Consumers Bancorp credit chief receives 349 shares

The award footnote lists 349 restricted stock units scheduled to vest on June 30, 2027, June 30, 2028, and June 30, 2029, assuming continued employment.

Rhea-AI Filing Summary

Consumers Bancorp Inc. reported that Suzanne N. Mikes, EVP, Chief Credit Officer, received 349 shares of common stock upon settlement of 349 performance-based restricted stock units on September 28, 2026. Her reported direct common-stock holdings following the transaction were 10,148 shares, including shares acquired through a dividend reinvestment plan. The award footnote says those 349 units vested June 30, 2026.

Insider Trade Summary

349 shares exercised/converted

Exercise 2 txns

Insider Mikes Suzanne N

Role EVP, Chief Credit Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units (Performance Based Vesting) F1, F3	349	--	--
Exercise	Common Stock F1, F2	349	--	--

Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 0 contracts (Direct); Common Stock — 10,147.882 shares (Direct)

Footnotes (3)

1. F1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date.
2. F2. Includes shares acquired through dividend reinvestment plan
3. F3. This award was granted on 07-01-25. 349 restricted stock units subject to the award vested on 6-30-2026. 349 restricted stock units are schedules to vest 6-30-2027, 2028, 2029, assuming continued employment through applicable vesting dates.

Key Figures

Restricted stock units settled: 349 units Common shares received on settlement: 349 shares Direct common shares following transaction: 10,148 shares

3 metrics

Restricted stock units settled 349 units September 28, 2026

Common shares received on settlement 349 shares September 28, 2026

Direct common shares following transaction 10,148 shares Includes shares acquired through a dividend reinvestment plan

Key Terms

restricted stock units, scheduled vesting date, dividend reinvestment plan

3 terms

restricted stock units technical

"settlement of restricted stock units in shares of common stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

scheduled vesting date technical

"on their scheduled vesting date"

dividend reinvestment plan financial

"shares acquired through dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many CBKM shares did Suzanne N. Mikes receive?

Suzanne N. Mikes, EVP, Chief Credit Officer, received 349 shares of common stock upon settlement of 349 restricted stock units on September 28, 2026. Her reported direct common-stock holdings afterward were 10,148 shares.

What is the vesting schedule for Suzanne N. Mikes's CBKM award?

The award footnote lists 349 restricted stock units scheduled to vest on June 30, 2027, June 30, 2028, and June 30, 2029, assuming continued employment through the applicable vesting dates. The award was granted July 1, 2025.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/28/2026 - 04:50 PM Accepted by SEC EDGAR 09/28/2026 - 04:49 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mikes Suzanne N

(Last) (First) (Middle)

4028 TROON DR

(Street)

UNIONTOWN OHIO 44685

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Credit Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/28/2026		M		349	A	(1)	10,147.882(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Performance Based Vesting)	(1)	09/28/2026		M		349		(3)	(3)	Common Stock	349	(1)	0	D

Explanation of Responses:

1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date.

2. Includes shares acquired through dividend reinvestment plan

3. This award was granted on 07-01-25. 349 restricted stock units subject to the award vested on 6-30-2026. 349 restricted stock units are schedules to vest 6-30-2027, 2028, 2029, assuming continued employment through applicable vesting dates.

	/S/Suzanne Mikes	09/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)