Capital Bancorp director exercises options for 3,108 shares

Q: How many CBNK shares did director Joshua Bernstein acquire through option exercises?

Joshua Bernstein acquired 3,108 common shares through option exercises on October 6, 2026: 561 at $26.41, 697 at $23.54, 850 at $24.20, and 1,000 at $30.51.

Q: What CBNK options and restricted stock units does Joshua Bernstein report?

The reported holdings include stock options covering 3,679 underlying common shares at a $29.41 exercise price, expiring March 2, 2031, and 952 restricted stock units. Each restricted stock unit represents the right to receive one common share and will vest on March 2, 2027. The stock options vest in four equal annual installments beginning on the first anniversary of the date of grant.

The stock options vest in four equal annual installments beginning on the first anniversary of the date of grant.

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Rhea-AI Filing Summary

Capital Bancorp Inc (CBNK) director Joshua Bernstein exercised stock options on October 6, 2026, acquiring 3,108 common shares: 561 at $26.41, 697 at $23.54, 850 at $24.20, and 1,000 at $30.51. The reported holdings include options covering 3,679 common shares at a $29.41 exercise price, expiring March 2, 2031, and 952 restricted stock units scheduled to vest March 2, 2027. The holdings table also lists indirect common-stock positions: 324,000 shares by Norman Bernstein, 154,400 by SandBern Ventures, LLC, and 303,200 by Bernstein Fund Limited Partnership.

Insider Trade Summary

3,108 shares exercised/converted

Exercise 13 txns

Insider Bernstein Joshua

Role Director

Type	Security	Shares	Price	Value
Exercise	Stock Options ^F1	561	$0.00	$0.00
Exercise	Stock Options ^F1	697	$0.00	$0.00
Exercise	Stock Options ^F1	850	$0.00	$0.00
Exercise	Stock Options ^F1	1,000	$0.00	$0.00
Exercise	Common Stock	561	$26.41	$15K
Exercise	Common Stock	697	$23.54	$16K
Exercise	Common Stock	850	$24.20	$21K
Exercise	Common Stock	1,000	$30.51	$31K
holding	Stock Options ^F1	--	--	--
holding	Restricted Stock Units ^{F2, F3}	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Stock Options — 9,076 contracts for 3,679 underlying shares (Direct); Common Stock — 94,017 shares (Direct); Restricted Stock Units — 952 contracts (Direct); Common Stock — 324,000 shares (Indirect, By Norman Bernstein); Common Stock — 154,400 shares (Indirect, By SandBern Ventures, LLC); Common Stock — 303,200 shares (Indirect, By Bernstein Fund Limited Partnership)

Footnotes (3)

F1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.
F2. Each Restricted Stock Unit represents the right to receive one share of common stock.
F3. The Restricted Stock Unit will vest on 3/2/2027.

Key Figures

Common shares acquired through option exercises: 3,108 shares Option exercise price: $26.41 per share for 561 shares Option exercise price: $23.54 per share for 697 shares +4 more

7 metrics

Common shares acquired through option exercises 3,108 shares October 6, 2026

Option exercise price $26.41 per share for 561 shares October 6, 2026

Option exercise price $23.54 per share for 697 shares October 6, 2026

Option exercise price $24.20 per share for 850 shares October 6, 2026

Option exercise price $30.51 per share for 1,000 shares October 6, 2026

Reported stock option position 3,679 underlying common shares; $29.41 exercise price Options expire March 2, 2031

Restricted stock units 952 units Scheduled to vest March 2, 2027

Key Terms

Stock Options, annual installments, Restricted Stock Unit

3 terms

Stock Options financial

"The Stock Options vest in four equal annual installments"

Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.

annual installments financial

"vest in four equal annual installments beginning on the first anniversary"

Restricted Stock Unit financial

"Each Restricted Stock Unit represents the right to receive one share of common stock"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many CBNK shares did director Joshua Bernstein acquire through option exercises?

Joshua Bernstein acquired 3,108 common shares through option exercises on October 6, 2026: 561 at $26.41, 697 at $23.54, 850 at $24.20, and 1,000 at $30.51.

What CBNK options and restricted stock units does Joshua Bernstein report?

The reported holdings include stock options covering 3,679 underlying common shares at a $29.41 exercise price, expiring March 2, 2031, and 952 restricted stock units. Each restricted stock unit represents the right to receive one common share and will vest on March 2, 2027. The stock options vest in four equal annual installments beginning on the first anniversary of the date of grant.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/07/2026 - 11:20 AM Accepted by SEC EDGAR 10/07/2026 - 11:20 AM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bernstein Joshua

(Last)

(First)

(Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE

MARYLAND

20850

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	10/06/2026		M		561	A	$26.41	91,470	D
Common Stock	10/06/2026		M		697	A	$23.54	92,167	D
Common Stock	10/06/2026		M		850	A	$24.2	93,017	D
Common Stock	10/06/2026		M		1,000	A	$30.51	94,017	D
Common Stock								324,000	I	By Norman Bernstein
Common Stock								154,400	I	By SandBern Ventures, LLC
Common Stock								303,200	I	By Bernstein Fund Limited Partnership

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Options	$26.41	10/06/2026		M			561	12/31/2022⁽¹⁾	12/31/2026	Common Stock	561	$0	0	D
Stock Options	$23.54	10/06/2026		M			697	01/01/2024⁽¹⁾	01/01/2028	Common Stock	697	$0	697	D
Stock Options	$24.2	10/06/2026		M			850	01/01/2025⁽¹⁾	01/01/2029	Common Stock	850	$0	1,700	D
Stock Options	$30.51	10/06/2026		M			1,000	03/03/2026⁽¹⁾	03/03/2030	Common Stock	1,000	$0	3,000	D
Stock Options	$29.41							03/02/2027⁽¹⁾	03/02/2031	Common Stock	3,679		3,679	D
Restricted Stock Units	⁽²⁾							⁽³⁾	⁽³⁾	Common Stock	952		952	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. Each Restricted Stock Unit represents the right to receive one share of common stock.

3. The Restricted Stock Unit will vest on 3/2/2027.

Remarks:

	/s/ Joshua Bernstein, by Connie Egan as Attorney in Fact	10/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR