Capital Bancorp director exercises 1,800 options

Her reported positions also include several option grants covering common shares, with expiration dates ranging from January 1, 2028, to March 2, 2031.

Rhea-AI Filing Summary

Capital Bancorp Inc director Deborah Ratnersalzberg exercised 1,800 stock options on September 25, 2026, at $26.41 per share, acquiring 1,800 common shares. On that date, 1,322 shares were delivered or withheld for payment of exercise price or tax liability; no Rule 10b5-1 plan is reported. Her reported positions include 14,632 common shares held indirectly by Deborah Ratner Salzberg Trust and 544 restricted stock units, which vest March 2, 2027.

Insider Trade Summary

1,800 shares exercised/converted

Exercise 9 txns

Insider RATNERSALZBERG DEBORAH

Role Director

Type	Security	Shares	Price	Value
Exercise	Stock Options F1	1,800	$0.00	$0.00
Exercise	Common Stock	1,800	$26.41	$48K
Exercise Price or Tax Liability	Common Stock	1,322	$35.98	$48K
holding	Stock Options F1	--	--	--
holding	Stock Options F1	--	--	--
holding	Stock Options F1	--	--	--
holding	Stock Options F1	--	--	--
holding	Restricted Stock Units F2, F3	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Stock Options — 10,354 contracts (Direct); Common Stock — 47,585 shares (Direct); Restricted Stock Units — 544 contracts (Direct); Common Stock — 14,632 shares (Indirect, By Deborah Ratner Salzberg Trust)

Footnotes (3)

1. F1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.
2. F2. Each Restricted Stock Unit represents the right to receive one share of common stock.
3. F3. The Restricted Stock Unit will vest on 3/2/2027.

Key Figures

Stock options exercised: 1,800 options Exercise price: $26.41 per share Shares delivered or withheld: 1,322 shares +3 more

6 metrics

Stock options exercised 1,800 options September 25, 2026

Exercise price $26.41 per share Options exercised September 25, 2026

Shares delivered or withheld 1,322 shares Payment of exercise price or tax liability on September 25, 2026

Trust-held common shares 14,632 shares Held indirectly by Deborah Ratner Salzberg Trust

Restricted stock units 544 units Each unit represents the right to receive one common share and vests March 2, 2027

Other stock-option holdings 2,352 underlying shares at $23.54; 2,400 at $24.20; 3,500 at $30.51; 2,102 at $29.41 Expiration dates: January 1, 2028; January 1, 2029; March 3, 2030; and March 2, 2031, respectively

Key Terms

Stock Options, Restricted Stock Unit, vest

3 terms

Stock Options financial

"The Stock Options vest in four equal annual installments"

Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.

Restricted Stock Unit financial

"Each Restricted Stock Unit represents the right to receive one share"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

vest financial

"will vest on 3/2/2027"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many CBNK shares did director Deborah Ratnersalzberg acquire?

She acquired 1,800 common shares on September 25, 2026, by exercising 1,800 stock options at $26.41 per share. On that date, 1,322 shares were delivered or withheld for payment of exercise price or tax liability. No Rule 10b5-1 plan is reported.

What other positions did Deborah Ratnersalzberg report?

Her reported positions included options covering 2,352 common shares at $23.54, expiring January 1, 2028; 2,400 at $24.20, expiring January 1, 2029; 3,500 at $30.51, expiring March 3, 2030; and 2,102 at $29.41, expiring March 2, 2031. She also reported 544 restricted stock units vesting March 2, 2027, and 14,632 common shares held indirectly by Deborah Ratner Salzberg Trust.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/28/2026 - 02:22 PM Accepted by SEC EDGAR 09/28/2026 - 02:21 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RATNERSALZBERG DEBORAH

(Last) (First) (Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE MARYLAND 20850

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/25/2026		M		1,800	A	$26.41	48,907	D
Common Stock	09/25/2026		F		1,322	D	$35.98	47,585	D
Common Stock								14,632	I	By Deborah Ratner Salzberg Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$26.41	09/25/2026		M			1,800	12/31/2022(1)	12/31/2026	Common Stock	1,800	$0	0	D
Stock Options	$23.54							01/01/2024(1)	01/01/2028	Common Stock	2,352		2,352	D
Stock Options	$24.2							01/01/2025(1)	01/01/2029	Common Stock	2,400		2,400	D
Stock Options	$30.51							03/03/2026(1)	03/03/2030	Common Stock	3,500		3,500	D
Stock Options	$29.41							03/02/2027(1)	03/02/2031	Common Stock	2,102		2,102	D
Restricted Stock Units	(2)							(3)	(3)	Common Stock	544		544	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. Each Restricted Stock Unit represents the right to receive one share of common stock.

3. The Restricted Stock Unit will vest on 3/2/2027.

Remarks:

	/s/ Deborah Ratner Salzberg, by Connie Egan as Attorney in Fact	09/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)