Chain Bridge Bancorp, Inc. filings document the public reporting of a Delaware bank holding company for Chain Bridge Bank, N.A. Its 8-K reports furnish earnings releases and investor presentation materials covering operating results, deposits, IntraFi Cash Service® One-Way Sell® activity, net interest income, liquidity, capital ratios and balance-sheet trends.
The company’s proxy and governance filings cover annual meeting matters, director elections, auditor ratification, board succession, committee assignments and related corporate-governance procedures. As an emerging growth company, CBNA’s filings also identify public-company reporting status and formal disclosure controls around results of operations, financial condition and material governance events.
Chain Bridge Bancorp, Inc. reported higher first-quarter 2026 earnings, with net income of $7.1 million versus $5.6 million a year earlier and earnings per share of $1.08 versus $0.85. Returns improved, with return on average equity at 16.56% and return on average assets at 1.59%. Total assets reached $1.9 billion and deposits $1.7 billion, while the debt securities portfolio expanded to $1.0 billion. Asset quality remained very strong, with no non‑performing assets or other real estate owned reported and an allowance for loan credit losses of $3.7 million. Capital levels were high, including a total risk‑based capital ratio of 48.65% at the company and 47.14% at the bank, and the liquidity ratio was 92.73%. The company continues to rely heavily on political-organization deposits and estimates that 75.8% of total deposits were uninsured, with three clients representing 16.4% of deposits, and highlights ongoing exposure to interest-rate shifts and U.S. fiscal policy, including recent federal budget changes and a 2025 shutdown.
Chain Bridge Bancorp reported strong first quarter 2026 results, with net income of $7.1 million, up from $5.3 million in Q4 2025 and $5.6 million a year ago. Earnings per share rose to $1.08 from $0.81 and $0.85, while return on average equity reached 16.56% and return on average assets was 1.59% on an annualized basis.
Total assets were $1.9 billion and deposits were $1.7 billion at March 31, 2026. ICS One‑Way Sell deposits placed off balance sheet increased to $595.0 million, helping boost deposit placement services income to $1.7 million. Net interest income grew to $14.9 million, aided by a larger taxable securities portfolio and lower funding costs.
Asset quality remained very strong, with non‑performing assets at 0.00% of total assets and no net charge‑offs. The liquidity ratio was 92.73%. Capital levels were high, including a Tier 1 risk‑based capital ratio of 47.63%, Tier 1 leverage ratio of 9.94%, and tangible common equity to tangible assets of 9.11%. Book value per share increased to $26.65.
Chain Bridge Bancorp, Inc. is asking stockholders to vote at its 2026 virtual annual meeting on June 17, 2026, to elect thirteen directors and ratify Yount, Hyde & Barbour, P.C. as independent auditor for 2026. Holders of record on April 20, 2026 may vote, with Class A common stock carrying one vote per share and Class B common stock ten votes per share. As of the record date, 3,364,287 Class A shares and 3,197,530 Class B shares were outstanding, giving Class B 90.48% of total voting power. Members of the Fitzgerald Family collectively beneficially owned 2,316,080 Class B shares, representing 65.55% of total voting power, while all directors and executive officers as a group held 50.05% of voting power. The thirteen-person Board is majority independent, operates through Audit, Compensation, Risk, and Governance and Nominating Committees, and maintains policies such as a 2,000-share minimum stock ownership requirement for non-employee directors and a mandatory retirement age of 75.
Chain Bridge Bancorp, Inc. files its Annual Report on Form 10-K describing a liquidity- and deposit-focused community bank model. At December 31, 2025 the Company reported $1.8 billion in total assets, $586.6 million in cash and cash equivalents, $865.4 million in securities (including $527.8 million of U.S. Treasuries), $270.7 million in net loans held for investment and $1.6 billion of total deposits.
The filing explains a primarily branch-less, technology-enabled service model concentrated on transaction accounts (95.3% of deposits) and specialized work with political organizations and related vendors. It summarizes capital, regulatory framework, risk-management programs, trust and wealth services, lending composition (heavy in residential mortgages), and seasonality tied to federal election cycles. Outstanding shares reported: 3,322,762 Class A and 3,239,055 Class B shares as of March 19, 2026.
Chain Bridge Bancorp, Inc. provides an in-depth overview of its banking, trust, and regulatory environment, highlighting its conservative, liquidity-focused model. As of December 31, 2025, the company reported $1.8 billion in total assets, $1.6 billion in deposits, and stockholders’ equity of $169.2 million.
The balance sheet is heavily weighted to cash and securities, including $586.6 million in cash and equivalents and $865.4 million in securities, with 61.0% of that in U.S. Treasuries. Net loans held for investment were $270.7 million, producing a loan-to-deposit ratio of 17.46%, underscoring a low-risk, liquidity-heavy strategy.
The bank serves clients nationwide without a branch network, focusing on high-transaction commercial relationships and political organizations, with 95.3% of deposits in transaction accounts and a cost of funds of 0.32% for 2025. Management emphasizes tight credit discipline, noting no non-performing assets since 2012 and minimal cumulative net charge-offs of $265,000 since inception, alongside expanding fiduciary and wealth management services under OCC oversight.
Chain Bridge Bancorp director Basha Leigh-Alexandra purchased additional shares of the company. On March 6, 2026, she made an open-market purchase of 400 shares of Class A Common Stock at an average price of $35.0399 per share. Following this transaction, she now directly owns 1,200 shares of Chain Bridge Bancorp common stock.
CHAIN BRIDGE BANCORP INC director Basha Leigh-Alexandra bought 400 shares of Class A Common Stock in an open-market transaction. The shares were purchased at a price of $30.479 per share, bringing the director’s direct holdings to 800 shares after the transaction.
Chain Bridge Bancorp Inc. Corporate Development Officer James R. Pollock bought 714 shares of Class A Common Stock in an open-market purchase at $35.25 per share. Following this transaction, he directly owns 3,845 shares.
Chain Bridge Bancorp Inc. director Basha Leigh-Alexandra increased her direct stake through open-market purchases of Class A common stock. She bought 400 shares on June 29, 2025 at $29.97 per share and another 400 shares on November 18, 2025 at $30.479 per share, for a total of 800 shares purchased. Following the most recent transaction, she directly owns 1,200 Class A common shares.
Chain Bridge Bancorp Inc director Benita Thompson-Byas sold 2,000 shares of Class A Common Stock in an open-market transaction. The sale took place on March 3, 2026 at an average price of $35.4414 per share, leaving her with 16,208 shares held directly after the trade.