Carter Bankshares, Inc. filings document the company’s role as the holding company for Carter Bank, its CARE common stock listed on the Nasdaq Global Select Market, and recurring bank disclosures on results of operations, financial condition, investor presentations, capital returns, and asset quality. Form 8-K reports cover quarterly results, Regulation FD presentations, dividend actions, completed loan and asset sales, and other material events.
Proxy materials disclose board matters, executive compensation, equity awards, shareholder voting items, and governance practices. The filings also address bank-specific disclosures tied to credit performance, liquidity, capital levels, regulatory oversight, loan portfolio composition, and forward-looking statements used in financial and strategic reporting.
Carter Bankshares, Inc. has authorized a common share repurchase program for up to $10,000,000 of its common stock. The program will run for twelve months from the date the company receives non-objection from the Federal Reserve Bank of Richmond.
The company may repurchase shares through open market purchases or privately negotiated transactions, including under Rule 10b5-1 and Rule 10b-18 trading plans. Management has full discretion over timing and amount, and the Board can modify or terminate the program at any time. The company is not required to repurchase any specific number of shares.
Carter Bankshares, Inc. furnished an updated investor presentation dated December 31, 2025 as Exhibit 99.1 to a Form 8-K under Regulation FD. Management plans to use this material with investors, analysts and other interested parties, and it is also available on the company’s website.
The investor materials are furnished, not filed, so they are not subject to Section 18 liability and are not automatically incorporated into other securities filings. The document also includes extensive cautionary language about forward-looking statements and the many economic, regulatory and credit-related risks that could cause actual results to differ.
Carter Bankshares, Inc. director Elizabeth L. Walsh reported a bona fide gift of 835 shares of common stock to her son on January 29, 2026, coded as transaction type “G” at a price of $0 per share. Following the gift, she directly holds 55,078 common shares and also reports indirect beneficial ownership of 4,769 shares through Carriage Square, 367,771 shares through EASG, LLC, and 16,000 shares through Lester Family Holdings. The filing documents her updated ownership position rather than a sale for cash.
Carter Bankshares, Inc. filed a Form 8-K to furnish a press release announcing its financial results for the three months and year ended December 31, 2025. The release is provided as Exhibit 99.1 under Item 2.02, covering results of operations and financial condition.
The company emphasizes that the earnings information is furnished, not filed, limiting certain securities law liabilities. The press release includes extensive forward-looking statements about strategy, earnings outlook, asset quality, capital and liquidity, and outlines numerous risks such as interest rate changes, credit quality, regulation, cybersecurity, economic conditions, and real estate exposure.
Dimensional Fund Advisors LP filed a Schedule 13G reporting a significant stake in Carter Bankshares Inc common stock. The firm reports beneficial ownership of 1,123,730 shares, representing 5.1% of the outstanding common stock as of 12/31/2025. Dimensional indicates it has sole power to vote 1,100,055 shares and sole power to dispose of 1,123,730 shares, with no shared voting or dispositive power.
The shares are owned by various funds and accounts that Dimensional advises or manages, and Dimensional states it may be deemed a beneficial owner for Section 13(d) purposes but disclaims beneficial ownership of these securities. The position is certified as being held in the ordinary course of business, not for the purpose of changing or influencing control of Carter Bankshares.
Carter Bankshares, Inc. director reported gifting 950 shares of common stock on 12/16/2025, coded as a gift and recorded at a price of $0 per share. The explanation notes the shares were gifted to the director’s 21-year-old son, who is independent for tax purposes for 2025.
Following this transaction, the director directly owns 54,111 Carter Bankshares common shares and also reports indirect beneficial ownership of additional shares through Carriage Square, EASG, LLC, and Lester Family Holdings.
Carter Bankshares announced that its subsidiary, Carter Bank, received approval from the Board of Governors of the Federal Reserve System to become a state member bank. The company furnished this information under Item 7.01 (Regulation FD).
A related press release titled “Carter Bank joins the Federal Reserve of Richmond as a state member bank” was included as Exhibit 99.1. Carter Bankshares’ common stock trades on the NASDAQ Global Select Market under the symbol CARE.
Carter Bankshares, Inc. furnished an investor presentation under Regulation FD. The company provided an updated “September 30, 2025 Investor Presentation” as Exhibit 99.1 to a Form 8-K. The presentation is available on the company’s website.
The information was furnished under Item 7.01 and is not deemed filed for purposes of Section 18 of the Exchange Act, nor incorporated by reference unless expressly stated. Carter Bankshares’ common stock (par value $1.00) trades on the NASDAQ Global Select Market under the symbol CARE.
Carter Bankshares (CARE) filed its Q3 2025 10‑Q, reporting net income of $5.4 million, or $0.24 per share. Year to date, net income was $22.9 million ($1.00 per share). Net interest income rose to $33.7 million in the quarter from $28.8 million a year ago, while provision for credit losses was $2.9 million.
Total assets reached $4.84 billion, with portfolio loans net at $3.76 billion and deposits at $4.21 billion. Accumulated other comprehensive loss improved to $46.1 million, aided by $6.2 million of quarterly unrealized gains in available‑for‑sale securities. Federal Home Loan Bank borrowings were $175.5 million.
The company completed a branch purchase in North Carolina, assuming $55.9 million of deposits and recognizing $1.2 million of goodwill and a $1.0 million core deposit intangible. Carter repurchased 809,601 shares for $14.0 million year to date, and had 22,406,406 shares outstanding at September 30, 2025. As of October 29, 2025, issued and outstanding shares were 22,087,044.
Carter Bankshares (CARE) reported an insider transaction on a Form 4. A company director sold 1,901 shares of common stock at $17.23 on 10/30/2025. After the sale, the director’s direct holdings stood at 10,827 shares. The filing also lists 56,500 shares held indirectly by Iron Bay Fund (Limited Partner). The submission indicates it was filed by one reporting person.