Consumers Bancorp loan officer acquires 129 shares

A footnote says 129 restricted stock units are scheduled to vest on June 30 in 2027, 2028 and 2029, subject to continued employment.

Rhea-AI Filing Summary

Consumers Bancorp Inc. (CBKM) reports that David E. Benavides, SVP, Senior Loan Officer, had 129 restricted stock units settled into 129 common shares on September 28, 2026. He held 195 common shares directly following the transaction; that holding includes shares acquired through a dividend reinvestment plan.

Insider Trade Summary

129 shares exercised/converted

Exercise 2 txns

Insider Benavides David E

Role SVP, Senior Loan Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units (Performance Based Vesting) F1, F3	129	--	--
Exercise	Common Stock F1, F2	129	--	--

Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 0 contracts (Direct); Common Stock — 195.139 shares (Direct)

Footnotes (3)

1. F1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date.
2. F2. Includes shares acquired through dividend reinvestment plan
3. F3. This award was granted on 01-01-29. 129 restricted stock units subject to the award vested on 6-30-2026. 129 restricted stock units are schedules to vest 6-30-2027, 2028, 2029, assuming continued employment through applicable vesting dates.

Key Figures

Restricted stock units settled: 129 units Common shares acquired: 129 shares Direct common shares following transaction: 195 shares +1 more

4 metrics

Restricted stock units settled 129 units Settled into common shares on September 28, 2026

Common shares acquired 129 shares Settlement of restricted stock units on September 28, 2026

Direct common shares following transaction 195 shares Includes shares acquired through a dividend reinvestment plan

Restricted stock units scheduled to vest 129 units Scheduled for June 30 in 2027, 2028 and 2029, subject to continued employment

Key Terms

restricted stock units, dividend reinvestment plan, scheduled vesting date

3 terms

restricted stock units financial

"settlement of restricted stock units in shares of common stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

dividend reinvestment plan financial

"Includes shares acquired through dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

scheduled vesting date financial

"on their scheduled vesting date"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many CBKM shares did David E. Benavides acquire?

David E. Benavides acquired 129 common shares when 129 restricted stock units were settled on September 28, 2026. He reported 195 common shares directly following the transaction.

When are David E. Benavides's CBKM restricted stock units scheduled to vest?

129 restricted stock units are scheduled to vest on June 30 in 2027, 2028 and 2029, assuming continued employment through the applicable vesting dates.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/28/2026 - 04:58 PM Accepted by SEC EDGAR 09/28/2026 - 04:57 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benavides David E

(Last) (First) (Middle)

219 KINGSTON DR

(Street)

AURORA OHIO 44202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Senior Loan Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
09/28/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/28/2026		M		129	A	(1)	195.139(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Performance Based Vesting)	(1)	09/28/2026		M		129		(3)	(3)	Common Stock	129	(1)	0	D

Explanation of Responses:

1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date.

2. Includes shares acquired through dividend reinvestment plan

3. This award was granted on 01-01-29. 129 restricted stock units subject to the award vested on 6-30-2026. 129 restricted stock units are schedules to vest 6-30-2027, 2028, 2029, assuming continued employment through applicable vesting dates.

	/s/David Benavides	09/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)