Welcome to our dedicated page for Commerce Bancs SEC filings (Ticker: CBSH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Commerce Bancshares’ 300-page 10-K isn’t light reading. Net-interest-margin tables, CECL provisioning details, and payment-card fee breakdowns are scattered across sections that make quick comparisons difficult. If you’ve ever wondered where the loan-to-deposit ratio is hiding or when directors last updated risk-management policies, this page is built for you.
Stock Titan’s AI-powered analysis turns every filing into clear takeaways. Need the Commerce Bancshares quarterly earnings report 10-Q filing? We extract margin swings and segment profit in seconds. Curious about Commerce Bancshares insider trading Form 4 transactions? Receive real-time alerts the moment an executive buys or sells. Each document—10-K, 10-Q, 8-K, DEF 14A, Form 4—streams from EDGAR to our platform within minutes and is paired with concise language that makes Commerce Bancshares SEC filings explained simply more than a tagline.
Investors use these insights to:
- Spot credit-quality shifts before ratings move (Commerce Bancshares annual report 10-K simplified)
- Compare fee income and deposit costs quarter over quarter (Commerce Bancshares earnings report filing analysis)
- Monitor Commerce Bancshares Form 4 insider transactions real-time for trading signals
- Review the Commerce Bancshares proxy statement executive compensation to align pay with performance
- Decode Commerce Bancshares 8-K material events explained—from dividend changes to senior note issuances
Whether you’re a portfolio manager gauging rate-sensitivity or a community-focused investor checking Commerce Bancshares executive stock transactions Form 4, our AI surfaces what matters and sends you back to decision-making—not document hunting.
Aristotle Capital Management, LLC reports beneficial ownership of 6,479,179 shares of Commerce Bancshares, representing 4.86% of the company’s common stock. The filing states Aristotle has sole voting and sole dispositive power over these shares and that the shares are owned by various investment advisory clients for which Aristotle exercises discretionary authority.
The statement clarifies these holdings are held in the ordinary course of business and were not acquired to change or influence control. In simple terms, Aristotle is deemed a beneficial owner because it directs investment decisions for client accounts that hold the shares, while the underlying clients retain rights to dividends and sale proceeds.
Commerce Bancshares (CBSH) Q2-25 10-Q snapshot: Net income attributable rose 9% YoY to $152.5 M, boosting diluted EPS to $1.14. Net interest income climbed 6.8% to $280.1 M, helped by lower funding costs, while fee revenue grew 8.8% to $165.6 M. Provision for credit losses stayed modest at $5.6 M.
Six-month view: YTD net income advanced 13% to $284.1 M ($2.12 EPS). Net interest income gained 7.4% to $549.3 M and non-interest income 7.8% to $324.6 M. A $7.2 M YTD securities loss contrasted with a $3.0 M gain last year.
Balance sheet trends: Loans expanded 3% since year-end to $17.7 B; allowance coverage is 0.94%. Available-for-sale debt securities declined 2% to $8.9 B. Total assets reached $32.3 B (+0.9%). Common equity jumped 10% to $3.64 B, aided by a $178 M OCI improvement that partly offset $66 M of share repurchases and $73.6 M dividends.
Funding mix: Deposits were steady at $25.5 B, but non-interest-bearing balances fell 9% to $7.4 B, replaced by higher-cost interest-bearing deposits (+7%), pressuring deposit costs even as total interest expense fell 15% YoY to $91.5 M.
Commerce Bancshares (CBSH) Director Jonathan M. Kemper reported acquiring 820 shares at $62.3136 per share on June 24, 2025, through the Executive Compensation Plan. The transaction value totals approximately $51,097.
Following this transaction, Kemper's holdings include:
- Direct ownership: 1,059,638 shares
- Indirect ownership: 604,197 shares through various trusts and entities including: - 186,534 shares via Executive Compensation Plan - 270,564 shares via Tower Properties Co - 47,818 shares in Irrevocable Trust - 38,346 shares in 401(k) - Multiple family trusts holdings
This Form 4 filing demonstrates significant insider ownership, with Kemper maintaining substantial direct and indirect positions in Commerce Bancshares through various ownership structures.
Commerce Bancshares (CBSH) Executive Chairman David W. Kemper reported a new acquisition of company shares on June 24, 2025. The insider purchased 109 shares at $62.31 per share through the Executive Compensation Plan.
Following this transaction, Kemper's holdings include:
- 1,208,311 shares held directly
- 465,502 shares held indirectly through various trusts and entities, including:
- 270,564 shares through Tower Properties Co
- 40,825 shares in CB Kemper Rev Trust
- 40,464 shares in EC Kemper Rev Trust
- 49,160 shares in JW Kemper Rev Trust
The transaction was executed under Form 4 filing requirements for insider trading activity. Kemper serves as both Director and Executive Chairman of Commerce Bancshares.
Commerce Bancshares (CBSH) Executive Vice President Kevin G Barth reported insider trading activity on June 24, 2025. The transaction involved the acquisition of 99 shares of Common Stock at $62.3136 per share through the Executive Compensation Plan.
Following the transaction, Barth's total beneficial ownership consists of:
- 22,640 shares indirectly owned through Executive Compensation Plan
- 46,448 shares indirectly held in 401(k)
- 14,774 shares indirectly owned by spouse
- 50,099 shares directly owned
The Form 4 was filed on June 28, 2025, and signed by Paul A. Steiner on behalf of Kevin G Barth. Total beneficial ownership across all holdings amounts to 133,961 shares, demonstrating significant insider stake in the company.