Capital Bancorp director awarded stock units, options

Capital Bancorp Inc director Joshua Bernstein reported several equity compensation transactions in company stock.

Rhea-AI Filing Summary

Capital Bancorp Inc director Joshua Bernstein reported several equity compensation transactions in company stock. On March 2, 2026, he received grants of 952 Restricted Stock Units and 3,679 stock options at a stated price of $0.00 per unit, all held directly. The stock options vest in four equal annual installments starting on the first anniversary of the grant date, while the 952 Restricted Stock Units are scheduled to vest on March 2, 2027.

On March 3, 2026, Bernstein exercised 1,081 Restricted Stock Units into 1,081 shares of common stock at a stated price of $0.00 per share, leaving no balance in that RSU award and increasing his directly held common stock to 90,909 shares. The filing also lists indirect holdings of common stock through entities identified as Norman Bernstein, SandBern Ventures, LLC, and Bernstein Fund Limited Partnership.

Insider Trade Summary

1,081 shares exercised/converted

Exercise 11 txns

Insider Bernstein Joshua

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	1,081	$0.00	$0.00
Exercise	Common Stock	1,081	$0.00	$0.00
Grant/Award	Restricted Stock Units	952	$0.00	$0.00
Grant/Award	Stock Options	3,679	$0.00	$0.00
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 952 contracts (Direct); Stock Options — 12,184 contracts for 8,505 underlying shares (Direct); Common Stock — 90,909 shares (Direct); Common Stock — 324,000 shares (Indirect, By Norman Bernstein); Common Stock — 154,400 shares (Indirect, By SandBern Ventures, LLC); Common Stock — 303,200 shares (Indirect, By Bernstein Fund Limited Partnership)

Footnotes (4)

1. F1. Each Restricted Stock Unit represents the right to receive one share of common stock.
2. F2. The Restricted Stock Units will vest on 3/2/2027.
3. F3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.
4. F4. The Restricted Stock Units will vest on 3/3/2026.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What equity awards did Capital Bancorp (CBNK) director Joshua Bernstein receive?

Joshua Bernstein received 952 Restricted Stock Units and 3,679 stock options in Capital Bancorp common stock. Both awards were granted at a stated price of $0.00 per unit and are held directly as part of his director compensation.

When do Joshua Bernstein’s new Capital Bancorp RSUs and options vest?

The 952 Restricted Stock Units granted to Joshua Bernstein vest on March 2, 2027. The 3,679 stock options vest in four equal annual installments beginning on the first anniversary of the grant date, spreading vesting over four years.

What transaction did Joshua Bernstein report on March 3, 2026 for CBNK stock?

On March 3, 2026, Joshua Bernstein exercised 1,081 Restricted Stock Units into 1,081 shares of Capital Bancorp common stock at a stated price of $0.00 per share, increasing his directly held common stock to 90,909 shares after the transaction.

How many Capital Bancorp shares does Joshua Bernstein hold directly after these transactions?

After the March 3, 2026 RSU exercise, Joshua Bernstein directly holds 90,909 shares of Capital Bancorp common stock. This reflects conversion of 1,081 Restricted Stock Units into common shares, with no remaining balance reported for that RSU award.

What indirect Capital Bancorp holdings are associated with Joshua Bernstein?

The filing lists indirect common stock holdings associated with Joshua Bernstein as held by Norman Bernstein, SandBern Ventures, LLC, and Bernstein Fund Limited Partnership. These positions are reported as indirect ownership interests rather than additional directly held shares in his own name.

Did the Capital Bancorp Form 4 show any stock sales by Joshua Bernstein?

The Form 4 for Capital Bancorp shows no reported sales by Joshua Bernstein. All recorded transactions are equity awards or derivative exercises, including grants of RSUs and stock options and the conversion of 1,081 Restricted Stock Units into common shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 03/03/2026 - 07:23 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bernstein Joshua

(Last) (First) (Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		M		1,081	A	$0	90,909	D
Common Stock								324,000	I	By Norman Bernstein
Common Stock								154,400	I	By SandBern Ventures, LLC
Common Stock								303,200	I	By Bernstein Fund Limited Partnership

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/02/2026		A		952		(2)	(2)	Common Stock	952	$0	952	D
Stock Options	$29.41	03/02/2026		A		3,679		03/02/2027(3)	03/02/2031	Common Stock	3,679	$0	3,679	D
Restricted Stock Units	(1)	03/03/2026		M			1,081	(4)	(4)	Common Stock	1,081	$0	0	D
Stock Options	$26.41							12/31/2022(3)	12/31/2026	Common Stock	561		561	D
Stock Options	$23.54							01/01/2024(3)	01/01/2028	Common Stock	1,394		1,394	D
Stock Options	$24.2							01/01/2025(3)	01/01/2029	Common Stock	2,550		2,550	D
Stock Options	$30.51							03/03/2026(3)	03/03/2030	Common Stock	4,000		4,000	D

Explanation of Responses:

1. Each Restricted Stock Unit represents the right to receive one share of common stock.

2. The Restricted Stock Units will vest on 3/2/2027.

3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

4. The Restricted Stock Units will vest on 3/3/2026.

Remarks:

	/s/ Joshua Bernstein, by Connie Egan as Attorney in Fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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