[8-K] PATHWARD FINANCIAL, INC. Reports Material Event

Rhea-AI Filing Summary

Pathward Financial (CASH) furnished an 8‑K announcing results for the three months and fiscal year ended September 30, 2025. The company issued a press release and posted a Quarterly Investor Update presentation for the fourth quarter of fiscal 2025 to accompany its conference call and earnings webcast.

The press release (Exhibit 99.1) and presentation (Exhibit 99.2) were furnished under Items 2.02 and 7.01 and are not deemed filed under the Exchange Act. Materials are dated October 21, 2025.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 21, 2025

PATHWARD FINANCIAL, INC.

(Exact name of registrant as specified in its charter)

Delaware			0-22140			42-1406262
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

5501 South Broadband Lane, Sioux Falls, South Dakota 57108

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (877) 497-7497

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d- 2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $.01 par value			CASH			The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02    Results of Operations and Financial Condition.

On October 21, 2025, the Registrant issued a press release announcing its results of operations and financial condition as of and for the three months and fiscal year ended ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1 to this report and is incorporated into this Item 2.02 by reference.

The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Item 7.01    Regulation FD Disclosure.

Information is being furnished herein in Exhibit 99.2 with respect to the Quarterly Investor Update slide presentation prepared for use in connection with the Company's conference call and earnings webcast for the fourth quarter of fiscal 2025. The Quarterly Investor Update slide presentation is dated October 21, 2025 and the Company does not undertake to update the materials after that date. This presentation is also available under the Presentations link in the Investor Relations - Events & Presentations section of the Company's website at https://pathwardfinancial.com.

The information in this Item 7.01, including Exhibit 99.2, shall not be deemed to be “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act, except to the extent specifically provided in any such filing.

Item 9.01    Financial Statements and Exhibits.

(d) Exhibits

Exhibit Number						Description of Exhibit
99.1						Press Release of Pathward Financial, Inc., dated October 21, 2025 regarding the results of operations and financial condition.
99.2						Quarterly Investor Update slide presentation for the Fourth Quarter of Fiscal Year 2025, dated October 21, 2025, prepared for use with the Press Release.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						PATHWARD FINANCIAL, INC.
Date: October 21, 2025			By:			/s/ Gregory A. Sigrist
						Gregory A. Sigrist
						Executive Vice President and Chief Financial Officer

FAQ

What did Pathward Financial (CASH) announce in this 8-K?

The company furnished a press release and investor presentation announcing results for the quarter and fiscal year ended September 30, 2025.

Which periods are covered by the disclosed results for CASH?

Results cover the three months and the fiscal year ended September 30, 2025.

Are the earnings materials considered filed or furnished?

They are furnished under Items 2.02 and 7.01 and are not deemed filed under the Exchange Act.

Where can I find Pathward’s investor presentation?

It is Exhibit 99.2 and is also available at the company’s website under Investor Relations – Events & Presentations.

What exhibits are included with this 8-K for CASH?

Exhibit 99.1 (press release) and Exhibit 99.2 (Quarterly Investor Update); Exhibit 104 is the cover page Inline XBRL file.

When are the materials dated?

Both the press release and the investor presentation are dated October 21, 2025.