[Form 3] Capital Bancorp Inc Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Capital Bancorp Inc. (CBNK) reported an initial insider ownership statement for its SVP & CAO, signed by Connie Egan. The reporting person directly holds 3,884.7802 shares of common stock. Derivative holdings include stock options for 2,000 shares at $13.89 expiring 12/31/2025, 1,050 at $26.41 expiring 12/31/2026, 1,600 at $23.54 expiring 01/01/2028, 2,000 at $24.20 expiring 01/01/2029, and 1,339 at $30.51 expiring 03/03/2030. The filing also lists 361 restricted stock units that vest in four equal annual installments beginning on 3/3/26. The options vest in four equal annual installments beginning on the first anniversary of each grant.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Perrine Constance E

(Last) (First) (Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
10/28/2025

3. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP & CAO

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	3,884.7802	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	12/31/2021(1)	12/31/2025	Common Stock	2,000	$13.89	D
Stock Options	12/31/2022(1)	12/31/2026	Common Stock	1,050	$26.41	D
Stock Options	01/01/2024(1)	01/01/2028	Common Stock	1,600	$23.54	D
Stock Options	01/01/2025(1)	01/01/2029	Common Stock	2,000	$24.2	D
Stock Options	03/03/2026(1)	03/03/2030	Common Stock	1,339	$30.51	D
Restricted Stock Units	(2)	(2)	Common Stock	361	(3)	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. The Restricted Stock Units vest in four equal annual installments beginning on 3/3/26.

3. Each Restricted Stock Unit represents the right to receive one share of common stock.

Remarks:

	/s/ Connie Egan	11/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did CBNK disclose in this Form 3?

An officer reported initial beneficial ownership: 3,884.7802 common shares, multiple stock option grants with stated exercise prices and expirations, and 361 RSUs.

Who is the reporting person in CBNK’s Form 3?

The form is signed by Connie Egan, identified as SVP & CAO of Capital Bancorp Inc.

How many CBNK common shares are directly owned?

The reporting person directly owns 3,884.7802 shares of common stock.

What option grants are disclosed for CBNK?

Options include 2,000 at $13.89 (exp. 12/31/2025), 1,050 at $26.41 (exp. 12/31/2026), 1,600 at $23.54 (exp. 01/01/2028), 2,000 at $24.20 (exp. 01/01/2029), and 1,339 at $30.51 (exp. 03/03/2030), all direct.

How do the RSUs vest for CBNK’s officer?

The 361 RSUs vest in four equal annual installments beginning on 3/3/26. Each RSU represents the right to receive one share of common stock.

What is the vesting schedule for the options?

Each option grant vests in four equal annual installments beginning on the first anniversary of the grant date.

When is the reported event date on the Form 3?

The event date is 10/28/2025.