Pathward Financial (CASH) CEO reports share surrender for tax withholding

Rhea-AI Filing Summary

Pathward Financial, Inc. reported an insider stock transaction by its director and Chief Executive Officer. On December 5, 2025, 2,192 shares of common stock were surrendered back to the company at $74.36 per share to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Following this tax-related transaction, the insider beneficially owns 93,902 shares of common stock directly and 614 shares indirectly through an IRA, indicating continued meaningful ownership in the company.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pharr Brett L.

(Last) (First) (Middle)

C/O PATHWARD FINANCIAL, INC.

5501 S BROADBAND LANE

(Street)

SIOUX FALLS SD 57108

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PATHWARD FINANCIAL, INC. [ CASH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/05/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/05/2025		F		2,192(1)	D	$74.36	93,902	D
Common Stock								614	I	IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Remarks:

	/s/ Chance Huber, attorney-in-fact	12/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider stock transaction did Pathward Financial (CASH) report?

The director and Chief Executive Officer of Pathward Financial, Inc. reported surrendering 2,192 shares of common stock on December 5, 2025. The shares were surrendered back to the company to satisfy tax withholding obligations tied to the vesting of restricted stock at a price of $74.36 per share.

How many Pathward Financial (CASH) shares does the insider own after this transaction?

After the reported transaction, the insider beneficially owns 93,902 shares of Pathward Financial common stock directly. In addition, the insider holds 614 shares indirectly through an IRA, as shown in the beneficial ownership table.

What does the Form 4 transaction code "F" signify in this Pathward Financial (CASH) filing?

The transaction is marked with code "F" and a footnote explains that the 2,192 shares reflect common stock surrendered to the company to satisfy tax withholding obligations. This occurred in connection with the vesting of restricted stock, indicating a tax-withholding event rather than a typical discretionary stock sale.

What role does the reporting person hold at Pathward Financial (CASH)?

The reporting person is both a Director and an Officer of Pathward Financial, Inc., serving in the role of Chief Executive Officer, as indicated in the relationship section of the filing.

Is any indirect ownership reported for the Pathward Financial (CASH) insider?

Yes. In addition to direct holdings, the insider reports indirect ownership of 614 shares of Pathward Financial common stock through an IRA, classified as indirect beneficial ownership.