Pathward Financial (CASH) posts Q1 2026 results and slides

Rhea-AI Filing Summary

Pathward Financial, Inc. furnished an earnings update and investor materials related to its first quarter of fiscal 2026. The company issued a press release announcing its results of operations and financial condition as of and for the three months ended December 31, 2025, and attached it as Exhibit 99.1. It also furnished a Quarterly Investor Update slide presentation, dated January 22, 2026, as Exhibit 99.2 for use in its conference call and earnings webcast, with the same materials available in the Investor Relations section of its website. The company specifies that the information in these exhibits is being furnished, not filed, under the Exchange Act and Securities Act.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 22, 2026

PATHWARD FINANCIAL, INC.

(Exact name of registrant as specified in its charter)

Delaware			0-22140			42-1406262
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

5501 South Broadband Lane, Sioux Falls, South Dakota 57108

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (877) 497-7497

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d- 2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $.01 par value			CASH			The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02    Results of Operations and Financial Condition.

On January 22, 2026, the Registrant issued a press release announcing its results of operations and financial condition as of and for the three months ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this report and is incorporated into this Item 2.02 by reference.

The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Item 7.01    Regulation FD Disclosure.

Information is being furnished herein in Exhibit 99.2 with respect to the Quarterly Investor Update slide presentation prepared for use in connection with the Company's conference call and earnings webcast for the first quarter of fiscal 2026. The Quarterly Investor Update slide presentation is dated January 22, 2026 and the Company does not undertake to update the materials after that date. This presentation is also available under the Presentations link in the Investor Relations - Events & Presentations section of the Company's website at https://pathwardfinancial.com.

The information in this Item 7.01, including Exhibit 99.2, shall not be deemed to be “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act, except to the extent specifically provided in any such filing.

Item 9.01    Financial Statements and Exhibits.

(d) Exhibits

Exhibit Number						Description of Exhibit
99.1						Press Release of Pathward Financial, Inc., dated January 22, 2026 regarding the results of operations and financial condition.
99.2						Quarterly Investor Update slide presentation for the First Quarter of Fiscal Year 2026, dated January 22, 2026, prepared for use with the Press Release.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						PATHWARD FINANCIAL, INC.
Date: January 22, 2026			By:			/s/ Gregory A. Sigrist
						Gregory A. Sigrist
						Executive Vice President and Chief Financial Officer

FAQ

What did Pathward Financial (CASH) disclose in this 8-K filing?

Pathward Financial, Inc. disclosed that it issued a press release announcing its results of operations and financial condition for the three months ended December 31, 2025, and furnished a Quarterly Investor Update slide presentation prepared for its first quarter fiscal 2026 conference call and earnings webcast.

Which financial period is covered by Pathward Financial's latest results?

The results discussed in the press release cover Pathward Financial, Inc.'s operations and financial condition as of and for the three months ended December 31, 2025, which the company refers to as the first quarter of fiscal 2026.

What exhibits did Pathward Financial (CASH) include with this 8-K?

Pathward Financial, Inc. included Exhibit 99.1, a press release dated January 22, 2026 regarding its results of operations and financial condition, Exhibit 99.2, a Quarterly Investor Update slide presentation for the first quarter of fiscal 2026, and Exhibit 104, the cover page interactive data file embedded in the Inline XBRL document.

Are Pathward Financial's Q1 fiscal 2026 materials considered filed with the SEC?

No. The company states that the information in Item 2.02 (including Exhibit 99.1) and Item 7.01 (including Exhibit 99.2) shall not be deemed to be "filed" for purposes of Section 18 of the Exchange Act or otherwise subject to its liabilities, and will only be incorporated by reference into other filings if specifically provided.

Where can investors access Pathward Financial's Quarterly Investor Update slides?

Pathward Financial, Inc. notes that the Quarterly Investor Update slide presentation dated January 22, 2026 is available under the Presentations link in the Investor Relations - Events & Presentations section of its website at https://pathwardfinancial.com.

Who signed the Pathward Financial (CASH) 8-K related to Q1 fiscal 2026 results?

The report was signed on behalf of Pathward Financial, Inc. by Gregory A. Sigrist, who serves as Executive Vice President and Chief Financial Officer.