Every 10-Q that CB Financial Services, Inc. (PA) (CBFV) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CBFV and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CBFV filings page.
CB Financial Services, Inc. delivered higher profitability for Q2 2026. Net income was $4.3 million compared with $3.9 million a year earlier, and diluted EPS rose to $0.80 from $0.74. For the first half of 2026, net income increased to $8.2 million from $5.9 million as net interest and dividend income grew to $28.4 million from $23.9 million. On a fully tax-equivalent basis (non-GAAP), net interest margin improved to 3.80% for the first half from 3.42%.
Credit quality remained solid. The allowance for credit losses on loans was $10.5 million versus $10.1 million at year-end, while nonperforming assets fell to $3.4 million from $5.3 million, and gross charge-offs for the first half declined versus the prior-year period. The allowance for unfunded commitments decreased to $620,000, reflecting net recoveries.
Total assets reached about $1.66 billion, driven by loan growth to $1.18 billion and securities to $325.6 million, funded by a $40.3 million increase in deposits and $65 million of new short-term borrowings, while brokered deposits declined. Stockholders’ equity rose to $162.1 million, and tangible book value per share increased to $29.99 despite accumulated other comprehensive loss widening to $4.9 million from market value changes in the securities portfolio. The company paid cash dividends of $0.56 per share in the first half.
CB Financial Services, Inc. reported much stronger quarterly results. For the three months ended March 31, 2026, net income rose to $3.9 million from $1.9 million a year earlier, with diluted earnings per share increasing to $0.73 from $0.35. Net interest and dividend income grew to $13.9 million, and the GAAP net interest margin improved to 3.83%, reflecting higher yields on loans and securities and lower funding costs.
Total assets reached $1.58 billion, loans were $1.16 billion, and deposits were $1.38 billion. Credit quality improved, as nonperforming loans fell to $3.3 million, or 0.29% of total loans, while the allowance for credit losses was $10.3 million, or 0.89% of loans. The company also disclosed a material internal incident involving disclosure of non‑public customer information via an unauthorized AI application but does not expect a material impact on its consolidated financial condition or results of operations.
CB Financial Services (CBFV) reported a quarterly net loss as it repositioned its securities portfolio. For Q3 2025, the company posted a net loss of $5.7 million (basic EPS $(1.14)), compared with net income of $3.2 million (EPS $0.63) a year ago. The loss was driven by a net loss on investment securities of $11.8 million.
Management executed a balance sheet repositioning, selling $117.8 million of lower-yielding available-for-sale securities with an average yield of 2.87% and purchasing $117.8 million of higher-yielding securities at 5.43%. Despite the realized loss, net interest and dividend income rose to $13.1 million from $11.5 million as interest expense declined.
Loans, net, increased to $1.13 billion from $1.08 billion since year-end, and total deposits reached $1.33 billion from $1.28 billion. Accumulated other comprehensive loss improved to $4.0 million from $17.2 million, and stockholders’ equity stood at $152.5 million. The company paid a $0.26 per share dividend in the quarter.
CB Financial Services (CBFV) reported a mixed but stable quarter. The company grew total assets to $1.518 billion and increased deposits to $1.309 billion. Loans net of allowance were about $1.101 billion, and the allowance for credit losses was $9.722 million. For the quarter the company earned $3.949 million and reported basic earnings per share of $0.79 (diluted $0.74).
The six-month results show $5.858 million of net income and basic EPS of $1.15, down versus the prior-year six-month period. Investment securities show unrealized losses on certain debt holdings (gross unrealized losses totaling about $18.8 million), which management attributes to market interest rate changes rather than credit impairment. The company paid dividends, repurchased shares (mid-year treasury purchases), and reports low nonperforming assets of $1.925 million.