Capital Bancorp Inc (CBNK) COO reports new stock grants and tax withholding

Rhea-AI Filing Summary

Capital Bancorp Inc Chief Operating Officer Steven M. Poynot reported several equity transactions. On March 2, 2026, he received 1,058 Restricted Stock Units and 4,090 stock options, both vesting in four equal annual installments. On March 3, 2026, 283 Restricted Stock Units were exercised into 283 common shares, and 101 common shares at $29.82 each were withheld to cover tax obligations. He now directly holds 1,579 common shares and has additional indirect common share holdings through an IRA.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Poynot Steven M

(Last) (First) (Middle)

2275 RESEARCH BLVD, SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		M		283	A	$0	1,680	D
Common Stock	03/03/2026		F		101	D	$29.82	1,579	D
Common Stock								5,253	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/02/2026		A		1,058		(2)	(2)	Common Stock	1,058	$0	1,058	D
Stock Options	$29.41	03/02/2026		A		4,090		03/02/2027(3)	03/02/2031	Common Stock	4,090	$0	4,090	D
Restricted Stock Units	(1)	03/03/2026		M			283	(4)	(4)	Common Stock	283	$0	848	D
Stock Options	$24.25							10/11/2023(3)	10/11/2027	Common Stock	2,000		2,000	D
Stock Options	$23.54							01/01/2024(3)	01/01/2028	Common Stock	2,300		2,300	D
Stock Options	$24.2							01/01/2025(3)	01/01/2029	Common Stock	5,160		5,160	D
Stock Options	$30.51							03/03/2026(3)	03/03/2030	Common Stock	4,192		4,192	D

Explanation of Responses:

1. Each Restricted Stock Unit represents the right to receive one share of common stock.

2. The Restricted Stock Units will vest in four equal annual installments beginning on 3/2/2027.

3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

4. The Restricted Stock Units will vest in four equal annual installments beginning 3/3/2026.

Remarks:

	/s/ Steven M. Poynot, by Connie Egan as Attorney in Fact	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Capital Bancorp Inc (CBNK) report for Steven M. Poynot?

Capital Bancorp Inc reported that COO Steven M. Poynot received new Restricted Stock Units, stock options, and related share issuances and tax withholdings. These transactions reflect equity compensation awards rather than open-market purchases or sales of CBNK common stock.

How many Restricted Stock Units did the CBNK COO receive in this Form 4?

Steven M. Poynot received 1,058 Restricted Stock Units on March 2, 2026. Each unit represents the right to receive one share of common stock, vesting in four equal annual installments beginning on March 2, 2027, aligning compensation with long-term company performance.

What stock options were granted to the Capital Bancorp Inc COO?

On March 2, 2026, Steven M. Poynot was granted 4,090 stock options. These options vest in four equal annual installments starting on the first anniversary of the grant date, providing long-term incentive compensation tied to Capital Bancorp Inc’s share performance over several years.

How many CBNK shares were used to cover taxes in this Form 4?

The filing shows 101 shares of common stock were disposed of at $29.82 per share on March 3, 2026. This disposition is coded as a tax-withholding transaction, meaning shares were withheld to satisfy tax obligations on equity awards, not sold in the open market.

What happened when the CBNK COO’s Restricted Stock Units converted to common stock?

On March 3, 2026, 283 Restricted Stock Units were exercised or converted into 283 shares of CBNK common stock. Following this conversion and related tax share withholding, Steven M. Poynot directly held 1,579 common shares of Capital Bancorp Inc.

When do Steven M. Poynot’s Restricted Stock Units at Capital Bancorp Inc vest?

Restricted Stock Units granted on March 2, 2026 vest in four equal annual installments beginning March 2, 2027. Another RSU grant vests in four equal annual installments beginning March 3, 2026, gradually delivering common shares as vesting milestones are met.