Every 10-Q that Commerce Bancshares Inc (CBSH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CBSH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CBSH filings page.
Commerce Bancshares, Inc. reported higher earnings in 2026. Net income attributable was $159,790 thousand for the quarter and $301,413 thousand for the six months ended June 30, 2026, compared with $152,479 thousand and $284,071 thousand in 2025. Diluted EPS was $1.10 for the quarter and $2.06 year‑to‑date.
Total assets were $35,269,167 thousand at June 30, 2026, up from $32,915,089 thousand at December 31, 2025, with loans increasing to $20,833,481 thousand and deposits to $27,875,702 thousand. The allowance for credit losses on loans rose to $195,375 thousand, plus $20,119 thousand for unfunded lending commitments, while non‑accrual loans totaled $11,618 thousand.
On January 1, 2026 the company acquired FineMark Holdings, Inc., with total consideration at a fair value of $524.5 million, including assets of $3,966,516 thousand, liabilities of $3,549,295 thousand, $107,266 thousand of goodwill and $138,082 thousand of identifiable intangibles, and $19.1 million of post‑closing transaction costs. Investment results included $114.3 million in gains on equity securities, largely from Visa share exchanges and sales, and a $97.7 million realized loss from selling $904.7 million of lower‑yielding available for sale debt securities and reinvesting in higher‑yielding U.S. Treasuries. The available for sale portfolio carried $629.5 million of unrealized losses in accumulated other comprehensive income.
Commerce Bancshares, Inc. reported first‑quarter 2026 results showing a larger balance sheet and higher earnings. Total assets reached $35.7 billion as of March 31, 2026, up from $32.9 billion at year‑end, driven mainly by loan growth to $20.5 billion and deposits rising to $28.4 billion.
Net income attributable to Commerce Bancshares, Inc. was $141.6 million for the three months ended March 31, 2026, compared with $131.6 million a year earlier, with diluted earnings per share increasing to $0.96 from $0.93. Net interest income rose to $299.8 million and non‑interest income to $175.9 million, while the provision for credit losses declined.
On January 1, 2026 the company completed its acquisition of FineMark Holdings, Inc. for $519.9 million in stock, generating preliminary goodwill of $107.3 million and $138.1 million of identifiable intangible assets. Available‑for‑sale debt securities totaled $8.6 billion with $711.4 million of unrealized losses recorded in accumulated other comprehensive income.
Commerce Bancshares (CBSH) reported Q3 2025 results showing steady profitability and stable balance sheet trends. Net income for the quarter was $141.5M with diluted EPS of $1.06. Net interest income was $279.5M, while the provision for credit losses increased to $20.1M. Non‑interest income totaled $161.5M and investment securities gains were $7.9M. Non‑interest expense was $244.0M.
For the nine months, net income reached $425.6M and diluted EPS was $3.18. Loans were $17.79B and deposits were $25.46B as of September 30, 2025. Accumulated other comprehensive loss improved to $533.7M from $758.9M, reflecting higher unrealized securities values. Shareholders’ equity rose to $3.79B. The allowance for credit losses stood at $175.7M with Q3 net loan charge‑offs of $10.3M. Non‑interest‑bearing deposits were $7.49B. The company paid common dividends of $0.275 per share in Q3 and repurchased treasury stock. Shares outstanding were 132,414,687 as of November 6, 2025.
Commerce Bancshares (CBSH) Q2-25 10-Q snapshot: Net income attributable rose 9% YoY to $152.5 M, boosting diluted EPS to $1.14. Net interest income climbed 6.8% to $280.1 M, helped by lower funding costs, while fee revenue grew 8.8% to $165.6 M. Provision for credit losses stayed modest at $5.6 M.
Six-month view: YTD net income advanced 13% to $284.1 M ($2.12 EPS). Net interest income gained 7.4% to $549.3 M and non-interest income 7.8% to $324.6 M. A $7.2 M YTD securities loss contrasted with a $3.0 M gain last year.
Balance sheet trends: Loans expanded 3% since year-end to $17.7 B; allowance coverage is 0.94%. Available-for-sale debt securities declined 2% to $8.9 B. Total assets reached $32.3 B (+0.9%). Common equity jumped 10% to $3.64 B, aided by a $178 M OCI improvement that partly offset $66 M of share repurchases and $73.6 M dividends.
Funding mix: Deposits were steady at $25.5 B, but non-interest-bearing balances fell 9% to $7.4 B, replaced by higher-cost interest-bearing deposits (+7%), pressuring deposit costs even as total interest expense fell 15% YoY to $91.5 M.