Consumers Bancorp CEO buys CBKM shares in open-market trades

Consumers Bancorp Inc. (CBKM) CEO, President and Director Ralph J. Lober II reported open-market purchases of the company’s common stock.

Rhea-AI Filing Summary

Consumers Bancorp Inc. (CBKM) CEO, President and Director Ralph J. Lober II reported open-market purchases of the company’s common stock. On 12/15/2025, he bought 500 shares at $24 and an additional 90 shares at $23.9. After these transactions, he directly beneficially owned 76,320.234 shares of Consumers Bancorp common stock, which includes shares acquired through a dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 590 shares

Net Buy 2 txns

Insider Lober Ralph J II

Role CEO & President

Bought 590 shs ($14K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	500	$24.00	$12K
Purchase	Common Stock	90	$23.90	$2K

Holdings After Transaction: Common Stock — 76,320.234 shares (Direct)

Footnotes (1)

1. F1. Includes shares acquired through dividend reinvestment plan

FAQ

What insider transaction did Consumers Bancorp (CBKM) report?

The filing reports that CEO, President and Director Ralph J. Lober II purchased 500 shares at $24 and 90 shares at $23.9 of Consumers Bancorp common stock on 12/15/2025.

Who is the reporting person in the Consumers Bancorp (CBKM) Form 4?

The reporting person is Ralph J. Lober II, who serves as a Director and as CEO & President of Consumers Bancorp Inc.

How many Consumers Bancorp (CBKM) shares does Ralph J. Lober II own after the trades?

Following the reported transactions, Ralph J. Lober II directly beneficially owned 76,320.234 shares of Consumers Bancorp common stock.

What type of security was involved in the CBKM insider transactions?

The transactions involved Consumers Bancorp common stock, as shown in Table I of the filing.

Are any of Ralph J. Lober II’s CBKM shares from a dividend reinvestment plan?

Yes. The filing notes that the reported amount of common stock includes shares acquired through a dividend reinvestment plan.

Are the reported CBKM shares held directly or indirectly by Ralph J. Lober II?

The Form 4 shows that the 76,320.234 shares of Consumers Bancorp common stock are held with direct ownership.

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Accepted by SEC EDGAR 12/15/2025 - 03:40 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lober Ralph J II

(Last) (First) (Middle)

9084 EMERALD ISLE ST NW

(Street)

CANAL FULTON OH 44614

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO & President

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/15/2025		P		500	A	$24	76,230.234(1)	D
Common Stock	12/15/2025		P		90	A	$23.9	76,320.234(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

	/s/Ralph J. Lober II	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.