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Consumers Bancorp (CBKM) CEO Reports Small Open-Market Purchases in September

Filing Impact
(Neutral)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

Ralph J. Lober II, CEO & President and Director of Consumers Bancorp, Inc. (CBKM), reported two open-market purchases of Common Stock in September 2025. He acquired 94 shares on 09/19/2025 at $22.77 per share and 500 shares on 09/22/2025 at $23.00 per share. Following these transactions his reported beneficial ownership increased to 74,930.189 shares, which includes shares acquired through the company dividend reinvestment plan.

Positive

  • CEO and Director purchased shares, showing personal investment in the company
  • Beneficial ownership increased to 74,930.189 shares, including dividend reinvestment plan participation

Negative

  • None.

Insights

TL;DR: Insider purchases by the CEO/President signal continued personal investment but are modest relative to total holdings.

These Form 4 entries show routine open-market purchases by the CEO and a Director, indicating personal buying rather than option exercises or derivative transactions. The filings note inclusion of dividend reinvestment plan shares in the total beneficial ownership figure. Transaction sizes (94 and 500 shares) are small absolute amounts but maintain alignment of management with shareholder interest. No dispositions, new derivative positions, 10b5-1 plan indicators, or material changes to ownership percentage are disclosed in the form.

TL;DR: Small-scale insider buys are mildly positive but not materially impactful to valuation.

The purchases were executed at $22.77 and $23.00 per share and increased reported beneficial ownership to 74,930.189 shares. Given the modest purchase sizes relative to the total holding, the transactions are unlikely to materially affect market perception or control metrics. The disclosure follows regulatory requirements and includes a signature dated 09/22/2025. No additional corporate actions or financial results are included in this filing.

Insider Lober Ralph J II
Role CEO & President
Bought 594 shs ($14K)
Type Security Shares Price Value
Purchase Common Stock 500 $23.00 $12K
Purchase Common Stock 94 $22.77 $2K
Holdings After Transaction: Common Stock — 74,930.189 shares (Direct)
Footnotes (1)
  1. [object Object]
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Lober Ralph J II
(Last) (First) (Middle)
9084 EMERALD ISLE ST NW
(Street)
CANAL FULTON OH 44614
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
X Officer (give title below) Other (specify below)
CEO & President
3. Date of Earliest Transaction (Month/Day/Year)
09/19/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 09/19/2025 P 94 A $22.77 74,430.189(1) D
Common Stock 09/22/2025 P 500 A $23 74,930.189(1) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Includes shares acquired through dividend reinvestment plan
/s/Ralph J. Lober II 09/22/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What transactions did Ralph J. Lober II report for CBKM?

He reported two open-market purchases: 94 shares on 09/19/2025 at $22.77 and 500 shares on 09/22/2025 at $23.00.

How many CBKM shares does Ralph J. Lober II beneficially own after these transactions?

74,930.189 shares, which the filing states include shares from the dividend reinvestment plan.

Do these Form 4 entries include derivative transactions or dispositions?

No. The filing shows only non-derivative purchases and lists no dispositions or derivative securities.

What roles does the reporting person hold at Consumers Bancorp (CBKM)?

Ralph J. Lober II is reported as CEO & President and a Director.

Were the purchases made under a 10b5-1 plan according to the Form 4?

No 10b5-1 plan box is checked on this Form 4.