Every 10-Q that Capital Bancorp, Inc. (CBNK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CBNK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CBNK filings page.
Capital Bancorp, Inc. reported Q2 2026 net income of 14,250 (in thousands), up from 13,136 a year earlier, with diluted EPS of $0.87 versus $0.78. For the first six months, net income was 26,268 (in thousands), slightly below 27,068 in 2025, while diluted EPS held at $1.60.
Total assets reached 3,889,938 (in thousands) at June 30, 2026, compared with 3,606,207 at December 31, 2025. Deposits grew to 3,371,103 (in thousands) from 3,093,200, and portfolio loans increased to 3,089,932 from 2,965,071. The allowance for credit losses was stable at 54,431 (in thousands).
Credit metrics show nonaccrual loans of 56,987 (in thousands) versus 54,421 at year-end and collateral dependent loans of 51,396 (in thousands). Loan modifications to borrowers experiencing financial difficulty totaled 11,200 (in thousands) in the first half. Segment results were mixed: Commercial Banking pretax income rose to 30,886 (in thousands), Windsor Advantage™ improved to 3,738, OpenSky™ declined to 1,941, and CBHL recorded a pretax loss of 2,240 for the six months ended June 30, 2026.
Capital Bancorp, Inc. reported first-quarter 2026 net income of $12.0 million, down from $13.9 million a year earlier, as higher operating costs and credit provisions offset revenue growth. Diluted earnings per share were $0.73 versus $0.82 in the prior-year quarter.
Total assets rose to $3.81 billion from $3.61 billion, driven by loan and deposit growth. Portfolio loans reached $3.03 billion, while deposits increased to $3.29 billion, reflecting strong funding expansion across commercial banking and the OpenSky credit card division.
Net interest income increased to $49.4 million from $46.0 million as loan balances and yields grew. However, the provision for credit losses rose to $3.0 million, and noninterest expenses climbed to $43.7 million, pressuring profitability even as noninterest income improved modestly.
Capital Bancorp (CBNK) reported stronger Q3 2025 results. Net income was $15.1 million with diluted EPS of $0.89, up from $0.62 a year ago. Net interest income rose to $52.0 million from $38.4 million as higher loan yields drove revenue, while total noninterest income increased to $11.1 million from $6.6 million.
Total assets reached $3.39 billion. Portfolio loans were $2.83 billion versus $2.64 billion at year-end 2024, and deposits were $2.91 billion versus $2.76 billion. The allowance for credit losses was $53.0 million. Stockholders’ equity rose to $394.8 million, aided by improved accumulated other comprehensive loss of $(6.8) million.
The IFH acquisition accounting was finalized, increasing goodwill by $4.8 million to $26.0 million, with $0.7 million of merger-related expenses in Q3. Credit metrics were mixed: nonaccrual loans were $52.2 million at September 30, 2025 compared with $30.2 million at December 31, 2024. As of November 6, 2025, 16,520,863 common shares were outstanding.
Capital Bancorp reported stronger core results for the quarter ended June 30, 2025, with growth across loans, deposits and earnings following its IFH acquisition. Total assets reached $3.389 billion, up from $3.207 billion, driven by portfolio loans of $2.748 billion gross and cash and cash equivalents of $274.6 million. Deposits rose to $2.941 billion from $2.762 billion. Net interest income increased to $47.6 million from $37.1 million, and the company recorded quarterly net income of $13.136 million ($0.79 basic EPS) versus $8.205 million a year earlier. Total noninterest income doubled to $13.1 million, partly from government lending and servicing, while noninterest expenses increased to $39.6 million, including merger-related costs. Credit metrics show rising delinquencies and nonaccruals ($36.2 million) and an ACL of $47.4 million. The IFH acquisition added scale with $83.5 million consideration and goodwill of $22.5 million after a $1.4 million measurement adjustment.