CBFV Announces Repositioning of Available‑for‑Sale Securities Portfolio

Rhea-AI Filing Summary

CB Financial Services, Inc. announced on September 2, 2025 that it has executed a balance sheet repositioning strategy focused on its available-for-sale investment securities portfolio. The filing states a press release describing the action is attached as Exhibit 99.1 and is incorporated by reference, but the 8-K text provides no quantitative details about the size, timing, or expected accounting impact of the repositioning.

The disclosure signals a portfolio-level change to the company's investment holdings, but the filing itself does not disclose realized gains or losses, changes to valuation reserves, or any effect on liquidity or capital ratios.

Positive

• Executed a balance sheet repositioning strategy on September 2, 2025 related to the available-for-sale investment securities portfolio
• Filed an 8-K attaching a press release as Exhibit 99.1, enabling investors to review the company's disclosure

Negative

• None.

Insights

Strategic Finance Analyst

Balance-sheet repositioning announced; details are limited to a press release attachment.

The company states it executed a strategy to reposition its available-for-sale investment securities portfolio on September 2, 2025. Such actions typically change the composition or duration of securities holdings, which can alter interest rate sensitivity and unrealized gain/loss profiles recorded in other comprehensive income.

Without numeric disclosure in the filing, key dependencies and risks — including potential realized losses, changes to allowance or capital metrics, and timing of cash flows — are unspecified. Monitor the attached Exhibit 99.1 press release for concrete numbers and accounting effects over the next reporting cycle.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 2, 2025

CB FINANCIAL SERVICES, INC.

(Exact name of registrant as specified in its charter)

Commission file number: 001-36706

Pennsylvania						51-0534721
(State or other jurisdiction of incorporation or organization)						(I.R.S. Employer Identification No.)

100 N. Market Street,

Carmichaels,

PA

15320

(Address of principal executive offices)

(Zip code)

(724)

966-5041

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Common stock, par value $0.4167 per share

CBFV

The Nasdaq Stock Market, LLC

(Title of each class)

(Trading symbol)

(Name of each exchange on which registered)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.   ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standard provided pursuant to Section 13(a) of the Exchange

Act.  ☐

Item 8.01.    Other Events.

On September 2, 2025, CB Financial Services, Inc. (the "Company") issued a press release regarding the execution of a balance sheet repositioning strategy related to its available-for-sale investment securities portfolio. For further information, refer to the copy of the press release which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d)Exhibits.

Exhibit No.			Description
99.1.			Press Release Dated September 2, 2025
104.1.			Cover Page Interactive Data File (formatted as Inline XBRL)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CB FINANCIAL SERVICES, INC.
Date: September 2, 2025			By:			/s/ John H. Montgomery
						John H. Montgomery
						President and Chief Executive Officer

3

FAQ

What did CBFV disclose in the 8-K filed on September 2, 2025?

The company disclosed it executed a balance sheet repositioning strategy for its available-for-sale investment securities portfolio and attached a press release as Exhibit 99.1.

Does the 8-K state the financial impact of the repositioning for CBFV?

No. The 8-K text does not provide quantitative details such as gains, losses, or effects on capital or liquidity.

Where can investors find more information about the repositioning announced by CBFV?

Investors should review the attached Exhibit 99.1 press release referenced in the 8-K for further details.

Is the repositioning limited to a specific part of CBFV's balance sheet?

Yes. The disclosure specifies the action relates to the company's available-for-sale investment securities portfolio.

Was the 8-K filing itself marked as a solicitation or pre-commencement communication?

No. The filing includes unchecked boxes for solicitation and pre-commencement communication options; the filing does not indicate those communications were used.