Capital Bancorp (CBNK) EVP Kaye reports RSU grants, option awards and tax share withholding

Rhea-AI Filing Summary

Capital Bancorp Inc executive vice president and chief marketing officer Jeffrey Kaye reported several equity compensation transactions. On 3/2/2026, he received 863 Restricted Stock Units (RSUs) and 3,335 stock options, both vesting in four equal annual installments. On 3/3/2026, he exercised 208 RSUs into the same number of common shares at no cost, with 74 shares withheld at $29.82 per share to cover tax obligations. After these transactions, he directly held 134 shares of common stock and 622 RSUs, along with the granted options.

Insider Trade Summary

208 shares exercised/converted

Mixed 8 txns

Insider Kaye Jeffrey

Role EVP, Chief Marketing Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	208	$0.00	--
Exercise	Common Stock	208	$0.00	--
Tax Withholding	Common Stock	74	$29.82	$2K
Grant/Award	Restricted Stock Units	863	$0.00	--
Grant/Award	Stock Options	3,335	$0.00	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--

Holdings After Transaction: Restricted Stock Units — 622 shares (Direct); Common Stock — 208 shares (Direct); Stock Options — 3,335 shares (Direct)

Footnotes (1)

1. Each Restricted Stock Unit represents the right to receive one share of common stock. The Restricted Stock Units will vest in four equal annual installments beginning on 3/2/2027. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant. The Restricted Stock Units will vest in four equal annual installments beginning 3/3/2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kaye Jeffrey

(Last) (First) (Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Marketing Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		M		208	A	$0	208	D
Common Stock	03/03/2026		F		74	D	$29.82	134	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/02/2026		A		863		(2)	(2)	Common Stock	863	$0	863	D
Stock Options	$29.41	03/02/2026		A		3,335		03/02/2027(3)	03/02/2031	Common Stock	3,335	$0	3,335	D
Restricted Stock Units	(1)	03/03/2026		M			208	(4)	(4)	Common Stock	208	$0	622	D
Stock Options	$23.54							01/01/2024(3)	01/01/2028	Common Stock	3,685		3,685	D
Stock Options	$24.2							01/01/2025(3)	01/01/2029	Common Stock	4,130		4,130	D
Stock Options	$30.51							03/03/2026(3)	03/03/2030	Common Stock	3,078		3,078	D

Explanation of Responses:

1. Each Restricted Stock Unit represents the right to receive one share of common stock.

2. The Restricted Stock Units will vest in four equal annual installments beginning on 3/2/2027.

3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

4. The Restricted Stock Units will vest in four equal annual installments beginning 3/3/2026.

Remarks:

	/s/ Jeffrey Kaye, by Connie Egan as Attorney in Fact	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Capital Bancorp (CBNK) executive Jeffrey Kaye report?

Jeffrey Kaye reported equity compensation activity, including new awards and related share settlements. He received RSUs and stock options, then converted previously granted RSUs into common stock, with a portion of the resulting shares withheld to satisfy tax obligations tied to the vesting.

How many Restricted Stock Units did CBNK executive Jeffrey Kaye receive and when do they vest?

Jeffrey Kaye received 863 new Restricted Stock Units on March 2, 2026. The filing states these RSUs will vest in four equal annual installments beginning on March 2, 2027, aligning vesting with long-term service and performance at Capital Bancorp Inc over several years.

What stock option grants were reported for Capital Bancorp (CBNK) executive Jeffrey Kaye?

Kaye was granted 3,335 stock options on March 2, 2026. According to the disclosure, these options vest in four equal annual installments starting on the first anniversary of the grant date, creating a multi-year incentive structure tied to continued employment with Capital Bancorp.

How many Capital Bancorp (CBNK) shares did Jeffrey Kaye acquire through RSU conversion?

On March 3, 2026, Kaye exercised or converted 208 Restricted Stock Units into 208 shares of Capital Bancorp common stock at a stated price of zero. This reflects settlement of previously granted RSUs into actual shares under the company’s equity compensation arrangements.

Why were some CBNK shares disposed of in Jeffrey Kaye’s Form 4 filing?

The filing shows a disposition of 74 shares of Capital Bancorp common stock at $29.82 per share. This transaction is labeled as payment of tax liability by delivering securities, indicating shares were withheld to cover taxes from the RSU settlement, not sold in an open-market transaction.

What is Jeffrey Kaye’s reported Capital Bancorp (CBNK) ownership after these transactions?

After the reported transactions, Kaye directly held 134 shares of Capital Bancorp common stock. He also held 622 Restricted Stock Units and several blocks of stock options, reflecting a significant portion of his compensation in equity-based instruments tied to future vesting schedules.

How do the Restricted Stock Units in this CBNK Form 4 relate to common stock?

Each Restricted Stock Unit represents the right to receive one share of Capital Bancorp common stock. As RSUs vest over time, they can be settled in an equivalent number of shares, subject to any tax-withholding requirements described in the insider’s Form 4 disclosure.