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Consumers Bancorp (CBKM) awards 689 performance-based RSUs to risk chief

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Form Type
4

Rhea-AI Filing Summary

Karapasha Stephen G reported acquisition or exercise transactions in this Form 4 filing.

Consumers Bancorp reported that SVP and Chief Risk Officer Stephen G. Karapasha received a grant of 689 performance-based restricted stock units linked to common stock at a price of $0.0000 per unit. The award vests based on fiscal 2027 performance with additional 25% time-based installments on June 30, 2028, 2029 and 2030, and the 689 units represent the maximum shares payable; he may ultimately earn 0-50% of this amount.

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Insider Karapasha Stephen G
Role SVP, Chief Risk Officer
Type Security Shares Price Value
Grant/Award Restricted Stock Units (Performance Based Vesting) F1 689 $0.00 $0.00
Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 689 shares (Direct)
Footnotes (1)
  1. F1. The performance based RSUs will vest based on achievement of identified performance measures for fiscal year 2027, with additional time-based vesting in equal 25% installments on June 30, 2028, 2029 and 2030, assuming the Reporting Person remains continuously employed on the vesting dates. The amount reported represents the amount of shares payable at maximum performance; the Reporting Person could earn 0 - 50% of the amount reported depending on the level of performance achieved
Performance RSUs granted 689 units Grant to SVP, Chief Risk Officer on 2026-08-03
Grant price per unit $0.0000 Reported price for the performance-based RSU award
RSUs after transaction 689 units Total performance-based RSUs held following the award
Potential payout range 0-50% of 689 units Range of shares payable based on fiscal 2027 performance
Time-based vesting dates June 30, 2028, 2029, 2030 Equal 25% installments subject to continued employment
Restricted Stock Units financial
"Security title is "Restricted Stock Units (Performance Based Vesting)""
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
performance based vesting financial
"Restricted Stock Units (Performance Based Vesting) tied to common stock"
time-based vesting financial
"with additional time-based vesting in equal 25% installments"
Time-based vesting is a schedule that gives employees or contractors ownership of granted stock or options gradually as they remain with a company, like unlocking rewards in a loyalty program the longer you stick around. For investors, it matters because it affects future share supply, management incentives and staff retention — all of which can influence company performance and dilution of existing shareholders.
fiscal year 2027 financial
"will vest based on achievement of identified performance measures for fiscal year 2027"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider equity award did CBKM grant to Stephen G. Karapasha?

Consumers Bancorp granted 689 performance-based restricted stock units to SVP and Chief Risk Officer Stephen G. Karapasha. The units are tied to common stock and reported at a $0.0000 grant price per unit, representing the maximum potential shares payable under the award.

How do the CBKM performance-based RSUs for Karapasha vest?

The RSUs will vest based on fiscal year 2027 performance, with additional time-based vesting in equal 25% installments on June 30, 2028, 2029 and 2030. Continuous employment through each vesting date is required for the respective installment to vest.

What is the potential payout range of Stephen Karapasha’s CBKM RSU award?

The 689-unit award reflects the maximum shares payable. Depending on fiscal 2027 performance, Stephen G. Karapasha may ultimately earn between 0% and 50% of the reported 689 units, meaning the realized share payout could be significantly lower than the maximum.

What type of security was reported in the CBKM Form 4 for Karapasha?

The filing reports Restricted Stock Units (Performance Based Vesting) tied to Consumers Bancorp common stock. These are derivative securities that convert into common shares upon satisfaction of specified performance conditions and time-based vesting requirements described in the award terms.

What are Stephen Karapasha’s reported RSU holdings in CBKM after this grant?

After the reported transaction, Stephen G. Karapasha holds 689 performance-based RSUs linked to Consumers Bancorp common stock. This figure reflects the maximum units under the new award as of August 3, 2026, and is reported as direct beneficial ownership in the filing.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Karapasha Stephen G

(Last)(First)(Middle)
5857 WALTERWAY DR

(Street)
HILLARD OHIO 43026

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SVP, Chief Risk Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units (Performance Based Vesting)(1)08/03/2026A689 (1) (1)Common Stock689$0689D
Explanation of Responses:
1. The performance based RSUs will vest based on achievement of identified performance measures for fiscal year 2027, with additional time-based vesting in equal 25% installments on June 30, 2028, 2029 and 2030, assuming the Reporting Person remains continuously employed on the vesting dates. The amount reported represents the amount of shares payable at maximum performance; the Reporting Person could earn 0 - 50% of the amount reported depending on the level of performance achieved
/s/Stephen Karapasha08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)