Every 8-K that CONSUMERS BANCORP INC (CBKM) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow CBKM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CBKM filings page.
Consumers Bancorp, Inc. (CBKM) reported net income of $3.038 million for the first quarter of fiscal 2027, up $404 thousand, or 15.3%, year over year. Earnings per share were $0.96, compared with $0.84 a year earlier.
Net interest income was $10.781 million and net interest margin was 3.52%, compared with $9.545 million and 3.37% a year earlier. The company attributed the higher margin to a higher loan-to-deposit ratio, scheduled interest-rate resets, and reinvestment of cash flow into higher-yielding loans and investments. Loans increased $30.8 million, or 13.2% annualized, and deposits increased $24.7 million, or 8.8% annualized, from June 30 to September 30, 2026. Other income increased 7.9% year over year; other expenses increased 9.5% to $8.345 million.
Annualized net charge-offs were 0.01%, and total delinquency was 0.13%. New loans and commitments totaled $117.1 million. The Jackson Township branch will relocate in January 2027, and the Boardman office is expected to open in the third quarter of fiscal 2027.
Consumers Bancorp reported higher earnings for fiscal 2026. Net income rose to $3.0 million in the fourth quarter and to $11.2 million, or $3.55 per share, for the twelve months ended June 30, 2026, up from $8.7 million, or $2.77 per share, a year earlier.
Full-year net interest income increased 16.6% to $39.8 million as higher-yielding loans and a lower cost of funds expanded the net interest margin to 3.45% from 3.15%. Return on average equity was 13.11% and return on average assets was 0.92% for the period. Noninterest income grew 11.2%, helped by higher debit card interchange, interest rate swap fees, and mortgage banking revenue.
Total assets reached $1.28 billion, with total loans up $124.1 million, or 15.3%, and deposits up $84.1 million, or 8.1%, from June 30, 2025. Asset quality remained strong, with non-performing loans at 0.07% of total loans and net charge-offs at 0.02% of total loans. Other expenses increased 12.0%, reflecting added staff, new branches, and technology and security investments.
Consumers Bancorp, Inc. reported that Scott E. Dodds, Executive Vice President and Senior Loan Officer and a Named Executive Officer, left his position on June 26, 2026 due to a disability. He had served in this role since November 2013, and the company states his departure is not related to any disagreement over operations, policies, or practices.
In connection with his departure, Mr. Dodds will receive a disability benefit under the company’s Salary Continuation Plan, a lump-sum cash payment of $34,320, an advanced payout of paid time off of $10,730, and accelerated vesting of stock awards with a grant date fair value of $24,434. The company did not enter into any new material compensatory arrangements tied to his departure.
Consumers Bancorp, Inc. reported net income of $2.8 million for the quarter ended March 31, 2026, up 52.2% from the prior-year quarter, with earnings per share increasing to $0.90 from $0.59.
For the nine months ended March 31, 2026, net income rose to $8.2 million, or $2.61 per share, compared with $6.4 million, or $2.04 per share, helped by an $4.6 million increase in net interest income and a higher net interest margin.
Total assets reached $1.24 billion, loans grew $90.6 million and deposits grew $73.1 million from June 30, 2025, while non-performing loans fell to $407 thousand, or 0.04% of total loans, reflecting strong credit quality.
Consumers Bancorp, Inc. filed a current report to note that it issued a press release on January 20, 2026 reporting financial results for the three- and six-month periods ended December 31, 2025. The press release is furnished as Exhibit 99.1, and the filing is made under the Results of Operations and Financial Condition disclosure item. The report is signed on behalf of the company by President and Chief Executive Officer Ralph J. Lober II.
Consumers Bancorp, Inc. (CBKM) reported shareholder voting results from the Annual Meeting held on October 23, 2025. Four directors—David R. Bickerton, Frank L. Paden, John W. Parkinson, and Michael A. Wheeler—were elected.
Shareholders approved the non-binding say‑on‑pay with 1,364,375.0 votes for, 5,740.0 against, and 21,938.7 abstentions, with 853,875.0 non‑votes. On the say‑on‑pay frequency, votes were 475,601.4 for 1 year, 19,519.1 for 2 years, and 876,533.0 for 3 years, with 20,400.2 abstentions and 853,875.0 non‑votes; the Board set the frequency at every 3 years. The appointment of Plante & Moran, PLLC as independent auditor for the year ending June 30, 2026 was ratified with 2,220,280.9 for, 5,755.8 against, and 19,892.0 abstentions.
Consumers Bancorp, Inc. (CBKM) filed an 8-K announcing it furnished a press release reporting results for its first fiscal quarter ended September 30, 2025. The press release is included as Exhibit 99.1 under Item 2.02 (Results of Operations and Financial Condition).
The filing is administrative in nature and does not list securities under Section 12(b). Additional financial details are contained in the attached press release.