Consumers Bancorp (CBKM) director increases holdings with open-market buys

Q: Were the CBKM insider transactions by Richard T. Kiko Jr open-market purchases?

Yes. The Form 4 classifies both transactions as open-market purchases of Consumers Bancorp Common Stock, coded “P” and labeled as purchases in open market or private transactions, at a reported price of $25.99 per share.

Q: What does the indirect ownership reported by CBKM director Richard T. Kiko Jr represent?

The Form 4 shows 12,753.466 shares of Consumers Bancorp Common Stock as indirectly owned , with the nature of ownership listed as “Trustee, Spousal trust.” A footnote states this amount includes shares acquired through a dividend reinvestment plan .

Filing Impact

(Neutral)

Filing Sentiment

(Positive)

Form Type

Rhea-AI Filing Summary

Consumers Bancorp director Richard T. Kiko Jr reported open-market purchases of Common Stock in two transactions on March 13, 2026, buying a total of 387.6033 shares at $25.99 per share.

Following these trades, his direct holdings increased to 3,105.058 shares of Common Stock. He also reports indirect ownership of 12,753.466 shares held as trustee of a spousal trust, which includes shares acquired through a dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 387.603 shares ($10,074)

Net Buy 3 txns

Insider Kiko Richard T Jr

Role Director

Bought 387.603 shs ($10K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	192.382	$25.99	$5K
Purchase	Common Stock	195.222	$25.99	$5K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 2,906.783 shares (Direct); Common Stock — 12,753.466 shares (Indirect, Trustee, Spousal trust)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

03/16/2026 - 04:05 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kiko Richard T Jr

(Last)

(First)

(Middle)

460 ARBOR FALLS DR

(Street)

WADSWORTH

44281

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	03/13/2026		P		192.3817	A	$25.99	2,906.783⁽¹⁾	D
Common Stock	03/13/2026		P		195.2216	A	$25.99	3,105.058⁽¹⁾	D
Common Stock								12,753.466⁽¹⁾	I	Trustee, Spousal trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

	/s/ Richard T. Kiko	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did CBKM director Richard T. Kiko Jr report?

Director Richard T. Kiko Jr reported two open-market purchases of Consumers Bancorp Common Stock on March 13, 2026, totaling 387.6033 shares at $25.99 per share. These transactions increased his direct ownership in the company.

How many Consumers Bancorp (CBKM) shares does Richard T. Kiko Jr now own?

After the reported transactions, Richard T. Kiko Jr directly holds 3,105.058 shares of Consumers Bancorp Common Stock. He also has 12,753.466 shares of indirect ownership as trustee of a spousal trust, according to the Form 4 data.

Were the CBKM insider transactions by Richard T. Kiko Jr open-market purchases?

Yes. The Form 4 classifies both transactions as open-market purchases of Consumers Bancorp Common Stock, coded “P” and labeled as purchases in open market or private transactions, at a reported price of $25.99 per share.

What does the indirect ownership reported by CBKM director Richard T. Kiko Jr represent?

The Form 4 shows 12,753.466 shares of Consumers Bancorp Common Stock as indirectly owned, with the nature of ownership listed as “Trustee, Spousal trust.” A footnote states this amount includes shares acquired through a dividend reinvestment plan.

Did the CBKM Form 4 for Richard T. Kiko Jr report any stock sales?

No stock sales were reported. The transaction summary shows two buy transactions totaling 387.6033 shares and no sell transactions, resulting in a net-buy position change for Consumers Bancorp Common Stock on March 13, 2026.