Pathward Financial Q1 2026 results release
Pathward Financial, Inc. furnished an earnings update and investor materials related to its first quarter of fiscal 2026.
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Form Type
8-K
Rhea-AI Filing Summary
Pathward Financial, Inc. furnished an earnings update and investor materials related to its first quarter of fiscal 2026. The company issued a press release announcing its results of operations and financial condition as of and for the three months ended December 31, 2025, and attached it as Exhibit 99.1. It also furnished a Quarterly Investor Update slide presentation, dated January 22, 2026, as Exhibit 99.2 for use in its conference call and earnings webcast, with the same materials available in the Investor Relations section of its website. The company specifies that the information in these exhibits is being furnished, not filed, under the Exchange Act and Securities Act.
8-K Event Classification
3 items: 2.02, 7.01, 9.01
3 items
Item 2.02
Results of Operations and Financial Condition
Financial
Disclosure of earnings results, typically an earnings press release or preliminary financials.
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, or exhibit attachments filed with this report.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What did Pathward Financial (CASH) disclose in this 8-K filing?
Pathward Financial, Inc. disclosed that it issued a press release announcing its results of operations and financial condition for the three months ended December 31, 2025, and furnished a Quarterly Investor Update slide presentation prepared for its first quarter fiscal 2026 conference call and earnings webcast.
Which financial period is covered by Pathward Financial's latest results?
The results discussed in the press release cover Pathward Financial, Inc.'s operations and financial condition as of and for the three months ended December 31, 2025, which the company refers to as the first quarter of fiscal 2026.
What exhibits did Pathward Financial (CASH) include with this 8-K?
Pathward Financial, Inc. included Exhibit 99.1, a press release dated January 22, 2026 regarding its results of operations and financial condition, Exhibit 99.2, a Quarterly Investor Update slide presentation for the first quarter of fiscal 2026, and Exhibit 104, the cover page interactive data file embedded in the Inline XBRL document.
Are Pathward Financial's Q1 fiscal 2026 materials considered filed with the SEC?
No. The company states that the information in Item 2.02 (including Exhibit 99.1) and Item 7.01 (including Exhibit 99.2) shall not be deemed to be "filed" for purposes of Section 18 of the Exchange Act or otherwise subject to its liabilities, and will only be incorporated by reference into other filings if specifically provided.
Where can investors access Pathward Financial's Quarterly Investor Update slides?
Pathward Financial, Inc. notes that the Quarterly Investor Update slide presentation dated January 22, 2026 is available under the Presentations link in the Investor Relations - Events & Presentations section of its website at https://pathwardfinancial.com.
AI-generated analysis. How Rhea-AI works. Not financial advice.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 22, 2026
(Exact name of registrant as specified in its charter)
| (State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) | ||||||
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (877 ) 497-7497
| Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: | |||||
| Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) | |||||
| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) | |||||
| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d- 2(b)) | |||||
| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c)) | |||||
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered | ||||||
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.02 Results of Operations and Financial Condition.
On January 22, 2026, the Registrant issued a press release announcing its results of operations and financial condition as of and for the three months ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this report and is incorporated into this Item 2.02 by reference.
The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.
Item 7.01 Regulation FD Disclosure.
Information is being furnished herein in Exhibit 99.2 with respect to the Quarterly Investor Update slide presentation prepared for use in connection with the Company's conference call and earnings webcast for the first quarter of fiscal 2026. The Quarterly Investor Update slide presentation is dated January 22, 2026 and the Company does not undertake to update the materials after that date. This presentation is also available under the Presentations link in the Investor Relations - Events & Presentations section of the Company's website at https://pathwardfinancial.com.
The information in this Item 7.01, including Exhibit 99.2, shall not be deemed to be “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act, except to the extent specifically provided in any such filing.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits
| Exhibit Number | Description of Exhibit | |||||||
99.1 | Press Release of Pathward Financial, Inc., dated January 22, 2026 regarding the results of operations and financial condition. | |||||||
99.2 | Quarterly Investor Update slide presentation for the First Quarter of Fiscal Year 2026, dated January 22, 2026, prepared for use with the Press Release. | |||||||
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). | |||||||
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| PATHWARD FINANCIAL, INC. | ||||||||
Date: January 22, 2026 | By: | /s/ Gregory A. Sigrist | ||||||
| Gregory A. Sigrist | ||||||||
| Executive Vice President and Chief Financial Officer | ||||||||