Capital Bancorp (CBNK) director boosts stake via option exercises and tax withholding
Filing Impact
Filing Sentiment
Form Type
4
Rhea-AI Filing Summary
Capital Bancorp Inc director Mark Caplan reported routine equity compensation activity. On April 2, 2026, he exercised stock options covering 1,017 shares of Common Stock, with exercise prices of 26.41 and 23.54 per share.
To cover taxes on the exercises, 837 shares of Common Stock were withheld at a price of 30.16 per share, a non‑market tax-withholding disposition rather than an open-market sale. After these transactions, he directly holds 139,681 Common shares and retains stock options over 2,800, 3,000, and 5,256 underlying shares plus 1,360 Restricted Stock Units.
He also reports indirect ownership of 15,000 shares through a trust, 45,000 shares in a Roth IRA, and 30,000 shares via an investment management account, indicating substantial continuing exposure to Capital Bancorp Inc stock.
Positive
- None.
Negative
- None.
Insider Trade Summary
1,017 shares exercised/converted
Mixed
12 txns
Insider
Caplan Mark
Role
Director
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Exercise | Stock Options | 450 | $0.00 | -- |
| Exercise | Stock Options | 567 | $0.00 | -- |
| Exercise | Common Stock | 450 | $26.41 | $12K |
| Exercise | Common Stock | 567 | $23.54 | $13K |
| Tax Withholding | Common Stock | 837 | $30.16 | $25K |
| holding | Stock Options | -- | -- | -- |
| holding | Stock Options | -- | -- | -- |
| holding | Stock Options | -- | -- | -- |
| holding | Restricted Stock Units | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
| holding | Common Stock | -- | -- | -- |
Holdings After Transaction:
Stock Options — 0 shares (Direct);
Common Stock — 139,951 shares (Direct);
Restricted Stock Units — 1,360 shares (Direct);
Common Stock — 15,000 shares (Indirect, By Mark M. Caplan & Linda W. Caplan U/T)
Footnotes (1)
- The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant. Each Restricted Stock Unit represents the right to receive one share of common stock. The Restricted Stock Units will vest on 3/2/2027.
Key Figures
Options exercised: 1,017 shares
Exercise prices: 26.41 and 23.54 per share
Tax withholding shares: 837 shares at 30.16
+5 more
8 metrics
Options exercised
1,017 shares
Common Stock acquired via M-code exercises on April 2, 2026
Exercise prices
26.41 and 23.54 per share
Strike prices for 450 and 567 option shares exercised
Tax withholding shares
837 shares at 30.16
F-code disposition to satisfy tax liability
Direct common shares after transactions
139,681 shares
Direct ownership of Capital Bancorp common stock
Remaining options tranche 1
2,800 underlying shares at 24.20
Stock options expiring January 1, 2029
Remaining options tranche 2
3,000 underlying shares at 30.51
Stock options expiring March 3, 2030
Remaining options tranche 3
5,256 underlying shares at 29.41
Stock options expiring March 2, 2031
Restricted Stock Units
1,360 units
Each RSU convertible into one common share
Key Terms
Stock Options, Restricted Stock Units, tax-withholding disposition, Roth IRA, +1 more
5 terms
Stock Options financial
"The Stock Options vest in four equal annual installments"
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
Restricted Stock Units financial
"Each Restricted Stock Unit represents the right to receive one share"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Roth IRA financial
"Common Stock ... By Mark M. Caplan Roth IRA"
A Roth IRA is a retirement savings account you fund with money that’s already been taxed, and withdrawals taken in retirement under the account rules are tax-free. It matters to investors because it shifts the tax bill to today instead of retirement, potentially increasing after-tax income later—think of it like paying for a lifetime subscription now so you can use it without extra charges in the future—helpful for long-term tax planning and flexibility.
investment management account financial
"Common Stock ... By Mark M. Caplan IMA"
FAQ
What insider transactions did Capital Bancorp (CBNK) director Mark Caplan report?
Mark Caplan exercised stock options for 1,017 Capital Bancorp shares and had 837 shares withheld for taxes. These transactions reflect routine equity compensation activity, not open-market buying or selling of CBNK stock.
Were any of Mark Caplan’s Capital Bancorp (CBNK) transactions open-market sales?
No open-market sales are reported. The only disposition is an F-code tax-withholding transaction, where 837 shares were delivered to satisfy tax obligations related to option exercises, rather than being sold on the open market.
What stock options in Capital Bancorp (CBNK) did Mark Caplan exercise?
Mark Caplan exercised stock options for 450 shares at 26.41 and 567 shares at 23.54 per share, receiving an equivalent number of Capital Bancorp common shares. These are reported as M-code derivative exercises on April 2, 2026.
What derivative holdings in Capital Bancorp (CBNK) does Mark Caplan retain?
He retains stock options over 2,800, 3,000, and 5,256 underlying Capital Bancorp shares, with exercise prices of 24.20, 30.51, and 29.41. He also holds 1,360 Restricted Stock Units, each convertible into one common share.
What indirect Capital Bancorp (CBNK) holdings does Mark Caplan report?
Indirectly, Mark Caplan reports 15,000 shares held by a trust, 45,000 shares in a Roth IRA, and 30,000 shares via an investment management account. These entries reflect beneficial ownership through personal and trust-related accounts.