six months of fiscal 2025.

Our objectives with regard to share repurchases have been to offset the dilution to our shares outstanding that results from equity compensation grants and to supplement our earnings per share growth. Our share repurchase program does not have an expiration date, does not require us to purchase a specific number of shares and may be modified, suspended or terminated at any time. Future decisions to repurchase shares are at the discretion of the Board and are based on several factors, including current and forecasted operating cash flows, capital needs associated with new restaurant development and maintenance of existing locations, dividend payments, debt levels and cost of borrowing, obligations associated with the FRC acquisition, our share price and current market conditions. The timing and number of shares repurchased are also subject to legal constraints and financial covenants under our Loan Agreement that limit share repurchases based on a defined ratio. (See Note 8 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion of our repurchase authorization.)

Cash Flow Outlook

We believe that our cash and cash equivalents, combined with expected cash flows provided by operations and available borrowings under the Revolver Facility, will provide us with adequate liquidity for the next 12 months and the foreseeable future.

As of June 30, 2026, we had no financing transactions, arrangements or other relationships with any unconsolidated entities or related parties. Additionally, we had no financing arrangements involving synthetic leases or trading activities involving commodity contracts.

Critical Accounting Estimates

The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions for the reporting periods covered by the financial statements. These estimates and assumptions affect the reported amounts of assets, liabilities, revenues and expenses, and the disclosure of contingent liabilities. Actual results could differ from these estimates. Our critical accounting estimates have not changed materially from those previously reported in our Annual Report on Form 10-K for the fiscal year ended December 30, 2025.

Recent Accounting Pronouncements

See Note 1 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for a summary of new accounting standards.

Item 3.   Quantitative and Qualitative Disclosures About Market Risk.

The following discussion of market risks contains forward-looking statements and should be read in conjunction with our interim unaudited condensed consolidated financial statements and related notes in Part I, Item 1 of this report, Part II, Item 1A of this report, “Risk Factors,” and with the following items in our Annual Report on Form 10-K for the fiscal year ended December 30, 2025: the audited consolidated financial statements and related notes in Part IV, Item 15; the “Risk Factors” in Part I, Item 1A; the “Management’s Discussion and Analysis of Financial Condition and Results of Operations” in Part II, Item 7; and the cautionary statements included throughout the report. Actual results may differ materially from the following discussion based on general conditions in the commodity and financial markets.

The cost of products and services used in our operations is subject to volatility due to the relative availability of labor and distribution, weather, natural disasters, inventory levels and other supply and/or demand impacting events such as geopolitical events, economic conditions or other unforeseen circumstances. Adverse weather and natural disasters may further exacerbate a number of these factors. In recent years, our operating results were impacted by geopolitical and macroeconomic events, causing supply chain challenges and significantly increased commodity and wage inflation. Our commodity and wage inflationary environment began returning to more historical levels in fiscal 2024.

We attempt to negotiate short-term and long-term agreements for some of our principal commodity, supply and equipment requirements, such as certain dairy products and poultry, depending on market conditions and expected demand. While we are in the

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Table of Contents

process of contracting for certain key food and non-food supplies for fiscal 2026 and 2027, these efforts may not be successful or yield our intended benefits. We continue to evaluate the possibility of entering into similar arrangements for other commodities and periodically evaluate hedging vehicles, such as direct financial instruments, to assist us in managing risk and variability associated with such commodities. As of June 30, 2026, we had no hedging contracts in place.

Commodities for which we have not entered into contracts can be subject to unforeseen supply and cost fluctuations, which at times may be significant. Additionally, the cost of commodities subject to governmental regulation, such as dairy and corn, can be especially susceptible to price fluctuation. Goods we purchase on the international market may be subject to even greater fluctuations in cost and availability, which could result from a variety of factors, including the value of the U.S. dollar relative to other currencies, international trade disputes, tariffs, geopolitical unrest and varying global demand. We may not have the ability to increase menu prices or vary menu items in response to food commodity price increases. For the second quarter of fiscal 2026 and 2025, a hypothetical increase of 1% in food costs would have negatively impacted cost of sales by $2.2 million and $2.0 million, respectively.

We are exposed to market risk from interest rate changes on our funded debt. This exposure relates to the component of the interest rate on our Loan Agreement that is indexed to market rates. As of June 30, 2026 and December 30, 2025, we had no outstanding borrowings under the Loan Agreement. (See Note 5 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion of our debt.)

We are also subject to market risk related to our investments in variable life insurance contracts used to support our non-qualified deferred compensation plans to the extent these investments are not equivalent to the related liability. In addition, because changes in these investments are not taxable, gains and losses result in tax benefit and tax expense, respectively, and directly affect net income through the income tax provision. Based on balances at June 30, 2026 and December 30, 2025, a hypothetical 10% decline in the market value of our deferred compensation asset and related liability would not have impacted income before income taxes. However, under such a scenario, net income would have declined by $3.6 million and $3.2 million at June 30, 2026 and December 30, 2025, respectively.

Item 4.   Controls and Procedures.

Evaluation of Disclosure Controls and Procedures

We have established and maintain disclosure controls and procedures that are designed to ensure that information required to be disclosed by us in the reports that we file or submit under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms, and that such information is accumulated and communicated to our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate to allow timely decisions regarding required disclosure. In designing and evaluating the disclosure controls and procedures, management recognized that any controls and procedures, no matter how well designed and operated, can provide only a reasonable assurance of achieving the desired control objectives, and management was necessarily required to apply its judgment in evaluating the cost-benefit relationship of possible controls and procedures. We carried out an evaluation, under the supervision and with the participation of our management, including our Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and operation of our disclosure controls and procedures as of the end of the period covered by this report. Based on that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that our disclosure controls and procedures were effective at the reasonable assurance level as of June 30, 2026.

Changes in Internal Control over Financial Reporting

There have been no changes in our internal control over financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934) during the fiscal quarter ended June 30, 2026 that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

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Table of Contents

PART II — OTHER INFORMATION

Item 1.   Legal Proceedings.

See Note 7 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report.

Item 1A.   Risk Factors.

A description of the risk factors associated with our business is contained in Part I, Item 1A, “Risk Factors,” of our Annual Report on Form 10-K for the fiscal year ended December 30, 2025 (“Annual Report”). These cautionary statements are to be used as a reference in connection with any forward-looking statements. The factors, risks and uncertainties identified in these cautionary statements are in addition to those contained in any other cautionary statements, written or oral, which may be made or otherwise addressed in connection with a forward-looking statement or contained in any of our subsequent filings with the SEC.

Item 2.   Unregistered Sales of Equity Securities and Use of Proceeds.

The following table presents our purchases of our common stock during the fiscal quarter ended June 30, 2026 (in thousands, except per share data):

Total Number of

Maximum Number

Shares Purchased

of Shares that May

Total Number

as Part of Publicly

Yet be Purchased

of Shares

Average Price

Announced Plans

Under the Plans or

Period

  ​ ​ ​

Purchased (1)

  ​ ​ ​

Paid per Share (2)

  ​ ​ ​

or Programs

  ​ ​ ​

Programs

April 1 — May 5, 2026

 

107

$

58.18

 

89

 

5,647

May 6 — June 2, 2026

 

50

 

59.91

 

50

 

5,597

June 3 — June 30, 2026

 

2

 

63.80

 

2

 

5,595

Total

 

159

 

  ​

 

141

 

  ​

(1)The total number of shares purchased include 17,973 shares withheld upon vesting of restricted share awards to satisfy tax withholding obligations.

(2)

The dollar value of shares repurchased excludes excise tax due under the Inflation Reduction Act of 2022.

On February 12, 2026, our Board increased the authorization to repurchase our common stock by 5.0 million shares to 66.0 million shares. Under this authorization, we have cumulatively repurchased 60.4 million shares at a total cost of $2,012.1 million, excluding excise tax, through June 30, 2026 with 0.2 million shares repurchased at a cost of $9.3 million, excluding excise tax, during the second quarter of fiscal 2026. Our share repurchase program does not have an expiration date, does not require us to purchase a specific number of shares and may be modified, suspended or terminated at any time. The timing and number of shares repurchased are subject to legal constraints and financial covenants under our Loan Agreement that limit share repurchases based on a defined ratio. (See Note 8 of Notes to Condensed Consolidated Financial Statements in Part I, Item 1 of this report for further discussion of our repurchase authorization.)

Item 5.   Other Information.

During the fiscal quarter ended June 30, 2026, no director or officer of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading arrangement” (in each case, as defined in Item 408 of Regulation S-K).

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Item 6. Exhibits

Exhibit
No.

  ​ ​ ​

Item

  ​ ​ ​

Form

  ​ ​ ​

File Number

  ​ ​ ​

Incorporated by
Reference from
Exhibit Number

  ​ ​ ​

Filed/
Furnished with SEC

3.1

Restated Certificate of Incorporation of The Cheesecake Factory Incorporated

8-K

000-20574

3.1

6/4/24

3.2

Certificate of Designations of The Cheesecake Factory Incorporated, dated April 20, 2020

8-K

000-20574

3.1

4/20/20

3.3

Bylaws of The Cheesecake Factory Incorporated, amended and restated on October 26,2022

8-K

000-20574

3.1

11/1/22

31.1

Rule 13a-14(a)/15d-14(a) Certification of the Principal Executive Officer

Filed herewith

31.2

Rule 13a-14(a)/15d-14(a) Certification of the Principal Financial Officer

Filed herewith

32.1

Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 of the Principal Executive Officer

Furnished herewith

32.2

Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 of the Principal Financial Officer

Furnished herewith

101.SCH

Inline XBRL Taxonomy Extension Schema Document

Filed herewith

101.CAL

Inline XBRL Taxonomy Extension Calculation Linkbase Document

Filed herewith

101.DEF

Inline XBRL Taxonomy Extension Definition Linkbase Document

Filed herewith

101.LAB

Inline XBRL Taxonomy Extension Label Linkbase Document

Filed herewith

101.PRE

Inline XBRL Taxonomy Extension Label Linkbase Document

Filed herewith

104

The cover page of The Cheesecake Factory Incorporated’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2026 formatted in iXBRL (included with Exhibit 101)

Filed herewith

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Date: August 3, 2026

THE CHEESECAKE FACTORY INCORPORATED

By:

/s/ DAVID OVERTON

David Overton

Chairman of the Board and Chief Executive Officer

(Principal Executive Officer)

By:

/s/ MATTHEW E. CLARK

Matthew E. Clark

Executive Vice President and Chief Financial Officer

(Principal Financial Officer)

34