What is Capital Bancorp, Inc.'s earnings per share (EPS)?

Capital Bancorp, Inc. (CBNK) reported diluted earnings per share of $3.41 for fiscal year 2025. This represents a 60.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Capital Bancorp, Inc. (CBNK) Financials

CBNK

Trailing 12 months to June 30, 2026

Revenue $253.9M +15.1% YoY

Net Income $56.4M +30.3% YoY

EPS (Diluted) $3.40 +28.3% YoY

Operating Cash Flow $68.1M +55.4% YoY

Market Cap $590.5M as of Sep 11, 2026

Price / Sales 2.3x on $253.9M revenue, trailing 12 months to June 30, 2026

Price / Earnings 10.5x on $56.4M net income, trailing 12 months to June 30, 2026

Price / Book 1.4x on $422.2M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 11, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CBNK SEC filings page.

Capital Bancorp, Inc. (CBNK) reported $253.9M in revenue over the twelve months to Jun 30, 2026, up 15.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CBNK FY2025 2026-09-05

Profit recovery is being carried by revenue growth and operating cash generation while balance-sheet expansion remains heavily liability-funded.

Earnings quality improved in FY2025: net income rose to $57.2M while operating cash flow reached $69.7M, reversing the weaker FY2024 relationship when cash flow was only $34.9M against $31.0M of profit. That alignment suggests reported earnings were accompanied by cash generation rather than relying solely on accounting gains.

Revenue increased to $245.2M from $186.2M, and net profit margin widened from 16.6% to 23.3%. Because selling, general, and administrative expense also rose to $72.2M, the improvement points to growth absorbing a larger cost base rather than simple expense reduction.

Liability-funded expansion remains the defining balance-sheet mechanic: assets reached $3.6B from $3.2B, while debt-to-equity stayed near 8.0x. Equity grew to $401.8M, but liabilities still supplied most of the financing for the larger asset base.

Financial Health Signals

Financial Health Score 52/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Capital Bancorp, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Capital Bancorp, Inc. earned a return on assets of 1.6% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.0% the prior year. Earnings ranks banks on that return over three years, and Capital Bancorp, Inc. scores 84/100 among other banks.

Growth

Capital Bancorp, Inc. reported revenue of $245.2M in fiscal year 2025, against $186.2M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Capital Bancorp, Inc. scores 80/100 among other banks.

Capital

Capital Bancorp, Inc. funded 11.1% of its assets with shareholders' equity at the end of fiscal year 2025, holding $401.8M of equity against $3.6B of assets. Capital ranks banks on that cushion, and Capital Bancorp, Inc. scores 47/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Capital Bancorp, Inc. scores 46/100 on it among other banks.

Credit Quality

Not available for Capital Bancorp, Inc., and counted as zero in the overall score.

Stability

Capital Bancorp, Inc. reported net income of $57.2M in fiscal year 2025, against $31.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Capital Bancorp, Inc. scores 56/100 among other banks.

Piotroski F-Score Partial

6/6

Capital Bancorp, Inc. passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.22x

For every $1 of reported earnings, Capital Bancorp, Inc. generates $1.22 in operating cash flow ($69.7M OCF vs $57.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$65.3M

YoY+7.5%

QoQ+4.0%

5Y CAGR+9.8%

Capital Bancorp, Inc. generated $65.3M in revenue in Q2 2026. This represents an increase of 7.5% from the same quarter a year earlier. Against the prior quarter it is up 4.0%.

Net Income

$14.3M

YoY+8.5%

QoQ+18.6%

5Y CAGR+8.1%

Capital Bancorp, Inc. reported $14.3M in net income in Q2 2026. This represents an increase of 8.5% from the same quarter a year earlier. Against the prior quarter it is up 18.6%.

EPS (Diluted)

$0.87

YoY+11.5%

QoQ+19.2%

5Y CAGR+5.1%

Capital Bancorp, Inc. earned $0.87 per diluted share (EPS) in Q2 2026. This represents an increase of 11.5% from the same quarter a year earlier. Against the prior quarter it is up 19.2%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$418.3M

YoY+52.3%

QoQ+4.7%

5Y CAGR+6.3%

Capital Bancorp, Inc. held $418.3M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.12

YoY+20.0%

QoQ0.0%

Capital Bancorp, Inc. paid $0.12 per share in dividends in Q2 2026. This represents an increase of 20.0% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

16M

YoY-1.8%

QoQ0.0%

5Y CAGR+3.4%

Capital Bancorp, Inc. had 16M shares outstanding in Q2 2026. This represents a decrease of 1.8% from the same quarter a year earlier. It is unchanged from the prior quarter.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

21.8%

YoY+0.2pp

QoQ+2.7pp

5Y change-1.7pp

Capital Bancorp, Inc.'s net profit margin was 21.8% in Q2 2026, showing the share of revenue converted to profit. This is up 0.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.7 percentage points.

Return on Equity

3.4%

YoY-0.1pp

QoQ+0.4pp

5Y change-2.1pp

Capital Bancorp, Inc.'s ROE was 3.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.4 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$36K

YoY-98.7%

QoQ-99.0%

Capital Bancorp, Inc. spent $36K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 98.7% from the same quarter a year earlier. Against the prior quarter it is down 99.0%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

CBNK Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CBNK quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K
Revenue	$253.9M	$245.2M+31.7%	$186.2M+11.8%	$166.5M-2.0%	$170.0M+1.6%	$167.3M+24.7%	$134.2M+45.8%	$92.0M+24.3%	$74.0M+15.5%	$64.1M
SG&A Expenses	$76.0M	$72.2M+28.8%	$56.0M+14.9%	$48.8M+13.7%	$42.9M+13.4%	$37.8M+13.2%	$33.4M+2.6%	$32.6M+29.5%	$25.2M+5.6%	$23.8M
Operating Income	N/A	N/A	-$3.7M+19.5%	-$4.6M-3.2%	-$4.5M	N/A	N/A	N/A	N/A	N/A
Interest Expense	$68.8M	$64.9M+10.8%	$58.6M+40.5%	$41.7M+315.2%	$10.0M+53.3%	$6.5M-50.3%	$13.2M-16.8%	$15.8M+41.0%	$11.2M+44.9%	$7.8M
Income Tax	$17.5M	$17.8M+63.7%	$10.9M+4.9%	$10.4M-16.7%	$12.4M-10.6%	$13.9M+49.2%	$9.3M+60.1%	$5.8M+16.8%	$5.0M-28.7%	$7.0M
Net Income	$56.4M	$57.2M+84.6%	$31.0M-13.7%	$35.9M-14.2%	$41.8M+4.6%	$40.0M+54.8%	$25.8M+52.8%	$16.9M+32.3%	$12.8M+79.6%	$7.1M
EPS (Basic)	N/A	$3.45+62.7%	$2.12-17.2%	$2.56-14.1%	$2.98+2.8%	$2.90+55.1%	$1.87+52.0%	$1.23+17.1%	$1.05+66.7%	$0.63
EPS (Diluted)	$3.40	$3.41+60.8%	$2.12-16.9%	$2.55-12.4%	$2.91+2.5%	$2.84+51.9%	$1.87+54.5%	$1.21+18.6%	$1.02+64.5%	$0.62
Diluted Shares (Avg)	N/A	17M+14.5%	15M+4.0%	14M-2.0%	14M+2.0%	14M+2.0%	14M-1.2%	14M+12.1%	12M+9.0%	11M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$65.3M+7.5%	$62.8M+7.1%	$62.7M+11.6%	$63.1M+40.2%	$60.8M+38.2%	$58.6M+43.0%	$56.2M+37.8%	$45.0M+4.3%
SG&A Expenses	$20.1M+8.7%	$20.3M+12.5%	$17.9M+8.5%	$17.7M+32.8%	$18.5M+39.1%	$18.1M+40.0%	$16.5M+41.9%	$13.3M+7.5%
Operating Income	N/A	N/A	N/A	-$923K+8.4%	-$933K-19.3%	-$903K+3.0%	-$993K+33.4%	-$1.0M-5.8%
Interest Expense	$19.0M+12.3%	$18.6M+11.1%	$18.4M+5.6%	$12.9M-9.7%	$16.9M+24.9%	$16.7M+25.1%	$17.4M+43.9%	$14.3M+30.4%
Income Tax	$4.2M+6.1%	$3.9M-11.7%	$4.6M+43.2%	$4.8M+69.9%	$4.0M+45.3%	$4.4M+111.7%	$3.2M+48.4%	$2.8M-5.7%
Net Income	$14.3M+8.5%	$12.0M-13.7%	$15.0M+99.6%	$15.1M+73.7%	$13.1M+60.1%	$13.9M+112.3%	$7.5M-16.6%	$8.7M-11.4%
EPS (Basic)	$0.87+10.1%	$0.74-11.9%	$0.91+111.6%	$0.91+46.8%	$0.79+33.9%	$0.84+78.7%	$0.43-33.8%	$0.62-11.4%
EPS (Diluted)	$0.87+11.5%	$0.73-11.0%	$0.91+111.6%	$0.89+43.5%	$0.78+32.2%	$0.82+74.5%	$0.43-33.8%	$0.62-11.4%
Diluted Shares (Avg)	16M-2.6%	16M-2.9%	N/A	17M+20.7%	17M+20.9%	17M+21.6%	N/A	14M-0.5%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, EBITDA.

CBNK Balance Sheet

CBNK quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K
Total Assets	$3.6B+12.5%	$3.2B+44.1%	$2.2B+4.8%	$2.1B+3.3%	$2.1B+9.5%	$1.9B+31.5%	$1.4B+29.2%	$1.1B+7.7%	$1.0B
Cash & Equivalents	$255.6M+24.5%	$205.3M+280.5%	$54.0M-32.9%	$80.4M-56.2%	$183.4M+24.8%	$146.9M+27.9%	$114.8M+230.7%	$34.7M-33.6%	$52.3M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$26.0M+22.9%	$21.1M	$0	$0	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$3.2B+12.4%	$2.9B+44.7%	$2.0B+3.8%	$1.9B+2.3%	$1.9B+8.2%	$1.7B+32.7%	$1.3B+30.7%	$990.5M+4.7%	$945.9M
Total Equity	$401.8M+13.1%	$355.1M+39.3%	$254.9M+13.8%	$224.0M+13.2%	$197.9M+24.2%	$159.3M+19.5%	$133.3M+16.4%	$114.6M+43.0%	$80.1M
Retained Earnings	$292.7M+20.5%	$242.9M+13.8%	$213.3M+16.9%	$182.4M+26.2%	$144.5M+35.3%	$106.9M+30.9%	$81.6M+24.2%	$65.7M+23.5%	$53.2M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$3.9B+14.8%	$3.8B+13.7%	$3.6B+12.5%	$3.4B+32.4%	$3.4B+39.0%	$3.3B+44.1%	$3.2B+44.1%	$2.6B+12.7%
Cash & Equivalents	$418.3M+52.3%	$399.3M+35.8%	$255.6M+24.5%	$188.9M+20.5%	$274.6M+101.2%	$294.0M+245.0%	$205.3M+280.5%	$156.7M+7.2%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$26.0M+15.5%	$26.0M+7.8%	$26.0M+22.9%	$26.0M	$22.5M	$24.1M	$21.1M	$0
Total Liabilities	$3.5B+15.3%	$3.4B+14.1%	$3.2B+12.4%	$3.0B+31.3%	$3.0B+38.6%	$3.0B+44.3%	$2.9B+44.7%	$2.3B+12.4%
Total Equity	$422.2M+11.1%	$408.9M+10.6%	$401.8M+13.1%	$394.8M+40.9%	$380.0M+41.9%	$369.6M+42.4%	$355.1M+39.3%	$280.1M+15.3%
Retained Earnings	$315.1M+20.7%	$302.8M+21.2%	$292.7M+20.5%	$274.0M+17.6%	$261.1M+15.6%	$249.9M+14.3%	$242.9M+13.8%	$233.0M+13.1%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

CBNK Cash Flow Statement

CBNK quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K
Operating Cash Flow	$68.1M	$69.7M+99.6%	$34.9M-26.3%	$47.4M-7.7%	$51.4M-61.1%	$132.1M+2320.3%	$5.5M+120.1%	-$27.2M-196.1%	$28.3M-18.7%	$34.8M
Stock-Based Compensation	N/A	$1.6M-15.1%	$1.9M+7.9%	$1.8M+5.7%	$1.7M+23.4%	$1.3M+37.0%	$983K+23.6%	$795K+39.5%	$570K+12.6%	$506K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.7M+22.0%	$1.4M
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$26.6M-20.4%	$33.4M
Investing Cash Flow	-$354.7M	-$350.9M-30.0%	-$270.0M-106.3%	-$130.8M+34.1%	-$198.5M+16.7%	-$238.2M+38.2%	-$385.5M-105.1%	-$188.0M-72.0%	-$109.3M+18.1%	-$133.4M
Financing Cash Flow	$430.2M	$331.4M-14.2%	$386.4M+578.3%	$57.0M+29.2%	$44.1M-69.1%	$142.6M-65.4%	$412.1M+39.6%	$295.3M+366.0%	$63.4M-43.8%	$112.7M
Dividends Paid	$7.9M	$7.3M+38.3%	$5.3M+34.6%	$3.9M+27.1%	$3.1M+123.2%	$1.4M	$0	N/A	N/A	N/A
Share Buybacks	$11.8M	$11.7M+738.5%	$1.4M-84.1%	$8.8M	$0	$0-100.0%	$3.7M+902.7%	$371K+724.4%	$45K-91.2%	$512K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$5.0M-19.4%	$21.8M-3.6%	$18.5M-28.8%	$32.9M+7190.5%	-$4.2M-132.7%	$22.6M+761.8%	$25.9M+318.3%	-$464K-102.1%
Stock-Based Compensation	N/A	$512K+25.8%	N/A	N/A	N/A	$407K-13.8%	N/A	N/A
Investing Cash Flow	-$53.1M+11.9%	-$72.1M-18.0%	-$141.4M-124.3%	-$88.1M-5.2%	-$60.3M+8.0%	-$61.1M-6.0%	-$63.1M-61.1%	-$83.7M-218.6%
Financing Cash Flow	$77.1M+70.8%	$194.0M+52.6%	$189.7M+121.1%	-$30.6M-129.3%	$45.1M-56.6%	$127.2M+37.8%	$85.8M+244.8%	$104.4M+240.8%
Dividends Paid	$2.0M+17.9%	$2.0M+17.6%	$2.0M+19.6%	$2.0M+43.1%	$1.7M+49.1%	$1.7M+49.4%	$1.7M+49.0%	$1.4M+24.8%
Share Buybacks	$36K-98.7%	$3.6M+475.6%	$8.6M	-$312K	$2.9M	$618K-55.8%	$0-100.0%	$0-100.0%

Not reported in any period shown, so not listed: Depreciation & Amortization, Capital Expenditures, Free Cash Flow.

CBNK Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CBNK quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K
Operating Margin	N/A	-2.0%+0.8pp	-2.8%-0.1pp	-2.6%	N/A	N/A	N/A	N/A	N/A
Net Margin	23.3%+6.7pp	16.6%-4.9pp	21.5%-3.0pp	24.6%+0.7pp	23.9%+4.7pp	19.2%+0.9pp	18.4%+1.1pp	17.3%+6.1pp	11.1%
Return on Equity	14.2%+5.5pp	8.7%-5.3pp	14.1%-4.6pp	18.7%-1.5pp	20.2%+4.0pp	16.2%+3.5pp	12.7%+1.5pp	11.1%+2.3pp	8.9%
Return on Assets	1.6%+0.6pp	1.0%-0.6pp	1.6%-0.4pp	2.0%0.0pp	1.9%+0.6pp	1.4%+0.2pp	1.2%0.0pp	1.2%+0.5pp	0.7%
Debt-to-Equity	7.98-0.1x	8.03+0.3x	7.73-0.7x	8.48-0.9x	9.39-1.4x	10.78+1.1x	9.71+1.1x	8.65-3.2x	11.81
Asset Turnover	0.070.0x	0.060.0x	0.070.0x	0.080.0x	0.080.0x	0.070.0x	0.060.0x	0.070.0x	0.06
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	35.9%-16.2pp	52.1%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Margin	N/A	N/A	N/A	-1.5%+0.8pp	-1.5%+0.2pp	-1.5%+0.7pp	-1.8%+1.9pp	-2.2%0.0pp
Net Margin	21.8%+0.2pp	19.1%-4.6pp	24.0%+10.6pp	23.9%+4.6pp	21.6%+2.9pp	23.8%+7.8pp	13.4%-8.7pp	19.3%-3.4pp
Return on Equity	3.4%-0.1pp	2.9%-0.8pp	3.7%+1.6pp	3.8%+0.7pp	3.5%+0.4pp	3.8%+1.2pp	2.1%-1.4pp	3.1%-0.9pp
Return on Assets	0.4%0.0pp	0.3%-0.1pp	0.4%+0.2pp	0.4%+0.1pp	0.4%+0.1pp	0.4%+0.1pp	0.2%-0.2pp	0.3%-0.1pp
Debt-to-Equity	8.21+0.3x	8.31+0.3x	7.98-0.1x	7.59-0.6x	7.92-0.2x	8.06+0.1x	8.03+0.3x	8.14-0.2x
Asset Turnover	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x

Not reported in any period shown, so not listed: Gross Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Capital Bancorp, Inc. CBNK	FY2025	$245.2M	$57.2M	23.3%	$590.5M	52/100
South Plains Financial SPFI	FY2025	$211.9M	$58.5M	27.6%	$841.0M	48/100
Harborone Bancorp Inc HONE	FY2024	$172.6M	$27.4M	15.9%	$522.2M	30/100
Bar Harbor Bk BHB	FY2025	$168.9M	$36.9M	21.9%	$677.3M	47/100
Unity Bancorp UNTY	FY2025	$131.8M	$58.0M	44.0%	$593.4M	62/100
Shore Bancshares Inc SHBI	FY2025	$225.1M	$59.5M	26.4%	$780.9M	35/100

Where Capital Bancorp, Inc. Ranks

Frequently Asked Questions

What is Capital Bancorp, Inc.'s annual revenue?

Capital Bancorp, Inc. (CBNK) reported $245.2M in total revenue for fiscal year 2025. This represents a 31.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Capital Bancorp, Inc.'s revenue growing?

Capital Bancorp, Inc. (CBNK) revenue grew by 31.7% year-over-year, from $186.2M to $245.2M in fiscal year 2025.

Is Capital Bancorp, Inc. profitable?

Yes, Capital Bancorp, Inc. (CBNK) reported a net income of $57.2M in fiscal year 2025, with a net profit margin of 23.3%.

What is Capital Bancorp, Inc.'s net profit margin?

Capital Bancorp, Inc. (CBNK) had a net profit margin of 23.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Capital Bancorp, Inc. pay dividends?

Yes, Capital Bancorp, Inc. (CBNK) paid $0.44 per share in dividends during fiscal year 2025.

What is Capital Bancorp, Inc.'s return on equity (ROE)?

Capital Bancorp, Inc. (CBNK) has a return on equity of 14.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Capital Bancorp, Inc.'s operating cash flow?

Capital Bancorp, Inc. (CBNK) generated $69.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Capital Bancorp, Inc.'s total assets?

Capital Bancorp, Inc. (CBNK) had $3.6B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Capital Bancorp, Inc. buy back shares?

Yes, Capital Bancorp, Inc. (CBNK) spent $11.7M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Capital Bancorp, Inc. have outstanding?

Capital Bancorp, Inc. (CBNK) had 16M shares outstanding as of fiscal year 2025.

What is Capital Bancorp, Inc.'s debt-to-equity ratio?

Capital Bancorp, Inc. (CBNK) had a debt-to-equity ratio of 7.98 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Capital Bancorp, Inc.'s return on assets (ROA)?

Capital Bancorp, Inc. (CBNK) had a return on assets of 1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Capital Bancorp, Inc.'s P/E ratio?

Capital Bancorp, Inc. (CBNK) trades at 10.5x earnings, its market capitalization divided by net income of $56.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $590.5M as of Sep 11, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Capital Bancorp, Inc.'s price-to-sales ratio?

Capital Bancorp, Inc. (CBNK) trades at 2.3x sales, its market capitalization divided by revenue of $253.9M revenue, trailing 12 months to June 30, 2026. The market capitalization is $590.5M as of Sep 11, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Capital Bancorp, Inc.'s Piotroski F-Score?

Capital Bancorp, Inc. (CBNK) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Capital Bancorp, Inc.'s earnings high quality?

Capital Bancorp, Inc. (CBNK) has an earnings quality ratio of 1.22x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Capital Bancorp, Inc.?

Capital Bancorp, Inc. (CBNK) scores 52 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.